diff --git a/app/components/UI/account/activity_date.html.erb b/app/components/UI/account/activity_date.html.erb
index f563801ab..6fd158d53 100644
--- a/app/components/UI/account/activity_date.html.erb
+++ b/app/components/UI/account/activity_date.html.erb
@@ -21,7 +21,7 @@
         <div class="flex items-center gap-4">
           <div class="flex items-center gap-2">
             <span class="font-medium privacy-sensitive"><%= end_balance_money.format %></span>
-            <%= render DS::Tooltip.new(text: "The end of day balance, after all transactions and adjustments", placement: "left", size: "sm") %>
+            <%= render DS::Tooltip.new(text: t(".balance_tooltip"), placement: "left", size: "sm") %>
           </div>
           <%= helpers.icon "chevron-down", class: "group-open:rotate-180" %>
         </div>
@@ -32,7 +32,7 @@
       <% if balance %>
         <%= render UI::Account::BalanceReconciliation.new(balance: balance, account: account) %>
       <% else %>
-        <p class="text-sm text-secondary">No balance data available for this date</p>
+        <p class="text-sm text-secondary"><%= t(".no_balance_data") %></p>
       <% end %>
     </div>
   </details>
diff --git a/app/components/UI/account/chart.html.erb b/app/components/UI/account/chart.html.erb
index efcdca7d6..54933dcfe 100644
--- a/app/components/UI/account/chart.html.erb
+++ b/app/components/UI/account/chart.html.erb
@@ -50,7 +50,7 @@
         data-time-series-chart-data-value="<%= series.to_json %>"></div>
       <% else %>
         <div class="w-full h-full flex items-center justify-center">
-          <p class="text-secondary text-sm">No data available</p>
+          <p class="text-secondary text-sm"><%= t(".no_data_available") %></p>
         </div>
       <% end %>
     </div>
diff --git a/app/controllers/categories_controller.rb b/app/controllers/categories_controller.rb
index 6d5e6b9fc..a38e5166c 100644
--- a/app/controllers/categories_controller.rb
+++ b/app/controllers/categories_controller.rb
@@ -58,7 +58,7 @@ class CategoriesController < ApplicationController
 
   def destroy_all
     Current.family.categories.destroy_all
-    redirect_back_or_to categories_path, notice: "All categories deleted"
+    redirect_back_or_to categories_path, notice: t(".success")
   end
 
   def bootstrap
diff --git a/app/controllers/chats_controller.rb b/app/controllers/chats_controller.rb
index eb3e2c5c7..aefb7daf4 100644
--- a/app/controllers/chats_controller.rb
+++ b/app/controllers/chats_controller.rb
@@ -29,7 +29,7 @@ class ChatsController < ApplicationController
     @chat.update!(chat_params)
 
     respond_to do |format|
-      format.html { redirect_back_or_to chat_path(@chat), notice: "Chat updated" }
+      format.html { redirect_back_or_to chat_path(@chat), notice: t(".success") }
       format.turbo_stream { render turbo_stream: turbo_stream.replace(dom_id(@chat, :title), partial: "chats/chat_title", locals: { chat: @chat }) }
     end
   end
@@ -38,7 +38,7 @@ class ChatsController < ApplicationController
     @chat.destroy
     clear_last_viewed_chat
 
-    redirect_to chats_path, notice: "Chat was successfully deleted"
+    redirect_to chats_path, notice: t(".notice")
   end
 
   def retry
diff --git a/app/controllers/concerns/self_hostable.rb b/app/controllers/concerns/self_hostable.rb
index 3631571ae..83498269b 100644
--- a/app/controllers/concerns/self_hostable.rb
+++ b/app/controllers/concerns/self_hostable.rb
@@ -23,7 +23,7 @@ module SelfHostable
       if controller_name == "pages" && action_name == "redis_configuration_error"
         # If Redis is now working, redirect to home
         if redis_connected?
-          redirect_to root_path, notice: "Redis is now configured properly! You can now setup your Sure application."
+          redirect_to root_path, notice: t("concerns.self_hostable.redis_configured")
         end
 
         return
diff --git a/app/controllers/holdings_controller.rb b/app/controllers/holdings_controller.rb
index 14c7f55b8..45a89f938 100644
--- a/app/controllers/holdings_controller.rb
+++ b/app/controllers/holdings_controller.rb
@@ -42,7 +42,7 @@ class HoldingsController < ApplicationController
       @holding.destroy_holding_and_entries!
       flash[:notice] = t(".success")
     else
-      flash[:alert] = "You cannot delete this holding"
+      flash[:alert] = t(".cannot_delete")
     end
 
     respond_to do |format|
diff --git a/app/controllers/import/cleans_controller.rb b/app/controllers/import/cleans_controller.rb
index 7d91f2134..4b0b46c16 100644
--- a/app/controllers/import/cleans_controller.rb
+++ b/app/controllers/import/cleans_controller.rb
@@ -6,7 +6,7 @@ class Import::CleansController < ApplicationController
   def show
     unless @import.configured?
       redirect_path = @import.is_a?(PdfImport) ? import_path(@import) : import_configuration_path(@import)
-      return redirect_to redirect_path, alert: "Please configure your import before proceeding."
+      return redirect_to redirect_path, alert: t(".not_configured")
     end
 
     rows = @import.rows_ordered
diff --git a/app/controllers/import/confirms_controller.rb b/app/controllers/import/confirms_controller.rb
index 1a687d4bd..029a58469 100644
--- a/app/controllers/import/confirms_controller.rb
+++ b/app/controllers/import/confirms_controller.rb
@@ -8,7 +8,7 @@ class Import::ConfirmsController < ApplicationController
       return redirect_to import_path(@import)
     end
 
-    redirect_to import_clean_path(@import), alert: "You have invalid data, please edit until all errors are resolved" unless @import.cleaned?
+    redirect_to import_clean_path(@import), alert: t(".invalid_data") unless @import.cleaned?
   end
 
   private
diff --git a/app/controllers/import/qif_category_selections_controller.rb b/app/controllers/import/qif_category_selections_controller.rb
index 2ed7b195a..cf7538b9b 100644
--- a/app/controllers/import/qif_category_selections_controller.rb
+++ b/app/controllers/import/qif_category_selections_controller.rb
@@ -54,7 +54,7 @@ class Import::QifCategorySelectionsController < ApplicationController
       @import.sync_mappings unless format_changed
     end
 
-    redirect_to import_clean_path(@import), notice: "Categories and tags saved."
+    redirect_to import_clean_path(@import), notice: t(".success")
   end
 
   private
diff --git a/app/controllers/import/uploads_controller.rb b/app/controllers/import/uploads_controller.rb
index 0212bc850..bd08c3e2a 100644
--- a/app/controllers/import/uploads_controller.rb
+++ b/app/controllers/import/uploads_controller.rb
@@ -85,7 +85,7 @@ class Import::UploadsController < ApplicationController
         @import.sync_mappings
       end
 
-      redirect_to import_qif_category_selection_path(@import), notice: "QIF file uploaded successfully."
+      redirect_to import_qif_category_selection_path(@import), notice: t(".qif_uploaded")
     end
 
     def csv_str
diff --git a/app/controllers/imports_controller.rb b/app/controllers/imports_controller.rb
index 4a3cc0492..108cbd393 100644
--- a/app/controllers/imports_controller.rb
+++ b/app/controllers/imports_controller.rb
@@ -22,9 +22,9 @@ class ImportsController < ApplicationController
   def publish
     @import.publish_later
 
-    redirect_to import_path(@import), notice: "Your import has started in the background."
+    redirect_to import_path(@import), notice: t(".started")
   rescue Import::MaxRowCountExceededError
-    redirect_back_or_to import_path(@import), alert: "Your import exceeds the maximum row count of #{@import.max_row_count}."
+    redirect_back_or_to import_path(@import), alert: t(".max_rows_exceeded", max: @import.max_row_count)
   end
 
   def index
@@ -112,22 +112,22 @@ class ImportsController < ApplicationController
 
   def revert
     @import.revert_later
-    redirect_to imports_path, notice: "Import is reverting in the background."
+    redirect_to imports_path, notice: t(".started")
   end
 
   def apply_template
     if @import.suggested_template
       @import.apply_template!(@import.suggested_template)
-      redirect_to import_configuration_path(@import), notice: "Template applied."
+      redirect_to import_configuration_path(@import), notice: t(".template_applied")
     else
-      redirect_to import_configuration_path(@import), alert: "No template found, please manually configure your import."
+      redirect_to import_configuration_path(@import), alert: t(".no_template_found")
     end
   end
 
   def destroy
     @import.destroy
 
-    redirect_to imports_path, notice: "Your import has been deleted."
+    redirect_to imports_path, notice: t(".deleted")
   end
 
   private
diff --git a/app/controllers/invite_codes_controller.rb b/app/controllers/invite_codes_controller.rb
index f9bcf6760..436e9a7d1 100644
--- a/app/controllers/invite_codes_controller.rb
+++ b/app/controllers/invite_codes_controller.rb
@@ -8,13 +8,13 @@ class InviteCodesController < ApplicationController
 
   def create
     InviteCode.generate!
-    redirect_back_or_to invite_codes_path, notice: "Code generated"
+    redirect_back_or_to invite_codes_path, notice: t(".success")
   end
 
   def destroy
     code = InviteCode.find(params[:id])
     code.destroy
-    redirect_back_or_to invite_codes_path, notice: "Code deleted"
+    redirect_back_or_to invite_codes_path, notice: t(".success")
   end
 
   private
diff --git a/app/controllers/oidc_accounts_controller.rb b/app/controllers/oidc_accounts_controller.rb
index 25548995d..a0e31e7a4 100644
--- a/app/controllers/oidc_accounts_controller.rb
+++ b/app/controllers/oidc_accounts_controller.rb
@@ -7,7 +7,7 @@ class OidcAccountsController < ApplicationController
     @pending_auth = session[:pending_oidc_auth]
 
     if @pending_auth.nil?
-      redirect_to new_session_path, alert: "No pending OIDC authentication found"
+      redirect_to new_session_path, alert: t(".no_pending_oidc")
       return
     end
 
@@ -26,7 +26,7 @@ class OidcAccountsController < ApplicationController
     @pending_auth = session[:pending_oidc_auth]
 
     if @pending_auth.nil?
-      redirect_to new_session_path, alert: "No pending OIDC authentication found"
+      redirect_to new_session_path, alert: t(".no_pending_oidc")
       return
     end
 
@@ -75,7 +75,7 @@ class OidcAccountsController < ApplicationController
     @pending_auth = session[:pending_oidc_auth]
 
     if @pending_auth.nil?
-      redirect_to new_session_path, alert: "No pending OIDC authentication found"
+      redirect_to new_session_path, alert: t(".no_pending_oidc")
       return
     end
 
@@ -91,7 +91,7 @@ class OidcAccountsController < ApplicationController
     @pending_auth = session[:pending_oidc_auth]
 
     if @pending_auth.nil?
-      redirect_to new_session_path, alert: "No pending OIDC authentication found"
+      redirect_to new_session_path, alert: t(".no_pending_oidc")
       return
     end
 
@@ -104,7 +104,7 @@ class OidcAccountsController < ApplicationController
     # domain is not allowed, block JIT account creation—unless there's a
     # pending invitation for this user.
     unless invitation.present? || (!AuthConfig.jit_link_only? && AuthConfig.allowed_oidc_domain?(email))
-      redirect_to new_session_path, alert: "SSO account creation is disabled. Please contact an administrator."
+      redirect_to new_session_path, alert: t(".account_creation_disabled")
       return
     end
 
@@ -164,7 +164,7 @@ class OidcAccountsController < ApplicationController
       elsif accept_pending_invitation_for(@user)
         t("invitations.accept_choice.joined_household")
       else
-        "Welcome! Your account has been created."
+        t(".account_created")
       end
       redirect_to root_path, notice: notice
     else
diff --git a/app/controllers/pending_duplicate_merges_controller.rb b/app/controllers/pending_duplicate_merges_controller.rb
index 9b690daa5..ec2914097 100644
--- a/app/controllers/pending_duplicate_merges_controller.rb
+++ b/app/controllers/pending_duplicate_merges_controller.rb
@@ -21,7 +21,7 @@ class PendingDuplicateMergesController < ApplicationController
 
     # Manually merge the pending transaction with the selected posted transaction
     unless merge_params[:posted_entry_id].present?
-      redirect_back_or_to transactions_path, alert: "Please select a posted transaction to merge with"
+      redirect_back_or_to transactions_path, alert: t(".no_posted_selected")
       return
     end
 
@@ -29,7 +29,7 @@ class PendingDuplicateMergesController < ApplicationController
     posted_entry = find_eligible_posted_entry(merge_params[:posted_entry_id])
 
     unless posted_entry
-      redirect_back_or_to transactions_path, alert: "Invalid transaction selected for merge"
+      redirect_back_or_to transactions_path, alert: t(".invalid_transaction")
       return
     end
 
@@ -48,9 +48,9 @@ class PendingDuplicateMergesController < ApplicationController
 
     # Immediately merge
     if @transaction.merge_with_duplicate!
-      redirect_back_or_to transactions_path, notice: "Pending transaction merged with posted transaction"
+      redirect_back_or_to transactions_path, notice: t(".merge_success")
     else
-      redirect_back_or_to transactions_path, alert: "Could not merge transactions"
+      redirect_back_or_to transactions_path, alert: t(".merge_failed")
     end
   rescue ActiveRecord::RecordInvalid, ActiveRecord::RecordNotDestroyed,
          ActiveRecord::Deadlocked, ActiveRecord::LockWaitTimeout => e
@@ -64,7 +64,7 @@ class PendingDuplicateMergesController < ApplicationController
       @transaction = entry.entryable
 
       unless @transaction.is_a?(Transaction) && @transaction.pending?
-        redirect_to transactions_path, alert: "This feature is only available for pending transactions"
+        redirect_to transactions_path, alert: t("pending_duplicate_merges.set_transaction.pending_only")
       end
     end
 
diff --git a/app/controllers/plaid_items_controller.rb b/app/controllers/plaid_items_controller.rb
index bfe8c5bd5..08de7e0b4 100644
--- a/app/controllers/plaid_items_controller.rb
+++ b/app/controllers/plaid_items_controller.rb
@@ -62,7 +62,7 @@ class PlaidItemsController < ApplicationController
       .select { |pa| pa.account_provider.nil? && pa.account.nil? } # Not linked via new or legacy system
 
     if @available_plaid_accounts.empty?
-      redirect_to account_path(@account), alert: "No available Plaid accounts to link. Please connect a new Plaid account first."
+      redirect_to account_path(@account), alert: t(".no_available_accounts")
     end
   end
 
@@ -72,13 +72,13 @@ class PlaidItemsController < ApplicationController
 
     # Verify the Plaid account belongs to this family's Plaid items
     unless Current.family.plaid_items.include?(plaid_account.plaid_item)
-      redirect_to account_path(@account), alert: "Invalid Plaid account selected"
+      redirect_to account_path(@account), alert: t(".invalid_account")
       return
     end
 
     # Verify the Plaid account is not already linked
     if plaid_account.account_provider.present? || plaid_account.account.present?
-      redirect_to account_path(@account), alert: "This Plaid account is already linked"
+      redirect_to account_path(@account), alert: t(".already_linked")
       return
     end
 
@@ -88,7 +88,7 @@ class PlaidItemsController < ApplicationController
       provider: plaid_account
     )
 
-    redirect_to accounts_path, notice: "Account successfully linked to Plaid"
+    redirect_to accounts_path, notice: t(".success")
   end
 
   private
diff --git a/app/controllers/rules_controller.rb b/app/controllers/rules_controller.rb
index 5e7496cb8..ae9e1ee1f 100644
--- a/app/controllers/rules_controller.rb
+++ b/app/controllers/rules_controller.rb
@@ -86,8 +86,8 @@ class RulesController < ApplicationController
   def update
     if @rule.update(rule_params)
       respond_to do |format|
-        format.html { redirect_back_or_to rules_path, notice: "Rule updated" }
-        format.turbo_stream { stream_redirect_back_or_to rules_path, notice: "Rule updated" }
+        format.html { redirect_back_or_to rules_path, notice: t(".success") }
+        format.turbo_stream { stream_redirect_back_or_to rules_path, notice: t(".success") }
       end
     else
       render :edit, status: :unprocessable_entity
@@ -96,12 +96,12 @@ class RulesController < ApplicationController
 
   def destroy
     @rule.destroy
-    redirect_to rules_path, notice: "Rule deleted"
+    redirect_to rules_path, notice: t(".success")
   end
 
   def destroy_all
     Current.family.rules.destroy_all
-    redirect_to rules_path, notice: "All rules deleted"
+    redirect_to rules_path, notice: t(".success")
   end
 
   def confirm_all
diff --git a/app/controllers/settings/api_keys_controller.rb b/app/controllers/settings/api_keys_controller.rb
index c509df41a..d132e9a5f 100644
--- a/app/controllers/settings/api_keys_controller.rb
+++ b/app/controllers/settings/api_keys_controller.rb
@@ -31,7 +31,7 @@ class Settings::ApiKeysController < ApplicationController
     existing_keys.each { |key| key.update_column(:revoked_at, Time.current) }
 
     if @api_key.save
-      flash[:notice] = "Your API key has been created successfully"
+      flash[:notice] = t(".success")
       redirect_to settings_api_key_path
     else
       # Restore existing keys if new key creation failed
@@ -42,13 +42,13 @@ class Settings::ApiKeysController < ApplicationController
 
   def destroy
     if @api_key.nil?
-      flash[:alert] = "API key not found"
+      flash[:alert] = t(".not_found")
     elsif @api_key.demo_monitoring_key?
-      flash[:alert] = "This API key cannot be revoked"
+      flash[:alert] = t(".cannot_revoke")
     elsif @api_key.revoke!
-      flash[:notice] = "API key has been revoked successfully"
+      flash[:notice] = t(".revoked_successfully")
     else
-      flash[:alert] = "Failed to revoke API key"
+      flash[:alert] = t(".revoke_failed")
     end
     redirect_to settings_api_key_path
   end
diff --git a/app/controllers/settings/profiles_controller.rb b/app/controllers/settings/profiles_controller.rb
index 6e8dbbf0e..7015e55f4 100644
--- a/app/controllers/settings/profiles_controller.rb
+++ b/app/controllers/settings/profiles_controller.rb
@@ -29,9 +29,9 @@ class Settings::ProfilesController < ApplicationController
     if @user.destroy
       # Also destroy the invitation associated with this user for this family
       Current.family.invitations.find_by(email: @user.email)&.destroy
-      flash[:notice] = "Member removed successfully."
+      flash[:notice] = t(".member_removed")
     else
-      flash[:alert] = "Failed to remove member."
+      flash[:alert] = t(".member_removal_failed")
     end
 
     redirect_to settings_profile_path
diff --git a/app/controllers/settings/providers_controller.rb b/app/controllers/settings/providers_controller.rb
index bdd9b485e..014be3d74 100644
--- a/app/controllers/settings/providers_controller.rb
+++ b/app/controllers/settings/providers_controller.rb
@@ -66,9 +66,9 @@ class Settings::ProvidersController < ApplicationController
       # Reload provider configurations if needed
       reload_provider_configs(updated_fields)
 
-      redirect_to settings_providers_path, notice: "Provider settings updated successfully"
+      redirect_to settings_providers_path, notice: t(".updated_successfully")
     else
-      redirect_to settings_providers_path, notice: "No changes were made"
+      redirect_to settings_providers_path, notice: t(".no_changes")
     end
   rescue => error
     Rails.logger.error("Failed to update provider settings: #{error.class} - #{error.message}")
diff --git a/app/controllers/snaptrade_items_controller.rb b/app/controllers/snaptrade_items_controller.rb
index 6fab6b0ec..6062c4dfb 100644
--- a/app/controllers/snaptrade_items_controller.rb
+++ b/app/controllers/snaptrade_items_controller.rb
@@ -380,7 +380,7 @@ class SnaptradeItemsController < ApplicationController
   end
 
   def link_accounts
-    redirect_to settings_providers_path, alert: "Use the account setup flow instead"
+    redirect_to settings_providers_path, alert: t(".use_setup_flow")
   end
 
   def select_existing_account
diff --git a/app/controllers/subscriptions_controller.rb b/app/controllers/subscriptions_controller.rb
index da02534bd..d6d5ba7d7 100644
--- a/app/controllers/subscriptions_controller.rb
+++ b/app/controllers/subscriptions_controller.rb
@@ -8,7 +8,7 @@ class SubscriptionsController < ApplicationController
   # Upgrade page for unsubscribed users
   def upgrade
     if Current.family.subscription&.active?
-      redirect_to root_path, notice: "You are already contributing. Thank you!"
+      redirect_to root_path, notice: t(".already_contributing")
     else
       @plan = params[:plan] || "annual"
       render layout: "onboardings"
@@ -33,9 +33,9 @@ class SubscriptionsController < ApplicationController
   def create
     if Current.family.can_start_trial?
       Current.family.start_trial_subscription!
-      redirect_to root_path, notice: "Welcome to Sure!"
+      redirect_to root_path, notice: t(".welcome")
     else
-      redirect_to root_path, alert: "You have already started or completed a trial. Please upgrade to continue."
+      redirect_to root_path, alert: t(".trial_already_used")
     end
   end
 
@@ -54,9 +54,9 @@ class SubscriptionsController < ApplicationController
 
     if checkout_result.success?
       Current.family.start_subscription!(checkout_result.subscription_id)
-      redirect_to root_path, notice: "Welcome to Sure!  Your contribution is appreciated."
+      redirect_to root_path, notice: t(".welcome_with_contribution")
     else
-      redirect_to root_path, alert: "Something went wrong processing your contribution. Please try again."
+      redirect_to root_path, alert: t(".contribution_failed")
     end
   end
 
diff --git a/app/controllers/tags_controller.rb b/app/controllers/tags_controller.rb
index 1c2862907..219971529 100644
--- a/app/controllers/tags_controller.rb
+++ b/app/controllers/tags_controller.rb
@@ -36,7 +36,7 @@ class TagsController < ApplicationController
 
   def destroy_all
     Current.family.tags.destroy_all
-    redirect_back_or_to tags_path, notice: "All tags deleted"
+    redirect_back_or_to tags_path, notice: t(".all_deleted")
   end
 
   private
diff --git a/app/controllers/transactions_controller.rb b/app/controllers/transactions_controller.rb
index 8ba56d8e1..a1932c555 100644
--- a/app/controllers/transactions_controller.rb
+++ b/app/controllers/transactions_controller.rb
@@ -107,7 +107,7 @@ class TransactionsController < ApplicationController
       @entry.mark_user_modified!
       @entry.transaction.lock_attr!(:tag_ids) if @entry.transaction.tags.any?
 
-      flash[:notice] = "Transaction created"
+      flash[:notice] = t(".created")
 
       respond_to do |format|
         format.html { redirect_back_or_to account_path(@entry.account) }
@@ -141,7 +141,7 @@ class TransactionsController < ApplicationController
       @entry.reload
 
       respond_to do |format|
-        format.html { redirect_back_or_to account_path(@entry.account), notice: "Transaction updated" }
+        format.html { redirect_back_or_to account_path(@entry.account), notice: t(".updated") }
         format.turbo_stream do
           in_split_group = helpers.in_split_group?(@entry, params[:grouped])
           render turbo_stream: [
diff --git a/app/controllers/transfer_matches_controller.rb b/app/controllers/transfer_matches_controller.rb
index 341688d5d..4e67653ba 100644
--- a/app/controllers/transfer_matches_controller.rb
+++ b/app/controllers/transfer_matches_controller.rb
@@ -32,7 +32,7 @@ class TransferMatchesController < ApplicationController
 
     @transfer.sync_account_later
 
-    redirect_back_or_to transactions_path, notice: "Transfer created"
+    redirect_back_or_to transactions_path, notice: t(".success")
   end
 
   private
diff --git a/app/controllers/users_controller.rb b/app/controllers/users_controller.rb
index 1ee9ee95b..d265734c6 100644
--- a/app/controllers/users_controller.rb
+++ b/app/controllers/users_controller.rb
@@ -6,7 +6,7 @@ class UsersController < ApplicationController
     if @user.resend_confirmation_email
       redirect_to settings_profile_path, notice: t(".success")
     else
-      redirect_to settings_profile_path, alert: t("no_pending_change")
+      redirect_to settings_profile_path, alert: t(".no_pending_change")
     end
   end
 
diff --git a/app/controllers/valuations_controller.rb b/app/controllers/valuations_controller.rb
index 5a2966167..9dbfdd597 100644
--- a/app/controllers/valuations_controller.rb
+++ b/app/controllers/valuations_controller.rb
@@ -57,8 +57,8 @@ class ValuationsController < ApplicationController
 
     if result.success?
       respond_to do |format|
-        format.html { redirect_back_or_to account_path(account), notice: "Account updated" }
-        format.turbo_stream { stream_redirect_back_or_to(account_path(account), notice: "Account updated") }
+        format.html { redirect_back_or_to account_path(account), notice: t(".account_updated") }
+        format.turbo_stream { stream_redirect_back_or_to(account_path(account), notice: t(".account_updated")) }
       end
     else
       @error_message = result.error_message
@@ -84,7 +84,7 @@ class ValuationsController < ApplicationController
       @entry.reload
 
       respond_to do |format|
-        format.html { redirect_back_or_to account_path(@entry.account), notice: "Entry updated" }
+        format.html { redirect_back_or_to account_path(@entry.account), notice: t(".entry_updated") }
         format.turbo_stream do
           render turbo_stream: [
             turbo_stream.replace(
diff --git a/app/helpers/application_helper.rb b/app/helpers/application_helper.rb
index f00d876ea..d15266e03 100644
--- a/app/helpers/application_helper.rb
+++ b/app/helpers/application_helper.rb
@@ -74,7 +74,7 @@ module ApplicationHelper
 
 
   def family_moniker
-    Current.family&.moniker_label || "Family"
+    Current.family&.moniker_label || I18n.t("shared.family_moniker.singular")
   end
 
   def family_moniker_downcase
@@ -82,7 +82,7 @@ module ApplicationHelper
   end
 
   def family_moniker_plural
-    Current.family&.moniker_label_plural || "Families"
+    Current.family&.moniker_label_plural || I18n.t("shared.family_moniker.plural")
   end
 
   def family_moniker_plural_downcase
diff --git a/app/helpers/categories_helper.rb b/app/helpers/categories_helper.rb
index 2d586dee7..458dae432 100644
--- a/app/helpers/categories_helper.rb
+++ b/app/helpers/categories_helper.rb
@@ -1,21 +1,21 @@
 module CategoriesHelper
   def transfer_category
     Category.new \
-      name: "Transfer",
+      name: I18n.t("categories.virtual.transfer"),
       color: Category::TRANSFER_COLOR,
       lucide_icon: "arrow-right-left"
   end
 
   def payment_category
     Category.new \
-      name: "Payment",
+      name: I18n.t("categories.virtual.payment"),
       color: Category::PAYMENT_COLOR,
       lucide_icon: "arrow-right"
   end
 
   def trade_category
     Category.new \
-      name: "Trade",
+      name: I18n.t("categories.virtual.trade"),
       color: Category::TRADE_COLOR
   end
 
diff --git a/app/helpers/custom_confirm.rb b/app/helpers/custom_confirm.rb
index cdf245853..f2d59a009 100644
--- a/app/helpers/custom_confirm.rb
+++ b/app/helpers/custom_confirm.rb
@@ -38,14 +38,14 @@ class CustomConfirm
     end
 
     def default_title
-      "Are you sure?"
+      I18n.t("shared.custom_confirm.default_title")
     end
 
     def default_body
-      "This is not reversible."
+      I18n.t("shared.custom_confirm.default_body")
     end
 
     def default_btn_text
-      "Confirm"
+      I18n.t("shared.custom_confirm.default_btn_text")
     end
 end
diff --git a/app/helpers/imports_helper.rb b/app/helpers/imports_helper.rb
index 6cf680452..3f4628720 100644
--- a/app/helpers/imports_helper.rb
+++ b/app/helpers/imports_helper.rb
@@ -1,31 +1,31 @@
 module ImportsHelper
   def mapping_label(mapping_class)
     {
-      "Import::AccountTypeMapping" => "Account Type",
-      "Import::AccountMapping" => "Account",
-      "Import::CategoryMapping" => "Category",
-      "Import::TagMapping" => "Tag"
+      "Import::AccountTypeMapping" => I18n.t("imports.mapping_labels.account_type"),
+      "Import::AccountMapping" => I18n.t("imports.mapping_labels.account"),
+      "Import::CategoryMapping" => I18n.t("imports.mapping_labels.category"),
+      "Import::TagMapping" => I18n.t("imports.mapping_labels.tag")
     }.fetch(mapping_class.name)
   end
 
   def import_col_label(key)
     {
-      date: "Date",
-      amount: "Amount",
-      name: "Name",
-      currency: "Currency",
-      category: "Category",
-      tags: "Tags",
-      account: "Account",
-      notes: "Notes",
-      qty: "Quantity",
-      ticker: "Ticker",
-      exchange: "Exchange",
-      price: "Price",
-      entity_type: "Type",
-      category_parent: "Parent category",
-      category_color: "Color",
-      category_icon: "Lucide icon"
+      date: I18n.t("imports.column_labels.date"),
+      amount: I18n.t("imports.column_labels.amount"),
+      name: I18n.t("imports.column_labels.name"),
+      currency: I18n.t("imports.column_labels.currency"),
+      category: I18n.t("imports.column_labels.category"),
+      tags: I18n.t("imports.column_labels.tags"),
+      account: I18n.t("imports.column_labels.account"),
+      notes: I18n.t("imports.column_labels.notes"),
+      qty: I18n.t("imports.column_labels.qty"),
+      ticker: I18n.t("imports.column_labels.ticker"),
+      exchange: I18n.t("imports.column_labels.exchange"),
+      price: I18n.t("imports.column_labels.price"),
+      entity_type: I18n.t("imports.column_labels.entity_type"),
+      category_parent: I18n.t("imports.column_labels.category_parent"),
+      category_color: I18n.t("imports.column_labels.category_color"),
+      category_icon: I18n.t("imports.column_labels.category_icon")
     }[key]
   end
 
diff --git a/app/models/api_key.rb b/app/models/api_key.rb
index ae24ccec3..4c12b4668 100644
--- a/app/models/api_key.rb
+++ b/app/models/api_key.rb
@@ -112,7 +112,7 @@ class ApiKey < ApplicationRecord
     def prevent_demo_monitoring_key_destroy!
       return unless demo_monitoring_key?
 
-      errors.add(:base, "Cannot destroy demo monitoring API key")
+      errors.add(:base, :cannot_destroy_demo_key)
       throw(:abort)
     end
 end
diff --git a/app/models/category_import.rb b/app/models/category_import.rb
index 15e3a6dd8..1bf4564bb 100644
--- a/app/models/category_import.rb
+++ b/app/models/category_import.rb
@@ -17,7 +17,7 @@ class CategoryImport < Import
         parent = ensure_placeholder_category(row.category_parent)
 
         if parent && parent == category
-          errors.add(:base, "Category '#{category.name}' cannot be its own parent")
+          errors.add(:base, :own_parent, name: category.name)
           raise ActiveRecord::RecordInvalid.new(self)
         end
 
@@ -82,7 +82,7 @@ class CategoryImport < Import
       missing_headers = required_column_keys.map(&:to_s).reject { |key| header_for(key).present? }
       return if missing_headers.empty?
 
-      errors.add(:base, "Missing required columns: #{missing_headers.join(', ')}")
+      errors.add(:base, :missing_columns, columns: missing_headers.join(", "))
       raise ActiveRecord::RecordInvalid.new(self)
     end
 
diff --git a/app/models/import.rb b/app/models/import.rb
index 2f1256ff4..ac3c5d5df 100644
--- a/app/models/import.rb
+++ b/app/models/import.rb
@@ -418,7 +418,7 @@ class Import < ApplicationRecord
         end
 
         if duplicate_headers.any?
-          errors.add(:base, "CSV headers normalize to duplicate columns: #{duplicate_headers.map { |headers| headers.join(', ') }.join('; ')}")
+          errors.add(:base, :duplicate_headers, columns: duplicate_headers.map { |headers| headers.join(", ") }.join("; "))
           raise ActiveRecord::RecordInvalid, self
         end
 
diff --git a/app/models/indexa_capital_item.rb b/app/models/indexa_capital_item.rb
index ccea401b4..53bd562a8 100644
--- a/app/models/indexa_capital_item.rb
+++ b/app/models/indexa_capital_item.rb
@@ -176,6 +176,6 @@ class IndexaCapitalItem < ApplicationRecord
     def credentials_present_on_create
       return if credentials_configured?
 
-      errors.add(:base, "Either INDEXA_API_TOKEN env var or username/document/password credentials are required")
+      errors.add(:base, :credentials_required)
     end
 end
diff --git a/app/models/plaid_account.rb b/app/models/plaid_account.rb
index ae2ecfeae..fa5922ae1 100644
--- a/app/models/plaid_account.rb
+++ b/app/models/plaid_account.rb
@@ -70,6 +70,6 @@ class PlaidAccount < ApplicationRecord
     # Plaid guarantees at least one of these.  This validation is a sanity check for that guarantee.
     def has_balance
       return if current_balance.present? || available_balance.present?
-      errors.add(:base, "Plaid account must have either current or available balance")
+      errors.add(:base, :no_balance)
     end
 end
diff --git a/app/models/recurring_transaction.rb b/app/models/recurring_transaction.rb
index ffc2c75be..090d31549 100644
--- a/app/models/recurring_transaction.rb
+++ b/app/models/recurring_transaction.rb
@@ -24,7 +24,7 @@ class RecurringTransaction < ApplicationRecord
 
   def merchant_or_name_present
     if merchant_id.blank? && name.blank?
-      errors.add(:base, "Either merchant or name must be present")
+      errors.add(:base, :merchant_or_name_required)
     end
   end
 
diff --git a/app/models/rule.rb b/app/models/rule.rb
index b53f80f83..d5b89eef0 100644
--- a/app/models/rule.rb
+++ b/app/models/rule.rb
@@ -140,14 +140,14 @@ class Rule < ApplicationRecord
       return if new_record? && !actions.empty?
 
       if actions.reject(&:marked_for_destruction?).empty?
-        errors.add(:base, "must have at least one action")
+        errors.add(:base, :min_actions)
       end
     end
 
     def no_duplicate_actions
       action_types = actions.reject(&:marked_for_destruction?).map(&:action_type)
 
-      errors.add(:base, "Rule cannot have duplicate actions #{action_types.inspect}") if action_types.uniq.count != action_types.count
+      errors.add(:base, :duplicate_actions, types: action_types.inspect) if action_types.uniq.count != action_types.count
     end
 
     # Validation: To keep rules simple and easy to understand, we don't allow nested compound conditions.
@@ -157,7 +157,7 @@ class Rule < ApplicationRecord
       conditions.each do |condition|
         if condition.compound?
           if condition.sub_conditions.any? { |sub_condition| sub_condition.compound? }
-            errors.add(:base, "Compound conditions cannot be nested")
+            errors.add(:base, :nested_conditions)
           end
         end
       end
diff --git a/app/models/rule_import.rb b/app/models/rule_import.rb
index 2fac4cb21..31cf4025a 100644
--- a/app/models/rule_import.rb
+++ b/app/models/rule_import.rb
@@ -115,7 +115,7 @@ class RuleImport < Import
 
       # Validate resource type
       unless resource_type == "transaction"
-        errors.add(:base, "Unsupported resource type: #{resource_type}")
+        errors.add(:base, :unsupported_resource_type, resource_type: resource_type)
         raise ActiveRecord::RecordInvalid.new(self)
       end
 
@@ -124,13 +124,13 @@ class RuleImport < Import
         conditions_data = parse_json_safely(row.conditions, "conditions")
         actions_data = parse_json_safely(row.actions, "actions")
       rescue JSON::ParserError => e
-        errors.add(:base, "Invalid JSON in conditions or actions: #{e.message}")
+        errors.add(:base, :invalid_json, message: e.message)
         raise ActiveRecord::RecordInvalid.new(self)
       end
 
       # Validate we have at least one action
       if actions_data.empty?
-        errors.add(:base, "Rule must have at least one action")
+        errors.add(:base, :min_actions)
         raise ActiveRecord::RecordInvalid.new(self)
       end
 
diff --git a/app/models/simplefin_account.rb b/app/models/simplefin_account.rb
index bf9571edb..049834667 100644
--- a/app/models/simplefin_account.rb
+++ b/app/models/simplefin_account.rb
@@ -137,6 +137,6 @@ class SimplefinAccount < ApplicationRecord
     end
     def has_balance
       return if current_balance.present? || available_balance.present?
-      errors.add(:base, "SimpleFin account must have either current or available balance")
+      errors.add(:base, :no_balance)
     end
 end
diff --git a/app/models/sophtron_account.rb b/app/models/sophtron_account.rb
index e22769883..8179b7b84 100644
--- a/app/models/sophtron_account.rb
+++ b/app/models/sophtron_account.rb
@@ -158,7 +158,7 @@ class SophtronAccount < ApplicationRecord
     end
     def has_balance
       return if balance.present? || available_balance.present?
-      errors.add(:base, "Sophtron account must have either current or available balance")
+      errors.add(:base, :no_balance)
     end
 
     def first_present(hash, *keys)
diff --git a/app/models/sso_provider.rb b/app/models/sso_provider.rb
index f9f2ef7c4..b5c9fe25b 100644
--- a/app/models/sso_provider.rb
+++ b/app/models/sso_provider.rb
@@ -90,7 +90,7 @@ class SsoProvider < ApplicationRecord
       idp_sso_url = settings&.dig("idp_sso_url")
 
       if idp_metadata_url.blank? && idp_sso_url.blank?
-        errors.add(:settings, "Either IdP Metadata URL or IdP SSO URL is required for SAML providers")
+        errors.add(:settings, :saml_url_required)
       end
 
       # If using manual config, require certificate
@@ -99,17 +99,17 @@ class SsoProvider < ApplicationRecord
         idp_fingerprint = settings&.dig("idp_cert_fingerprint")
 
         if idp_cert.blank? && idp_fingerprint.blank?
-          errors.add(:settings, "Either IdP Certificate or Certificate Fingerprint is required when not using metadata URL")
+          errors.add(:settings, :saml_cert_required)
         end
       end
 
       # Validate URL formats if provided
       if idp_metadata_url.present? && !valid_url?(idp_metadata_url)
-        errors.add(:settings, "IdP Metadata URL must be a valid URL")
+        errors.add(:settings, :metadata_url_invalid)
       end
 
       if idp_sso_url.present? && !valid_url?(idp_sso_url)
-        errors.add(:settings, "IdP SSO URL must be a valid URL")
+        errors.add(:settings, :sso_url_invalid)
       end
     end
 
diff --git a/app/models/transfer.rb b/app/models/transfer.rb
index d2dcbf667..878e899be 100644
--- a/app/models/transfer.rb
+++ b/app/models/transfer.rb
@@ -107,12 +107,12 @@ class Transfer < ApplicationRecord
   private
     def transfer_has_different_accounts
       return unless inflow_transaction&.entry && outflow_transaction&.entry
-      errors.add(:base, "Must be from different accounts") if to_account == from_account
+      errors.add(:base, :different_accounts) if to_account == from_account
     end
 
     def transfer_has_same_family
       return unless inflow_transaction&.entry && outflow_transaction&.entry
-      errors.add(:base, "Must be from same family") unless to_account&.family == from_account&.family
+      errors.add(:base, :same_family) unless to_account&.family == from_account&.family
     end
 
     def transfer_has_opposite_amounts
@@ -126,10 +126,10 @@ class Transfer < ApplicationRecord
 
       if inflow_entry.currency == outflow_entry.currency
         # For same currency, amounts must be exactly opposite
-        errors.add(:base, "Must have opposite amounts") if inflow_amount + outflow_amount != 0
+        errors.add(:base, :opposite_amounts) if inflow_amount + outflow_amount != 0
       else
         # For different currencies, just check the signs are opposite
-        errors.add(:base, "Must have opposite amounts") unless inflow_amount.negative? && outflow_amount.positive?
+        errors.add(:base, :opposite_amounts) unless inflow_amount.negative? && outflow_amount.positive?
       end
     end
 
@@ -138,6 +138,6 @@ class Transfer < ApplicationRecord
 
       date_diff = (inflow_transaction.entry.date - outflow_transaction.entry.date).abs
       max_days = status == "confirmed" ? 30 : 4
-      errors.add(:base, "Must be within #{max_days} days") if date_diff > max_days
+      errors.add(:base, :within_days, count: max_days) if date_diff > max_days
     end
 end
diff --git a/app/views/accounts/_account.html.erb b/app/views/accounts/_account.html.erb
index 59dca6c4e..bcc57a68d 100644
--- a/app/views/accounts/_account.html.erb
+++ b/app/views/accounts/_account.html.erb
@@ -54,7 +54,7 @@
 
       <% if account.draft? %>
         <%= render DS::Link.new(
-          text: "Complete setup",
+          text: t(".complete_setup"),
           href: edit_account_path(account, return_to: return_to),
           variant: :outline,
           frame: :modal
diff --git a/app/views/accounts/new/_container.html.erb b/app/views/accounts/new/_container.html.erb
index 387a59f14..6c1c16112 100644
--- a/app/views/accounts/new/_container.html.erb
+++ b/app/views/accounts/new/_container.html.erb
@@ -29,13 +29,13 @@
     <div class="border-t border-alpha-black-25 px-4 pt-4 text-secondary text-sm justify-between hidden md:flex">
       <div class="flex space-x-5">
         <div class="flex items-center space-x-2">
-          <span>Select</span>
+          <span><%= t(".select") %></span>
           <kbd class="bg-alpha-black-50 shadow-[inset_0_-1px_0_0_rgba(0,0,0,0.1)] p-1 rounded-md flex w-5 h-5 shrink-0 grow-0 items-center justify-center">
             <%= icon("corner-down-left", size: "xs") %>
           </kbd>
         </div>
         <div class="flex items-center space-x-2">
-          <span>Navigate</span>
+          <span><%= t(".navigate") %></span>
           <kbd class="bg-alpha-black-50 shadow-[inset_0_-1px_0_0_rgba(0,0,0,0.1)] p-1 rounded-md flex w-5 h-5 shrink-0 grow-0 items-center justify-center">
             <%= icon("arrow-up", size: "xs") %>
           </kbd>
@@ -45,7 +45,7 @@
         </div>
       </div>
       <div class="flex items-center space-x-2">
-        <button data-action="DS--dialog#close">Close</button>
+        <button data-action="DS--dialog#close"><%= t(".close") %></button>
         <kbd class="bg-alpha-black-50 shadow-[inset_0_-1px_0_0_rgba(0,0,0,0.1)] p-1 rounded-md flex w-8 h-5 shrink-0 grow-0 items-center justify-center text-xs">ESC</kbd>
       </div>
     </div>
diff --git a/app/views/accounts/show/_activity.html.erb b/app/views/accounts/show/_activity.html.erb
index a36407a1f..5660695c9 100644
--- a/app/views/accounts/show/_activity.html.erb
+++ b/app/views/accounts/show/_activity.html.erb
@@ -7,11 +7,11 @@
       <% unless @account.linked? %>
         <% if @account.permission_for(Current.user).in?([ :owner, :full_control ]) %>
           <%= render DS::Menu.new(variant: "button") do |menu| %>
-            <% menu.with_button(text: "New", variant: "secondary", icon: "plus") %>
+            <% menu.with_button(text: t(".new"), variant: "secondary", icon: "plus") %>
 
             <% menu.with_item(
                 variant: "link",
-                text: "New balance",
+                text: t(".new_balance"),
                 icon: "circle-dollar-sign",
                 href: new_valuation_path(account_id: @account.id),
                 data: { turbo_frame: :modal }) %>
@@ -48,7 +48,7 @@
               <%= icon("search") %>
               <%= hidden_field_tag :account_id, @account.id %>
               <%= form.search_field :search,
-                            placeholder: "Search entries by name",
+                            placeholder: t(".search_placeholder"),
                             value: @q[:search],
                             class: "form-field__input placeholder:text-sm placeholder:text-secondary",
                             "data-auto-submit-form-target": "auto" %>
diff --git a/app/views/accounts/show/_header.html.erb b/app/views/accounts/show/_header.html.erb
index cafd97811..ddbad5a2b 100644
--- a/app/views/accounts/show/_header.html.erb
+++ b/app/views/accounts/show/_header.html.erb
@@ -17,7 +17,7 @@
             <% end %>
             <% if account.draft? %>
               <%= render DS::Link.new(
-                  text: "Complete setup",
+                  text: t(".complete_setup"),
                   href: edit_account_path(account),
                   variant: :outline,
                   size: :sm,
diff --git a/app/views/accounts/show/_menu.html.erb b/app/views/accounts/show/_menu.html.erb
index cb577369e..de1b77626 100644
--- a/app/views/accounts/show/_menu.html.erb
+++ b/app/views/accounts/show/_menu.html.erb
@@ -3,9 +3,9 @@
 <% permission = account.permission_for(Current.user) %>
 <%= render DS::Menu.new(testid: "account-menu") do |menu| %>
   <% if permission.in?([ :owner, :full_control ]) %>
-    <% menu.with_item(variant: "link", text: "Edit", href: edit_account_path(account), icon: "pencil-line", data: { turbo_frame: :modal }) %>
+    <% menu.with_item(variant: "link", text: t(".edit"), href: edit_account_path(account), icon: "pencil-line", data: { turbo_frame: :modal }) %>
   <% end %>
-  <% menu.with_item(variant: "link", text: "Sharing", href: account_sharing_path(account), icon: "users", data: { turbo_frame: :modal }) %>
+  <% menu.with_item(variant: "link", text: t(".sharing"), href: account_sharing_path(account), icon: "users", data: { turbo_frame: :modal }) %>
   <% menu.with_item(variant: "link", text: t(".statements"), href: account_path(account, tab: "statements"), icon: "archive") %>
 
   <% if permission.in?([ :owner, :full_control ]) %>
@@ -31,7 +31,7 @@
   <% if account.owned_by?(Current.user) && !account.linked? %>
     <% menu.with_item(
       variant: "button",
-      text: "Delete account",
+      text: t(".delete_account"),
       href: account_path(account),
       method: :delete,
       icon: "trash-2",
diff --git a/app/views/admin/sso_providers/_form.html.erb b/app/views/admin/sso_providers/_form.html.erb
index 5a3527c3e..9845bab1a 100644
--- a/app/views/admin/sso_providers/_form.html.erb
+++ b/app/views/admin/sso_providers/_form.html.erb
@@ -6,7 +6,7 @@
       <%= icon "alert-circle", class: "w-5 h-5 text-destructive mr-2 shrink-0" %>
       <div>
         <p class="text-sm font-medium text-destructive">
-          <%= pluralize(sso_provider.errors.count, "error") %> prohibited this provider from being saved:
+          <%= t("admin.sso_providers.form.errors_title", count: sso_provider.errors.count) %>
         </p>
         <ul class="mt-2 text-sm text-destructive list-disc list-inside">
           <% sso_provider.errors.full_messages.each do |message| %>
@@ -20,38 +20,38 @@
 
 <%= styled_form_with model: [:admin, sso_provider], class: "space-y-6", data: { controller: "admin-sso-form" } do |form| %>
   <div class="space-y-4">
-    <h3 class="font-medium text-primary">Basic Information</h3>
+    <h3 class="font-medium text-primary"><%= t("admin.sso_providers.form.basic_information") %></h3>
 
     <div class="grid grid-cols-1 gap-4 sm:grid-cols-2">
       <%= form.select :strategy,
           options_for_select([
-            ["OpenID Connect", "openid_connect"],
-            ["SAML 2.0", "saml"],
-            ["Google OAuth2", "google_oauth2"],
-            ["GitHub", "github"]
+            [t("admin.sso_providers.form.strategy_openid_connect"), "openid_connect"],
+            [t("admin.sso_providers.form.strategy_saml"), "saml"],
+            [t("admin.sso_providers.form.strategy_google_oauth2"), "google_oauth2"],
+            [t("admin.sso_providers.form.strategy_github"), "github"]
           ], sso_provider.strategy),
-          { label: "Strategy" },
+          { label: t("admin.sso_providers.form.strategy_label") },
           { data: { action: "change->admin-sso-form#toggleFields" } } %>
 
       <%= form.text_field :name,
-          label: "Name",
-          placeholder: "e.g., keycloak, authentik",
+          label: t("admin.sso_providers.form.name_label"),
+          placeholder: t("admin.sso_providers.form.name_placeholder"),
           required: true,
           data: { action: "input->admin-sso-form#updateCallbackUrl" } %>
     </div>
-    <p class="text-xs text-secondary -mt-2">Unique identifier (lowercase, numbers, underscores only)</p>
+    <p class="text-xs text-secondary -mt-2"><%= t("admin.sso_providers.form.name_help") %></p>
 
     <div class="grid grid-cols-1 gap-4 sm:grid-cols-2">
       <%= form.text_field :label,
-          label: "Button Label",
-          placeholder: "e.g., Sign in with Keycloak",
+          label: t("admin.sso_providers.form.label_label"),
+          placeholder: t("admin.sso_providers.form.label_placeholder"),
           required: true %>
 
       <div>
         <%= form.text_field :icon,
-            label: "Icon (optional)",
-            placeholder: "e.g., key, shield" %>
-        <p class="text-xs text-secondary mt-1">Lucide icon name for the login button</p>
+            label: t("admin.sso_providers.form.icon_label"),
+            placeholder: t("admin.sso_providers.form.icon_placeholder") %>
+        <p class="text-xs text-secondary mt-1"><%= t("admin.sso_providers.form.icon_help") %></p>
       </div>
     </div>
 
@@ -65,42 +65,42 @@
   </div>
 
   <div class="border-t border-primary pt-4 space-y-4">
-    <h3 class="font-medium text-primary">OAuth/OIDC Configuration</h3>
+    <h3 class="font-medium text-primary"><%= t("admin.sso_providers.form.oauth_configuration") %></h3>
 
     <div data-oidc-field class="<%= "hidden" unless sso_provider.strategy == "openid_connect" %>">
       <%= form.text_field :issuer,
-          label: "Issuer URL",
-          placeholder: "https://your-idp.example.com/realms/your-realm",
+          label: t("admin.sso_providers.form.issuer_label"),
+          placeholder: t("admin.sso_providers.form.issuer_placeholder"),
           data: { action: "blur->admin-sso-form#validateIssuer" } %>
-      <p class="text-xs text-secondary mt-1">OIDC issuer URL (validates .well-known/openid-configuration)</p>
+      <p class="text-xs text-secondary mt-1"><%= t("admin.sso_providers.form.issuer_help") %></p>
     </div>
 
     <%= form.text_field :client_id,
-        label: "Client ID",
-        placeholder: "your-client-id",
+        label: t("admin.sso_providers.form.client_id_label"),
+        placeholder: t("admin.sso_providers.form.client_id_placeholder"),
         required: true %>
 
     <%= form.password_field :client_secret,
-        label: "Client Secret",
-        placeholder: sso_provider.persisted? ? "••••••••" : "your-client-secret",
+        label: t("admin.sso_providers.form.client_secret_label"),
+        placeholder: sso_provider.persisted? ? t("admin.sso_providers.form.client_secret_placeholder_existing") : t("admin.sso_providers.form.client_secret_placeholder_new"),
         required: !sso_provider.persisted? %>
     <% if sso_provider.persisted? %>
-      <p class="text-xs text-secondary -mt-2">Leave blank to keep existing secret</p>
+      <p class="text-xs text-secondary -mt-2"><%= t("admin.sso_providers.form.client_secret_help_existing") %></p>
     <% end %>
 
     <div data-oidc-field class="<%= "hidden" unless sso_provider.strategy == "openid_connect" %>">
-      <label class="block text-sm font-medium text-primary mb-1">Callback URL</label>
+      <label class="block text-sm font-medium text-primary mb-1"><%= t("admin.sso_providers.form.redirect_uri_label") %></label>
       <div class="flex items-center gap-2">
         <code class="flex-1 bg-surface px-3 py-2 rounded text-sm text-secondary overflow-x-auto"
               data-admin-sso-form-target="callbackUrl"><%= "#{request.base_url}/auth/#{sso_provider.name.presence || 'PROVIDER_NAME'}/callback" %></code>
         <button type="button"
                 data-action="click->admin-sso-form#copyCallback"
                 class="p-2 text-secondary hover:text-primary shrink-0"
-                title="Copy to clipboard">
+                title="<%= t("admin.sso_providers.form.copy_button") %>">
           <%= icon "copy", class: "w-4 h-4" %>
         </button>
       </div>
-      <p class="text-xs text-secondary mt-1">Configure this URL in your identity provider</p>
+      <p class="text-xs text-secondary mt-1"><%= t("admin.sso_providers.form.redirect_uri_help") %></p>
     </div>
   </div>
 
@@ -172,18 +172,18 @@
     </details>
 
     <div>
-      <label class="block text-sm font-medium text-primary mb-1">SP Callback URL (ACS URL)</label>
+      <label class="block text-sm font-medium text-primary mb-1"><%= t("admin.sso_providers.form.saml_sp_callback_url_label") %></label>
       <div class="flex items-center gap-2">
         <code class="flex-1 bg-surface px-3 py-2 rounded text-sm text-secondary overflow-x-auto"
               data-admin-sso-form-target="samlCallbackUrl"><%= "#{request.base_url}/auth/#{sso_provider.name.presence || 'PROVIDER_NAME'}/callback" %></code>
         <button type="button"
                 data-action="click->admin-sso-form#copySamlCallback"
                 class="p-2 text-secondary hover:text-primary shrink-0"
-                title="Copy to clipboard">
+                title="<%= t("admin.sso_providers.form.copy_button") %>">
           <%= icon "copy", class: "w-4 h-4" %>
         </button>
       </div>
-      <p class="text-xs text-secondary mt-1">Configure this URL as the Assertion Consumer Service URL in your IdP</p>
+      <p class="text-xs text-secondary mt-1"><%= t("admin.sso_providers.form.saml_sp_callback_url_help") %></p>
     </div>
   </div>
 
@@ -282,8 +282,8 @@
     </div>
 
     <div class="flex gap-3">
-      <%= link_to "Cancel", admin_sso_providers_path, class: "px-4 py-2 text-sm font-medium text-secondary hover:text-primary" %>
-      <%= form.submit sso_provider.persisted? ? "Update Provider" : "Create Provider",
+      <%= link_to t("admin.sso_providers.form.cancel"), admin_sso_providers_path, class: "px-4 py-2 text-sm font-medium text-secondary hover:text-primary" %>
+      <%= form.submit sso_provider.persisted? ? t("admin.sso_providers.form.update_provider") : t("admin.sso_providers.form.create_provider"),
           class: "px-4 py-2 button-bg-primary text-inverse rounded-lg text-sm font-medium hover:button-bg-primary-hover" %>
     </div>
   </div>
diff --git a/app/views/admin/sso_providers/index.html.erb b/app/views/admin/sso_providers/index.html.erb
index c9ccfc6a1..c799d374d 100644
--- a/app/views/admin/sso_providers/index.html.erb
+++ b/app/views/admin/sso_providers/index.html.erb
@@ -1,14 +1,14 @@
-<%= content_for :page_title, "SSO Providers" %>
+<%= content_for :page_title, t(".page_title") %>
 
 <div class="space-y-4">
   <p class="text-secondary mb-4">
-    Manage single sign-on authentication providers for your instance.
+    <%= t(".description") %>
     <% unless FeatureFlags.db_sso_providers? %>
-      <span class="text-warning">Changes require a server restart to take effect.</span>
+      <span class="text-warning"><%= t(".restart_required") %></span>
     <% end %>
   </p>
 
-  <%= settings_section title: "Configured Providers" do %>
+  <%= settings_section title: t(".configured_providers") do %>
     <% if @sso_providers.any? %>
       <div class="divide-y divide-alpha-black-200 theme-dark:divide-alpha-white-200">
         <% @sso_providers.each do |provider| %>
@@ -27,20 +27,20 @@
             <div class="flex items-center gap-2">
               <% if provider.enabled? %>
                 <span class="inline-flex items-center px-2 py-0.5 rounded text-xs font-medium bg-green-100 text-green-800">
-                  Enabled
+                  <%= t(".enabled") %>
                 </span>
               <% else %>
                 <span class="inline-flex items-center px-2 py-0.5 rounded text-xs font-medium bg-surface text-secondary">
-                  Disabled
+                  <%= t(".disabled") %>
                 </span>
               <% end %>
-              <%= link_to edit_admin_sso_provider_path(provider), class: "p-1 text-secondary hover:text-primary", title: "Edit" do %>
+              <%= link_to edit_admin_sso_provider_path(provider), class: "p-1 text-secondary hover:text-primary", title: t(".edit") do %>
                 <%= icon "pencil", class: "w-4 h-4" %>
               <% end %>
-              <%= button_to toggle_admin_sso_provider_path(provider), method: :patch, class: "p-1 text-secondary hover:text-primary", title: provider.enabled? ? "Disable" : "Enable", form: { data: { turbo_confirm: "Are you sure you want to #{provider.enabled? ? 'disable' : 'enable'} this provider?" } } do %>
+              <%= button_to toggle_admin_sso_provider_path(provider), method: :patch, class: "p-1 text-secondary hover:text-primary", title: provider.enabled? ? t(".disable") : t(".enable"), form: { data: { turbo_confirm: provider.enabled? ? t("admin.sso_providers.toggle.confirm_disable") : t("admin.sso_providers.toggle.confirm_enable") } } do %>
                 <%= icon provider.enabled? ? "toggle-right" : "toggle-left", class: "w-4 h-4" %>
               <% end %>
-              <%= button_to admin_sso_provider_path(provider), method: :delete, class: "p-1 text-destructive hover:text-destructive", title: "Delete", form: { data: { turbo_confirm: "Are you sure you want to delete this provider? This action cannot be undone." } } do %>
+              <%= button_to admin_sso_provider_path(provider), method: :delete, class: "p-1 text-destructive hover:text-destructive", title: t(".delete"), form: { data: { turbo_confirm: t("admin.sso_providers.destroy.confirm") } } do %>
                 <%= icon "trash-2", class: "w-4 h-4" %>
               <% end %>
             </div>
@@ -50,14 +50,14 @@
     <% else %>
       <div class="text-center py-6">
         <%= icon "key", class: "w-12 h-12 mx-auto text-secondary mb-3" %>
-        <p class="text-secondary">No SSO providers configured yet.</p>
+        <p class="text-secondary"><%= t(".no_providers_message") %></p>
       </div>
     <% end %>
 
     <div class="pt-4 border-t border-primary">
       <%= link_to new_admin_sso_provider_path, class: "inline-flex items-center gap-2 text-sm font-medium text-primary hover:text-secondary" do %>
         <%= icon "plus", class: "w-4 h-4" %>
-        Add Provider
+        <%= t(".add_provider") %>
       <% end %>
     </div>
   <% end %>
@@ -100,26 +100,25 @@
     <% end %>
   <% end %>
 
-  <%= settings_section title: "Configuration Mode", collapsible: true, open: false do %>
+  <%= settings_section title: t(".configuration_mode"), collapsible: true, open: false do %>
     <div class="space-y-3">
       <div class="flex items-center justify-between">
         <div>
-          <p class="font-medium text-primary">Database-backed providers</p>
-          <p class="text-sm text-secondary">Load providers from database instead of YAML config</p>
+          <p class="font-medium text-primary"><%= t(".db_backed_providers") %></p>
+          <p class="text-sm text-secondary"><%= t(".db_backed_providers_description") %></p>
         </div>
         <% if FeatureFlags.db_sso_providers? %>
           <span class="inline-flex items-center px-2 py-0.5 rounded text-xs font-medium bg-green-100 text-green-800">
-            Enabled
+            <%= t(".enabled") %>
           </span>
         <% else %>
           <span class="inline-flex items-center px-2 py-0.5 rounded text-xs font-medium bg-surface text-secondary">
-            Disabled
+            <%= t(".disabled") %>
           </span>
         <% end %>
       </div>
       <p class="text-sm text-secondary">
-        Set <code class="bg-surface px-1 py-0.5 rounded text-xs">AUTH_PROVIDERS_SOURCE=db</code> to enable database-backed providers.
-        This allows changes without server restarts.
+        <%= t(".db_backed_providers_help_html") %>
       </p>
     </div>
   <% end %>
diff --git a/app/views/assistant_messages/_assistant_message.html.erb b/app/views/assistant_messages/_assistant_message.html.erb
index 9768ee0d0..6b00a3c2d 100644
--- a/app/views/assistant_messages/_assistant_message.html.erb
+++ b/app/views/assistant_messages/_assistant_message.html.erb
@@ -9,7 +9,7 @@
   <% elsif assistant_message.reasoning? %>
     <details class="group mb-1">
       <summary class="flex items-center gap-2">
-        <p class="text-secondary text-sm">Assistant reasoning</p>
+        <p class="text-secondary text-sm"><%= t(".assistant_reasoning") %></p>
         <%= icon("chevron-down", class: "group-open:transform group-open:rotate-180") %>
       </summary>
 
diff --git a/app/views/assistant_messages/_tool_calls.html.erb b/app/views/assistant_messages/_tool_calls.html.erb
index 59c149225..d2adace6a 100644
--- a/app/views/assistant_messages/_tool_calls.html.erb
+++ b/app/views/assistant_messages/_tool_calls.html.erb
@@ -3,15 +3,15 @@
 <details class="my-2 group mb-4">
   <summary class="text-secondary text-xs cursor-pointer flex items-center gap-2">
     <%= icon("chevron-right", class: "group-open:transform group-open:rotate-90") %>
-    <p>Tool Calls</p>
+    <p><%= t(".tool_calls") %></p>
   </summary>
 
   <div class="mt-2">
     <% message.tool_calls.each do |tool_call| %>
       <div class="bg-blue-50 border-blue-200 px-3 py-2 rounded-lg border mb-2">
-        <p class="text-secondary text-xs">Function:</p>
+        <p class="text-secondary text-xs"><%= t(".function") %></p>
         <p class="text-primary text-sm font-mono"><%= tool_call.function_name %></p>
-        <p class="text-secondary text-xs mt-2">Arguments:</p>
+        <p class="text-secondary text-xs mt-2"><%= t(".arguments") %></p>
         <pre class="text-primary text-sm font-mono whitespace-pre-wrap"><%= tool_call.function_arguments %></pre>
       </div>
     <% end %>
diff --git a/app/views/budget_categories/_confirm_button.html.erb b/app/views/budget_categories/_confirm_button.html.erb
index a9d983317..730ebf1e3 100644
--- a/app/views/budget_categories/_confirm_button.html.erb
+++ b/app/views/budget_categories/_confirm_button.html.erb
@@ -1,6 +1,6 @@
 <div id="<%= dom_id(budget, :confirm_button) %>">
   <%= render DS::Button.new(
-    text: "Confirm",
+    text: t(".confirm"),
     variant: "primary",
     full_width: true,
     href: budget_path(budget),
diff --git a/app/views/budget_categories/_no_categories.html.erb b/app/views/budget_categories/_no_categories.html.erb
index 44d8915b1..ed949d2d9 100644
--- a/app/views/budget_categories/_no_categories.html.erb
+++ b/app/views/budget_categories/_no_categories.html.erb
@@ -1,18 +1,18 @@
 <div class="flex justify-center items-center">
   <div class="text-center flex flex-col items-center max-w-[500px]">
-    <h2 class="text-lg text-primary font-medium">Oops!</h2>
+    <h2 class="text-lg text-primary font-medium"><%= t(".oops") %></h2>
     <p class="text-secondary text-sm max-w-sm mx-auto mb-4">
-      You have not created or assigned any expense categories to your transactions yet.
+      <%= t(".no_categories_message") %>
     </p>
 
     <div class="flex items-center gap-2">
       <%= render DS::Button.new(
-        text: "Use defaults (recommended)",
+        text: t(".use_defaults"),
         href: bootstrap_categories_path,
       ) %>
 
       <%= render DS::Link.new(
-        text: "New category",
+        text: t(".new_category"),
         variant: "outline",
         icon: "plus",
         href: new_category_path,
diff --git a/app/views/budget_categories/index.html.erb b/app/views/budget_categories/index.html.erb
index d5ded43d7..049d5ede8 100644
--- a/app/views/budget_categories/index.html.erb
+++ b/app/views/budget_categories/index.html.erb
@@ -8,9 +8,9 @@
 <div>
   <div class="space-y-6">
     <div class="text-center space-y-2">
-      <h1 class="text-3xl text-primary font-medium">Edit your category budgets</h1>
+      <h1 class="text-3xl text-primary font-medium"><%= t(".title") %></h1>
       <p class="text-secondary text-sm max-w-md mx-auto">
-        Adjust category budgets to set spending limits. Unallocated funds will be automatically assigned as uncategorized.
+        <%= t(".description") %>
       </p>
     </div>
 
diff --git a/app/views/budget_categories/show.html.erb b/app/views/budget_categories/show.html.erb
index 154a7958f..6d8d64ed9 100644
--- a/app/views/budget_categories/show.html.erb
+++ b/app/views/budget_categories/show.html.erb
@@ -1,7 +1,7 @@
 <%= render DS::Dialog.new(variant: :drawer) do |dialog| %>
   <% dialog.with_header do %>
     <div>
-      <p class="text-sm text-secondary">Category</p>
+      <p class="text-sm text-secondary"><%= t(".category") %></p>
       <h3 class="text-2xl font-medium text-primary">
         <%= @budget_category.name %>
       </h3>
@@ -26,12 +26,12 @@
   <% end %>
 
   <% dialog.with_body do %>
-    <% dialog.with_section(title: "Overview", open: true) do %>
+    <% dialog.with_section(title: t(".overview"), open: true) do %>
       <div class="pb-4">
         <dl class="space-y-3 px-3 py-2">
           <div class="flex items-center justify-between text-sm">
             <dt class="text-secondary">
-              <%= @budget_category.budget.start_date.strftime("%b %Y") %> spending
+              <%= t(".spending", date: @budget_category.budget.start_date.strftime("%b %Y")) %>
             </dt>
             <dd class="text-primary font-medium privacy-sensitive">
               <%= format_money @budget_category.actual_spending_money %>
@@ -40,30 +40,30 @@
 
           <% if @budget_category.budget.initialized? %>
             <div class="flex items-center justify-between text-sm">
-              <dt class="text-secondary">Status</dt>
+              <dt class="text-secondary"><%= t(".status") %></dt>
               <% if @budget_category.available_to_spend.negative? %>
                 <dd class="flex items-center gap-1 text-red-500 font-medium privacy-sensitive">
                   <%= icon "alert-circle", size: "sm", color: "destructive" %>
                   <%= format_money @budget_category.available_to_spend_money.abs %>
-                  <span>overspent</span>
+                  <span><%= t(".overspent") %></span>
                 </dd>
               <% elsif @budget_category.available_to_spend.zero? %>
                 <dd class="flex items-center gap-1 text-orange-500 font-medium privacy-sensitive">
                   <%= icon "x-circle", size: "sm", color: "warning" %>
                   <%= format_money @budget_category.available_to_spend_money %>
-                  <span>left</span>
+                  <span><%= t(".left") %></span>
                 </dd>
               <% else %>
                 <dd class="text-primary flex items-center gap-1 text-green-500 font-medium privacy-sensitive">
                   <%= icon "check-circle", size: "sm", color: "success" %>
                   <%= format_money @budget_category.available_to_spend_money %>
-                  <span>left</span>
+                  <span><%= t(".left") %></span>
                 </dd>
               <% end %>
             </div>
 
             <div class="flex items-center justify-between text-sm">
-              <dt class="text-secondary">Budgeted</dt>
+              <dt class="text-secondary"><%= t(".budgeted") %></dt>
               <dd class="text-primary font-medium privacy-sensitive">
                 <%= format_money @budget_category.budgeted_spending_money %>
               </dd>
@@ -71,14 +71,14 @@
           <% end %>
 
           <div class="flex items-center justify-between text-sm">
-            <dt class="text-secondary">Monthly average spending</dt>
+            <dt class="text-secondary"><%= t(".monthly_average_spending") %></dt>
             <dd class="text-primary font-medium privacy-sensitive">
               <%= @budget_category.avg_monthly_expense_money.format %>
             </dd>
           </div>
 
           <div class="flex items-center justify-between text-sm">
-            <dt class="text-secondary">Monthly median spending</dt>
+            <dt class="text-secondary"><%= t(".monthly_median_spending") %></dt>
             <dd class="text-primary font-medium privacy-sensitive">
               <%= @budget_category.median_monthly_expense_money.format %>
             </dd>
@@ -87,7 +87,7 @@
       </div>
     <% end %>
 
-    <% dialog.with_section(title: "Recent Transactions", open: true) do %>
+    <% dialog.with_section(title: t(".recent_transactions"), open: true) do %>
       <div class="space-y-2">
         <div class="px-3 py-4 space-y-2">
           <% if @recent_transactions.any? %>
@@ -120,7 +120,7 @@
             </ul>
 
             <%= render DS::Link.new(
-              text: "View all category transactions",
+              text: t(".view_all_transactions"),
               variant: "outline",
               full_width: true,
               href: transactions_path(q: {
@@ -132,7 +132,7 @@
             ) %>
           <% else %>
             <p class="text-secondary text-sm mb-4">
-              No transactions found for this budget period.
+              <%= t(".no_transactions") %>
             </p>
           <% end %>
         </div>
diff --git a/app/views/budgets/_actuals_summary.html.erb b/app/views/budgets/_actuals_summary.html.erb
index fe9509d9a..524fb0006 100644
--- a/app/views/budgets/_actuals_summary.html.erb
+++ b/app/views/budgets/_actuals_summary.html.erb
@@ -2,7 +2,7 @@
 
 <div>
   <div class="p-4 border-b border-secondary">
-    <h3 class="text-sm text-secondary mb-2">Income</h3>
+    <h3 class="text-sm text-secondary mb-2"><%= t(".income") %></h3>
 
     <span class="inline-block mb-2 text-xl font-medium text-primary privacy-sensitive">
       <%= budget.actual_income_money.format %>
@@ -30,7 +30,7 @@
   </div>
 
   <div class="p-4">
-    <h3 class="text-sm text-secondary mb-2">Expenses</h3>
+    <h3 class="text-sm text-secondary mb-2"><%= t(".expenses") %></h3>
 
     <span class="inline-block mb-2 text-xl font-medium text-primary privacy-sensitive"><%= budget.actual_spending_money.format %></span>
 
diff --git a/app/views/budgets/_budget_donut.html.erb b/app/views/budgets/_budget_donut.html.erb
index 8e0520b37..15c88046f 100644
--- a/app/views/budgets/_budget_donut.html.erb
+++ b/app/views/budgets/_budget_donut.html.erb
@@ -5,7 +5,7 @@
     <div data-donut-chart-target="defaultContent" class="flex flex-col items-center">
       <% if budget.initialized? %>
         <div class="text-secondary text-sm mb-2">
-          <span>Spent</span>
+          <span><%= t(".spent") %></span>
         </div>
 
         <div class="mb-2 text-3xl font-medium privacy-sensitive <%= budget.available_to_spend.negative? ? "text-red-500" : "text-primary" %>">
@@ -13,7 +13,7 @@
         </div>
 
         <%= render DS::Link.new(
-          text: "of #{budget.budgeted_spending_money.format}",
+          text: t(".of_budget", amount: budget.budgeted_spending_money.format),
           variant: "secondary",
           icon: "pencil",
           icon_position: "right",
@@ -26,7 +26,7 @@
         </div>
 
         <%= render DS::Link.new(
-          text: "New budget",
+          text: t(".new_budget"),
           size: "sm",
           icon: "plus",
           href: edit_budget_path(budget)
@@ -47,7 +47,7 @@
           </p>
 
           <%= render DS::Link.new(
-            text: "of #{bc.budgeted_spending_money.format(precision: 0)}",
+            text: t(".of_budget", amount: bc.budgeted_spending_money.format(precision: 0)),
             variant: "secondary",
             icon: "pencil",
             icon_position: "right",
@@ -59,7 +59,7 @@
     <% end %>
 
     <div id="segment_unused" class="hidden">
-      <p class="text-sm text-secondary text-center mb-2">Unused</p>
+      <p class="text-sm text-secondary text-center mb-2"><%= t(".unused") %></p>
 
       <p class="text-3xl font-medium text-primary privacy-sensitive">
         <%= format_money(budget.available_to_spend_money) %>
diff --git a/app/views/budgets/_budget_header.html.erb b/app/views/budgets/_budget_header.html.erb
index 6f7d59fce..9346d6ba7 100644
--- a/app/views/budgets/_budget_header.html.erb
+++ b/app/views/budgets/_budget_header.html.erb
@@ -40,7 +40,7 @@
 
   <div class="ml-auto">
     <%= render DS::Link.new(
-        text: "Today",
+        text: t(".today"),
         variant: "outline",
         href: budget_path(Budget.date_to_param(Date.current)),
     ) %>
diff --git a/app/views/budgets/_budgeted_summary.html.erb b/app/views/budgets/_budgeted_summary.html.erb
index 07905d0d3..86a9f1210 100644
--- a/app/views/budgets/_budgeted_summary.html.erb
+++ b/app/views/budgets/_budgeted_summary.html.erb
@@ -2,7 +2,7 @@
 
 <div>
   <div class="p-4 border-b border-secondary">
-    <h3 class="text-sm text-secondary mb-2">Expected income</h3>
+    <h3 class="text-sm text-secondary mb-2"><%= t(".expected_income") %></h3>
 
     <span class="inline-block mb-2 text-xl font-medium text-primary privacy-sensitive">
       <%= format_money(budget.expected_income_money) %>
@@ -19,12 +19,12 @@
         <% end %>
       </div>
       <div class="flex justify-between text-sm privacy-sensitive">
-        <p class="text-secondary"><%= format_money(budget.actual_income_money) %> earned</p>
+        <p class="text-secondary"><%= t(".earned", amount: format_money(budget.actual_income_money)) %></p>
         <p class="font-medium">
           <% if budget.remaining_expected_income.negative? %>
-            <span class="text-green-500"><%= format_money(budget.remaining_expected_income_money.abs) %> over</span>
+            <span class="text-green-500"><%= t(".over", amount: format_money(budget.remaining_expected_income_money.abs)) %></span>
           <% else %>
-            <span class="text-primary"><%= format_money(budget.remaining_expected_income_money) %> left</span>
+            <span class="text-primary"><%= t(".left", amount: format_money(budget.remaining_expected_income_money)) %></span>
           <% end %>
         </p>
       </div>
@@ -32,7 +32,7 @@
   </div>
 
   <div class="p-4">
-    <h3 class="text-sm text-secondary mb-2">Budgeted</h3>
+    <h3 class="text-sm text-secondary mb-2"><%= t(".budgeted") %></h3>
 
     <span class="inline-block mb-2 text-xl font-medium text-primary privacy-sensitive">
       <%= format_money(budget.budgeted_spending_money) %>
@@ -49,12 +49,12 @@
         <% end %>
       </div>
       <div class="flex justify-between text-sm privacy-sensitive">
-        <p class="text-secondary"><%= format_money(budget.actual_spending_money) %> spent</p>
+        <p class="text-secondary"><%= t(".spent", amount: format_money(budget.actual_spending_money)) %></p>
         <p class="font-medium">
           <% if budget.available_to_spend.negative? %>
-            <span class="text-destructive"><%= format_money(budget.available_to_spend_money.abs) %> over</span>
+            <span class="text-destructive"><%= t(".over", amount: format_money(budget.available_to_spend_money.abs)) %></span>
           <% else %>
-            <span class="text-primary"><%= format_money(budget.available_to_spend_money) %> left</span>
+            <span class="text-primary"><%= t(".left", amount: format_money(budget.available_to_spend_money)) %></span>
           <% end %>
         </p>
       </div>
diff --git a/app/views/budgets/_over_allocation_warning.html.erb b/app/views/budgets/_over_allocation_warning.html.erb
index bd75fba28..16ebf72e6 100644
--- a/app/views/budgets/_over_allocation_warning.html.erb
+++ b/app/views/budgets/_over_allocation_warning.html.erb
@@ -2,10 +2,10 @@
 
 <div class="flex flex-col gap-4 items-center justify-center h-full">
   <%= icon "alert-triangle", size: "lg", color: "destructive" %>
-  <p class="text-secondary text-sm text-center">You have over-allocated your budget.  Please fix your allocations.</p>
+  <p class="text-secondary text-sm text-center"><%= t(".over_allocated_message") %></p>
 
   <%= render DS::Link.new(
-    text: "Fix allocations",
+    text: t(".fix_allocations"),
     variant: "secondary",
     size: "sm",
     icon: "pencil",
diff --git a/app/views/budgets/edit.html.erb b/app/views/budgets/edit.html.erb
index 3ec00b220..abe757af6 100644
--- a/app/views/budgets/edit.html.erb
+++ b/app/views/budgets/edit.html.erb
@@ -8,24 +8,24 @@
 <div>
   <div class="space-y-4">
     <div class="text-center space-y-2">
-      <h1 class="text-3xl text-primary font-medium">Setup your budget</h1>
+      <h1 class="text-3xl text-primary font-medium"><%= t(".setup_title") %></h1>
       <p class="text-secondary text-sm max-w-sm mx-auto">
-        Enter your monthly earnings and planned spending below to setup your budget.
+        <%= t(".setup_description") %>
       </p>
     </div>
 
     <div class="mx-auto max-w-lg">
       <%= styled_form_with model: @budget, class: "space-y-3", data: { controller: "budget-form" } do |f| %>
-        <%= f.money_field :budgeted_spending, label: "Budgeted spending", required: true, disable_currency: true %>
-        <%= f.money_field :expected_income, label: "Expected income", required: true, disable_currency: true %>
+        <%= f.money_field :budgeted_spending, label: t(".budgeted_spending"), required: true, disable_currency: true %>
+        <%= f.money_field :expected_income, label: t(".expected_income"), required: true, disable_currency: true %>
 
         <% if @budget.estimated_income && @budget.estimated_spending %>
           <div class="border border-tertiary rounded-lg p-3 flex">
             <%= icon "sparkles" %>
             <div class="ml-2 space-y-1 text-sm">
-              <h4 class="text-primary">Autosuggest income & spending budget</h4>
+              <h4 class="text-primary"><%= t(".autosuggest_title") %></h4>
               <p class="text-secondary">
-                This will be based on transaction history. AI can make mistakes, verify before continuing.
+                <%= t(".autosuggest_description") %>
               </p>
             </div>
 
@@ -40,7 +40,7 @@
           </div>
         <% end %>
 
-        <%= f.submit "Continue" %>
+        <%= f.submit t(".continue") %>
       <% end %>
     </div>
   </div>
diff --git a/app/views/categories/_form.html.erb b/app/views/categories/_form.html.erb
index 1577f8eb4..66c5369e8 100644
--- a/app/views/categories/_form.html.erb
+++ b/app/views/categories/_form.html.erb
@@ -14,7 +14,7 @@
           <div class="fixed right-0 sm:right-auto mx-2 sm:ml-8 sm:mr-0 mt-2 z-50 bg-container p-4 border border-alpha-black-25 rounded-2xl shadow-xs h-fit" data-category-target="popup">
             <div class="flex gap-2 flex-col mb-4" data-category-target="selection" style="<%= "display:none;" if @category.subcategory? %>">
               <div data-category-target="pickerSection"></div>
-              <h4 class="text-secondary text-sm">Color</h4>
+              <h4 class="text-secondary text-sm"><%= t(".color") %></h4>
               <div class="flex flex-wrap md:flex-nowrap gap-2 items-center" data-category-target="colorsSection">
                 <% Category::COLORS.each do |color| %>
                   <label class="relative">
@@ -34,14 +34,14 @@
                   <%= icon "palette", size: "2xl", data: { action: "click->category#toggleSections" } %>
                 </div>
                 <div data-category-target="validationMessage" class="hidden self-start flex gap-1 items-center text-xs text-destructive ">
-                  <span>Poor contrast, choose darker color or</span>
+                  <span><%= t(".poor_contrast") %></span>
                   <button type="button" class="underline cursor-pointer" data-action="category#autoAdjust">auto-adjust.</button>
                 </div>
               </div>
             </div>
 
             <div class="flex flex-wrap gap-2 justify-center flex-col w-auto md:w-87">
-              <h4 class="text-secondary text-sm">Icon</h4>
+              <h4 class="text-secondary text-sm"><%= t(".icon") %></h4>
               <div class="flex flex-wrap gap-0.5 max-h-52 overflow-auto">
                 <% Category.icon_codes.each do |icon| %>
                   <label class="relative">
@@ -62,9 +62,9 @@
       <% end %>
 
       <div class="space-y-2">
-        <%= f.text_field :name, placeholder: t(".placeholder"), required: true, autofocus: true, label: "Name", data: { color_avatar_target: "name" } %>
+        <%= f.text_field :name, placeholder: t(".placeholder"), required: true, autofocus: true, label: t(".name_label"), data: { color_avatar_target: "name" } %>
         <% unless category.parent? %>
-          <%= f.select :parent_id, categories.pluck(:name, :id), { include_blank: "(unassigned)", label: "Parent category (optional)" }, disabled: category.parent?, data: { action: "change->category#handleParentChange" } %>
+          <%= f.select :parent_id, categories.pluck(:name, :id), { include_blank: t(".unassigned"), label: t(".parent_category_label") }, disabled: category.parent?, data: { action: "change->category#handleParentChange" } %>
         <% end %>
       </div>
     </section>
diff --git a/app/views/categories/index.html.erb b/app/views/categories/index.html.erb
index 8c5391831..7edac37eb 100644
--- a/app/views/categories/index.html.erb
+++ b/app/views/categories/index.html.erb
@@ -3,7 +3,7 @@
   <%= render DS::Menu.new do |menu| %>
     <% menu.with_item(
         variant: "button",
-        text: "Delete all",
+        text: t(".delete_all"),
         href: destroy_all_categories_path,
         method: :delete,
         icon: "trash-2",
diff --git a/app/views/category/dropdowns/show.html.erb b/app/views/category/dropdowns/show.html.erb
index 91ada562e..27a272ea4 100644
--- a/app/views/category/dropdowns/show.html.erb
+++ b/app/views/category/dropdowns/show.html.erb
@@ -65,7 +65,7 @@
                   data: { turbo_frame: "modal" } do %>
             <%= icon("refresh-cw") %>
 
-            <p>Match transfer/payment</p>
+            <p><%= t(".match_transfer") %></p>
           <% end %>
         <% end %>
 
@@ -93,7 +93,7 @@
             <% end %>
           </div>
 
-          <p>One-time <%= @transaction.entry.amount.negative? ? "income" : "expense" %></p>
+          <p><%= t(".one_time", type: @transaction.entry.amount.negative? ? t(".income") : t(".expense")) %></p>
 
           <span class="text-orange-500 ml-auto">
             <%= icon("asterisk", color: "current") %>
diff --git a/app/views/chats/_ai_consent.html.erb b/app/views/chats/_ai_consent.html.erb
index d71023d81..03266a810 100644
--- a/app/views/chats/_ai_consent.html.erb
+++ b/app/views/chats/_ai_consent.html.erb
@@ -3,14 +3,13 @@
     <%= render "chats/ai_avatar" %>
   </div>
 
-  <h3 class="text-sm font-medium text-primary mb-1 -mt-2 text-center">Enable AI Chats</h3>
+  <h3 class="text-sm font-medium text-primary mb-1 -mt-2 text-center"><%= t(".title") %></h3>
 
   <p class="text-secondary mb-4 text-sm text-center">
     <% if Current.user.ai_available? %>
-      AI chat can answer financial questions and provide insights based on your data. To use this feature you'll need to explicitly enable it.
+      <%= t(".available_description") %>
     <% else %>
-      To use the AI assistant, you need to set the <code class="bg-surface-inset px-1 py-0.5 rounded font-mono text-xs">OPENAI_ACCESS_TOKEN</code>
-      environment variable or configure it in the Self-Hosting settings of your instance.
+      <%= t(".unavailable_description_html") %>
     <% end %>
   </p>
 
@@ -18,9 +17,9 @@
     <%= form_with url: user_path(Current.user), method: :patch, class: "w-full", data: { turbo: false } do |form| %>
       <%= form.hidden_field "user[ai_enabled]", value: true %>
       <%= form.hidden_field "user[redirect_to]", value: "home" %>
-      <%= form.submit "Enable AI Chats", class: "cursor-pointer hover:bg-inverse-hover w-full py-2 px-4 bg-inverse text-inverse rounded-lg text-sm font-medium" %>
+      <%= form.submit t(".enable_button"), class: "cursor-pointer hover:bg-inverse-hover w-full py-2 px-4 bg-inverse text-inverse rounded-lg text-sm font-medium" %>
     <% end %>
   <% end %>
 
-  <p class="text-xs text-secondary text-center mt-2">Disable anytime.  All data sent to our LLM providers is anonymized.</p>
+  <p class="text-xs text-secondary text-center mt-2"><%= t(".disable_note") %></p>
 </div>
diff --git a/app/views/chats/_ai_greeting.html.erb b/app/views/chats/_ai_greeting.html.erb
index ad10d9cd0..f5baa52c6 100644
--- a/app/views/chats/_ai_greeting.html.erb
+++ b/app/views/chats/_ai_greeting.html.erb
@@ -2,27 +2,27 @@
   <%= render "chats/ai_avatar" %>
 
   <div class="max-w-[85%] text-sm space-y-4 text-primary">
-    <p>Hey <%= Current.user&.first_name || "there" %>! I'm an AI/large-language-model that can help with your finances. I have access to the web and your account data.</p>
+    <p><%= t(".greeting", name: Current.user&.first_name || t(".there")) %></p>
 
     <p>
-      You can use <span class="bg-container border border-secondary px-1.5 py-0.5 rounded font-mono text-xs">/</span> to access commands
+      <%= t(".commands_hint_html") %>
     </p>
 
     <div class="space-y-3">
-      <p>Here's a few questions you can ask:</p>
+      <p><%= t(".questions_intro") %></p>
 
       <% questions = [
         {
           icon: "chart-area",
-          text: "Evaluate investment portfolio"
+          text: t(".evaluate_portfolio")
         },
         {
           icon: "wallet-minimal",
-          text: "Show spending insights"
+          text: t(".spending_insights")
         },
         {
           icon: "alert-triangle",
-          text: "Find unusual patterns"
+          text: t(".unusual_patterns")
         }
       ] %>
 
diff --git a/app/views/chats/_chat.html.erb b/app/views/chats/_chat.html.erb
index fc082f377..d10d9f771 100644
--- a/app/views/chats/_chat.html.erb
+++ b/app/views/chats/_chat.html.erb
@@ -14,14 +14,14 @@
   <%= render DS::Menu.new(icon_vertical: true) do |menu| %>
     <% menu.with_item(
       variant: "link",
-      text: "Edit chat title",
+      text: t(".edit_chat_title"),
       href: edit_chat_path(chat, ctx: "list"),
       icon: "pencil",
       frame: dom_id(chat, "title")) %>
 
     <% menu.with_item(
       variant: "button",
-      text: "Delete chat",
+      text: t(".delete_chat"),
       href: chat_path(chat),
       icon: "trash-2",
       method: :delete,
diff --git a/app/views/chats/_chat_nav.html.erb b/app/views/chats/_chat_nav.html.erb
index 6cf7d28f2..ea093fc61 100644
--- a/app/views/chats/_chat_nav.html.erb
+++ b/app/views/chats/_chat_nav.html.erb
@@ -10,7 +10,7 @@
       icon: "menu",
       href: path,
       frame: chat_frame,
-      text: "All chats"
+      text: t(".all_chats")
     ) %>
 
     <div class="grow">
@@ -19,19 +19,19 @@
   </div>
 
   <%= render DS::Menu.new(icon_vertical: true) do |menu| %>
-    <% menu.with_item(variant: "link", text: "Start new chat", href: new_chat_path, icon: "plus") %>
+    <% menu.with_item(variant: "link", text: t(".start_new_chat"), href: new_chat_path, icon: "plus") %>
 
     <% unless chat.new_record? %>
       <% menu.with_item(
         variant: "link",
-        text: "Edit chat title",
+        text: t(".edit_chat_title"),
         href: edit_chat_path(chat, ctx: "chat"),
         icon: "pencil",
         frame: dom_id(chat, "title")) %>
 
       <% menu.with_item(
         variant: "button",
-        text: "Delete chat",
+        text: t(".delete_chat"),
         href: chat_path(chat),
         icon: "trash-2",
         method: :delete,
diff --git a/app/views/chats/_error.html.erb b/app/views/chats/_error.html.erb
index b1f590b88..c4ea7b912 100644
--- a/app/views/chats/_error.html.erb
+++ b/app/views/chats/_error.html.erb
@@ -11,7 +11,7 @@
     <p class="text-xs text-red-500"><%= chat.presentable_error_message %></p>
 
     <%= render DS::Button.new(
-      text: "Retry",
+      text: t(".retry"),
       href: retry_chat_path(chat),
     ) %>
   </div>
diff --git a/app/views/chats/index.html.erb b/app/views/chats/index.html.erb
index 801865e31..8afa67c57 100644
--- a/app/views/chats/index.html.erb
+++ b/app/views/chats/index.html.erb
@@ -10,14 +10,14 @@
       <% if @chats.any? %>
         <div class="grow flex flex-col">
           <div class="flex items-center justify-between my-6">
-            <h1 class="text-xl font-medium">Chats</h1>
+            <h1 class="text-xl font-medium"><%= t(".chats") %></h1>
             <%= render DS::Link.new(
               id: "new-chat",
               icon: "plus",
               variant: "icon",
               href: new_chat_path,
               frame: chat_frame,
-              text: "New chat"
+              text: t(".new_chat")
             ) %>
           </div>
           <div class="space-y-2 px-0.5">
@@ -26,7 +26,7 @@
         </div>
       <% else %>
         <div class="grow flex flex-col">
-          <h1 class="sr-only">Chats</h1>
+          <h1 class="sr-only"><%= t(".chats") %></h1>
           <div class="mt-auto py-8">
             <%= render "chats/ai_greeting" %>
           </div>
diff --git a/app/views/credit_cards/_overview.html.erb b/app/views/credit_cards/_overview.html.erb
index 1dfcbb0b7..317191a14 100644
--- a/app/views/credit_cards/_overview.html.erb
+++ b/app/views/credit_cards/_overview.html.erb
@@ -28,7 +28,7 @@
 
 <div class="flex justify-center py-8">
   <%= render DS::Link.new(
-    text: "Edit account details",
+    text: t(".edit_account_details"),
     variant: "ghost",
     href: edit_credit_card_path(account),
     frame: :modal
diff --git a/app/views/doorkeeper/authorizations/error.html.erb b/app/views/doorkeeper/authorizations/error.html.erb
index 401e191f7..033430030 100644
--- a/app/views/doorkeeper/authorizations/error.html.erb
+++ b/app/views/doorkeeper/authorizations/error.html.erb
@@ -14,7 +14,7 @@
 
   <div class="text-center">
     <%= render DS::Link.new(
-      text: "Go back",
+      text: t("doorkeeper.authorizations.error.go_back"),
       href: "javascript:history.back()",
       variant: :secondary
     ) %>
diff --git a/app/views/doorkeeper/authorizations/show.html.erb b/app/views/doorkeeper/authorizations/show.html.erb
index 4653af2a1..43552339a 100644
--- a/app/views/doorkeeper/authorizations/show.html.erb
+++ b/app/views/doorkeeper/authorizations/show.html.erb
@@ -7,11 +7,11 @@
   </div>
 
   <div class="bg-surface-inset rounded-lg p-4">
-    <p class="text-xs text-secondary mb-2">Authorization Code:</p>
+    <p class="text-xs text-secondary mb-2"><%= t(".authorization_code_label") %></p>
     <code id="authorization_code" class="block text-sm font-mono text-primary break-all"><%= params[:code] %></code>
   </div>
 
   <p class="text-sm text-secondary text-center">
-    Copy this code and paste it into the application.
+    <%= t(".copy_instructions") %>
   </p>
 </div>
diff --git a/app/views/enable_banking_items/_enable_banking_item.html.erb b/app/views/enable_banking_items/_enable_banking_item.html.erb
index 6d53b0c6a..3c31e8f6e 100644
--- a/app/views/enable_banking_items/_enable_banking_item.html.erb
+++ b/app/views/enable_banking_items/_enable_banking_item.html.erb
@@ -20,29 +20,29 @@
           <div class="flex items-center gap-2">
             <%= tag.p enable_banking_item.institution_display_name, class: "font-medium text-primary" %>
             <% if enable_banking_item.scheduled_for_deletion? %>
-              <p class="text-destructive text-sm animate-pulse">Deletion in progress</p>
+              <p class="text-destructive text-sm animate-pulse"><%= t(".deletion_in_progress") %></p>
             <% end %>
           </div>
-          <p class="text-xs text-secondary">Enable Banking</p>
+          <p class="text-xs text-secondary"><%= t(".provider_name") %></p>
           <% if enable_banking_item.syncing? %>
             <div class="text-secondary flex items-center gap-1">
               <%= icon "loader", size: "sm", class: "animate-spin" %>
-              <%= tag.span "Syncing..." %>
+              <%= tag.span t(".syncing") %>
             </div>
           <% elsif enable_banking_item.requires_update? %>
             <div class="text-warning flex items-center gap-1">
               <%= icon "alert-triangle", size: "sm", color: "warning" %>
-              <%= tag.span "Reconnect" %>
+              <%= tag.span t(".reconnect") %>
             </div>
           <% else %>
             <p class="text-secondary">
               <% if enable_banking_item.last_synced_at %>
-                Last synced <%= time_ago_in_words(enable_banking_item.last_synced_at) %> ago
+                <%= t(".last_synced", time: time_ago_in_words(enable_banking_item.last_synced_at)) %>
                 <% if enable_banking_item.sync_status_summary %>
                   · <%= enable_banking_item.sync_status_summary %>
                 <% end %>
               <% else %>
-                Never synced
+                <%= t(".never_synced") %>
               <% end %>
             </p>
           <% end %>
@@ -57,7 +57,7 @@
                           class: "inline-flex items-center gap-1 px-3 py-1.5 text-sm font-medium rounded-lg text-white bg-warning hover:opacity-90 transition-colors",
                           data: { turbo: false } do %>
               <%= icon "refresh-cw", size: "sm" %>
-              Update
+              <%= t(".update") %>
             <% end %>
           <% elsif Rails.env.development? %>
             <%= icon(
@@ -70,7 +70,7 @@
           <%= render DS::Menu.new do |menu| %>
             <% menu.with_item(
               variant: "button",
-              text: "Delete",
+              text: t(".delete"),
               icon: "trash-2",
               href: enable_banking_item_path(enable_banking_item),
               method: :delete,
@@ -109,10 +109,10 @@
 
         <% if enable_banking_item.unlinked_accounts_count > 0 %>
           <div class="p-4 flex flex-col gap-3 items-center justify-center">
-            <p class="text-primary font-medium text-sm">Setup needed</p>
-            <p class="text-secondary text-sm"><%= pluralize(enable_banking_item.unlinked_accounts_count, "account") %> imported from Enable Banking need to be set up</p>
+            <p class="text-primary font-medium text-sm"><%= t(".setup_needed") %></p>
+            <p class="text-secondary text-sm"><%= t(".setup_needed_description", count: enable_banking_item.unlinked_accounts_count) %></p>
             <%= render DS::Link.new(
-              text: "Set up accounts",
+              text: t(".set_up_accounts"),
               icon: "settings",
               variant: "primary",
               href: setup_accounts_enable_banking_item_path(enable_banking_item),
@@ -121,8 +121,8 @@
           </div>
         <% elsif enable_banking_item.accounts.empty? && enable_banking_item.enable_banking_accounts.empty? %>
           <div class="p-4 flex flex-col gap-3 items-center justify-center">
-            <p class="text-primary font-medium text-sm">No accounts found</p>
-            <p class="text-secondary text-sm">No accounts were found from Enable Banking. Try syncing again.</p>
+            <p class="text-primary font-medium text-sm"><%= t(".no_accounts_found") %></p>
+            <p class="text-secondary text-sm"><%= t(".no_accounts_found_description") %></p>
           </div>
         <% end %>
       </div>
diff --git a/app/views/enable_banking_items/new.html.erb b/app/views/enable_banking_items/new.html.erb
index 4e0376c8b..625579939 100644
--- a/app/views/enable_banking_items/new.html.erb
+++ b/app/views/enable_banking_items/new.html.erb
@@ -17,22 +17,22 @@
                     <% if item.session_valid? %>
                     <div class="w-2 h-2 bg-success rounded-full"></div>
                     <div>
-                        <p class="text-sm font-medium text-primary"><%= item.aspsp_name || "Connected Bank" %></p>
+                        <p class="text-sm font-medium text-primary"><%= item.aspsp_name || t(".connected_bank") %></p>
                         <p class="text-xs text-secondary">
-                        Session expires: <%= item.session_expires_at&.strftime("%b %d, %Y") || "Unknown" %>
+                        <%= t(".session_expires") %>: <%= item.session_expires_at&.strftime("%b %d, %Y") || t(".unknown") %>
                         </p>
                     </div>
                     <% elsif item.session_expired? %>
                     <div class="w-2 h-2 bg-warning rounded-full"></div>
                     <div>
-                        <p class="text-sm font-medium text-primary"><%= item.aspsp_name || "Connection" %></p>
-                        <p class="text-xs text-destructive">Session expired - re-authorization required</p>
+                        <p class="text-sm font-medium text-primary"><%= item.aspsp_name || t(".connection") %></p>
+                        <p class="text-xs text-destructive"><%= t(".session_expired") %></p>
                     </div>
                     <% else %>
                     <div class="w-2 h-2 bg-secondary rounded-full"></div>
                     <div>
-                        <p class="text-sm font-medium text-primary">Configured</p>
-                        <p class="text-xs text-secondary">Ready to connect a bank</p>
+                        <p class="text-sm font-medium text-primary"><%= t(".configured") %></p>
+                        <p class="text-xs text-secondary"><%= t(".ready_to_connect") %></p>
                     </div>
                     <% end %>
                 </div>
@@ -43,28 +43,28 @@
                                     method: :post,
                                     class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-primary bg-container border border-primary hover:bg-surface-inset transition-colors",
                                     data: { turbo: false } do %>
-                        Sync
+                        <%= t(".sync") %>
                     <% end %>
                     <% elsif item.session_expired? %>
                     <%= button_to reauthorize_enable_banking_item_path(item),
                                     method: :post,
                                     class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-white bg-warning hover:opacity-90 transition-colors",
                                     data: { turbo: false } do %>
-                        Reconnect
+                        <%= t(".reconnect") %>
                     <% end %>
                     <% else %>
                     <%= link_to select_bank_enable_banking_item_path(item),
                                 class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-inverse button-bg-primary hover:button-bg-primary-hover transition-colors",
                                 data: { turbo_frame: "modal" } do %>
-                        Connect Bank
+                        <%= t(".connect_bank") %>
                     <% end %>
                     <% end %>
 
                     <%= button_to enable_banking_item_path(item),
                                 method: :delete,
                                 class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-destructive hover:bg-destructive/10 transition-colors",
-                                data: { turbo_confirm: "Are you sure you want to remove this connection?" } do %>
-                    Remove
+                                data: { turbo_confirm: t(".remove_confirm") } do %>
+                    <%= t(".remove") %>
                     <% end %>
                 </div>
                 </div>
@@ -78,7 +78,7 @@
                                 class: "inline-flex items-center gap-2 justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover transition-colors",
                                 data: { turbo_frame: "modal" } do %>
                     <%= icon "plus", size: "sm" %>
-                    Add Connection
+                    <%= t(".add_connection") %>
                 <% end %>
                 </div>
             <% end %>
@@ -88,18 +88,18 @@
                 <div class="flex items-start gap-3">
                 <%= icon("alert-circle", class: "text-warning w-5 h-5 shrink-0 mt-0.5") %>
                 <div class="text-sm text-secondary">
-                    <p class="font-medium text-primary mb-2">Enable Banking connection not configured</p>
-                    <p>Before you can link Enable Banking accounts, you need to configure your Enable Banking connection.</p>
+                    <p class="font-medium text-primary mb-2"><%= t(".not_configured") %></p>
+                    <p><%= t(".not_configured_description") %></p>
                 </div>
                 </div>
 
                 <div class="bg-surface rounded-lg p-4 space-y-2 text-sm">
-                <p class="font-medium text-primary">Setup Steps:</p>
+                <p class="font-medium text-primary"><%= t(".setup_steps_title") %></p>
                 <ol class="list-decimal list-inside space-y-1 text-secondary">
-                    <li>Go to <strong>Settings → Providers</strong></li>
-                    <li>Find the <strong>Enable Banking</strong> section</li>
-                    <li>Enter your Enable Banking credentials</li>
-                    <li>Return here to link your accounts</li>
+                    <li><%= t(".setup_step_1_html") %></li>
+                    <li><%= t(".setup_step_2_html") %></li>
+                    <li><%= t(".setup_step_3") %></li>
+                    <li><%= t(".setup_step_4") %></li>
                 </ol>
                 </div>
 
@@ -107,7 +107,7 @@
                 <%= link_to settings_providers_path,
                             class: "w-full inline-flex items-center justify-center rounded-lg font-medium whitespace-nowrap rounded-lg hidden md:inline-flex px-3 py-2 text-sm text-inverse bg-inverse hover:bg-inverse-hover disabled:bg-gray-500 theme-dark:disabled:bg-gray-400",
                             data: { turbo: false } do %>
-                    Go to Provider Settings
+                    <%= t(".go_to_provider_settings") %>
                 <% end %>
                 </div>
             </div>
diff --git a/app/views/enable_banking_items/select_existing_account.html.erb b/app/views/enable_banking_items/select_existing_account.html.erb
index 9303aa252..9d77b7071 100644
--- a/app/views/enable_banking_items/select_existing_account.html.erb
+++ b/app/views/enable_banking_items/select_existing_account.html.erb
@@ -1,15 +1,15 @@
 <%# Modal: Link an existing manual account to a Enable Banking account %>
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Link Enable Banking account") %>
+    <% dialog.with_header(title: t(".title")) %>
 
     <% dialog.with_body do %>
       <% if @available_enable_banking_accounts.blank? %>
         <div class="p-4 text-sm text-secondary">
-          <p class="mb-2">All Enable Banking accounts appear to be linked already.</p>
+          <p class="mb-2"><%= t(".all_linked") %></p>
           <ul class="list-disc list-inside space-y-1">
-            <li>If you just connected or synced, try again after the sync completes.</li>
-            <li>To link a different account, first unlink it from the account’s actions menu.</li>
+            <li><%= t(".try_after_sync") %></li>
+            <li><%= t(".unlink_to_move") %></li>
           </ul>
         </div>
       <% else %>
@@ -22,7 +22,7 @@
                 <div class="flex flex-col">
                   <span class="text-sm text-primary font-medium"><%= eba.name.presence || eba.account_id %></span>
                   <span class="text-xs text-secondary">
-                    <%= eba.currency %> • Balance: <%= number_to_currency((eba.current_balance || 0), unit: eba.currency) %>
+                    <%= eba.currency %> • <%= t(".balance") %>: <%= number_to_currency((eba.current_balance || 0), unit: eba.currency) %>
                   </span>
                 </div>
               </label>
@@ -30,8 +30,8 @@
           </div>
 
           <div class="flex items-center justify-end gap-2">
-            <%= render DS::Button.new(text: "Link", variant: :primary, icon: "link-2", type: :submit) %>
-            <%= render DS::Link.new(text: "Cancel", variant: :secondary, href: accounts_path, data: { turbo_frame: "_top" }) %>
+            <%= render DS::Button.new(text: t(".link"), variant: :primary, icon: "link-2", type: :submit) %>
+            <%= render DS::Link.new(text: t(".cancel"), variant: :secondary, href: accounts_path, data: { turbo_frame: "_top" }) %>
           </div>
         <% end %>
       <% end %>
diff --git a/app/views/enable_banking_items/setup_accounts.html.erb b/app/views/enable_banking_items/setup_accounts.html.erb
index 5da8e3016..97060d2c2 100644
--- a/app/views/enable_banking_items/setup_accounts.html.erb
+++ b/app/views/enable_banking_items/setup_accounts.html.erb
@@ -1,8 +1,8 @@
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Set Up Your Enable Banking Accounts") do %>
+  <% dialog.with_header(title: t(".title")) do %>
     <div class="flex items-center gap-2">
       <%= icon "building-2", class: "text-primary" %>
-      <span class="text-primary">Choose the correct account types for your imported accounts</span>
+      <span class="text-primary"><%= t(".header_subtitle") %></span>
     </div>
   <% end %>
 
@@ -13,7 +13,7 @@
                   data: {
                     controller: "loading-button",
                     action: "submit->loading-button#showLoading",
-                    loading_button_loading_text_value: "Creating Accounts...",
+                    loading_button_loading_text_value: t(".creating_accounts"),
                     turbo_frame: "_top"
                   },
                   class: "space-y-6" do |form| %>
@@ -24,7 +24,7 @@
             <%= icon "info", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
             <div>
               <p class="text-sm text-primary mb-2">
-                <strong>Choose the correct account type for each Enable Banking account:</strong>
+                <strong><%= t(".choose_account_type") %></strong>
               </p>
               <ul class="text-xs text-secondary space-y-1 list-disc list-inside">
                 <% @account_type_options.reject { |_, type| type == "skip" }.each do |label, _| %>
@@ -53,15 +53,15 @@
             <%= icon "calendar", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
             <div class="flex-1">
               <p class="text-sm text-primary mb-3">
-                <strong>Historical Data Range:</strong>
+                <strong><%= t(".historical_data_range") %></strong>
               </p>
               <%= form.date_field :sync_start_date,
-                    label: "Start syncing transactions from:",
+                    label: t(".sync_start_date_label"),
                     value: @enable_banking_item.sync_start_date || 3.months.ago.to_date,
                     min: 2.years.ago.to_date,
                     max: Date.current,
                     class: "w-full max-w-xs rounded-md border border-primary px-3 py-2 text-sm bg-container-inset text-primary",
-                    help_text: "Select how far back you want to sync transaction history. Maximum 2 years of history available." %>
+                    help_text: t(".sync_start_date_help") %>
             </div>
           </div>
         </div>
@@ -81,7 +81,7 @@
                     <p><%= enable_banking_account.account_type_display %></p>
                   <% end %>
                   <% if enable_banking_account.current_balance.present? %>
-                    <p>Balance: <%= number_to_currency(enable_banking_account.current_balance, unit: enable_banking_account.currency) %></p>
+                    <p><%= t(".balance") %>: <%= number_to_currency(enable_banking_account.current_balance, unit: enable_banking_account.currency) %></p>
                   <% end %>
                 </div>
               </div>
@@ -92,7 +92,7 @@
                  data-account-type-selector-account-id-value="<%= enable_banking_account.id %>"
                  data-account-type-selector-suggested-subtype-value="<%= enable_banking_account.suggested_subtype %>">
               <div>
-                <%= label_tag "account_types[#{enable_banking_account.id}]", "Account Type:",
+                <%= label_tag "account_types[#{enable_banking_account.id}]", t(".account_type_label"),
                              class: "block text-sm font-medium text-primary mb-2" %>
                 <%= select_tag "account_types[#{enable_banking_account.id}]",
                               options_for_select(@account_type_options, enable_banking_account.suggested_account_type || "skip"),
@@ -115,7 +115,7 @@
 
       <div class="flex gap-3">
         <%= render DS::Button.new(
-          text: "Create Accounts",
+          text: t(".create_accounts"),
           variant: "primary",
           icon: "plus",
           type: "submit",
@@ -123,7 +123,7 @@
           data: { loading_button_target: "button" }
         ) %>
         <%= render DS::Link.new(
-          text: "Cancel",
+          text: t(".cancel"),
           variant: "secondary",
           href: accounts_path
         ) %>
diff --git a/app/views/family_exports/new.html.erb b/app/views/family_exports/new.html.erb
index d6942158b..9433eee2f 100644
--- a/app/views/family_exports/new.html.erb
+++ b/app/views/family_exports/new.html.erb
@@ -1,40 +1,40 @@
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Export your data", subtitle: "Download all your financial data") %>
+  <% dialog.with_header(title: t(".dialog_title"), subtitle: t(".dialog_subtitle")) %>
 
   <% dialog.with_body do %>
     <div class="space-y-4">
       <div class="bg-container-inset rounded-lg p-4 space-y-3">
-        <h3 class="font-medium text-primary">What's included:</h3>
+        <h3 class="font-medium text-primary"><%= t(".whats_included") %></h3>
         <ul class="space-y-2 text-sm text-secondary">
           <li class="flex items-start gap-2">
             <%= icon "check", class: "shrink-0 mt-0.5 text-positive" %>
-            <span>All accounts and balances</span>
+            <span><%= t(".accounts_and_balances") %></span>
           </li>
           <li class="flex items-start gap-2">
             <%= icon "check", class: "shrink-0 mt-0.5 text-positive" %>
-            <span>Transaction history</span>
+            <span><%= t(".transaction_history") %></span>
           </li>
           <li class="flex items-start gap-2">
             <%= icon "check", class: "shrink-0 mt-0.5 text-positive" %>
-            <span>Investment trades</span>
+            <span><%= t(".investment_trades") %></span>
           </li>
           <li class="flex items-start gap-2">
             <%= icon "check", class: "shrink-0 mt-0.5 text-positive" %>
-            <span>Categories, tags and rules</span>
+            <span><%= t(".categories_tags_rules") %></span>
           </li>
         </ul>
       </div>
 
       <div class="bg-amber-50 border border-amber-200 rounded-lg p-3">
         <p class="text-sm text-amber-800">
-          <strong>Note:</strong> This export includes all of your data, but only some of the data can be imported back via the CSV import feature. We support account, transaction (with category and tags), and trade imports. Other account data cannot be imported and is for your records only.
+          <strong><%= t(".note_label") %>:</strong> <%= t(".note_description") %>
         </p>
       </div>
 
       <%= form_with url: family_exports_path, method: :post, class: "space-y-4" do |form| %>
         <div class="flex gap-3">
-          <%= link_to "Cancel", "#", class: "flex-1 text-center px-4 py-2 text-primary bg-surface border border-primary rounded-lg hover:bg-surface-hover", data: { action: "click->modal#close" } %>
-          <%= form.submit "Export data", class: "flex-1 bg-inverse text-inverse rounded-lg px-4 py-2 cursor-pointer hover:bg-inverse-hover" %>
+          <%= link_to t(".cancel"), "#", class: "flex-1 text-center px-4 py-2 text-primary bg-surface border border-primary rounded-lg hover:bg-surface-hover", data: { action: "click->modal#close" } %>
+          <%= form.submit t(".export_data"), class: "flex-1 bg-inverse text-inverse rounded-lg px-4 py-2 cursor-pointer hover:bg-inverse-hover" %>
         </div>
       <% end %>
     </div>
diff --git a/app/views/family_merchants/_family_merchant.html.erb b/app/views/family_merchants/_family_merchant.html.erb
index 8e3306df7..c0df9dfec 100644
--- a/app/views/family_merchants/_family_merchant.html.erb
+++ b/app/views/family_merchants/_family_merchant.html.erb
@@ -18,10 +18,10 @@
   </td>
   <td class="py-3 px-4 text-sm text-right align-middle">
     <%= render DS::Menu.new do |menu| %>
-      <% menu.with_item(variant: "link", text: "Edit", href: edit_family_merchant_path(family_merchant), icon: "pencil", data: { turbo_frame: "modal" }) %>
+      <% menu.with_item(variant: "link", text: t(".edit"), href: edit_family_merchant_path(family_merchant), icon: "pencil", data: { turbo_frame: "modal" }) %>
       <% menu.with_item(
         variant: "button",
-        text: "Delete",
+        text: t(".delete"),
         href: family_merchant_path(family_merchant),
         icon: "trash-2",
         method: :delete,
diff --git a/app/views/holdings/_cost_basis_cell.html.erb b/app/views/holdings/_cost_basis_cell.html.erb
index 8d595baee..0b82ca299 100644
--- a/app/views/holdings/_cost_basis_cell.html.erb
+++ b/app/views/holdings/_cost_basis_cell.html.erb
@@ -30,7 +30,7 @@
         <% else %>
           <div class="flex items-center gap-1 px-2 py-0.5 rounded text-secondary hover:text-primary hover:bg-container-inset-hover transition-colors">
             <%= icon "pencil", size: "xs" %>
-            <span class="text-xs">Set</span>
+            <span class="text-xs"><%= t(".set") %></span>
           </div>
         <% end %>
       <% end %>
diff --git a/app/views/ibkr_items/select_existing_account.html.erb b/app/views/ibkr_items/select_existing_account.html.erb
index 3598da843..d1d27663b 100644
--- a/app/views/ibkr_items/select_existing_account.html.erb
+++ b/app/views/ibkr_items/select_existing_account.html.erb
@@ -1,14 +1,14 @@
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Link Interactive Brokers account") %>
+    <% dialog.with_header(title: t(".title")) %>
 
     <% dialog.with_body do %>
       <% if @available_ibkr_accounts.blank? %>
         <div class="p-4 text-sm text-secondary">
-          <p class="mb-2">No unlinked Interactive Brokers accounts are available yet.</p>
+          <p class="mb-2"><%= t(".no_accounts_available") %></p>
           <ul class="list-disc list-inside space-y-1">
-            <li>Run a sync from Settings &gt; Providers after updating your Flex query.</li>
-            <li>Wait for the account discovery sync to finish.</li>
+            <li><%= t(".run_sync_hint") %></li>
+            <li><%= t(".wait_for_sync") %></li>
           </ul>
         </div>
       <% else %>
@@ -21,7 +21,7 @@
                 <div class="flex flex-col">
                   <span class="text-sm text-primary font-medium"><%= ibkr_account.name.presence || ibkr_account.ibkr_account_id %></span>
                   <span class="text-xs text-secondary">
-                    <%= ibkr_account.currency %> • Balance: <%= number_to_currency((ibkr_account.current_balance || 0), unit: Money::Currency.new(ibkr_account.currency || "USD").symbol) %>
+                    <%= ibkr_account.currency %> • <%= t(".balance") %>: <%= number_to_currency((ibkr_account.current_balance || 0), unit: Money::Currency.new(ibkr_account.currency || "USD").symbol) %>
                   </span>
                 </div>
               </label>
@@ -29,8 +29,8 @@
           </div>
 
           <div class="flex items-center justify-end gap-2">
-            <%= render DS::Button.new(text: "Link", variant: :primary, icon: "link-2", type: :submit) %>
-            <%= render DS::Link.new(text: "Cancel", variant: :secondary, href: accounts_path, data: { turbo_frame: "_top" }) %>
+            <%= render DS::Button.new(text: t(".link"), variant: :primary, icon: "link-2", type: :submit) %>
+            <%= render DS::Link.new(text: t(".cancel"), variant: :secondary, href: accounts_path, data: { turbo_frame: "_top" }) %>
           </div>
         <% end %>
       <% end %>
diff --git a/app/views/impersonation_sessions/_super_admin_bar.html.erb b/app/views/impersonation_sessions/_super_admin_bar.html.erb
index a09a8250f..718471b67 100644
--- a/app/views/impersonation_sessions/_super_admin_bar.html.erb
+++ b/app/views/impersonation_sessions/_super_admin_bar.html.erb
@@ -1,20 +1,20 @@
 <div class="sticky top-0 left-0 w-full bg-black flex items-center justify-between font-mono">
   <div class="flex items-center bg-red-600 px-6 py-4">
     <%= icon "alert-triangle", size: "lg", color: "current", class: "mr-2" %>
-    <span class="text-inverse font-semibold uppercase">Super Admin</span>
+    <span class="text-inverse font-semibold uppercase"><%= t(".super_admin") %></span>
   </div>
   <div>
-    <%= link_to "Jobs", sidekiq_web_url, class: "text-white underline hover:text-gray-100" %>
+    <%= link_to t(".jobs"), sidekiq_web_url, class: "text-white underline hover:text-gray-100" %>
   </div>
 
   <div class="flex items-center space-x-2 px-2 py-2 text-white">
     <% if Current.session.active_impersonator_session.present? %>
       <div class="flex items-center space-x-3 bg-gray-800 border border-gray-700 rounded-md pl-3">
         <div class="text-sm">
-          Impersonating: <span class="font-semibold text-red-400"><%= Current.impersonated_user.email %></span>
+          <%= t(".impersonating") %>: <span class="font-semibold text-red-400"><%= Current.impersonated_user.email %></span>
         </div>
-        <%= button_to "Leave", leave_impersonation_sessions_path, method: :delete, class: "items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
-        <%= button_to "Terminate", complete_impersonation_session_path(Current.session.active_impersonator_session), method: :put, class: "items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
+        <%= button_to t(".leave"), leave_impersonation_sessions_path, method: :delete, class: "items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
+        <%= button_to t(".terminate"), complete_impersonation_session_path(Current.session.active_impersonator_session), method: :put, class: "items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
       </div>
     <% else %>
       <% if Current.true_user.impersonator_support_sessions.in_progress.any? %>
@@ -23,16 +23,16 @@
             Current.true_user.impersonator_support_sessions.in_progress.map { |session|
               ["#{session.impersonated.email} (#{session.status})", session.id]
             },
-            { prompt: "Join a session" },
+            { prompt: t(".join_a_session") },
             { class: "rounded-md text-sm border-0 focus:ring-0 ring-0 text-black font-mono" } %>
-          <%= f.submit "Join",
+          <%= f.submit t(".join"),
             class: "inline-flex items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
         <% end %>
       <% end %>
 
       <%= form_with model: ImpersonationSession.new, class: "flex items-center space-x-2" do |f| %>
-        <%= f.text_field :impersonated_id, class: "rounded-md text-sm border-0 focus:ring-0 ring-0 text-black font-mono w-96", placeholder: "UUID", autocomplete: "off" %>
-        <%= f.submit "Request Impersonation", class: "inline-flex items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
+        <%= f.text_field :impersonated_id, class: "rounded-md text-sm border-0 focus:ring-0 ring-0 text-black font-mono w-96", placeholder: t(".uuid_placeholder"), autocomplete: "off" %>
+        <%= f.submit t(".request_impersonation"), class: "inline-flex items-center px-3 py-1.5 border border-transparent text-sm font-medium rounded-md text-white bg-red-600 hover:bg-red-700 focus:outline-hidden focus:ring-2 focus:ring-offset-2 focus:ring-red-500" %>
       <% end %>
     <% end %>
   </div>
diff --git a/app/views/import/cleans/show.html.erb b/app/views/import/cleans/show.html.erb
index 14941acf8..834b9741a 100644
--- a/app/views/import/cleans/show.html.erb
+++ b/app/views/import/cleans/show.html.erb
@@ -14,11 +14,11 @@
     <div class="bg-container border border-tertiary rounded-lg p-3 flex flex-col md:flex-row items-start md:items-center justify-between gap-2 md:gap-0">
       <div class="flex items-center gap-2">
         <%= icon "check-circle", size: "sm", color: "success" %>
-        <p class="text-success text-sm">Your data has been cleaned</p>
+        <p class="text-success text-sm"><%= t(".data_cleaned") %></p>
       </div>
 
       <%= render DS::Link.new(
-        text: "Next step",
+        text: t(".next_step"),
         variant: "primary",
         href: @import.is_a?(PdfImport) ? import_path(@import) : import_confirm_path(@import),
         frame: :_top,
@@ -35,8 +35,8 @@
 
       <div class="flex justify-center w-full md:w-auto">
         <div class="bg-surface-inset rounded-lg inline-flex p-1 space-x-2 text-sm text-primary font-medium w-full md:w-auto">
-          <%= link_to "All rows", import_clean_path(@import, per_page: params[:per_page], view: "all"), class: "p-2 rounded-lg flex-1 md:flex-auto text-center #{params[:view] != 'errors' ? 'bg-container' : ''}" %>
-          <%= link_to "Error rows", import_clean_path(@import, per_page: params[:per_page], view: "errors"), class: "p-2 rounded-lg flex-1 md:flex-auto text-center #{params[:view] == 'errors' ? 'bg-container' : ''}" %>
+          <%= link_to t(".all_rows"), import_clean_path(@import, per_page: params[:per_page], view: "all"), class: "p-2 rounded-lg flex-1 md:flex-auto text-center #{params[:view] != 'errors' ? 'bg-container' : ''}" %>
+          <%= link_to t(".error_rows"), import_clean_path(@import, per_page: params[:per_page], view: "errors"), class: "p-2 rounded-lg flex-1 md:flex-auto text-center #{params[:view] == 'errors' ? 'bg-container' : ''}" %>
         </div>
       </div>
     </div>
diff --git a/app/views/import/configurations/_account_import.html.erb b/app/views/import/configurations/_account_import.html.erb
index a8c4ec010..2b50e4cb7 100644
--- a/app/views/import/configurations/_account_import.html.erb
+++ b/app/views/import/configurations/_account_import.html.erb
@@ -1,18 +1,18 @@
 <%# locals: (import:) %>
 
 <%= styled_form_with model: @import, url: import_configuration_path(@import), scope: :import, method: :patch, class: "space-y-4" do |form| %>
-  <%= form.select :entity_type_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Entity Type" } %>
-  <%= form.select :name_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Name" }, required: true %>
-  <%= form.select :amount_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Balance" }, required: true %>
-  <%= form.select :currency_col_label, import.csv_headers, { include_blank: "Default", label: "Currency" } %>
+  <%= form.select :entity_type_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".entity_type") } %>
+  <%= form.select :name_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".name") }, required: true %>
+  <%= form.select :amount_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".balance") }, required: true %>
+  <%= form.select :currency_col_label, import.csv_headers, { include_blank: t(".default"), label: t(".currency") } %>
 
   <div class="flex items-center gap-4">
-    <%= form.select :date_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Balance Date" } %>
+    <%= form.select :date_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".balance_date") } %>
     <%= form.select :date_format,
                     Family::DATE_FORMATS,
-                    { label: "Date Format", prompt: "Select format" },
+                    { label: t(".date_format"), prompt: t(".select_format") },
                     required: @import.date_col_label.present? %>
   </div>
 
-  <%= form.submit "Apply configuration", disabled: import.complete? %>
+  <%= form.submit t(".apply_configuration"), disabled: import.complete? %>
 <% end %>
diff --git a/app/views/import/configurations/_trade_import.html.erb b/app/views/import/configurations/_trade_import.html.erb
index b9ac4685c..4ac559487 100644
--- a/app/views/import/configurations/_trade_import.html.erb
+++ b/app/views/import/configurations/_trade_import.html.erb
@@ -3,38 +3,38 @@
 <%= styled_form_with model: @import, url: import_configuration_path(@import), scope: :import, method: :patch, class: "space-y-4" do |form| %>
   <div class="space-y-4">
     <div class="flex items-center gap-4">
-      <%= form.select :date_col_label, import.csv_headers, { include_blank: "Select column", label: "Date" }, required: true %>
+      <%= form.select :date_col_label, import.csv_headers, { include_blank: t(".select_column"), label: t(".date_label") }, required: true %>
       <%= form.select :date_format, Family::DATE_FORMATS, { label: t(".date_format_label")}, label: true, required: true %>
     </div>
 
     <div class="flex items-center gap-4">
-      <%= form.select :qty_col_label, import.csv_headers, { include_blank: "Select column", label: "Quantity" }, required: true %>
-      <%= form.select :signage_convention, [["Buys are positive qty", "inflows_positive"], ["Buys are negative qty", "inflows_negative"]], label: true, required: true %>
+      <%= form.select :qty_col_label, import.csv_headers, { include_blank: t(".select_column"), label: t(".quantity_label") }, required: true %>
+      <%= form.select :signage_convention, [[t(".buys_are_positive"), "inflows_positive"], [t(".buys_are_negative"), "inflows_negative"]], label: true, required: true %>
     </div>
 
     <div class="flex items-center gap-4">
-      <%= form.select :currency_col_label, import.csv_headers, { include_blank: "Default", label: "Currency" } %>
-      <%= form.select :number_format, Import::NUMBER_FORMATS.keys, { label: "Format", prompt: "Select format" }, required: true %>
+      <%= form.select :currency_col_label, import.csv_headers, { include_blank: t(".default"), label: t(".currency_label") } %>
+      <%= form.select :number_format, Import::NUMBER_FORMATS.keys, { label: t(".format_label"), prompt: t(".select_format") }, required: true %>
     </div>
 
-    <%= form.select :ticker_col_label, import.csv_headers, { include_blank: "Select column", label: "Ticker" }, required: true %>
-    <%= form.select :exchange_operating_mic_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Stock exchange code" } %>
-    <%= form.select :price_col_label, import.csv_headers, { include_blank: "Select column", label: "Price" }, required: true %>
+    <%= form.select :ticker_col_label, import.csv_headers, { include_blank: t(".select_column"), label: t(".ticker_label") }, required: true %>
+    <%= form.select :exchange_operating_mic_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".stock_exchange_code_label") } %>
+    <%= form.select :price_col_label, import.csv_headers, { include_blank: t(".select_column"), label: t(".price_label") }, required: true %>
 
     <% unless import.account.present? %>
-      <%= form.select :account_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Account" } %>
+      <%= form.select :account_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".account_label") } %>
     <% end %>
 
-    <%= form.select :name_col_label, import.csv_headers, { include_blank: "Leave empty", label: "Name" } %>
+    <%= form.select :name_col_label, import.csv_headers, { include_blank: t(".leave_empty"), label: t(".name_label") } %>
 
     <% unless Security.providers.any? %>
       <div class="alert alert-warning">
         <p>
-          <strong>Note:</strong> The security prices provider is not configured.  Your trade imports will work, but Sure will not backfill price history.  Please go to your settings to configure this.
+          <strong><%= t(".note_label") %>:</strong> <%= t(".no_security_provider_warning") %>
         </p>
       </div>
     <% end %>
   </div>
 
-  <%= form.submit "Apply configuration", disabled: import.complete? %>
+  <%= form.submit t(".apply_configuration"), disabled: import.complete? %>
 <% end %>
diff --git a/app/views/import/configurations/_transaction_import.html.erb b/app/views/import/configurations/_transaction_import.html.erb
index e0466d550..e6b927101 100644
--- a/app/views/import/configurations/_transaction_import.html.erb
+++ b/app/views/import/configurations/_transaction_import.html.erb
@@ -19,11 +19,11 @@
   <div class="flex items-center gap-4">
     <%= form.select :date_col_label,
                     import.csv_headers,
-                    { label: "Date", prompt: "Select column" },
+                    { label: t(".date_label"), prompt: t(".select_column") },
                     required: true %>
     <%= form.select :date_format,
                     Family::DATE_FORMATS,
-                    { label: t(".date_format_label"), prompt: "Select format" },
+                    { label: t(".date_format_label"), prompt: t(".select_format") },
                     required: true %>
   </div>
 
@@ -31,21 +31,21 @@
   <div class="flex items-center gap-4">
     <%= form.select :amount_col_label,
                     import.csv_headers,
-                    { label: "Amount", container_class: "w-2/5", prompt: "Select column" },
+                    { label: t(".amount_label"), container_class: "w-2/5", prompt: t(".select_column") },
                     required: true %>
     <%= form.select :currency_col_label,
                     import.csv_headers,
-                    { include_blank: "Default", label: "Currency", container_class: "w-1/5" } %>
+                    { include_blank: t(".default"), label: t(".currency_label"), container_class: "w-1/5" } %>
     <%= form.select :number_format,
                     Import::NUMBER_FORMATS.keys,
-                    { label: "Format", prompt: "Select format", container_class: "w-2/5" },
+                    { label: t(".format_label"), prompt: t(".select_format"), container_class: "w-2/5" },
                     required: true %>
   </div>
 
   <%# Amount Type Strategy %>
   <%= form.select :amount_type_strategy,
                   Import::AMOUNT_TYPE_STRATEGIES.map { |strategy| [strategy.humanize, strategy] },
-                  { label: "Amount type strategy", prompt: "Select strategy" },
+                  { label: t(".amount_type_strategy_label"), prompt: t(".select_strategy") },
                   required: true,
                   data: {
                     action: "import#handleAmountTypeStrategyChange",
@@ -58,8 +58,8 @@
     <div class="flex items-center gap-2">
       <span class="text-sm shrink-0 text-secondary">↪</span>
       <%= form.select :signage_convention,
-                      [["Incomes are positive", "inflows_positive"], ["Incomes are negative", "inflows_negative"]],
-                      { label: "Amount type", prompt: "Select convention" },
+                      [[t(".incomes_are_positive"), "inflows_positive"], [t(".incomes_are_negative"), "inflows_negative"]],
+                      { label: t(".amount_type_label"), prompt: t(".select_convention") },
                       required: @import.amount_type_strategy == "signed_amount" %>
     </div>
   <% end %>
@@ -70,32 +70,32 @@
     <div class="space-y-2">
       <div class="flex items-center gap-2 text-sm">
         <span class="shrink-0 text-secondary">↪</span>
-        <span class="text-secondary">Set</span>
+        <span class="text-secondary"><%= t(".set") %></span>
         <%= form.select :entity_type_col_label,
                         import.csv_headers,
-                        { prompt: "Select column", container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
+                        { prompt: t(".select_column"), container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
                         required: @import.amount_type_strategy == "custom_column",
                         data: { action: "import#handleAmountTypeChange" } %>
-        <span class="text-secondary">as amount type column</span>
+        <span class="text-secondary"><%= t(".as_amount_type_column") %></span>
       </div>
 
       <div class="items-center gap-2 text-sm <%= @import.entity_type_col_label.nil? ? "hidden" : "flex" %>" data-import-target="amountTypeValue">
         <span class="shrink-0 text-secondary">↪</span>
-        <span class="text-secondary">Set</span>
+        <span class="text-secondary"><%= t(".set") %></span>
         <%= form.select :amount_type_identifier_value,
                         @import.selectable_amount_type_values,
-                        { prompt: "Select value", container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
+                        { prompt: t(".select_value"), container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
                         required: @import.amount_type_strategy == "custom_column",
                         data: { action: "import#handleAmountTypeIdentifierChange" } %>
-        <span class="text-secondary">as identifier value</span>
+        <span class="text-secondary"><%= t(".as_identifier_value") %></span>
       </div>
 
       <div class="items-center gap-2 text-sm <%= @import.amount_type_identifier_value.nil? ? "hidden" : "flex" %>" data-import-target="amountTypeInflowValue">
         <span class="shrink-0 text-secondary">↪</span>
-        <span class="text-secondary">Treat "<span class="font-medium"><%= @import.amount_type_identifier_value %></span>" as</span>
+        <span class="text-secondary"><%= t(".treat_as_html", value: @import.amount_type_identifier_value) %></span>
         <%= form.select :amount_type_inflow_value,
-                        [["Income (inflow)", "inflows_positive"], ["Expense (outflow)", "inflows_negative"]],
-                        { prompt: "Select type", container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
+                        [[t(".income_inflow"), "inflows_positive"], [t(".expense_outflow"), "inflows_negative"]],
+                        { prompt: t(".select_type"), container_class: "w-48 px-3 py-1.5 border border-secondary rounded-md" },
                         required: @import.amount_type_strategy == "custom_column" %>
       </div>
     </div>
@@ -105,21 +105,21 @@
   <% unless import.account.present? %>
     <%= form.select :account_col_label,
                     import.csv_headers,
-                    { include_blank: "Leave empty", label: "Account" } %>
+                    { include_blank: t(".leave_empty"), label: t(".account_label") } %>
   <% end %>
 
   <%= form.select :name_col_label,
                   import.csv_headers,
-                  { include_blank: "Leave empty", label: "Name" } %>
+                  { include_blank: t(".leave_empty"), label: t(".name_label") } %>
   <%= form.select :category_col_label,
                   import.csv_headers,
-                  { include_blank: "Leave empty", label: "Category" } %>
+                  { include_blank: t(".leave_empty"), label: t(".category_label") } %>
   <%= form.select :tags_col_label,
                   import.csv_headers,
-                  { include_blank: "Leave empty", label: "Tags" } %>
+                  { include_blank: t(".leave_empty"), label: t(".tags_label") } %>
   <%= form.select :notes_col_label,
                   import.csv_headers,
-                  { include_blank: "Leave empty", label: "Notes" } %>
+                  { include_blank: t(".leave_empty"), label: t(".notes_label") } %>
 
-  <%= form.submit "Apply configuration", disabled: import.complete? %>
+  <%= form.submit t(".apply_configuration"), disabled: import.complete? %>
 <% end %>
diff --git a/app/views/import/confirms/_mappings.html.erb b/app/views/import/confirms/_mappings.html.erb
index 2bb31ee8f..2cfb6ab46 100644
--- a/app/views/import/confirms/_mappings.html.erb
+++ b/app/views/import/confirms/_mappings.html.erb
@@ -12,7 +12,7 @@
             <%= tag.p t(".no_accounts"), class: "text-sm" %>
 
             <%= render DS::Link.new(
-              text: "Create account",
+              text: t(".create_account"),
               variant: "primary",
               href: new_account_path(return_to: import_confirm_path(import)),
               frame: :modal
@@ -60,7 +60,7 @@
 
     <div class="flex justify-center w-full">
       <%= render DS::Link.new(
-        text: "Next",
+        text: t(".next"),
         variant: "primary",
         href: is_last_step ? import_path(import) : url_for(step: step_idx + 2),
         icon: "arrow-right",
diff --git a/app/views/import/uploads/show.html.erb b/app/views/import/uploads/show.html.erb
index cc9a94136..56a5e320b 100644
--- a/app/views/import/uploads/show.html.erb
+++ b/app/views/import/uploads/show.html.erb
@@ -93,7 +93,7 @@
   <%# ── Standard CSV upload ── %>
   <div class="space-y-4" data-controller="drag-and-drop-import">
     <!-- Overlay -->
-    <%= render "imports/drag_drop_overlay", title: "Drop CSV to upload", subtitle: "Your file will be uploaded automatically" %>
+    <%= render "imports/drag_drop_overlay", title: t(".drop_csv_title"), subtitle: t(".drop_csv_subtitle") %>
 
     <div class="space-y-4 mx-auto max-w-md">
       <div class="text-center space-y-2">
@@ -103,8 +103,8 @@
 
       <%= render DS::Tabs.new(active_tab: params[:tab] || "csv-upload", url_param_key: "tab", testid: "import-tabs") do |tabs| %>
         <% tabs.with_nav do |nav| %>
-          <% nav.with_btn(id: "csv-upload", label: "Upload CSV") %>
-          <% nav.with_btn(id: "csv-paste", label: "Copy & Paste") %>
+          <% nav.with_btn(id: "csv-upload", label: t(".upload_csv_tab")) %>
+          <% nav.with_btn(id: "csv-paste", label: t(".copy_paste_tab")) %>
         <% end %>
 
         <% tabs.with_panel(tab_id: "csv-upload") do %>
@@ -112,7 +112,7 @@
             <%= form.select :col_sep, Import::SEPARATORS, label: true %>
 
             <% if @import.type == "TransactionImport" || @import.type == "TradeImport" %>
-              <%= form.select :account_id, @import.family.accounts.visible.alphabetically.pluck(:name, :id), { label: "Account (optional)", include_blank: "Multi-account import", selected: @import.account_id } %>
+              <%= form.select :account_id, @import.family.accounts.visible.alphabetically.pluck(:name, :id), { label: t(".account_optional_label"), include_blank: t(".multi_account_import"), selected: @import.account_id } %>
             <% end %>
 
             <label for="import_import_file_csv" class="flex flex-col items-center justify-center w-full h-64 border border-secondary border-dashed rounded-xl cursor-pointer" data-controller="file-upload" data-file-upload-target="uploadArea">
@@ -135,7 +135,7 @@
               </div>
             </label>
 
-            <%= form.submit "Upload CSV", disabled: @import.complete? %>
+            <%= form.submit t(".upload_csv_button"), disabled: @import.complete? %>
           <% end %>
         <% end %>
 
@@ -144,16 +144,16 @@
             <%= form.select :col_sep, Import::SEPARATORS, label: true %>
 
             <% if @import.type == "TransactionImport" || @import.type == "TradeImport" %>
-              <%= form.select :account_id, @import.family.accounts.visible.alphabetically.pluck(:name, :id), { label: "Account (optional)", include_blank: "Multi-account import", selected: @import.account_id } %>
+              <%= form.select :account_id, @import.family.accounts.visible.alphabetically.pluck(:name, :id), { label: t(".account_optional_label"), include_blank: t(".multi_account_import"), selected: @import.account_id } %>
             <% end %>
 
             <%= form.text_area :raw_file_str,
                          rows: 10,
                          required: true,
-                         placeholder: "Paste your CSV file contents here",
+                         placeholder: t(".paste_csv_placeholder"),
                          "data-auto-submit-form-target": "auto" %>
 
-            <%= form.submit "Upload CSV", disabled: @import.complete? %>
+            <%= form.submit t(".upload_csv_button"), disabled: @import.complete? %>
           <% end %>
         <% end %>
       <% end %>
@@ -161,7 +161,7 @@
 
     <div class="flex justify-center">
       <span class="text-secondary text-sm">
-        <%= link_to "Download a sample CSV", "/imports/#{@import.id}/upload/sample_csv", class: "text-primary underline", data: { turbo: false } %> to see the required CSV format
+        <%= link_to t(".download_sample_csv"), "/imports/#{@import.id}/upload/sample_csv", class: "text-primary underline", data: { turbo: false } %> <%= t(".to_see_format") %>
       </span>
     </div>
   </div>
diff --git a/app/views/imports/_failure.html.erb b/app/views/imports/_failure.html.erb
index ee9e8b9fc..3cdc4008f 100644
--- a/app/views/imports/_failure.html.erb
+++ b/app/views/imports/_failure.html.erb
@@ -7,10 +7,10 @@
     </div>
 
     <div class="text-center space-y-2">
-      <h1 class="font-medium text-primary text-center text-3xl">Import failed</h1>
-      <p class="text-sm text-secondary">Please check that your file format, for any errors and that all required fields are filled, then come back and try again.</p>
+      <h1 class="font-medium text-primary text-center text-3xl"><%= t(".title") %></h1>
+      <p class="text-sm text-secondary"><%= t(".description") %></p>
     </div>
 
-    <%= render DS::Button.new(text: "Try again", href: publish_import_path(import), full_width: true) %>
+    <%= render DS::Button.new(text: t(".try_again"), href: publish_import_path(import), full_width: true) %>
   </div>
 </div>
diff --git a/app/views/imports/_importing.html.erb b/app/views/imports/_importing.html.erb
index 546701705..7fb8ed100 100644
--- a/app/views/imports/_importing.html.erb
+++ b/app/views/imports/_importing.html.erb
@@ -7,13 +7,13 @@
     </div>
 
     <div class="text-center space-y-2">
-      <h1 class="font-medium text-primary text-center text-3xl">Import in progress</h1>
-      <p class="text-sm text-secondary">Your import is in progress. Check the imports menu for status updates or click 'Check Status' to refresh the page for updates. Feel free to continue using the app.</p>
+      <h1 class="font-medium text-primary text-center text-3xl"><%= t(".title") %></h1>
+      <p class="text-sm text-secondary"><%= t(".description") %></p>
     </div>
 
     <div class="space-y-2 flex flex-col">
-      <%= render DS::Link.new(text: "Check status", href: import_path(import), variant: "primary", full_width: true) %>
-      <%= render DS::Link.new(text: "Back to dashboard", href: root_path, variant: "secondary", full_width: true) %>
+      <%= render DS::Link.new(text: t(".check_status"), href: import_path(import), variant: "primary", full_width: true) %>
+      <%= render DS::Link.new(text: t(".back_to_dashboard"), href: root_path, variant: "secondary", full_width: true) %>
     </div>
   </div>
 </div>
diff --git a/app/views/imports/_revert_failure.html.erb b/app/views/imports/_revert_failure.html.erb
index 9d64e7a76..6c4872d06 100644
--- a/app/views/imports/_revert_failure.html.erb
+++ b/app/views/imports/_revert_failure.html.erb
@@ -7,12 +7,12 @@
     </div>
 
     <div class="text-center space-y-2">
-      <h1 class="font-medium text-primary text-center text-3xl">Reverting import failed</h1>
-      <p class="text-sm text-secondary">Please try again</p>
+      <h1 class="font-medium text-primary text-center text-3xl"><%= t(".title") %></h1>
+      <p class="text-sm text-secondary"><%= t(".description") %></p>
     </div>
 
     <%= render DS::Button.new(
-      text: "Try again",
+      text: t(".try_again"),
       full_width: true,
       href: revert_import_path(import)
     ) %>
diff --git a/app/views/imports/_success.html.erb b/app/views/imports/_success.html.erb
index c0849e94b..c3bc2d1eb 100644
--- a/app/views/imports/_success.html.erb
+++ b/app/views/imports/_success.html.erb
@@ -7,12 +7,12 @@
     </div>
 
     <div class="text-center space-y-2">
-      <h1 class="font-medium text-primary text-center text-3xl">Import successful</h1>
-      <p class="text-sm text-secondary">Your imported data has been successfully added to the app and is now ready for use.</p>
+      <h1 class="font-medium text-primary text-center text-3xl"><%= t(".title") %></h1>
+      <p class="text-sm text-secondary"><%= t(".description") %></p>
     </div>
 
     <%= render DS::Link.new(
-      text: "Back to dashboard",
+      text: t(".back_to_dashboard"),
       variant: "primary",
       full_width: true,
       href: root_path
diff --git a/app/views/layouts/shared/_confirm_dialog.html.erb b/app/views/layouts/shared/_confirm_dialog.html.erb
index 03e923818..a25c36f72 100644
--- a/app/views/layouts/shared/_confirm_dialog.html.erb
+++ b/app/views/layouts/shared/_confirm_dialog.html.erb
@@ -5,17 +5,17 @@
     <form method="dialog" class="space-y-4">
       <div class="space-y-2">
         <div class="flex items-center justify-between gap-2">
-          <h3 class="font-medium text-primary" data-confirm-dialog-target="title">Are you sure?</h3>
+          <h3 class="font-medium text-primary" data-confirm-dialog-target="title"><%= t(".are_you_sure") %></h3>
           <%= icon("x", as_button: true, type: "submit", value: "cancel") %>
         </div>
 
-        <p class="text-sm text-secondary" data-confirm-dialog-target="subtitle">This action cannot be undone.</p>
+        <p class="text-sm text-secondary" data-confirm-dialog-target="subtitle"><%= t(".cannot_be_undone") %></p>
       </div>
 
       <div>
         <% ["primary", "outline-destructive", "destructive"].each do |variant| %>
           <%= render DS::Button.new(
-          text: "Confirm",
+          text: t(".confirm"),
           variant: variant,
           autofocus: true,
           full_width: true,
diff --git a/app/views/loans/tabs/_overview.html.erb b/app/views/loans/tabs/_overview.html.erb
index 41167e6fb..2c6d3810a 100644
--- a/app/views/loans/tabs/_overview.html.erb
+++ b/app/views/loans/tabs/_overview.html.erb
@@ -46,7 +46,7 @@
 
 <div class="flex justify-center py-8">
   <%= render DS::Link.new(
-    text: "Edit loan details",
+    text: t(".edit_loan_details"),
     variant: "ghost",
     href: edit_loan_path(account),
     frame: :modal
diff --git a/app/views/lunchflow_items/_api_error.html.erb b/app/views/lunchflow_items/_api_error.html.erb
index b1d6cee13..50050e35a 100644
--- a/app/views/lunchflow_items/_api_error.html.erb
+++ b/app/views/lunchflow_items/_api_error.html.erb
@@ -1,22 +1,22 @@
 <%# locals: (error_message:, return_path:) %>
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Lunch Flow Connection Error") %>
+    <% dialog.with_header(title: t(".title")) %>
     <% dialog.with_body do %>
       <div class="space-y-4">
         <%= render DS::Alert.new(
-          title: "Unable to connect to Lunch Flow",
+          title: t(".unable_to_connect"),
           message: error_message,
           variant: :error
         ) %>
 
         <div class="bg-surface rounded-lg p-4 space-y-2 text-sm">
-          <p class="font-medium text-primary">Common Issues:</p>
+          <p class="font-medium text-primary"><%= t(".common_issues") %></p>
           <ul class="list-disc list-inside space-y-1 text-secondary">
-            <li><strong>Invalid API Key:</strong> Check your API key in Provider Settings</li>
-            <li><strong>Expired Credentials:</strong> Generate a new API key from Lunch Flow</li>
-            <li><strong>Network Issue:</strong> Check your internet connection</li>
-            <li><strong>Service Down:</strong> Lunch Flow API may be temporarily unavailable</li>
+            <li><strong><%= t(".invalid_api_key_label") %>:</strong> <%= t(".invalid_api_key_desc") %></li>
+            <li><strong><%= t(".expired_credentials_label") %>:</strong> <%= t(".expired_credentials_desc") %></li>
+            <li><strong><%= t(".network_issue_label") %>:</strong> <%= t(".network_issue_desc") %></li>
+            <li><strong><%= t(".service_down_label") %>:</strong> <%= t(".service_down_desc") %></li>
           </ul>
         </div>
 
@@ -24,7 +24,7 @@
           <%= link_to settings_providers_path,
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors",
                       data: { turbo: false } do %>
-            Check Provider Settings
+            <%= t(".check_provider_settings") %>
           <% end %>
         </div>
       </div>
diff --git a/app/views/lunchflow_items/_setup_required.html.erb b/app/views/lunchflow_items/_setup_required.html.erb
index afd03df41..1773e81ef 100644
--- a/app/views/lunchflow_items/_setup_required.html.erb
+++ b/app/views/lunchflow_items/_setup_required.html.erb
@@ -1,21 +1,21 @@
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Lunch Flow Setup Required") %>
+    <% dialog.with_header(title: t(".title")) %>
     <% dialog.with_body do %>
       <div class="space-y-4">
         <%= render DS::Alert.new(
-          title: "API Key Not Configured",
-          message: "Before you can link Lunch Flow accounts, you need to configure your Lunch Flow API key.",
+          title: t(".api_key_not_configured"),
+          message: t(".api_key_description"),
           variant: :warning
         ) %>
 
         <div class="bg-surface rounded-lg p-4 space-y-2 text-sm">
-          <p class="font-medium text-primary">Setup Steps:</p>
+          <p class="font-medium text-primary"><%= t(".setup_steps_title") %></p>
           <ol class="list-decimal list-inside space-y-1 text-secondary">
-            <li>Go to <strong>Settings → Providers</strong></li>
-            <li>Find the <strong>Lunch Flow</strong> section</li>
-            <li>Enter your Lunch Flow API key</li>
-            <li>Return here to link your accounts</li>
+            <li><%= t(".setup_step_1_html") %></li>
+            <li><%= t(".setup_step_2_html") %></li>
+            <li><%= t(".setup_step_3") %></li>
+            <li><%= t(".setup_step_4") %></li>
           </ol>
         </div>
 
@@ -23,7 +23,7 @@
           <%= link_to settings_providers_path,
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors",
                       data: { turbo: false } do %>
-            Go to Provider Settings
+            <%= t(".go_to_provider_settings") %>
           <% end %>
         </div>
       </div>
diff --git a/app/views/mercury_items/_api_error.html.erb b/app/views/mercury_items/_api_error.html.erb
index 4e4124635..0f5696b14 100644
--- a/app/views/mercury_items/_api_error.html.erb
+++ b/app/views/mercury_items/_api_error.html.erb
@@ -1,25 +1,25 @@
 <%# locals: (error_message:, return_path:) %>
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Mercury Connection Error") %>
+    <% dialog.with_header(title: t(".title")) %>
     <% dialog.with_body do %>
       <div class="space-y-4">
         <div class="flex items-start gap-3">
           <%= icon("alert-circle", class: "text-destructive w-5 h-5 shrink-0 mt-0.5") %>
           <div class="text-sm">
-            <p class="font-medium text-primary mb-2">Unable to connect to Mercury</p>
+            <p class="font-medium text-primary mb-2"><%= t(".unable_to_connect") %></p>
             <p class="text-secondary"><%= error_message %></p>
           </div>
         </div>
 
         <div class="bg-surface rounded-lg p-4 space-y-2 text-sm">
-          <p class="font-medium text-primary">Common Issues:</p>
+          <p class="font-medium text-primary"><%= t(".common_issues") %></p>
           <ul class="list-disc list-inside space-y-1 text-secondary">
-            <li><strong>Invalid API Token:</strong> Check your API token in Provider Settings</li>
-            <li><strong>Expired Credentials:</strong> Generate a new API token from Mercury</li>
-            <li><strong>Insufficient Permissions:</strong> Ensure your token has read-only access</li>
-            <li><strong>Network Issue:</strong> Check your internet connection</li>
-            <li><strong>Service Down:</strong> Mercury API may be temporarily unavailable</li>
+            <li><strong><%= t(".invalid_api_token_label") %>:</strong> <%= t(".invalid_api_token_desc") %></li>
+            <li><strong><%= t(".expired_credentials_label") %>:</strong> <%= t(".expired_credentials_desc") %></li>
+            <li><strong><%= t(".insufficient_permissions_label") %>:</strong> <%= t(".insufficient_permissions_desc") %></li>
+            <li><strong><%= t(".network_issue_label") %>:</strong> <%= t(".network_issue_desc") %></li>
+            <li><strong><%= t(".service_down_label") %>:</strong> <%= t(".service_down_desc") %></li>
           </ul>
         </div>
 
@@ -27,7 +27,7 @@
           <%= link_to settings_providers_path,
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors",
                       data: { turbo: false } do %>
-            Check Provider Settings
+            <%= t(".check_provider_settings") %>
           <% end %>
         </div>
       </div>
diff --git a/app/views/mercury_items/_setup_required.html.erb b/app/views/mercury_items/_setup_required.html.erb
index 069847729..5711d968d 100644
--- a/app/views/mercury_items/_setup_required.html.erb
+++ b/app/views/mercury_items/_setup_required.html.erb
@@ -1,23 +1,23 @@
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-    <% dialog.with_header(title: "Mercury Setup Required") %>
+    <% dialog.with_header(title: t(".title")) %>
     <% dialog.with_body do %>
       <div class="space-y-4">
         <div class="flex items-start gap-3">
           <%= icon("alert-circle", class: "text-warning w-5 h-5 shrink-0 mt-0.5") %>
           <div class="text-sm text-secondary">
-            <p class="font-medium text-primary mb-2">API Token Not Configured</p>
-            <p>Before you can link Mercury accounts, you need to configure your Mercury API token.</p>
+            <p class="font-medium text-primary mb-2"><%= t(".api_token_not_configured") %></p>
+            <p><%= t(".api_token_description") %></p>
           </div>
         </div>
 
         <div class="bg-surface rounded-lg p-4 space-y-2 text-sm">
-          <p class="font-medium text-primary">Setup Steps:</p>
+          <p class="font-medium text-primary"><%= t(".setup_steps_title") %></p>
           <ol class="list-decimal list-inside space-y-1 text-secondary">
-            <li>Go to <strong>Settings > Providers</strong></li>
-            <li>Find the <strong>Mercury</strong> section</li>
-            <li>Enter your Mercury API token</li>
-            <li>Return here to link your accounts</li>
+            <li><%= t(".setup_step_1_html") %></li>
+            <li><%= t(".setup_step_2_html") %></li>
+            <li><%= t(".setup_step_3") %></li>
+            <li><%= t(".setup_step_4") %></li>
           </ol>
         </div>
 
@@ -25,7 +25,7 @@
           <%= link_to settings_providers_path,
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors",
                       data: { turbo: false } do %>
-            Go to Provider Settings
+            <%= t(".go_to_provider_settings") %>
           <% end %>
         </div>
       </div>
diff --git a/app/views/messages/_chat_form.html.erb b/app/views/messages/_chat_form.html.erb
index 85f686f57..1fbc57c82 100644
--- a/app/views/messages/_chat_form.html.erb
+++ b/app/views/messages/_chat_form.html.erb
@@ -10,7 +10,7 @@
     <%# In the future, this will be a dropdown with different AI models %>
     <%= f.hidden_field :ai_model, value: default_ai_model %>
 
-    <%= f.text_area :content, placeholder: "Ask anything ...", value: message_hint,
+    <%= f.text_area :content, placeholder: t(".placeholder"), value: message_hint,
                   class: "w-full border-0 focus:ring-0 text-sm resize-none px-1 bg-transparent",
                   data: { chat_target: "input", action: "input->chat#autoResize keydown->chat#handleInputKeyDown" },
                   rows: 1 %>
@@ -27,5 +27,5 @@
     </div>
   <% end %>
 
-  <p class="text-xs text-secondary">AI responses are informational only. Not financial advice!</p>
+  <p class="text-xs text-secondary"><%= t(".disclaimer") %></p>
 </div>
diff --git a/app/views/pages/dashboard/_balance_sheet.html.erb b/app/views/pages/dashboard/_balance_sheet.html.erb
index fafc75e2f..b2ff7d632 100644
--- a/app/views/pages/dashboard/_balance_sheet.html.erb
+++ b/app/views/pages/dashboard/_balance_sheet.html.erb
@@ -37,13 +37,13 @@
 
         <div class="bg-container-inset rounded-xl p-1 space-y-1 overflow-x-auto">
           <div class="px-4 py-2 flex items-center uppercase text-xs font-medium text-secondary">
-            <div class="w-40 shrink-0">Name</div>
+            <div class="w-40 shrink-0"><%= t(".name") %></div>
             <div class="ml-auto text-right flex items-center gap-2">
               <div class="w-20 shrink-0">
-                <p>Weight</p>
+                <p><%= t(".weight") %></p>
               </div>
               <div class="w-24 shrink-0">
-                <p>Value</p>
+                <p><%= t(".value") %></p>
               </div>
             </div>
           </div>
diff --git a/app/views/pages/feedback.html.erb b/app/views/pages/feedback.html.erb
index 71739e2c8..29031ce01 100644
--- a/app/views/pages/feedback.html.erb
+++ b/app/views/pages/feedback.html.erb
@@ -1,22 +1,22 @@
-<%= content_for :page_title, "Feedback" %>
+<%= content_for :page_title, t(".title") %>
 
 <div class="bg-container shadow-border-xs rounded-xl p-4">
-  <h2 class="text-lg font-medium text-primary mb-1">Leave feedback</h2>
-  <p class="text-sm text-secondary mb-4">Let us know if you have any specific feedback. Feel free to include links to videos or screenshots.</p>
+  <h2 class="text-lg font-medium text-primary mb-1"><%= t(".heading") %></h2>
+  <p class="text-sm text-secondary mb-4"><%= t(".description") %></p>
   <div class="flex flex-col md:flex-row gap-4">
     <%= link_to "https://github.com/we-promise/sure/discussions/categories/feature-requests", target: "_blank", rel: "noopener noreferrer", class: "w-full md:w-1/3 flex flex-col items-center p-4 border border-alpha-black-25 rounded-xl hover:bg-container-hover" do %>
       <%= image_tag "github-icon.svg", class: "w-8 h-8 mb-2" %>
-      <span class="text-sm font-medium text-primary text-center">Write a feature request</span>
+      <span class="text-sm font-medium text-primary text-center"><%= t(".feature_request") %></span>
     <% end %>
 
     <%= link_to "https://github.com/we-promise/sure/issues/new?assignees=&labels=bug&template=bug_report.md&title=", target: "_blank", rel: "noopener noreferrer", class: "w-full md:w-1/3 flex flex-col items-center p-4 border border-alpha-black-25 rounded-xl hover:bg-container-hover" do %>
       <%= image_tag "github-icon.svg", class: "w-8 h-8 mb-2" %>
-      <span class="text-sm font-medium text-primary text-center">File a bug report</span>
+      <span class="text-sm font-medium text-primary text-center"><%= t(".bug_report") %></span>
     <% end %>
 
     <%= link_to "https://discord.gg/36ZGBsxYEK", target: "_blank", rel: "noopener noreferrer", class: "w-full md:w-1/3 flex flex-col items-center p-4 border border-alpha-black-25 rounded-xl hover:bg-container-hover" do %>
       <%= image_tag "discord-icon.svg", class: "w-8 h-8 mb-2" %>
-      <span class="text-sm font-medium text-primary text-center">Discuss <%= product_name %> with others</span>
+      <span class="text-sm font-medium text-primary text-center"><%= t(".discuss", product: product_name) %></span>
     <% end %>
   </div>
 </div>
diff --git a/app/views/pages/intro.html.erb b/app/views/pages/intro.html.erb
index 6ebceb315..7378ccdeb 100644
--- a/app/views/pages/intro.html.erb
+++ b/app/views/pages/intro.html.erb
@@ -1,6 +1,6 @@
 <% content_for :page_header do %>
   <div class="space-y-2">
-    <h1 class="text-2xl font-semibold text-primary">Welcome!</h1>
+    <h1 class="text-2xl font-semibold text-primary"><%= t(".welcome") %></h1>
     <br>
   </div>
 <% end %>
@@ -10,12 +10,12 @@
     <div class="flex justify-center">
       <%= image_tag "logomark-color.svg", class: "w-16 h-16" %>
     </div>
-    <h2 class="text-xl font-semibold text-primary">Intro experience coming soon</h2>
+    <h2 class="text-xl font-semibold text-primary"><%= t(".coming_soon") %></h2>
     <p class="text-secondary">
-      We're building a richer onboarding journey to learn about your goals, milestones, and day-to-day needs. For now, head over to the chat sidebar to start a conversation with Sure and let us know where you are in your financial journey.
+      <%= t(".description") %>
     </p>
     <div>
-      <%= link_to "Start chatting", chats_path, class: "inline-flex items-center gap-2 px-4 py-2 rounded-lg button-bg-primary text-inverse font-medium" %>
+      <%= link_to t(".start_chatting"), chats_path, class: "inline-flex items-center gap-2 px-4 py-2 rounded-lg button-bg-primary text-inverse font-medium" %>
     </div>
   </div>
 </div>
diff --git a/app/views/pages/redis_configuration_error.html.erb b/app/views/pages/redis_configuration_error.html.erb
index a95e00862..8a1a6411f 100644
--- a/app/views/pages/redis_configuration_error.html.erb
+++ b/app/views/pages/redis_configuration_error.html.erb
@@ -1,4 +1,4 @@
-<% content_for :title, "Redis Configuration Required - Sure" %>
+<% content_for :title, t(".page_title") %>
 
 <div class="flex items-center justify-center h-full p-4 sm:p-6 lg:p-8">
   <div class="w-full max-w-md sm:max-w-lg lg:max-w-2xl">
@@ -8,8 +8,8 @@
         <div class="mx-auto w-16 h-16 bg-red-100 rounded-full flex items-center justify-center mb-4">
           <%= icon "alert-triangle", class: "w-8 h-8 text-red-600" %>
         </div>
-        <h1 class="text-xl sm:text-2xl font-bold text-primary mb-2">Redis Configuration Required</h1>
-        <p class="text-sm sm:text-base text-subdued">Your self-hosted Sure installation needs Redis to be properly configured.</p>
+        <h1 class="text-xl sm:text-2xl font-bold text-primary mb-2"><%= t(".heading") %></h1>
+        <p class="text-sm sm:text-base text-subdued"><%= t(".subheading") %></p>
       </div>
 
       <!-- Explanation -->
@@ -18,8 +18,8 @@
           <div class="flex items-start">
             <%= icon "info", class: "w-5 h-5 text-amber-600 mt-0.5 mr-3 flex-shrink-0" %>
             <div class="text-sm text-amber-800">
-              <p><strong>Why is Redis required?</strong></p>
-              <p class="mt-1">Sure uses Redis to power Sidekiq background jobs for tasks like syncing account data, processing imports, and other background operations that keep your financial data up to date.</p>
+              <p><strong><%= t(".why_required_title") %></strong></p>
+              <p class="mt-1"><%= t(".why_required_body") %></p>
             </div>
           </div>
         </div>
@@ -27,7 +27,7 @@
         <!-- Primary CTA -->
         <div class="text-center space-y-4">
           <%= render DS::Link.new(
-            text: "View Setup Guide",
+            text: t(".view_setup_guide"),
             href: "https://github.com/we-promise/sure/blob/main/docs/hosting/docker.md",
             variant: "primary",
             size: "lg",
@@ -36,16 +36,16 @@
             target: "_blank",
             rel: "noopener noreferrer"
           ) %>
-          <p class="text-sm text-subdued">Follow our complete Docker setup guide to configure Redis</p>
+          <p class="text-sm text-subdued"><%= t(".setup_guide_hint") %></p>
         </div>
       </div>
 
       <!-- Secondary CTA -->
       <div class="pt-6 border-t border-primary">
         <div class="text-center space-y-3">
-          <p class="text-sm text-subdued">Once you've configured Redis, refresh this page to continue.</p>
+          <p class="text-sm text-subdued"><%= t(".refresh_hint") %></p>
           <%= render DS::Button.new(
-            text: "Refresh Page",
+            text: t(".refresh_page"),
             variant: "secondary",
             icon: "refresh-cw",
             type: "button",
diff --git a/app/views/properties/_overview_fields.html.erb b/app/views/properties/_overview_fields.html.erb
index 0fe59023d..d641c7bdf 100644
--- a/app/views/properties/_overview_fields.html.erb
+++ b/app/views/properties/_overview_fields.html.erb
@@ -2,8 +2,8 @@
 
 <div class="flex flex-col gap-2">
   <%= form.text_field :name,
-                  label: "Name",
-                  placeholder: "Vacation home",
+                  label: t(".name_label"),
+                  placeholder: t(".name_placeholder"),
                   required: true %>
 
   <%= form.hidden_field :accountable_type, value: "Property" %>
@@ -11,24 +11,24 @@
   <%= form.fields_for :accountable do |property_form| %>
     <%= property_form.select :subtype,
                 Property::SUBTYPES.map { |k, v| [v[:long], k] },
-                { prompt: "Select type", label: "Property type" }, required: true %>
+                { prompt: t(".subtype_prompt"), label: t(".property_type_label") }, required: true %>
 
     <div class="flex items-center gap-2">
       <%= property_form.number_field :year_built,
-                    label: "Year Built (optional)",
-                    placeholder: "1990",
+                    label: t(".year_built_label"),
+                    placeholder: t(".year_built_placeholder"),
                     min: 1500,
                     max: Time.current.year %>
     </div>
 
     <div class="flex items-center gap-2">
       <%= property_form.number_field :area_value,
-                      label: "Area (optional)",
-                      placeholder: "1200",
+                      label: t(".area_label"),
+                      placeholder: t(".area_placeholder"),
                       min: 0 %>
       <%= property_form.select :area_unit,
-                      [["Square Feet", "sqft"], ["Square Meters", "sqm"]],
-                      { label: "Area Unit" } %>
+                      [[t(".square_feet"), "sqft"], [t(".square_meters"), "sqm"]],
+                      { label: t(".area_unit_label") } %>
     </div>
   <% end %>
 
diff --git a/app/views/properties/address.html.erb b/app/views/properties/address.html.erb
index 834f7c95c..489ab62b1 100644
--- a/app/views/properties/address.html.erb
+++ b/app/views/properties/address.html.erb
@@ -1,5 +1,5 @@
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Enter property manually") %>
+  <% dialog.with_header(title: t(".title")) %>
   <% dialog.with_body do %>
     <div class="flex gap-4">
       <!-- Left sidebar with tabs -->
@@ -13,25 +13,25 @@
 
             <%= form.fields_for :address do |address_form| %>
               <%= address_form.text_field :line1,
-                    label: "Address Line 1",
-                    placeholder: "123 Main Street" %>
+                    label: t(".address_line1_label"),
+                    placeholder: t(".address_line1_placeholder") %>
 
               <div class="flex items-center gap-2">
                 <%= address_form.text_field :locality,
-                      label: "City",
-                      placeholder: "San Francisco" %>
+                      label: t(".city_label"),
+                      placeholder: t(".city_placeholder") %>
                 <%= address_form.text_field :region,
-                      label: "State/Region",
-                      placeholder: "CA" %>
+                      label: t(".state_region_label"),
+                      placeholder: t(".state_region_placeholder") %>
               </div>
 
               <div class="flex items-center gap-2">
                 <%= address_form.text_field :postal_code,
-                      label: "Postal Code",
-                      placeholder: "12345" %>
+                      label: t(".postal_code_label"),
+                      placeholder: t(".postal_code_placeholder") %>
                 <%= address_form.text_field :country,
-                      label: "Country",
-                      placeholder: "USA" %>
+                      label: t(".country_label"),
+                      placeholder: t(".country_placeholder") %>
               </div>
             <% end %>
           </div>
@@ -39,7 +39,7 @@
           <!-- Save button -->
           <div class="flex justify-end mt-4">
             <%= render DS::Button.new(
-              text: "Save",
+              text: t(".save"),
               variant: "primary",
             ) %>
           </div>
diff --git a/app/views/properties/balances.html.erb b/app/views/properties/balances.html.erb
index a25f77936..3cd96041d 100644
--- a/app/views/properties/balances.html.erb
+++ b/app/views/properties/balances.html.erb
@@ -1,5 +1,5 @@
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Enter property manually") %>
+  <% dialog.with_header(title: t(".title")) %>
   <% dialog.with_body do %>
     <div class="flex gap-4">
       <%= render "properties/form_tabs", account: @account, active_tab: "value" %>
@@ -11,15 +11,15 @@
             <%= render "properties/form_alert", notice: @success_message, error: @error_message %>
 
             <%= form.money_field :balance,
-                label: "Estimated market value",
-                label_tooltip: "The estimated market value of your property. This number can often be found on sites like Zillow or Redfin, and is never an exact number.",
+                label: t(".market_value_label"),
+                label_tooltip: t(".market_value_tooltip"),
                 placeholder: "0" %>
           </div>
 
           <!-- Next button -->
           <div class="flex justify-end mt-4">
             <%= render DS::Button.new(
-              text: @account.active? ? "Save" : "Next",
+              text: @account.active? ? t(".save") : t(".next"),
               variant: "primary",
             ) %>
           </div>
diff --git a/app/views/properties/new.html.erb b/app/views/properties/new.html.erb
index 03feb04a0..32ab6d960 100644
--- a/app/views/properties/new.html.erb
+++ b/app/views/properties/new.html.erb
@@ -1,5 +1,5 @@
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Enter property manually") %>
+  <% dialog.with_header(title: t(".title")) %>
   <% dialog.with_body do %>
     <div class="flex gap-4">
       <!-- Left sidebar with tabs -->
@@ -16,7 +16,7 @@
           <!-- Create button -->
           <div class="flex justify-end mt-4">
             <%= render DS::Button.new(
-              text: "Next",
+              text: t(".next"),
               variant: "primary",
             ) %>
           </div>
diff --git a/app/views/properties/tabs/_overview.html.erb b/app/views/properties/tabs/_overview.html.erb
index 3a33e092f..df3417443 100644
--- a/app/views/properties/tabs/_overview.html.erb
+++ b/app/views/properties/tabs/_overview.html.erb
@@ -30,7 +30,7 @@
 
 <div class="flex justify-center py-8">
   <%= render DS::Link.new(
-    text: "Edit account details",
+    text: t(".edit_account_details"),
     href: edit_property_path(account),
     variant: "ghost",
     frame: :modal
diff --git a/app/views/reports/_investment_flows.html.erb b/app/views/reports/_investment_flows.html.erb
index 83db092e2..ee773b994 100644
--- a/app/views/reports/_investment_flows.html.erb
+++ b/app/views/reports/_investment_flows.html.erb
@@ -1,7 +1,7 @@
 <%# locals: (investment_flows:) %>
 <div class="space-y-4">
   <p class="text-sm text-secondary">
-    Track money flowing into and out of your investment accounts through contributions and withdrawals.
+    <%= t(".description") %>
   </p>
 
   <div class="grid grid-cols-1 md:grid-cols-3 gap-4">
@@ -9,36 +9,36 @@
     <div class="bg-container border border-primary rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon("trending-up", size: "sm", class: "text-green-600") %>
-        <h3 class="text-sm font-medium text-secondary">Contributions</h3>
+        <h3 class="text-sm font-medium text-secondary"><%= t(".contributions") %></h3>
       </div>
       <div class="text-2xl font-semibold privacy-sensitive" style="color: rgb(34 197 94);">
         <%= format_money(investment_flows.contributions) %>
       </div>
-      <p class="text-xs text-secondary mt-1">Money added to investments</p>
+      <p class="text-xs text-secondary mt-1"><%= t(".contributions_description") %></p>
     </div>
 
     <!-- Withdrawals -->
     <div class="bg-container border border-primary rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon("trending-down", size: "sm", class: "text-orange-600") %>
-        <h3 class="text-sm font-medium text-secondary">Withdrawals</h3>
+        <h3 class="text-sm font-medium text-secondary"><%= t(".withdrawals") %></h3>
       </div>
       <div class="text-2xl font-semibold privacy-sensitive" style="color: rgb(249 115 22);">
         <%= format_money(investment_flows.withdrawals) %>
       </div>
-      <p class="text-xs text-secondary mt-1">Money withdrawn from investments</p>
+      <p class="text-xs text-secondary mt-1"><%= t(".withdrawals_description") %></p>
     </div>
 
     <!-- Net Flow -->
     <div class="bg-container border border-primary rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon("arrow-right-left", size: "sm", class: "text-primary") %>
-        <h3 class="text-sm font-medium text-secondary">Net Flow</h3>
+        <h3 class="text-sm font-medium text-secondary"><%= t(".net_flow") %></h3>
       </div>
       <div class="text-2xl font-semibold text-primary privacy-sensitive">
         <%= format_money(investment_flows.net_flow) %>
       </div>
-      <p class="text-xs text-secondary mt-1">Total net change</p>
+      <p class="text-xs text-secondary mt-1"><%= t(".net_flow_description") %></p>
     </div>
   </div>
 </div>
diff --git a/app/views/rule/conditions/_condition_group.html.erb b/app/views/rule/conditions/_condition_group.html.erb
index 54f056bae..09161462f 100644
--- a/app/views/rule/conditions/_condition_group.html.erb
+++ b/app/views/rule/conditions/_condition_group.html.erb
@@ -11,11 +11,11 @@
     <div class="flex items-center gap-2">
       <%# Show prefix on condition groups, except the first one %>
       <div class="pl-2" data-condition-prefix>
-        <span class="font-medium uppercase text-xs">and</span>
+        <span class="font-medium uppercase text-xs"><%= t(".and_prefix") %></span>
       </div>
-      <p class="text-sm text-secondary">match</p>
-      <%= form.select :operator, [["all", "and"], ["any", "or"]], { container_class: "w-fit" }, data: { rules_target: "operatorField" } %>
-      <p class="text-sm text-secondary">of the following conditions</p>
+      <p class="text-sm text-secondary"><%= t(".match") %></p>
+      <%= form.select :operator, [[t(".all"), "and"], [t(".any"), "or"]], { container_class: "w-fit" }, data: { rules_target: "operatorField" } %>
+      <p class="text-sm text-secondary"><%= t(".of_the_following_conditions") %></p>
     </div>
 
     <%= icon(
@@ -40,7 +40,7 @@
   </ul>
 
   <%= render DS::Button.new(
-    text: "Add condition",
+    text: t(".add_condition"),
     leading_icon: "plus",
     variant: "ghost",
     type: "button",
diff --git a/app/views/rules/_form.html.erb b/app/views/rules/_form.html.erb
index 2f4f1fe18..7c942a35f 100644
--- a/app/views/rules/_form.html.erb
+++ b/app/views/rules/_form.html.erb
@@ -12,10 +12,10 @@
   <section class="space-y-4">
     <div class="flex items-center gap-1 text-secondary">
       <%= icon "tag", size: "sm" %>
-      <h3 class="text-sm font-medium text-primary">Rule name (optional)</h3>
+      <h3 class="text-sm font-medium text-primary"><%= t(".rule_name_label") %></h3>
     </div>
     <div class="ml-6">
-      <%= f.text_field :name, placeholder: "Enter a name for this rule", class: "form-field__input" %>
+      <%= f.text_field :name, placeholder: t(".rule_name_placeholder"), class: "form-field__input" %>
     </div>
   </section>
 
@@ -50,15 +50,15 @@
       </ul>
 
       <div class="flex items-center gap-2">
-        <%= render DS::Button.new(text: "Add condition", icon: "plus", variant: "ghost", type: "button", data: { action: "rules#addCondition" }) %>
-        <%= render DS::Button.new(text: "Add condition group", icon: "copy-plus", variant: "ghost", type: "button", data: { action: "rules#addConditionGroup" }) %>
+        <%= render DS::Button.new(text: t(".add_condition"), icon: "plus", variant: "ghost", type: "button", data: { action: "rules#addCondition" }) %>
+        <%= render DS::Button.new(text: t(".add_condition_group"), icon: "copy-plus", variant: "ghost", type: "button", data: { action: "rules#addConditionGroup" }) %>
       </div>
     </div>
   </section>
 
   <section class="space-y-4">
     <div class="flex items-center gap-1 text-secondary">
-      <h3 class="text-sm font-medium text-primary">THEN</h3>
+      <h3 class="text-sm font-medium text-primary"><%= t(".then") %></h3>
     </div>
 
     <%# Action template, used by Stimulus controller to add new actions dynamically %>
@@ -75,7 +75,7 @@
         <% end %>
       </ul>
 
-      <%= render DS::Button.new(text: "Add action", icon: "plus", variant: "ghost", type: "button", data: { action: "rules#addAction" }) %>
+      <%= render DS::Button.new(text: t(".add_action"), icon: "plus", variant: "ghost", type: "button", data: { action: "rules#addAction" }) %>
     </div>
   </section>
 
@@ -87,13 +87,13 @@
     <div class="ml-6 space-y-3">
       <div class="flex items-center gap-2">
         <%= f.radio_button :effective_date_enabled, false, checked: rule.effective_date.nil?, data: { action: "rules#clearEffectiveDate" } %>
-        <%= f.label :effective_date_enabled_false, "All past and future #{rule.resource_type}s", class: "text-sm text-primary" %>
+        <%= f.label :effective_date_enabled_false, t(".all_past_and_future", resource: rule.resource_type.pluralize), class: "text-sm text-primary" %>
       </div>
 
       <div class="flex items-center gap-2">
         <div class="flex items-center gap-2">
           <%= f.radio_button :effective_date_enabled, true, checked: rule.effective_date.present? %>
-          <%= f.label :effective_date_enabled_true, "Starting from", class: "text-sm text-primary" %>
+          <%= f.label :effective_date_enabled_true, t(".starting_from"), class: "text-sm text-primary" %>
         </div>
 
         <%= f.date_field :effective_date, container_class: "w-fit", data: { rules_target: "effectiveDateInput" } %>
diff --git a/app/views/rules/_rule.html.erb b/app/views/rules/_rule.html.erb
index 2e882e4ba..3106e8b4f 100644
--- a/app/views/rules/_rule.html.erb
+++ b/app/views/rules/_rule.html.erb
@@ -21,14 +21,14 @@
             <% end %>
           </span>
           <% if additional_condition_count.positive? %>
-            and <%= additional_condition_count %> more <%= additional_condition_count == 1 ? "condition" : "conditions" %>
+            <%= t(".and_more_conditions", count: additional_condition_count) %>
           <% end %>
         </p>
       </div>
     <% end %>
     <div class="flex items-center gap-2 mt-1">
       <div class="flex items-center gap-1 text-secondary w-16 shrink-0">
-        <span class="font-mono text-xs">THEN</span>
+        <span class="font-mono text-xs"><%= t(".then") %></span>
       </div>
       <p class="flex items-center flex-wrap gap-1.5 m-0">
         <span class="px-2 py-1 border border-secondary rounded-full">
@@ -36,14 +36,14 @@
             <%= t("rules.no_action") %>
           <% else %>
             <% if rule.actions.first.value && rule.actions.first.options %>
-              <%= rule.actions.first.executor.label %> to <%= rule.actions.first.value_display %>
+              <%= t(".action_label_to", label: rule.actions.first.executor.label, value: rule.actions.first.value_display) %>
             <% else %>
               <%= rule.actions.first.executor.label %>
             <% end %>
           <% end %>
         </span>
         <% if rule.actions.count > 1 %>
-          and <%= rule.actions.count - 1 %> more <%= rule.actions.count - 1 == 1 ? "action" : "actions" %>
+          <%= t(".and_more_actions", count: rule.actions.count - 1) %>
         <% end %>
       </p>
     </div>
@@ -54,9 +54,9 @@
       <p class="flex items-center flex-wrap gap-1.5 m-0">
         <span class="px-2 py-1 border border-secondary rounded-full">
           <% if rule.effective_date.nil? %>
-            All past and future <%= rule.resource_type.pluralize %>
+            <%= t(".all_past_and_future", resource: rule.resource_type.pluralize) %>
           <% else %>
-            <%= rule.resource_type.pluralize %> on or after <%= rule.effective_date.strftime("%b %-d, %Y") %>
+            <%= t(".on_or_after", resource: rule.resource_type.pluralize, date: rule.effective_date.strftime("%b %-d, %Y")) %>
           <% end %>
         </span>
       </p>
@@ -67,11 +67,11 @@
       <%= f.toggle :active, { data: { auto_submit_form_target: "auto" } } %>
     <% end %>
     <%= render DS::Menu.new do |menu| %>
-      <% menu.with_item(variant: "link", text: "Edit", href: edit_rule_path(rule), icon: "pencil", data: { turbo_frame: "modal" }) %>
-      <% menu.with_item(variant: "link", text: "Re-apply rule", href: confirm_rule_path(rule), icon: "refresh-cw", data: { turbo_frame: "modal" }) %>
+      <% menu.with_item(variant: "link", text: t(".edit"), href: edit_rule_path(rule), icon: "pencil", data: { turbo_frame: "modal" }) %>
+      <% menu.with_item(variant: "link", text: t(".re_apply_rule"), href: confirm_rule_path(rule), icon: "refresh-cw", data: { turbo_frame: "modal" }) %>
       <% menu.with_item(
         variant: "button",
-        text: "Delete",
+        text: t(".delete"),
         href: rule_path(rule),
         icon: "trash-2",
         method: :delete,
diff --git a/app/views/rules/confirm.html.erb b/app/views/rules/confirm.html.erb
index cf505c8f9..13947e59f 100644
--- a/app/views/rules/confirm.html.erb
+++ b/app/views/rules/confirm.html.erb
@@ -1,18 +1,16 @@
 <%= render DS::Dialog.new(reload_on_close: params[:reload_on_close].present?) do |dialog| %>
   <%
     title = if @rule.name.present?
-              "Confirm changes to \"#{@rule.name}\""
+              t(".title_with_name", name: @rule.name)
             else
-              "Confirm changes"
+              t(".title")
             end
   %>
   <% dialog.with_header(title: title) %>
 
   <% dialog.with_body do %>
     <p class="text-secondary text-sm mb-4">
-      You are about to apply this rule to
-      <span class="text-primary font-medium"><%= @rule.affected_resource_count %> <%= @rule.resource_type.pluralize %></span>
-      that meet the specified rule criteria.  Please confirm if you wish to proceed with this change.
+      <%= t(".apply_notice_html", count: @rule.affected_resource_count, resource: @rule.resource_type.pluralize) %>
     </p>
 
     <% if @rule.actions.any? { |a| a.action_type == "auto_categorize" } %>
@@ -21,25 +19,24 @@
         <div class="flex items-start gap-2">
           <%= icon "info", class: "w-4 h-4 text-blue-600 mt-0.5 flex-shrink-0" %>
           <div class="text-xs">
-            <p class="font-medium text-blue-900 mb-1">AI Cost Estimation</p>
+            <p class="font-medium text-blue-900 mb-1"><%= t(".ai_cost_title") %></p>
             <% if @estimated_cost.present? %>
               <p class="text-blue-700">
-                This will use AI to categorize <%= affected_count %> transaction<%= "s" if affected_count != 1 %>.
-                Estimated cost: <span class="font-semibold">~$<%= sprintf("%.4f", @estimated_cost) %></span>
+                <%= t(".ai_cost_with_estimate_html", count: affected_count, cost: sprintf("%.4f", @estimated_cost)) %>
               </p>
             <% else %>
               <p class="text-blue-700">
-                This will use AI to categorize <%= affected_count %> transaction<%= "s" if affected_count != 1 %>.
+                <%= t(".ai_cost_no_estimate_html", count: affected_count) %>
                 <% if @selected_model.present? %>
-                  <span class="font-semibold">Cost estimation unavailable for model "<%= @selected_model %>".</span>
+                  <span class="font-semibold"><%= t(".cost_unavailable_model", model: @selected_model) %></span>
                 <% else %>
-                  <span class="font-semibold">Cost estimation unavailable (no LLM provider configured).</span>
+                  <span class="font-semibold"><%= t(".cost_unavailable_no_provider") %></span>
                 <% end %>
-                You may incur costs, please check with the model provider for the most up-to-date prices.
+                <%= t(".cost_warning") %>
               </p>
             <% end %>
             <p class="text-blue-600 mt-1">
-              <%= link_to "View usage history", settings_llm_usage_path, class: "underline hover:text-blue-800" %>
+              <%= link_to t(".view_usage_history"), settings_llm_usage_path, class: "underline hover:text-blue-800" %>
             </p>
           </div>
         </div>
@@ -47,7 +44,7 @@
     <% end %>
 
     <%= render DS::Button.new(
-      text: "Confirm changes",
+      text: t(".confirm_changes"),
       href: apply_rule_path(@rule),
       method: :post,
       full_width: true,
diff --git a/app/views/rules/index.html.erb b/app/views/rules/index.html.erb
index 00d0dfb94..05c5361dd 100644
--- a/app/views/rules/index.html.erb
+++ b/app/views/rules/index.html.erb
@@ -1,4 +1,4 @@
-<%= content_for :page_title, "Rules" %>
+<%= content_for :page_title, t(".page_title") %>
 <%= content_for :page_actions do %>
   <% if @rules.any? %>
     <%= render DS::Menu.new do |menu| %>
@@ -15,7 +15,7 @@
         )) %>
       <% menu.with_item(
         variant: "button",
-        text: "Delete all rules",
+        text: t(".delete_all_rules"),
         href: destroy_all_rules_path,
         icon: "trash-2",
         method: :delete,
@@ -30,7 +30,7 @@
     ) %>
   <% end %>
   <%= render DS::Link.new(
-    text: "New rule",
+    text: t(".new_rule"),
     variant: "primary",
     href: new_rule_path(resource_type: "transaction"),
     icon: "plus",
@@ -42,7 +42,7 @@
   <div class="flex items-center gap-2 mb-2 py-4">
     <%= icon("circle-alert", size: "sm") %>
     <p class="text-sm text-secondary">
-      AI-enabled rule actions will cost money.  Be sure to filter as narrowly as possible to avoid unnecessary costs.
+      <%= t(".ai_cost_warning") %>
     </p>
   </div>
 <% end %>
@@ -51,15 +51,15 @@
     <div class="bg-container-inset rounded-xl">
       <div class="flex justify-between px-4 py-2 text-xs uppercase">
         <div class="flex items-center gap-1.5 font-medium text-secondary">
-          <p>Rules</p>
+          <p><%= t(".rules_heading") %></p>
           <span class="text-subdued">&middot;</span>
           <p><%= @rules.count %></p>
         </div>
         <div class="flex items-center gap-1">
-          <span class="text-secondary">Sort by:</span>
+          <span class="text-secondary"><%= t(".sort_by") %></span>
           <%= form_with url: rules_path, method: :get, local: true, class: "flex items-center", data: { controller: "auto-submit-form" } do |form| %>
             <%= form.select :sort_by,
-                      options_for_select([["Name", "name"], ["Updated At", "updated_at"]], @sort_by),
+                      options_for_select([[t(".sort_name"), "name"], [t(".sort_updated_at"), "updated_at"]], @sort_by),
                       {},
                       class: "min-w-[120px] bg-transparent rounded border-none cursor-pointer text-primary uppercase text-xs w-auto",
                       data: { auto_submit_form_target: "auto", autosubmit_trigger_event: "change" } %>
@@ -70,7 +70,7 @@
             variant: "icon",
             icon: "arrow-up-down",
             size: :sm,
-            title: "Toggle sort direction"
+            title: t(".toggle_sort_direction")
           ) %>
         </div>
       </div>
@@ -83,11 +83,11 @@
   <% else %>
     <div class="flex justify-center items-center py-20">
       <div class="text-center flex flex-col items-center max-w-[500px]">
-        <p class="text-sm text-primary font-medium mb-1">No rules yet</p>
-        <p class="text-sm text-secondary mb-4">Set up rules to perform actions to your transactions and other data on every account sync.</p>
+        <p class="text-sm text-primary font-medium mb-1"><%= t(".no_rules_title") %></p>
+        <p class="text-sm text-secondary mb-4"><%= t(".no_rules_description") %></p>
         <div class="flex items-center gap-2">
           <%= render DS::Link.new(
-            text: "New rule",
+            text: t(".new_rule"),
             variant: "primary",
             href: new_rule_path(resource_type: "transaction"),
             icon: "plus",
diff --git a/app/views/sessions/mobile_sso_start.html.erb b/app/views/sessions/mobile_sso_start.html.erb
index 74fa9ebfd..123aca3a7 100644
--- a/app/views/sessions/mobile_sso_start.html.erb
+++ b/app/views/sessions/mobile_sso_start.html.erb
@@ -4,5 +4,5 @@
     <input type="hidden" name="authenticity_token" value="<%= form_authenticity_token %>">
   </form>
   <script>document.getElementById('sso_form').submit();</script>
-  <noscript><p>Redirecting to sign in... <a href="/auth/<%= ERB::Util.html_escape(@provider) %>">Click here</a> if not redirected.</p></noscript>
+  <noscript><p><%= t("sessions.mobile_sso_start.redirecting_html", url: "/auth/#{ERB::Util.html_escape(@provider)}") %></p></noscript>
 </body></html>
diff --git a/app/views/settings/_settings_nav.html.erb b/app/views/settings/_settings_nav.html.erb
index 19bd4a241..f72cbc196 100644
--- a/app/views/settings/_settings_nav.html.erb
+++ b/app/views/settings/_settings_nav.html.erb
@@ -28,13 +28,13 @@ nav_sections = [
       header: t(".advanced_section_title"),
       items: [
         { label: t(".ai_prompts_label"), path: settings_ai_prompts_path, icon: "bot" },
-        { label: "LLM Usage", path: settings_llm_usage_path, icon: "activity" },
+        { label: t(".llm_usage_label"), path: settings_llm_usage_path, icon: "activity" },
         { label: t(".api_keys_label"), path: settings_api_key_path, icon: "key" },
         { label: t(".self_hosting_label"), path: settings_hosting_path, icon: "database", if: self_hosted? },
         { label: t(".imports_label"), path: imports_path, icon: "download" },
         { label: t(".exports_label"), path: family_exports_path, icon: "upload" },
-        { label: "SSO Providers", path: admin_sso_providers_path, icon: "key-round", if: Current.user&.super_admin? },
-        { label: "Users", path: admin_users_path, icon: "users", if: Current.user&.super_admin? }
+        { label: t(".sso_providers_label"), path: admin_sso_providers_path, icon: "key-round", if: Current.user&.super_admin? },
+        { label: t(".users_label"), path: admin_users_path, icon: "users", if: Current.user&.super_admin? }
       ]
     } : nil
   ),
diff --git a/app/views/settings/api_keys/created.html.erb b/app/views/settings/api_keys/created.html.erb
index d37189000..d0c4e7bca 100644
--- a/app/views/settings/api_keys/created.html.erb
+++ b/app/views/settings/api_keys/created.html.erb
@@ -1,6 +1,6 @@
-<%= content_for :page_title, "API Key Created" %>
+<%= content_for :page_title, t(".page_title") %>
 
-<%= settings_section title: "API Key Created Successfully", subtitle: "Your new API key has been generated successfully." do %>
+<%= settings_section title: t(".success_title"), subtitle: t(".success_description") do %>
   <div class="space-y-4">
     <div class="p-3 shadow-border-xs bg-container rounded-lg">
       <div class="flex items-start gap-3">
@@ -11,21 +11,21 @@
           variant: :success
         ) %>
         <div class="flex-1">
-          <h3 class="font-medium text-primary">API Key Created Successfully!</h3>
-          <p class="text-secondary text-sm mt-1">Your new API key "<%= @api_key.name %>" has been created and is ready to use.</p>
+          <h3 class="font-medium text-primary"><%= t(".success_title") %></h3>
+          <p class="text-secondary text-sm mt-1"><%= t(".key_ready", name: @api_key.name) %></p>
         </div>
       </div>
     </div>
 
     <div class="bg-surface-inset rounded-xl p-4">
-      <h4 class="font-medium text-primary mb-3">Your API Key</h4>
-      <p class="text-secondary text-sm mb-3">Copy and store this key securely. You'll need it to authenticate your API requests.</p>
+      <h4 class="font-medium text-primary mb-3"><%= t(".your_api_key") %></h4>
+      <p class="text-secondary text-sm mb-3"><%= t(".copy_store_securely") %></p>
 
       <div class="bg-container rounded-lg p-3 border border-primary" data-controller="clipboard">
         <div class="flex items-center justify-between gap-3">
           <code id="api-key-display" class="font-mono text-sm text-primary break-all" data-clipboard-target="source"><%= @api_key.plain_key %></code>
           <%= render DS::Button.new(
-            text: "Copy API Key",
+            text: t(".copy_key"),
             variant: "ghost",
             icon: "copy",
             data: { action: "clipboard#copy" }
@@ -35,42 +35,41 @@
     </div>
 
     <div class="bg-surface-inset rounded-xl p-4">
-      <h4 class="font-medium text-primary mb-3">Key Details</h4>
+      <h4 class="font-medium text-primary mb-3"><%= t(".key_details_title") %></h4>
       <div class="space-y-2 text-sm">
         <div class="flex justify-between">
-          <span class="text-secondary">Name:</span>
+          <span class="text-secondary"><%= t(".key_name_label") %></span>
           <span class="text-primary font-medium"><%= @api_key.name %></span>
         </div>
         <div class="flex justify-between">
-          <span class="text-secondary">Permissions:</span>
+          <span class="text-secondary"><%= t(".permissions_label") %></span>
           <span class="text-primary">
             <%= @api_key.scopes.map { |scope|
               case scope
-              when "read_accounts" then "View Accounts"
-              when "read_transactions" then "View Transactions"
-              when "read_balances" then "View Balances"
-              when "write_transactions" then "Create Transactions"
+              when "read_accounts" then t("settings.api_keys_controller.scope_descriptions.read_accounts")
+              when "read_transactions" then t("settings.api_keys_controller.scope_descriptions.read_transactions")
+              when "read_balances" then t("settings.api_keys_controller.scope_descriptions.read_balances")
+              when "write_transactions" then t("settings.api_keys_controller.scope_descriptions.write_transactions")
               else scope.humanize
               end
             }.join(", ") %>
           </span>
         </div>
         <div class="flex justify-between">
-          <span class="text-secondary">Created:</span>
+          <span class="text-secondary"><%= t(".created_label") %></span>
           <span class="text-primary"><%= @api_key.created_at.strftime("%B %d, %Y at %I:%M %p") %></span>
         </div>
       </div>
     </div>
 
-    <%= render DS::Alert.new(title: "Important Security Note", variant: :warning) do %>
+    <%= render DS::Alert.new(title: t(".security_note_title"), variant: :warning) do %>
       <p>
-        This is the only time your API key will be displayed. Make sure to copy it now and store it securely.
-        If you lose this key, you'll need to generate a new one.
+        <%= t(".security_note_body") %>
       </p>
     <% end %>
 
     <div class="bg-surface-inset rounded-xl p-4">
-      <h4 class="font-medium text-primary mb-3">How to use your API key</h4>
+      <h4 class="font-medium text-primary mb-3"><%= t(".usage_instructions_title") %></h4>
       <p class="text-secondary text-sm mb-3"><%= t("settings.api_keys.show.current_api_key.usage_instructions", product_name: product_name) %></p>
       <div class="bg-container rounded-lg p-3 font-mono text-sm text-primary border border-primary">
         curl -H "X-Api-Key: <%= @api_key.plain_key %>" <%= request.base_url %>/api/v1/accounts
@@ -79,7 +78,7 @@
 
     <div class="flex justify-end pt-4 border-t border-primary">
       <%= render DS::Link.new(
-        text: "Continue to API Key Settings",
+        text: t(".continue"),
         href: settings_api_key_path,
         variant: "primary"
       ) %>
diff --git a/app/views/settings/api_keys/created.turbo_stream.erb b/app/views/settings/api_keys/created.turbo_stream.erb
index dec5baeb9..f187a6d31 100644
--- a/app/views/settings/api_keys/created.turbo_stream.erb
+++ b/app/views/settings/api_keys/created.turbo_stream.erb
@@ -2,10 +2,10 @@
   <div class="relative max-w-4xl mx-auto flex flex-col w-full h-full">
     <div class="grow space-y-4 overflow-y-auto -mx-1 px-1 pb-12">
       <h1 class="text-primary text-3xl md:text-xl font-medium">
-        API Key Created
+        <%= t("settings.api_keys.created.page_title") %>
       </h1>
 
-      <%= settings_section title: "API Key Created Successfully", subtitle: "Your new API key has been generated successfully." do %>
+      <%= settings_section title: t("settings.api_keys.created.success_title"), subtitle: t("settings.api_keys.created.success_description") do %>
         <div class="space-y-4">
           <div class="p-3 shadow-border-xs bg-container rounded-lg">
             <div class="flex items-start gap-3">
@@ -16,21 +16,21 @@
                 variant: :success
               ) %>
               <div class="flex-1">
-                <h3 class="font-medium text-primary">API Key Created Successfully!</h3>
-                <p class="text-secondary text-sm mt-1">Your new API key "<%= @api_key.name %>" has been created and is ready to use.</p>
+                <h3 class="font-medium text-primary"><%= t("settings.api_keys.created.success_title") %></h3>
+                <p class="text-secondary text-sm mt-1"><%= t("settings.api_keys.created.key_ready", name: @api_key.name) %></p>
               </div>
             </div>
           </div>
 
           <div class="bg-surface-inset rounded-xl p-4">
-            <h4 class="font-medium text-primary mb-3">Your API Key</h4>
-            <p class="text-secondary text-sm mb-3">Copy and store this key securely. You'll need it to authenticate your API requests.</p>
+            <h4 class="font-medium text-primary mb-3"><%= t("settings.api_keys.created.your_api_key") %></h4>
+            <p class="text-secondary text-sm mb-3"><%= t("settings.api_keys.created.copy_store_securely") %></p>
 
             <div class="bg-container rounded-lg p-3 border border-primary" data-controller="clipboard">
               <div class="flex items-center justify-between gap-3">
                 <code id="api-key-display" class="font-mono text-sm text-primary break-all" data-clipboard-target="source"><%= @api_key.plain_key %></code>
                 <%= render DS::Button.new(
-                  text: "Copy API Key",
+                  text: t("settings.api_keys.created.copy_key"),
                   variant: "ghost",
                   icon: "copy",
                   data: { action: "clipboard#copy" }
@@ -40,43 +40,42 @@
           </div>
 
           <div class="bg-surface-inset rounded-xl p-4">
-            <h4 class="font-medium text-primary mb-3">Key Details</h4>
+            <h4 class="font-medium text-primary mb-3"><%= t("settings.api_keys.created.key_details_title") %></h4>
             <div class="space-y-2 text-sm">
               <div class="flex justify-between">
-                <span class="text-secondary">Name:</span>
+                <span class="text-secondary"><%= t("settings.api_keys.created.key_name_label") %></span>
                 <span class="text-primary font-medium"><%= @api_key.name %></span>
               </div>
               <div class="flex justify-between">
-                <span class="text-secondary">Permissions:</span>
+                <span class="text-secondary"><%= t("settings.api_keys.created.permissions_label") %></span>
                 <span class="text-primary">
                   <%= @api_key.scopes.map { |scope|
                     case scope
-                    when "read_accounts" then "View Accounts"
-                    when "read_transactions" then "View Transactions"
-                    when "read_balances" then "View Balances"
-                    when "write_transactions" then "Create Transactions"
+                    when "read_accounts" then t("settings.api_keys_controller.scope_descriptions.read_accounts")
+                    when "read_transactions" then t("settings.api_keys_controller.scope_descriptions.read_transactions")
+                    when "read_balances" then t("settings.api_keys_controller.scope_descriptions.read_balances")
+                    when "write_transactions" then t("settings.api_keys_controller.scope_descriptions.write_transactions")
                     else scope.humanize
                     end
                   }.join(", ") %>
                 </span>
               </div>
               <div class="flex justify-between">
-                <span class="text-secondary">Created:</span>
+                <span class="text-secondary"><%= t("settings.api_keys.created.created_label") %></span>
                 <span class="text-primary"><%= @api_key.created_at.strftime("%B %d, %Y at %I:%M %p") %></span>
               </div>
             </div>
           </div>
 
-          <%= render DS::Alert.new(title: "Important Security Note", variant: :warning) do %>
+          <%= render DS::Alert.new(title: t("settings.api_keys.created.security_note_title"), variant: :warning) do %>
             <p>
-              This is the only time your API key will be displayed. Make sure to copy it now and store it securely.
-              If you lose this key, you'll need to generate a new one.
+              <%= t("settings.api_keys.created.security_note_body") %>
             </p>
           <% end %>
 
           <div class="bg-surface-inset rounded-xl p-4">
-            <h4 class="font-medium text-primary mb-3">How to use your API key</h4>
-            <p class="text-secondary text-sm mb-3">Include your API key in the X-Api-Key header when making requests:</p>
+            <h4 class="font-medium text-primary mb-3"><%= t("settings.api_keys.created.usage_instructions_title") %></h4>
+            <p class="text-secondary text-sm mb-3"><%= t("settings.api_keys.show.current_api_key.usage_instructions", product_name: product_name) %></p>
             <div class="bg-container rounded-lg p-3 font-mono text-sm text-primary border border-primary">
               curl -H "X-Api-Key: <%= @api_key.plain_key %>" <%= request.base_url %>/api/v1/accounts
             </div>
@@ -84,7 +83,7 @@
 
           <div class="flex justify-end pt-4 border-t border-primary">
             <%= render DS::Link.new(
-              text: "Continue to API Key Settings",
+              text: t("settings.api_keys.created.continue"),
               href: settings_api_key_path,
               variant: "primary"
             ) %>
diff --git a/app/views/settings/api_keys/new.html.erb b/app/views/settings/api_keys/new.html.erb
index 34def86b0..d37a24f70 100644
--- a/app/views/settings/api_keys/new.html.erb
+++ b/app/views/settings/api_keys/new.html.erb
@@ -1,20 +1,20 @@
-<%= content_for :page_title, "Create New API Key" %>
+<%= content_for :page_title, t(".create_new_api_key") %>
 
-<%= settings_section title: nil, subtitle: "Generate a new API key to access your Sure data programmatically." do %>
+<%= settings_section title: nil, subtitle: t(".subtitle") do %>
   <%= styled_form_with model: @api_key, url: settings_api_key_path, class: "space-y-4" do |form| %>
     <%= form.text_field :name,
-        placeholder: "e.g., My Budget App, Portfolio Tracker",
-        label: "API Key Name",
-        help_text: "Choose a descriptive name to help you identify this key later." %>
+        placeholder: t(".name_placeholder"),
+        label: t(".name_label"),
+        help_text: t(".name_help_text") %>
 
     <div>
-      <%= form.label :scopes, "Permissions", class: "block text-sm font-medium text-primary mb-2" %>
-      <p class="text-sm text-secondary mb-3">Select the permissions this API key should have:</p>
+      <%= form.label :scopes, t(".permissions_label"), class: "block text-sm font-medium text-primary mb-2" %>
+      <p class="text-sm text-secondary mb-3"><%= t(".permissions_help") %></p>
 
       <div class="space-y-2">
         <% [
-          ["read", "Read Only", "View your accounts, transactions, and balances"],
-          ["read_write", "Read/Write", "View your data and create new transactions"]
+          ["read", t(".scope_read_only"), t(".scope_read_only_description")],
+          ["read_write", t(".scope_read_write"), t(".scope_read_write_description")]
         ].each do |value, label, description| %>
           <div class="bg-surface-inset rounded-lg p-3 border border-primary">
             <label class="flex items-start gap-3 cursor-pointer">
@@ -30,22 +30,21 @@
       </div>
     </div>
 
-    <%= render DS::Alert.new(title: "Security Warning", variant: :warning) do %>
+    <%= render DS::Alert.new(title: t(".security_warning_title"), variant: :warning) do %>
       <p>
-        Your API key will be displayed only once after creation. Make sure to copy and store it securely.
-        Anyone with access to this key can access your data according to the permissions you select.
+        <%= t(".security_warning_body") %>
       </p>
     <% end %>
 
     <div class="flex justify-end gap-3 pt-4 border-t border-primary">
       <%= render DS::Link.new(
-        text: "Cancel",
+        text: t(".cancel"),
         href: settings_api_key_path,
         variant: "ghost"
       ) %>
 
       <%= render DS::Button.new(
-        text: "Save API Key",
+        text: t(".save_api_key"),
         variant: "primary",
         type: "submit"
       ) %>
diff --git a/app/views/settings/api_keys/show.html.erb b/app/views/settings/api_keys/show.html.erb
index b398aaca1..c32e87349 100644
--- a/app/views/settings/api_keys/show.html.erb
+++ b/app/views/settings/api_keys/show.html.erb
@@ -1,5 +1,5 @@
 <% if @newly_created && @plain_key %>
-  <%= content_for :page_title, "API Key Created Successfully" %>
+  <%= content_for :page_title, t(".newly_created.page_title") %>
 
   <div class="bg-container rounded-xl shadow-border-xs p-4">
     <div class="space-y-4">
@@ -12,21 +12,21 @@
             variant: :success
           ) %>
           <div class="flex-1">
-            <h3 class="font-medium text-primary">API Key Created Successfully!</h3>
-            <p class="text-secondary text-sm mt-1">Your new API key "<%= @current_api_key.name %>" has been created and is ready to use.</p>
+            <h3 class="font-medium text-primary"><%= t(".newly_created.heading") %></h3>
+            <p class="text-secondary text-sm mt-1"><%= t(".newly_created.key_ready", name: @current_api_key.name) %></p>
           </div>
         </div>
       </div>
 
       <div class="bg-surface-inset rounded-xl p-4">
-        <h4 class="font-medium text-primary mb-3">Your API Key</h4>
-        <p class="text-secondary text-sm mb-3">Copy and store this key securely. You'll need it to authenticate your API requests.</p>
+        <h4 class="font-medium text-primary mb-3"><%= t(".newly_created.your_api_key") %></h4>
+        <p class="text-secondary text-sm mb-3"><%= t(".newly_created.copy_store_securely") %></p>
 
         <div class="bg-container rounded-lg p-3 border border-primary" data-controller="clipboard">
           <div class="flex items-center justify-between gap-3">
             <code id="api-key-display" class="font-mono text-sm text-primary break-all" data-clipboard-target="source"><%= @current_api_key.plain_key %></code>
             <%= render DS::Button.new(
-              text: "Copy API Key",
+              text: t(".newly_created.copy_api_key"),
               variant: "ghost",
               icon: "copy",
               data: { action: "clipboard#copy" }
@@ -36,7 +36,7 @@
       </div>
 
       <div class="bg-surface-inset rounded-xl p-4">
-        <h4 class="font-medium text-primary mb-3">How to use your API key</h4>
+        <h4 class="font-medium text-primary mb-3"><%= t(".newly_created.how_to_use") %></h4>
         <p class="text-secondary text-sm mb-3"><%= t(".current_api_key.usage_instructions", product_name: product_name) %></p>
         <div class="bg-container rounded-lg p-3 font-mono text-sm text-primary border border-primary">
           curl -H "X-Api-Key: <%= @current_api_key.plain_key %>" <%= request.base_url %>/api/v1/accounts
@@ -45,7 +45,7 @@
 
       <div class="flex justify-end pt-4 border-t border-primary">
         <%= render DS::Link.new(
-          text: "Continue to API Key Settings",
+          text: t(".newly_created.continue"),
           href: settings_api_key_path,
           variant: "primary"
         ) %>
@@ -53,10 +53,10 @@
     </div>
   </div>
 <% elsif @current_api_key %>
-  <%= content_for :page_title, "Your API Key" %>
+  <%= content_for :page_title, t(".current_api_key.title") %>
   <%= content_for :page_actions do %>
     <%= render DS::Link.new(
-      text: "Create New Key",
+      text: t(".current_api_key.regenerate_key"),
       href: new_settings_api_key_path(regenerate: true),
       variant: "secondary"
     ) %>
@@ -75,30 +75,30 @@
           <div class="text-sm space-y-1">
             <p class="text-primary font-medium"><%= @current_api_key.name %></p>
             <p class="text-secondary">
-              Created <%= time_ago_in_words(@current_api_key.created_at) %> ago
+              <%= t(".current_api_key.created_ago", time: time_ago_in_words(@current_api_key.created_at)) %>
               <% if @current_api_key.last_used_at %>
-                • Last used <%= time_ago_in_words(@current_api_key.last_used_at) %> ago
+                • <%= t(".current_api_key.last_used_ago", time: time_ago_in_words(@current_api_key.last_used_at)) %>
               <% else %>
-                • Never used
+                • <%= t(".current_api_key.never_used") %>
               <% end %>
             </p>
           </div>
         </div>
 
         <div class="rounded-md bg-success px-2 py-1">
-          <p class="text-success-foreground font-medium text-xs">Active</p>
+          <p class="text-success-foreground font-medium text-xs"><%= t(".current_api_key.active") %></p>
         </div>
       </div>
 
       <div class="bg-surface-inset rounded-xl p-4">
-        <h4 class="font-medium text-primary mb-3">Permissions</h4>
+        <h4 class="font-medium text-primary mb-3"><%= t(".current_api_key.permissions") %></h4>
         <div class="flex flex-wrap gap-2">
           <% @current_api_key.scopes.each do |scope| %>
             <span class="inline-flex items-center gap-1 px-2 py-1 button-bg-primary text-inverse rounded-full text-xs font-medium">
               <%= icon("shield-check", class: "w-3 h-3") %>
               <%= case scope
-                  when "read" then "Read Only"
-                  when "read_write" then "Read/Write"
+                  when "read" then t(".current_api_key.scope_read_only")
+                  when "read_write" then t(".current_api_key.scope_read_write")
                   else scope.humanize
                   end %>
             </span>
@@ -107,14 +107,14 @@
       </div>
 
       <div class="bg-surface-inset rounded-xl p-4">
-        <h4 class="font-medium text-primary mb-3">Your API Key</h4>
-        <p class="text-secondary text-sm mb-3">Copy and store this key securely. You'll need it to authenticate your API requests.</p>
+        <h4 class="font-medium text-primary mb-3"><%= t(".current_api_key.title") %></h4>
+        <p class="text-secondary text-sm mb-3"><%= t(".current_api_key.copy_store_securely") %></p>
 
         <div class="bg-container rounded-lg p-3 border border-primary" data-controller="clipboard">
           <div class="flex items-center justify-between gap-3">
             <code id="api-key-display" class="font-mono text-sm text-primary break-all" data-clipboard-target="source"><%= @current_api_key.plain_key %></code>
             <%= render DS::Button.new(
-              text: "Copy API Key",
+              text: t(".current_api_key.copy_api_key"),
               variant: "ghost",
               icon: "copy",
               data: { action: "clipboard#copy" }
@@ -124,7 +124,7 @@
       </div>
 
       <div class="bg-surface-inset rounded-xl p-4">
-        <h4 class="font-medium text-primary mb-3">How to use your API key</h4>
+        <h4 class="font-medium text-primary mb-3"><%= t(".current_api_key.usage_instructions_title") %></h4>
         <p class="text-secondary text-sm mb-3"><%= t(".current_api_key.usage_instructions", product_name: product_name) %></p>
         <div class="bg-container rounded-lg p-3 font-mono text-sm text-primary border border-primary">
           curl -H "X-Api-Key: <%= @current_api_key.plain_key %>" <%= request.base_url %>/api/v1/accounts
@@ -133,12 +133,12 @@
 
       <div class="flex justify-end pt-4 border-t border-primary">
         <%= render DS::Button.new(
-          text: "Revoke Key",
+          text: t(".current_api_key.revoke_key"),
           href: settings_api_key_path,
           method: :delete,
           variant: "destructive",
           data: {
-            turbo_confirm: "Are you sure you want to revoke this API key?"
+            turbo_confirm: t(".current_api_key.revoke_confirmation")
           }
         ) %>
       </div>
diff --git a/app/views/settings/hostings/_brand_fetch_settings.html.erb b/app/views/settings/hostings/_brand_fetch_settings.html.erb
index ea83248e4..03c52701f 100644
--- a/app/views/settings/hostings/_brand_fetch_settings.html.erb
+++ b/app/views/settings/hostings/_brand_fetch_settings.html.erb
@@ -2,21 +2,21 @@
   <div>
     <h2 class="font-medium mb-1"><%= t(".title") %></h2>
     <% if ENV["BRAND_FETCH_CLIENT_ID"].present? %>
-      <p class="text-sm text-secondary">You have successfully configured your Brand Fetch Client ID through the BRAND_FETCH_CLIENT_ID environment variable.</p>
+      <p class="text-sm text-secondary"><%= t(".env_configured_message") %></p>
     <% else %>
       <div class="text-secondary text-sm mb-4">
         <span><%= t(".description") %></span>
         <details class="inline">
-          <summary class="cursor-pointer font-medium text-secondary underline inline"> (show details)</summary>
+          <summary class="cursor-pointer font-medium text-secondary underline inline"> <%= t(".show_details") %></summary>
           <ol class="text-sm text-secondary mt-2 list-decimal ml-6 space-y-2">
             <li>
-              Visit <a href="https://brandfetch.com/developers" target="_blank" rel="noopener noreferrer" class="underline">brandfetch.com</a> and create a free Brand Fetch Developer account.
+              <%= t(".setup_step_1_html") %>
             </li>
             <li>
-              Go to the <a href="https://developers.brandfetch.com/dashboard/logo-api" target="_blank" rel="noopener noreferrer" class="underline">Logo API</a> page.
+              <%= t(".setup_step_2_html") %>
             </li>
             <li>
-              Tap the eye icon under the "Your Client ID" section to reveal your <strong>Client ID</strong> and paste it below.
+              <%= t(".setup_step_3") %>
             </li>
           </ol>
         </details>
diff --git a/app/views/settings/llm_usages/show.html.erb b/app/views/settings/llm_usages/show.html.erb
index 7abcd4f5e..dfb11ead1 100644
--- a/app/views/settings/llm_usages/show.html.erb
+++ b/app/views/settings/llm_usages/show.html.erb
@@ -1,22 +1,22 @@
-<%= content_for :page_title, "LLM Usage & Costs" %>
+<%= content_for :page_title, t(".page_title") %>
 
 <div class="bg-container rounded-xl shadow-border-xs p-4">
   <div class="mb-6">
-    <p class="text-sm text-secondary">Track your AI usage and estimated costs</p>
+    <p class="text-sm text-secondary"><%= t(".subtitle") %></p>
   </div>
 
   <!-- Date Range Filter -->
   <div class="mb-6">
     <%= form_with url: settings_llm_usage_path, method: :get, class: "flex gap-4 items-end flex-wrap" do |f| %>
       <div class="w-full md:w-auto">
-        <%= f.label :start_date, "Start Date", class: "block text-sm font-medium text-primary mb-1" %>
+        <%= f.label :start_date, t(".start_date"), class: "block text-sm font-medium text-primary mb-1" %>
         <%= f.date_field :start_date, value: @start_date, class: "rounded-lg border border-primary px-3 py-2 text-sm bg-container-inset text-primary w-full" %>
       </div>
       <div class="w-full md:w-auto">
-        <%= f.label :end_date, "End Date", class: "block text-sm font-medium text-primary mb-1" %>
+        <%= f.label :end_date, t(".end_date"), class: "block text-sm font-medium text-primary mb-1" %>
         <%= f.date_field :end_date, value: @end_date, class: "rounded-lg border border-primary px-3 py-2 text-sm bg-container-inset text-primary w-full" %>
       </div>
-      <%= render DS::Button.new(variant: :primary, size: :md, type: "submit", text: "Filter", class: "md:w-auto w-full justify-center") %>
+      <%= render DS::Button.new(variant: :primary, size: :md, type: "submit", text: t(".filter"), class: "md:w-auto w-full justify-center") %>
     <% end %>
   </div>
 
@@ -25,7 +25,7 @@
     <div class="bg-container-inset rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon "activity", class: "w-5 h-5 text-secondary" %>
-        <p class="text-xs font-medium text-secondary uppercase">Total Requests</p>
+        <p class="text-xs font-medium text-secondary uppercase"><%= t(".total_requests") %></p>
       </div>
       <p class="text-2xl font-semibold text-primary"><%= number_with_delimiter(@statistics[:total_requests]) %></p>
     </div>
@@ -33,19 +33,19 @@
     <div class="bg-container-inset rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon "hash", class: "w-5 h-5 text-secondary" %>
-        <p class="text-xs font-medium text-secondary uppercase">Total Tokens</p>
+        <p class="text-xs font-medium text-secondary uppercase"><%= t(".total_tokens") %></p>
       </div>
       <p class="text-2xl font-semibold text-primary"><%= number_with_delimiter(@statistics[:total_tokens]) %></p>
       <p class="text-xs text-secondary mt-1">
-        <%= number_with_delimiter(@statistics[:total_prompt_tokens]) %> prompt /
-        <%= number_with_delimiter(@statistics[:total_completion_tokens]) %> completion
+        <%= number_with_delimiter(@statistics[:total_prompt_tokens]) %> <%= t(".prompt") %> /
+        <%= number_with_delimiter(@statistics[:total_completion_tokens]) %> <%= t(".completion") %>
       </p>
     </div>
 
     <div class="bg-container-inset rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon "dollar-sign", class: "w-5 h-5 text-secondary" %>
-        <p class="text-xs font-medium text-secondary uppercase">Total Cost</p>
+        <p class="text-xs font-medium text-secondary uppercase"><%= t(".total_cost") %></p>
       </div>
       <p class="text-2xl font-semibold text-primary">$<%= sprintf("%.2f", @statistics[:total_cost]) %></p>
     </div>
@@ -53,15 +53,14 @@
     <div class="bg-container-inset rounded-lg p-4">
       <div class="flex items-center gap-2 mb-2">
         <%= icon "trending-up", class: "w-5 h-5 text-secondary" %>
-        <p class="text-xs font-medium text-secondary uppercase">Avg Cost/Request</p>
+        <p class="text-xs font-medium text-secondary uppercase"><%= t(".avg_cost_per_request") %></p>
       </div>
       <p class="text-2xl font-semibold text-primary">
         $<%= sprintf("%.4f", @statistics[:avg_cost]) %>
       </p>
       <% if @statistics[:requests_with_cost] < @statistics[:total_requests] %>
         <p class="text-xs text-secondary mt-1">
-          Based on <%= number_with_delimiter(@statistics[:requests_with_cost]) %> of
-          <%= number_with_delimiter(@statistics[:total_requests]) %> requests with cost data
+          <%= t(".based_on_requests", with_cost: number_with_delimiter(@statistics[:requests_with_cost]), total: number_with_delimiter(@statistics[:total_requests])) %>
         </p>
       <% end %>
     </div>
@@ -70,7 +69,7 @@
   <!-- Cost by Operation -->
   <% if @statistics[:by_operation].any? %>
     <div class="mb-6">
-      <h2 class="text-lg font-semibold text-primary mb-3">Cost by Operation</h2>
+      <h2 class="text-lg font-semibold text-primary mb-3"><%= t(".cost_by_operation") %></h2>
       <div class="bg-container-inset rounded-lg p-4">
         <div class="space-y-2">
           <% @statistics[:by_operation].each do |operation, cost| %>
@@ -87,7 +86,7 @@
   <!-- Cost by Model -->
   <% if @statistics[:by_model].any? %>
     <div class="mb-6">
-      <h2 class="text-lg font-semibold text-primary mb-3">Cost by Model</h2>
+      <h2 class="text-lg font-semibold text-primary mb-3"><%= t(".cost_by_model") %></h2>
       <div class="bg-container-inset rounded-lg p-4">
         <div class="space-y-2">
           <% @statistics[:by_model].each do |model, cost| %>
@@ -103,17 +102,17 @@
 
   <!-- Recent Usage Table -->
   <div>
-    <h2 class="text-lg font-semibold text-primary mb-3">Recent Usage</h2>
+    <h2 class="text-lg font-semibold text-primary mb-3"><%= t(".recent_usage") %></h2>
     <div class="bg-container-inset rounded-lg overflow-hidden">
       <% if @llm_usages.any? %>
         <table class="w-full">
           <thead class="bg-surface-default border-b border-primary">
             <tr>
-              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase">Date</th>
-              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase">Operation</th>
-              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase">Model</th>
-              <th class="px-4 py-3 text-right text-xs font-medium text-secondary uppercase">Tokens</th>
-              <th class="px-4 py-3 text-right text-xs font-medium text-secondary uppercase">Cost</th>
+              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase"><%= t(".col_date") %></th>
+              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase"><%= t(".col_operation") %></th>
+              <th class="px-4 py-3 text-left text-xs font-medium text-secondary uppercase"><%= t(".col_model") %></th>
+              <th class="px-4 py-3 text-right text-xs font-medium text-secondary uppercase"><%= t(".col_tokens") %></th>
+              <th class="px-4 py-3 text-right text-xs font-medium text-secondary uppercase"><%= t(".col_cost") %></th>
             </tr>
           </thead>
           <tbody class="divide-y divide-gray-100">
@@ -133,7 +132,7 @@
                     <div data-controller="tooltip" class="inline-flex justify-end">
                       <div class="inline-flex items-center gap-1 cursor-help">
                         <%= icon "alert-circle", class: "w-4 h-4 text-red-600 theme-dark:text-red-400" %>
-                        <span class="text-red-600 theme-dark:text-red-400 font-medium">Failed</span>
+                        <span class="text-red-600 theme-dark:text-red-400 font-medium"><%= t(".failed") %></span>
                       </div>
                       <div role="tooltip" data-tooltip-target="tooltip" class="tooltip bg-inverse text-sm p-3 rounded w-72 text-left break-words whitespace-normal shadow-lg hidden">
                         <div class="text-inverse">
@@ -160,7 +159,7 @@
         </table>
       <% else %>
         <div class="p-8 text-center">
-          <p class="text-secondary">No usage data found for the selected period</p>
+          <p class="text-secondary"><%= t(".no_usage_data") %></p>
         </div>
       <% end %>
     </div>
@@ -171,11 +170,9 @@
     <div class="flex items-start gap-2">
       <%= icon "info", class: "w-5 h-5 text-blue-600 mt-0.5" %>
       <div>
-        <p class="text-sm font-medium text-blue-900">About Cost Estimates</p>
+        <p class="text-sm font-medium text-blue-900"><%= t(".cost_estimates_title") %></p>
         <p class="text-xs text-blue-700 mt-1">
-          Costs are estimated based on OpenAI's pricing as of 2025. Actual costs may vary.
-          Pricing is per 1 million tokens and varies by model.
-          Custom or self-hosted models will show "N/A" and are not included in cost totals.
+          <%= t(".cost_estimates_description") %>
         </p>
       </div>
     </div>
diff --git a/app/views/settings/payments/show.html.erb b/app/views/settings/payments/show.html.erb
index ac0184cea..0768440cd 100644
--- a/app/views/settings/payments/show.html.erb
+++ b/app/views/settings/payments/show.html.erb
@@ -13,7 +13,7 @@
         <div class="text-sm space-y-1">
           <% if @family.has_active_subscription? %>
             <p class="text-primary">
-              <span>Currently on the <span class="font-medium"><%= @family.subscription.name %></span>.</span> <br>
+              <span><%= t(".currently_on_plan") %> <span class="font-medium"><%= @family.subscription.name %></span>.</span> <br>
 
               <% if @family.next_payment_date %>
                 <% if @family.subscription_pending_cancellation? %>
@@ -25,21 +25,21 @@
             </p>
           <% elsif @family.trialing? %>
             <p class="text-primary">
-              Currently using the open demo of <%= product_name %> <br>
+              <%= t(".trialing", product_name: product_name) %> <br>
               <span class="text-secondary">
-                (Data will be deleted in <%= @family.days_left_in_trial %> days)
+                (<%= t(".trial_days_left", count: @family.days_left_in_trial) %>)
               </span>
             </p>
           <% else %>
-            <p class="text-primary">You are currently <span class="font-medium">not contributing</span></p>
-            <p class="text-secondary">Contributions to <%= product_name %> will show here.</p>
+            <p class="text-primary"><%= t(".not_contributing_prefix") %> <span class="font-medium"><%= t(".not_contributing_emphasis") %></span></p>
+            <p class="text-secondary"><%= t(".contributions_note", product_name: product_name) %></p>
           <% end %>
         </div>
       </div>
 
       <% if @family.has_active_subscription? %>
         <%= render DS::Link.new(
-          text: "Manage",
+          text: t(".manage"),
           icon: "external-link",
           variant: "primary",
           icon_position: "right",
@@ -48,7 +48,7 @@
         ) %>
       <% else %>
         <%= render DS::Link.new(
-          text: "Choose level",
+          text: t(".choose_level"),
           variant: "primary",
           icon: "plus",
           icon_position: "right",
@@ -59,7 +59,7 @@
 
     <div class="flex items-center gap-2">
       <%= image_tag "stripe-logo.svg", class: "w-5 h-5 shrink-0" %>
-      <p class="text-secondary text-sm">Payment via Stripe</p>
+      <p class="text-secondary text-sm"><%= t(".payment_via_stripe") %></p>
     </div>
   </div>
 <% end %>
diff --git a/app/views/settings/providers/_enable_banking_panel.html.erb b/app/views/settings/providers/_enable_banking_panel.html.erb
index 45344ea55..b73009f96 100644
--- a/app/views/settings/providers/_enable_banking_panel.html.erb
+++ b/app/views/settings/providers/_enable_banking_panel.html.erb
@@ -65,32 +65,32 @@
                     ["Sweden (SE)", "SE"],
                     ["United Kingdom (GB)", "GB"]
                   ], enable_banking_item.country_code),
-                  { label: true, include_blank: "Select country..." },
-                  { label: "Country", class: "form-field__input" } %>
+                  { label: true, include_blank: t("settings.providers.enable_banking_panel.select_country") },
+                  { label: t("settings.providers.enable_banking_panel.country_label"), class: "form-field__input" } %>
 
     <% if has_authenticated_connections && !is_new_record %>
       <%= render DS::Alert.new(
             variant: :warning,
-            title: "Configuration locked",
-            message: "Disconnect all linked banks before changing these credentials."
+            title: t("settings.providers.enable_banking_panel.config_locked_title"),
+            message: t("settings.providers.enable_banking_panel.config_locked_message")
           ) %>
     <% end %>
 
     <%= form.text_field :application_id,
-                        label: "Application ID",
-                        placeholder: is_new_record ? "Enter application ID" : "Enter new ID to update",
+                        label: t("settings.providers.enable_banking_panel.application_id_label"),
+                        placeholder: is_new_record ? t("settings.providers.enable_banking_panel.application_id_placeholder_new") : t("settings.providers.enable_banking_panel.application_id_placeholder_update"),
                         value: enable_banking_item.application_id,
                         disabled: has_authenticated_connections && !is_new_record %>
 
     <%= form.text_area :client_certificate,
-                        label: "Client Certificate (with Private Key)",
+                        label: t("settings.providers.enable_banking_panel.client_certificate_label"),
                         placeholder: "-----BEGIN PRIVATE KEY-----\n...\n-----END PRIVATE KEY-----\n-----BEGIN CERTIFICATE-----\n...\n-----END CERTIFICATE-----",
                         rows: 6,
                         class: "form-field__input font-mono text-xs",
                         disabled: has_authenticated_connections && !is_new_record %>
 
     <div class="flex justify-end">
-      <%= form.submit is_new_record ? "Save and connect" : "Update connection",
+      <%= form.submit is_new_record ? t("settings.providers.enable_banking_panel.save_and_connect") : t("settings.providers.enable_banking_panel.update_connection"),
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors" %>
     </div>
   <% end %>
@@ -122,22 +122,22 @@
             <% elsif item.session_valid? %>
               <div class="w-2 h-2 bg-success rounded-full"></div>
               <div>
-                <p class="text-sm font-medium text-primary"><%= item.aspsp_name || "Connected Bank" %></p>
+                <p class="text-sm font-medium text-primary"><%= item.aspsp_name || t("settings.providers.enable_banking_panel.connected_bank") %></p>
                 <p class="text-xs text-secondary">
-                  Session expires: <%= item.session_expires_at&.strftime("%b %d, %Y") || "Unknown" %>
+                  <%= t("settings.providers.enable_banking_panel.session_expires", date: item.session_expires_at&.strftime("%b %d, %Y") || t("settings.providers.enable_banking_panel.unknown")) %>
                 </p>
               </div>
             <% elsif item.session_expired? %>
               <div class="w-2 h-2 bg-warning rounded-full"></div>
               <div>
-                <p class="text-sm font-medium text-primary"><%= item.aspsp_name || "Connection" %></p>
-                <p class="text-xs text-destructive">Session expired - reconnect</p>
+                <p class="text-sm font-medium text-primary"><%= item.aspsp_name || t("settings.providers.enable_banking_panel.connection") %></p>
+                <p class="text-xs text-destructive"><%= t("settings.providers.enable_banking_panel.session_expired_reconnect") %></p>
               </div>
             <% else %>
               <div class="w-2 h-2 bg-secondary rounded-full"></div>
               <div>
-                <p class="text-sm font-medium text-primary">Configured</p>
-                <p class="text-xs text-secondary">Ready to link accounts</p>
+                <p class="text-sm font-medium text-primary"><%= t("settings.providers.enable_banking_panel.configured") %></p>
+                <p class="text-xs text-secondary"><%= t("settings.providers.enable_banking_panel.ready_to_link") %></p>
               </div>
             <% end %>
           </div>
@@ -148,28 +148,28 @@
                             method: :post,
                             class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-primary bg-container border border-primary hover:bg-surface-inset transition-colors",
                             data: { turbo: false } do %>
-                Sync
+                <%= t("settings.providers.enable_banking_panel.sync") %>
               <% end %>
             <% elsif item.session_expired? %>
               <%= button_to reauthorize_enable_banking_item_path(item),
                             method: :post,
                             class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-white bg-warning hover:opacity-90 transition-colors",
                             data: { turbo: false } do %>
-                Reconnect
+                <%= t("settings.providers.enable_banking_panel.reconnect") %>
               <% end %>
             <% else %>
               <%= link_to select_bank_enable_banking_item_path(item),
                           class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-inverse button-bg-primary hover:button-bg-primary-hover transition-colors",
                           data: { turbo_frame: "modal" } do %>
-                Connect bank
+                <%= t("settings.providers.enable_banking_panel.connect_bank") %>
               <% end %>
             <% end %>
 
             <%= button_to enable_banking_item_path(item),
                           method: :delete,
                           class: "inline-flex items-center justify-center rounded-lg px-3 py-1.5 text-xs font-medium text-destructive hover:bg-destructive/10 transition-colors",
-                          data: { turbo_confirm: "Are you sure you want to remove this connection?" } do %>
-              Remove
+                          data: { turbo_confirm: t("settings.providers.enable_banking_panel.remove_confirm") } do %>
+              <%= t("settings.providers.enable_banking_panel.remove") %>
             <% end %>
           </div>
         </div>
@@ -183,7 +183,7 @@
                         class: "inline-flex items-center gap-2 justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover transition-colors",
                         data: { turbo_frame: "modal" } do %>
             <%= icon "plus", size: "sm" %>
-            Add Connection
+            <%= t("settings.providers.enable_banking_panel.add_connection") %>
           <% end %>
         </div>
       <% end %>
diff --git a/app/views/settings/providers/_lunchflow_panel.html.erb b/app/views/settings/providers/_lunchflow_panel.html.erb
index e4bccf2ba..9b128f8dd 100644
--- a/app/views/settings/providers/_lunchflow_panel.html.erb
+++ b/app/views/settings/providers/_lunchflow_panel.html.erb
@@ -27,17 +27,17 @@
                        data: { turbo: true },
                        class: "space-y-3" do |form| %>
     <%= form.text_field :api_key,
-                        label: "API Key",
-                        placeholder: is_new_record ? "Paste API key here" : "Enter new API key to update",
+                        label: t("settings.providers.lunchflow_panel.api_key_label"),
+                        placeholder: is_new_record ? t("settings.providers.lunchflow_panel.api_key_placeholder_new") : t("settings.providers.lunchflow_panel.api_key_placeholder_update"),
                         type: :password %>
 
     <%= form.text_field :base_url,
-                        label: "Base URL (Optional)",
-                        placeholder: "https://lunchflow.app/api/v1 (default)",
+                        label: t("settings.providers.lunchflow_panel.base_url_label"),
+                        placeholder: t("settings.providers.lunchflow_panel.base_url_placeholder"),
                         value: lunchflow_item.base_url %>
 
     <div class="flex justify-end">
-      <%= form.submit is_new_record ? "Save and connect" : "Update connection",
+      <%= form.submit is_new_record ? t("settings.providers.lunchflow_panel.save_and_connect") : t("settings.providers.lunchflow_panel.update_connection"),
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors" %>
     </div>
   <% end %>
diff --git a/app/views/settings/providers/_simplefin_panel.html.erb b/app/views/settings/providers/_simplefin_panel.html.erb
index a20b6ac4b..b169c5cd9 100644
--- a/app/views/settings/providers/_simplefin_panel.html.erb
+++ b/app/views/settings/providers/_simplefin_panel.html.erb
@@ -20,12 +20,12 @@
                        data: { turbo: true },
                        class: "space-y-3" do |form| %>
     <%= form.text_field :setup_token,
-                        label: "Setup Token",
-                        placeholder: "Paste SimpleFIN setup token",
+                        label: t("settings.providers.simplefin_panel.setup_token_label"),
+                        placeholder: t("settings.providers.simplefin_panel.setup_token_placeholder"),
                         type: :password %>
 
     <div class="flex justify-end">
-      <%= form.submit "Save and connect",
+      <%= form.submit t("settings.providers.simplefin_panel.save_and_connect"),
                       class: "inline-flex items-center justify-center rounded-lg px-4 py-2 text-sm font-medium text-inverse button-bg-primary hover:button-bg-primary-hover focus:outline-none focus:ring-2 focus:ring-gray-900 theme-dark:focus:ring-white focus:ring-offset-2 transition-colors" %>
     </div>
   <% end %>
diff --git a/app/views/simplefin_items/edit.html.erb b/app/views/simplefin_items/edit.html.erb
index f0d3e0811..51f26f39d 100644
--- a/app/views/simplefin_items/edit.html.erb
+++ b/app/views/simplefin_items/edit.html.erb
@@ -1,11 +1,11 @@
-<% content_for :title, "Update SimpleFin Connection" %>
+<% content_for :title, t(".title") %>
 
 <%= turbo_frame_tag "modal" do %>
   <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Update SimpleFin Connection") do %>
+  <% dialog.with_header(title: t(".title")) do %>
     <div class="flex items-center gap-2">
       <%= icon "building-2", class: "text-primary" %>
-      <span class="text-primary">Get a new setup token to reconnect your SimpleFin account</span>
+      <span class="text-primary"><%= t(".header_subtitle") %></span>
     </div>
   <% end %>
 
@@ -16,12 +16,12 @@
           <%= icon "info", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
           <div>
             <p class="text-sm text-primary mb-2">
-              <strong>Your SimpleFIN connection needs to be updated:</strong>
+              <strong><%= t(".connection_needs_update") %></strong>
             </p>
             <ol class="text-xs text-secondary space-y-1 list-decimal list-inside">
-              <li>Visit <a href="https://bridge.simplefin.org/simplefin/create" target="_blank" rel="noopener noreferrer" class="text-link hover:text-link underline">SimpleFIN Bridge</a> to create a new setup token</li>
-              <li>Copy the token and paste it below</li>
-              <li>Click "Update" to restore access</li>
+              <li><%= t(".step_1_html") %></li>
+              <li><%= t(".step_2") %></li>
+              <li><%= t(".step_3") %></li>
             </ol>
           </div>
         </div>
@@ -46,14 +46,14 @@
 
       <div class="flex gap-3">
         <%= render DS::Button.new(
-          text: "Update",
+          text: t(".update"),
           variant: "primary",
           icon: "refresh-cw",
           type: "submit",
           class: "flex-1"
         ) %>
         <%= render DS::Link.new(
-          text: "Cancel",
+          text: t(".cancel"),
           variant: "secondary",
           href: accounts_path
         ) %>
diff --git a/app/views/simplefin_items/setup_accounts.html.erb b/app/views/simplefin_items/setup_accounts.html.erb
index 81070c2e1..cf8441da3 100644
--- a/app/views/simplefin_items/setup_accounts.html.erb
+++ b/app/views/simplefin_items/setup_accounts.html.erb
@@ -1,10 +1,10 @@
-<% content_for :title, "Set Up SimpleFin Accounts" %>
+<% content_for :title, t(".title") %>
 
 <%= render DS::Dialog.new do |dialog| %>
-  <% dialog.with_header(title: "Set Up Your SimpleFin Accounts") do %>
+  <% dialog.with_header(title: t(".title")) do %>
     <div class="flex items-center gap-2">
       <%= icon "building-2", class: "text-primary" %>
-      <span class="text-primary">Choose the correct account types for your imported accounts</span>
+      <span class="text-primary"><%= t(".header_subtitle") %></span>
     </div>
   <% end %>
 
@@ -15,7 +15,7 @@
                   data: {
                     controller: "loading-button",
                     action: "submit->loading-button#showLoading",
-                    loading_button_loading_text_value: "Creating Accounts...",
+                    loading_button_loading_text_value: t(".creating_accounts"),
                     turbo_frame: "_top"
                   },
                   class: "space-y-6" do |form| %>
@@ -26,14 +26,14 @@
             <%= icon "info", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
             <div>
               <p class="text-sm text-primary mb-2">
-                <strong>Choose the correct account type for each SimpleFin account:</strong>
+                <strong><%= t(".choose_account_type") %></strong>
               </p>
               <ul class="text-xs text-secondary space-y-1 list-disc list-inside">
-                <li><strong>Checking or Savings</strong> - Regular bank accounts</li>
-                <li><strong>Credit Card</strong> - Credit card accounts</li>
-                <li><strong>Investment</strong> - Brokerage, 401(k), IRA accounts</li>
-                <li><strong>Loan or Mortgage</strong> - Debt accounts</li>
-                <li><strong>Other Asset</strong> - Everything else</li>
+                <li><strong><%= t(".account_type_checking_savings") %></strong> - <%= t(".account_type_checking_savings_desc") %></li>
+                <li><strong><%= t(".account_type_credit_card") %></strong> - <%= t(".account_type_credit_card_desc") %></li>
+                <li><strong><%= t(".account_type_investment") %></strong> - <%= t(".account_type_investment_desc") %></li>
+                <li><strong><%= t(".account_type_loan") %></strong> - <%= t(".account_type_loan_desc") %></li>
+                <li><strong><%= t(".account_type_other_asset") %></strong> - <%= t(".account_type_other_asset_desc") %></li>
               </ul>
             </div>
           </div>
@@ -45,12 +45,10 @@
             <%= icon "clock", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
             <div class="flex-1">
               <p class="text-sm text-primary mb-2">
-                <strong>Transaction History:</strong>
+                <strong><%= t(".transaction_history_title") %></strong>
               </p>
               <p class="text-xs text-secondary">
-                SimpleFin typically provides <strong>60-90 days</strong> of transaction history, depending on your bank.
-                After initial setup, new transactions will sync automatically going forward.
-                Historical data availability varies by institution and account type.
+                <%= t(".transaction_history_description_html") %>
               </p>
             </div>
           </div>
@@ -100,7 +98,7 @@
 
             <div class="space-y-3" data-controller="account-type-selector" data-account-type-selector-account-id-value="<%= simplefin_account.id %>">
               <div>
-                <%= label_tag "account_types[#{simplefin_account.id}]", "Account Type:",
+                <%= label_tag "account_types[#{simplefin_account.id}]", t(".account_type_label"),
                              class: "block text-sm font-medium text-primary mb-2" %>
                 <%= select_tag "account_types[#{simplefin_account.id}]",
                               options_for_select(@account_type_options, selected_type),
@@ -146,7 +144,7 @@
 
       <div class="flex gap-3">
         <%= render DS::Button.new(
-          text: "Create Accounts",
+          text: t(".create_accounts"),
           variant: "primary",
           icon: "plus",
           type: "submit",
@@ -154,7 +152,7 @@
           data: { loading_button_target: "button" }
         ) %>
         <%= render DS::Link.new(
-          text: "Cancel",
+          text: t(".cancel"),
           variant: "secondary",
           href: accounts_path
         ) %>
diff --git a/app/views/subscriptions/upgrade.html.erb b/app/views/subscriptions/upgrade.html.erb
index 0c600cf99..fd7d49936 100644
--- a/app/views/subscriptions/upgrade.html.erb
+++ b/app/views/subscriptions/upgrade.html.erb
@@ -1,17 +1,17 @@
 <div class="flex flex-col h-full justify-between bg-surface">
   <nav class="p-4">
-    <h1 class="sr-only">Upgrade</h1>
+    <h1 class="sr-only"><%= t(".page_title") %></h1>
 
     <div class="flex justify-end gap-2">
       <%= render DS::Link.new(
-        text: "Account Settings",
+        text: t(".account_settings"),
         icon: "settings",
         variant: "ghost",
         href: settings_profile_path,
       ) %>
 
       <%= render DS::Button.new(
-        text: "Sign out",
+        text: t(".sign_out"),
         icon: "log-out",
         icon_position: :right,
         variant: "ghost",
diff --git a/app/views/tag/deletions/new.html.erb b/app/views/tag/deletions/new.html.erb
index 4370d3da8..c069518ec 100644
--- a/app/views/tag/deletions/new.html.erb
+++ b/app/views/tag/deletions/new.html.erb
@@ -22,7 +22,7 @@
       ) %>
 
       <%= render DS::Button.new(
-        text: "Delete and reassign",
+        text: t(".delete_and_reassign"),
         data: { deletion_target: "safeSubmitButton" },
         hidden: true,
         full_width: true
diff --git a/app/views/tags/index.html.erb b/app/views/tags/index.html.erb
index ade2df392..e2067dba7 100644
--- a/app/views/tags/index.html.erb
+++ b/app/views/tags/index.html.erb
@@ -3,7 +3,7 @@
   <%= render DS::Menu.new do |menu| %>
     <% menu.with_item(
           variant: "button",
-          text: "Delete all",
+          text: t(".delete_all"),
           href: destroy_all_tags_path,
           method: :delete,
           icon: "trash-2",
diff --git a/app/views/transactions/index.html.erb b/app/views/transactions/index.html.erb
index c56aec7a4..c00cbef9f 100644
--- a/app/views/transactions/index.html.erb
+++ b/app/views/transactions/index.html.erb
@@ -1,16 +1,16 @@
 <div class="space-y-4 pb-6 lg:pb-12 flex flex-col">
   <header class="flex justify-between items-center text-primary font-medium">
-    <h1 class="text-xl">Transactions</h1>
+    <h1 class="text-xl"><%= t(".title") %></h1>
     <div class="flex items-center gap-5">
       <div class="flex items-center gap-2">
         <%= render DS::Menu.new do |menu| %>
-          <% menu.with_item(variant: "link", text: "New rule", href: new_rule_path(resource_type: "transaction"), icon: "plus", data: { turbo_frame: :modal }) %>
-          <% menu.with_item(variant: "link", text: "Edit rules", href: rules_path, icon: "git-branch", data: { turbo_frame: :_top }) %>
-          <% menu.with_item(variant: "link", text: "Edit categories", href: categories_path, icon: "shapes", data: { turbo_frame: :_top }) %>
-          <% menu.with_item(variant: "link", text: "Edit tags", href: tags_path, icon: "tags", data: { turbo_frame: :_top }) %>
-          <% menu.with_item(variant: "link", text: "Edit merchants", href: family_merchants_path, icon: "store", data: { turbo_frame: :_top }) %>
-          <% menu.with_item(variant: "link", text: "Edit imports", href: imports_path, icon: "hard-drive-upload", data: { turbo_frame: :_top }) %>
-          <% menu.with_item(variant: "link", text: "Import", href: new_import_path, icon: "download", data: { turbo_frame: "modal", class_name: "md:!hidden" }) %>
+          <% menu.with_item(variant: "link", text: t(".new_rule"), href: new_rule_path(resource_type: "transaction"), icon: "plus", data: { turbo_frame: :modal }) %>
+          <% menu.with_item(variant: "link", text: t(".edit_rules"), href: rules_path, icon: "git-branch", data: { turbo_frame: :_top }) %>
+          <% menu.with_item(variant: "link", text: t(".edit_categories"), href: categories_path, icon: "shapes", data: { turbo_frame: :_top }) %>
+          <% menu.with_item(variant: "link", text: t(".edit_tags"), href: tags_path, icon: "tags", data: { turbo_frame: :_top }) %>
+          <% menu.with_item(variant: "link", text: t(".edit_merchants"), href: family_merchants_path, icon: "store", data: { turbo_frame: :_top }) %>
+          <% menu.with_item(variant: "link", text: t(".edit_imports"), href: imports_path, icon: "hard-drive-upload", data: { turbo_frame: :_top }) %>
+          <% menu.with_item(variant: "link", text: t(".import"), href: new_import_path, icon: "download", data: { turbo_frame: "modal", class_name: "md:!hidden" }) %>
           <% if @uncategorized_count > 0 %>
             <% menu.with_item(variant: "link", text: t(".categorize_button", count: @uncategorized_count), href: transactions_categorize_path, icon: "tag", data: { turbo_frame: :_top }) %>
           <% end %>
@@ -27,7 +27,7 @@
         </div>
 
         <%= render DS::Link.new(
-            text: "New transaction",
+            text: t(".new_transaction"),
             icon: "plus",
             variant: "primary",
             href: new_transaction_path,
diff --git a/app/views/transactions/searches/_form.html.erb b/app/views/transactions/searches/_form.html.erb
index c86d0a539..c32b1f166 100644
--- a/app/views/transactions/searches/_form.html.erb
+++ b/app/views/transactions/searches/_form.html.erb
@@ -10,7 +10,7 @@
       <div class="flex items-center px-3 py-2 gap-2 border border-secondary rounded-lg focus-within:ring-secondary focus-within:border-secondary">
         <%= icon("search") %>
         <%= form.text_field :search,
-                            placeholder: "Search transactions ...",
+                            placeholder: t(".search_placeholder"),
                             value: @q[:search],
                             class: "form-field__input placeholder:text-sm placeholder:text-secondary",
                             "data-auto-submit-form-target": "auto" %>
@@ -21,7 +21,7 @@
       <% menu.with_button(
         id: "transaction-filters-button",
         type: "button",
-        text: "Filter",
+        text: t(".filter"),
         variant: "outline",
         icon: "list-filter"
       ) %>
diff --git a/app/views/transactions/searches/filters/_date_filter.html.erb b/app/views/transactions/searches/filters/_date_filter.html.erb
index 63449f9ba..32ce60452 100644
--- a/app/views/transactions/searches/filters/_date_filter.html.erb
+++ b/app/views/transactions/searches/filters/_date_filter.html.erb
@@ -1,11 +1,11 @@
 <%# locals: (form:) %>
 <div class="p-3">
   <%= form.date_field :start_date,
-                      placeholder: "Start date",
+                      placeholder: t(".start_date"),
                       value: @q[:start_date],
                       class: "block w-full border border-secondary rounded-md bg-container py-2 pl-3 pr-3  focus:ring-gray-500 sm:text-sm" %>
   <%= form.date_field :end_date,
-                      placeholder: "End date",
+                      placeholder: t(".end_date"),
                       value: @q[:end_date],
                       class: "block w-full border border-secondary rounded-md bg-container py-2 pl-3 pr-3  focus:ring-gray-500 sm:text-sm mt-2" %>
 </div>
diff --git a/app/views/transactions/show.html.erb b/app/views/transactions/show.html.erb
index ce50ed4d7..701844a9c 100644
--- a/app/views/transactions/show.html.erb
+++ b/app/views/transactions/show.html.erb
@@ -133,7 +133,7 @@
     <% end %>
 
     <% if (details = build_transaction_extra_details(@entry)) %>
-      <% dialog.with_section(title: "Additional details", open: false) do %>
+      <% dialog.with_section(title: t(".additional_details"), open: false) do %>
         <div class="px-3 py-2 space-y-3">
           <% if details[:kind] == :simplefin %>
             <% sf = details[:simplefin] %>
@@ -141,19 +141,19 @@
               <dl class="space-y-2">
                 <% if sf[:payee].present? %>
                   <div class="flex items-center justify-between gap-2">
-                    <dt class="text-secondary text-sm">Payee</dt>
+                    <dt class="text-secondary text-sm"><%= t(".payee") %></dt>
                     <dd class="text-sm text-primary"><%= sf[:payee] %></dd>
                   </div>
                 <% end %>
                 <% if sf[:description].present? %>
                   <div class="flex items-center justify-between gap-2">
-                    <dt class="text-secondary text-sm">Description</dt>
+                    <dt class="text-secondary text-sm"><%= t(".description") %></dt>
                     <dd class="text-sm text-primary"><%= sf[:description] %></dd>
                   </div>
                 <% end %>
                 <% if sf[:memo].present? %>
                   <div class="flex items-center justify-between gap-2">
-                    <dt class="text-secondary text-sm">Memo</dt>
+                    <dt class="text-secondary text-sm"><%= t(".memo") %></dt>
                     <dd class="text-sm text-primary"><%= sf[:memo] %></dd>
                   </div>
                 <% end %>
@@ -161,7 +161,7 @@
             <% end %>
             <% if details[:provider_extras].present? %>
               <div class="pt-2">
-                <h4 class="text-sm text-secondary mb-1">Provider extras</h4>
+                <h4 class="text-sm text-secondary mb-1"><%= t(".provider_extras") %></h4>
                 <dl class="space-y-2">
                   <% details[:provider_extras].each do |ex| %>
                     <div class="flex items-center justify-between gap-2">
@@ -348,11 +348,11 @@
         <% unless @entry.split_child? %>
           <div class="flex items-center justify-between gap-4 p-3">
             <div class="text-sm space-y-1">
-              <h4 class="text-primary">Transfer or Debt Payment?</h4>
+              <h4 class="text-primary"><%= t(".transfer_or_debt_payment") %></h4>
               <p class="text-secondary"><%= t(".transfer_matcher_description") %></p>
             </div>
             <%= render DS::Link.new(
-              text: "Open matcher",
+              text: t(".open_matcher"),
               icon: "arrow-left-right",
               variant: "outline",
               href: new_transaction_transfer_match_path(@entry),
@@ -379,11 +379,11 @@
           <% if @entry.account.investment? && @entry.entryable.is_a?(Transaction) && !@entry.excluded? %>
             <div class="flex items-center justify-between gap-2 p-3">
               <div class="text-sm space-y-1">
-                <h4 class="text-primary">Convert to Security Trade</h4>
-                <p class="text-secondary">Convert this transaction into a security trade (buy/sell) by providing ticker, shares, and price.</p>
+                <h4 class="text-primary"><%= t(".convert_to_trade_title") %></h4>
+                <p class="text-secondary"><%= t(".convert_to_trade_description") %></p>
               </div>
               <%= render DS::Button.new(
-                text: "Convert",
+                text: t(".convert"),
                 variant: "outline",
                 icon: "arrow-right-left",
                 href: convert_to_trade_transaction_path(@entry.transaction),
diff --git a/app/views/transfer_matches/_matching_fields.html.erb b/app/views/transfer_matches/_matching_fields.html.erb
index 0c5583bd2..46c6e1bd4 100644
--- a/app/views/transfer_matches/_matching_fields.html.erb
+++ b/app/views/transfer_matches/_matching_fields.html.erb
@@ -3,15 +3,15 @@
 <% if candidates.any? %>
   <div data-controller="transfer-match" class="space-y-2">
     <p class="text-sm text-secondary">
-      Select a method for matching your transactions.
+      <%= t(".select_method") %>
     </p>
 
     <%= form.select :method,
               [
-                ["Match existing transaction (recommended)", "existing"],
-                ["Create new transaction", "new"]
+                [t(".match_existing_recommended"), "existing"],
+                [t(".create_new_transaction"), "new"]
               ],
-              { selected: "existing", label: "Matching method" },
+              { selected: "existing", label: t(".matching_method") },
               data: { action: "change->transfer-match#update" } %>
 
     <div data-transfer-match-target="existingSelect">
@@ -19,19 +19,18 @@
                 candidates.map { |entry|
                   [entry_name_detailed(entry), entry.id]
                 },
-                { label: "Matching transaction" } %>
+                { label: t(".matching_transaction") } %>
     </div>
 
     <div data-transfer-match-target="newSelect" class="hidden">
       <%= form.select :target_account_id,
                 accounts.map { |account| [account.name, account.id] },
-                { label: "Target account" } %>
+                { label: t(".target_account") } %>
     </div>
   </div>
 <% else %>
   <p class="text-sm text-secondary">
-    We couldn't find any transactions to match from your other accounts.
-    Please select an account and we will create a new inflow transaction for you.
+    <%= t(".no_matching_transactions") %>
   </p>
 
   <%= form.hidden_field :method, value: "new" %>
@@ -39,6 +38,6 @@
   <div>
     <%= form.select :target_account_id,
                 accounts.map { |account| [account.name, account.id] },
-                { label: "Target account" } %>
+                { label: t(".target_account") } %>
   </div>
 <% end %>
diff --git a/app/views/transfer_matches/new.html.erb b/app/views/transfer_matches/new.html.erb
index d6f8a765b..e85f3dc4e 100644
--- a/app/views/transfer_matches/new.html.erb
+++ b/app/views/transfer_matches/new.html.erb
@@ -10,7 +10,7 @@
       <section class="space-y-4">
         <div class="space-y-2">
           <h2 class="text-sm font-medium text-secondary">
-            <%= @entry.amount.positive? ? "From account: #{@entry.account.name}" : "From account" %>
+            <%= @entry.amount.positive? ? t(".from_account_named", name: @entry.account.name) : t(".from_account") %>
           </h2>
 
           <% if @entry.amount.positive? %>
@@ -18,7 +18,7 @@
                   :entry_id,
                   [[entry_name_detailed(@entry), @entry.id]],
                   {
-                    label: "Outflow transaction",
+                    label: t(".outflow_transaction"),
                     selected: @entry.id,
                   },
                   disabled: true
@@ -37,7 +37,7 @@
       <section class="space-y-4">
         <div class="space-y-2">
           <h2 class="text-sm font-medium text-secondary">
-            <%= @entry.amount.negative? ? "To account: #{@entry.account.name}" : "To account" %>
+            <%= @entry.amount.negative? ? t(".to_account_named", name: @entry.account.name) : t(".to_account") %>
           </h2>
 
           <% if @entry.amount.negative? %>
@@ -45,7 +45,7 @@
                   :entry_id,
                   [[entry_name_detailed(@entry), @entry.id]],
                   {
-                    label: "Inflow transaction",
+                    label: t(".inflow_transaction"),
                     selected: @entry.id,
                   },
                   disabled: true
@@ -57,7 +57,7 @@
         </div>
       </section>
 
-      <%= f.submit "Create transfer match" %>
+      <%= f.submit t(".create_transfer_match") %>
     <% end %>
   <% end %>
 <% end %>
diff --git a/app/views/transfers/show.html.erb b/app/views/transfers/show.html.erb
index 54705661f..3512fe592 100644
--- a/app/views/transfers/show.html.erb
+++ b/app/views/transfers/show.html.erb
@@ -23,36 +23,36 @@
       <div class="pb-4 px-3 pt-2 text-sm space-y-3 text-primary">
         <div class="space-y-3">
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">From</dt>
+            <dt class="text-secondary"><%= t(".from") %></dt>
             <dd class="flex items-center gap-2 font-medium">
               <%= render "accounts/logo", account: @transfer.from_account, size: "sm" %>
               <%= link_to @transfer.from_account.name, account_path(@transfer.from_account), data: { turbo_frame: "_top" } %>
             </dd>
           </dl>
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">Date</dt>
+            <dt class="text-secondary"><%= t(".date") %></dt>
             <dd class="font-medium"><%= l(@transfer.outflow_transaction.entry.date, format: :long) %></dd>
           </dl>
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">Amount</dt>
+            <dt class="text-secondary"><%= t(".amount") %></dt>
             <dd class="font-medium text-red-500 privacy-sensitive"><%= format_money @transfer.outflow_transaction.entry.amount_money * -1 %></dd>
           </dl>
         </div>
         <%= render "shared/ruler", classes: "my-2" %>
         <div class="space-y-3">
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">To</dt>
+            <dt class="text-secondary"><%= t(".to") %></dt>
             <dd class="flex items-center gap-2 font-medium">
               <%= render "accounts/logo", account: @transfer.to_account, size: "sm" %>
               <%= link_to @transfer.to_account.name, account_path(@transfer.to_account), data: { turbo_frame: "_top" } %>
             </dd>
           </dl>
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">Date</dt>
+            <dt class="text-secondary"><%= t(".date") %></dt>
             <dd class="font-medium"><%= l(@transfer.inflow_transaction.entry.date, format: :long) %></dd>
           </dl>
           <dl class="flex items-center gap-2 justify-between">
-            <dt class="text-secondary">Amount</dt>
+            <dt class="text-secondary"><%= t(".amount") %></dt>
             <dd class="font-medium text-green-500 privacy-sensitive">+<%= format_money @transfer.inflow_transaction.entry.amount_money * -1 %></dd>
           </dl>
         </div>
@@ -62,7 +62,7 @@
       <%= styled_form_with model: @transfer,
               data: { controller: "auto-submit-form" }, class: "space-y-2" do |f| %>
         <% if @transfer.categorizable? %>
-          <%= f.collection_select :category_id, @categories.alphabetically, :id, :name, { label: "Category", include_blank: "Uncategorized", selected: @transfer.outflow_transaction.category&.id }, "data-auto-submit-form-target": "auto" %>
+          <%= f.collection_select :category_id, @categories.alphabetically, :id, :name, { label: t(".category"), include_blank: t(".uncategorized"), selected: @transfer.outflow_transaction.category&.id }, "data-auto-submit-form-target": "auto" %>
         <% end %>
         <%= f.text_area :notes,
                   label: t(".note_label"),
diff --git a/app/views/users/_user_menu.html.erb b/app/views/users/_user_menu.html.erb
index ab74808e7..ddb2bc561 100644
--- a/app/views/users/_user_menu.html.erb
+++ b/app/views/users/_user_menu.html.erb
@@ -32,7 +32,7 @@
       <% if self_hosted? %>
         <div class="px-4 py-3 border-t border-tertiary">
           <p class="text-sm">
-            <span class="font-medium text-primary">Version:</span>
+            <span class="font-medium text-primary"><%= t(".version") %>:</span>
             <%= link_to Sure.version.to_release_tag, "https://github.com/we-promise/sure/releases/tag/#{Sure.version.to_release_tag}", target: "_blank", class: "hover:underline" %>
 
             <% if Sure.commit_sha.present? %>
@@ -45,19 +45,19 @@
 
     <% menu.with_item(
       variant: "link",
-      text: "Settings",
+      text: t(".settings"),
       icon: "settings",
       href: intro_mode ? settings_profile_path : accounts_path(return_to: request.fullpath)
     ) %>
-    <% menu.with_item(variant: "link", text: "Changelog", icon: "box", href: changelog_path) %>
+    <% menu.with_item(variant: "link", text: t(".changelog"), icon: "box", href: changelog_path) %>
 
     <% if self_hosted? && !intro_mode %>
-      <% menu.with_item(variant: "link", text: "Feedback", icon: "megaphone", href: feedback_path) %>
+      <% menu.with_item(variant: "link", text: t(".feedback"), icon: "megaphone", href: feedback_path) %>
     <% end %>
-    <% menu.with_item(variant: "link", text: "Contact", icon: "message-square-more", href: "https://discord.gg/36ZGBsxYEK", target: "_blank", rel: "noopener noreferrer") %>
+    <% menu.with_item(variant: "link", text: t(".contact"), icon: "message-square-more", href: "https://discord.gg/36ZGBsxYEK", target: "_blank", rel: "noopener noreferrer") %>
 
     <% menu.with_item(variant: "divider") %>
 
-    <% menu.with_item(variant: "button", text: "Log out", icon: "log-out", href: session_path(Current.session), method: :delete) %>
+    <% menu.with_item(variant: "button", text: t(".log_out"), icon: "log-out", href: session_path(Current.session), method: :delete) %>
   <% end %>
 </div>
diff --git a/app/views/valuations/_confirmation_contents.html.erb b/app/views/valuations/_confirmation_contents.html.erb
index d8fdf0328..32adf8a49 100644
--- a/app/views/valuations/_confirmation_contents.html.erb
+++ b/app/views/valuations/_confirmation_contents.html.erb
@@ -5,47 +5,47 @@
     <% brokerage_cash = reconciliation_dry_run.new_cash_balance || 0 %>
     <% holdings_value = reconciliation_dry_run.new_balance - brokerage_cash %>
 
-    <p>This will <%= action_verb %> the account value on <span class="font-medium text-primary"><%= entry.date.strftime("%B %d, %Y") %></span> to:</p>
+    <p><%= t(".this_will", action_verb: action_verb) %> <span class="font-medium text-primary"><%= entry.date.strftime("%B %d, %Y") %></span> <%= t(".to_colon") %></p>
 
     <div class="bg-container rounded-lg p-4 space-y-2 border border-primary">
       <div class="flex justify-between">
-        <span>Total account value</span>
+        <span><%= t(".total_account_value") %></span>
         <span class="font-medium text-primary"><%= Money.new(reconciliation_dry_run.new_balance, account.currency).format %></span>
       </div>
       <div class="flex justify-between text-xs">
-        <span>Holdings value</span>
+        <span><%= t(".holdings_value") %></span>
         <span><%= Money.new(holdings_value, account.currency).format %></span>
       </div>
       <div class="flex justify-between text-xs">
-        <span>Brokerage cash</span>
+        <span><%= t(".brokerage_cash") %></span>
         <span class="<%= brokerage_cash.negative? ? "text-red-500" : "text-green-500" %>"><%= Money.new(brokerage_cash, account.currency).format %></span>
       </div>
     </div>
   <% else %>
     <p><%= action_verb.capitalize %>
       <% if account.depository? %>
-        account balance
+        <%= t(".account_balance") %>
       <% elsif account.credit_card? %>
-        credit card balance
+        <%= t(".credit_card_balance") %>
       <% elsif account.loan? %>
-        loan balance
+        <%= t(".loan_balance") %>
       <% elsif account.property? %>
-        property value
+        <%= t(".property_value") %>
       <% elsif account.vehicle? %>
-        vehicle value
+        <%= t(".vehicle_value") %>
       <% elsif account.crypto? %>
-        crypto balance
+        <%= t(".crypto_balance") %>
       <% elsif account.other_asset? %>
-        asset value
+        <%= t(".asset_value") %>
       <% elsif account.other_liability? %>
-        liability balance
+        <%= t(".liability_balance") %>
       <% else %>
-        balance
+        <%= t(".balance") %>
       <% end %>
-      on <span class="font-medium text-primary"><%= entry.date.strftime("%B %d, %Y") %></span> to
+      <%= t(".on") %> <span class="font-medium text-primary"><%= entry.date.strftime("%B %d, %Y") %></span> <%= t(".to") %>
       <span class="font-medium text-primary"><%= entry.amount_money.format %></span>.
     </p>
   <% end %>
 
-  <p>All future transactions and balances will be recalculated based on this <%= is_update ? "change" : "update" %>.</p>
+  <p><%= t(".recalculate_notice", change_or_update: is_update ? t(".change") : t(".update")) %></p>
 </div>
diff --git a/app/views/valuations/show.html.erb b/app/views/valuations/show.html.erb
index 1cfaa09f9..c580ae202 100644
--- a/app/views/valuations/show.html.erb
+++ b/app/views/valuations/show.html.erb
@@ -23,11 +23,11 @@
                 label: t(".date_label"),
                 max: Date.current %>
           <%= f.money_field :amount,
-                label: "Account value on date",
+                label: t(".amount_label"),
                 disable_currency: true %>
           <div class="flex justify-end">
             <%= render DS::Button.new(
-              text: "Update value",
+              text: t(".update_value"),
               variant: :primary,
               type: "submit"
             ) %>
diff --git a/app/views/vehicles/tabs/_overview.html.erb b/app/views/vehicles/tabs/_overview.html.erb
index b71793bbc..ddd9cbe50 100644
--- a/app/views/vehicles/tabs/_overview.html.erb
+++ b/app/views/vehicles/tabs/_overview.html.erb
@@ -34,7 +34,7 @@
 
 <div class="flex justify-center py-8">
   <%= render DS::Link.new(
-    text: "Edit account details",
+    text: t(".edit_account_details"),
     variant: "ghost",
     href: edit_vehicle_path(account),
     frame: :modal
diff --git a/config/locales/doorkeeper.en.yml b/config/locales/doorkeeper.en.yml
index c9190526f..d37e0aea4 100644
--- a/config/locales/doorkeeper.en.yml
+++ b/config/locales/doorkeeper.en.yml
@@ -66,12 +66,15 @@ en:
         deny: 'Deny'
       error:
         title: 'An error has occurred'
+        go_back: 'Go back'
       new:
         title: 'Authorization required'
         prompt: 'Authorize %{client_name} to use your account?'
         able_to: 'This application will be able to'
       show:
         title: 'Authorization code'
+        authorization_code_label: 'Authorization Code:'
+        copy_instructions: 'Copy this code and paste it into the application.'
       form_post:
         title: 'Submit this form'
 
diff --git a/config/locales/models/api_key/en.yml b/config/locales/models/api_key/en.yml
new file mode 100644
index 000000000..88edff14e
--- /dev/null
+++ b/config/locales/models/api_key/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        api_key:
+          cannot_destroy_demo_key: "Cannot destroy demo monitoring API key"
diff --git a/config/locales/models/category_import/en.yml b/config/locales/models/category_import/en.yml
new file mode 100644
index 000000000..46877bc47
--- /dev/null
+++ b/config/locales/models/category_import/en.yml
@@ -0,0 +1,8 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        category_import:
+          own_parent: "Category '%{name}' cannot be its own parent"
+          missing_columns: "Missing required columns: %{columns}"
diff --git a/config/locales/models/import/en.yml b/config/locales/models/import/en.yml
index 36a901518..0c24706dd 100644
--- a/config/locales/models/import/en.yml
+++ b/config/locales/models/import/en.yml
@@ -8,6 +8,7 @@ en:
     errors:
       models:
         import:
+          duplicate_headers: "CSV headers normalize to duplicate columns: %{columns}"
           attributes:
             raw_file_str:
               invalid_csv_format: is not a valid CSV format
diff --git a/config/locales/models/indexa_capital_item/en.yml b/config/locales/models/indexa_capital_item/en.yml
new file mode 100644
index 000000000..66cbcc3c3
--- /dev/null
+++ b/config/locales/models/indexa_capital_item/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        indexa_capital_item:
+          credentials_required: "Either INDEXA_API_TOKEN env var or username/document/password credentials are required"
diff --git a/config/locales/models/plaid_account/en.yml b/config/locales/models/plaid_account/en.yml
new file mode 100644
index 000000000..afd10f40d
--- /dev/null
+++ b/config/locales/models/plaid_account/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        plaid_account:
+          no_balance: "Plaid account must have either current or available balance"
diff --git a/config/locales/models/recurring_transaction/en.yml b/config/locales/models/recurring_transaction/en.yml
new file mode 100644
index 000000000..6d3029628
--- /dev/null
+++ b/config/locales/models/recurring_transaction/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        recurring_transaction:
+          merchant_or_name_required: "Either merchant or name must be present"
diff --git a/config/locales/models/rule/en.yml b/config/locales/models/rule/en.yml
new file mode 100644
index 000000000..adcc09b18
--- /dev/null
+++ b/config/locales/models/rule/en.yml
@@ -0,0 +1,9 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        rule:
+          min_actions: "must have at least one action"
+          duplicate_actions: "Rule cannot have duplicate actions %{types}"
+          nested_conditions: "Compound conditions cannot be nested"
diff --git a/config/locales/models/rule_import/en.yml b/config/locales/models/rule_import/en.yml
new file mode 100644
index 000000000..4a34fc7cd
--- /dev/null
+++ b/config/locales/models/rule_import/en.yml
@@ -0,0 +1,9 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        rule_import:
+          unsupported_resource_type: "Unsupported resource type: %{resource_type}"
+          invalid_json: "Invalid JSON in conditions or actions: %{message}"
+          min_actions: "Rule must have at least one action"
diff --git a/config/locales/models/simplefin_account/en.yml b/config/locales/models/simplefin_account/en.yml
new file mode 100644
index 000000000..83e910210
--- /dev/null
+++ b/config/locales/models/simplefin_account/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        simplefin_account:
+          no_balance: "SimpleFin account must have either current or available balance"
diff --git a/config/locales/models/sophtron_account/en.yml b/config/locales/models/sophtron_account/en.yml
new file mode 100644
index 000000000..581656f13
--- /dev/null
+++ b/config/locales/models/sophtron_account/en.yml
@@ -0,0 +1,7 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        sophtron_account:
+          no_balance: "Sophtron account must have either current or available balance"
diff --git a/config/locales/models/sso_provider/en.yml b/config/locales/models/sso_provider/en.yml
new file mode 100644
index 000000000..87097447c
--- /dev/null
+++ b/config/locales/models/sso_provider/en.yml
@@ -0,0 +1,12 @@
+---
+en:
+  activerecord:
+    errors:
+      models:
+        sso_provider:
+          attributes:
+            settings:
+              saml_url_required: "Either IdP Metadata URL or IdP SSO URL is required for SAML providers"
+              saml_cert_required: "Either IdP Certificate or Certificate Fingerprint is required when not using metadata URL"
+              metadata_url_invalid: "IdP Metadata URL must be a valid URL"
+              sso_url_invalid: "IdP SSO URL must be a valid URL"
diff --git a/config/locales/models/transfer/en.yml b/config/locales/models/transfer/en.yml
index 094194f27..fddf74431 100644
--- a/config/locales/models/transfer/en.yml
+++ b/config/locales/models/transfer/en.yml
@@ -17,6 +17,10 @@ en:
               must_have_single_currency: Transfer must have a single currency
               outflow_cannot_be_in_multiple_transfers: Outflow transaction cannot
                 be part of multiple transfers
+          different_accounts: "Must be from different accounts"
+          same_family: "Must be from same family"
+          opposite_amounts: "Must have opposite amounts"
+          within_days: "Must be within %{count} days"
   transfer:
     name: Transfer to %{to_account}
     payment_name: Payment to %{to_account}
diff --git a/config/locales/views/accounts/en.yml b/config/locales/views/accounts/en.yml
index 70ba87ec0..f927e3424 100644
--- a/config/locales/views/accounts/en.yml
+++ b/config/locales/views/accounts/en.yml
@@ -1,8 +1,13 @@
 ---
 en:
+  account:
+    entries:
+      destroy:
+        success: "Entry deleted successfully."
   accounts:
     not_authorized: "You don't have permission to manage this account"
     account:
+      complete_setup: Complete setup
       edit: Edit
       link_lunchflow: Link with Lunch Flow
       link_provider: Link with provider
@@ -52,6 +57,10 @@ en:
       syncing: "Syncing accounts..."
     new:
       import_accounts: Import accounts
+      container:
+        select: Select
+        navigate: Navigate
+        close: Close
       method_selector:
         connected_entry: Link account
         connected_entry_eu: Link EU account
@@ -85,11 +94,14 @@ en:
         pending: Pending
         search:
           placeholder: Search entries by name
+        search_placeholder: Search entries by name
         status: Status
         title: Activity
       chart:
         balance: Balance
         owed: Amount owed
+      header:
+        complete_setup: Complete setup
       menu:
         confirm_accept: Delete "%{name}"
         confirm_body_html: "<p>By deleting this account, you will erase its value
@@ -98,11 +110,13 @@ en:
           graphs.</p><br /> <p>After deletion, there is no way you'll be able to restore
           the account information because you'll need to add it as a new account.</p>"
         confirm_title: Delete account?
+        delete_account: Delete account
         edit: Edit
         import: Import transactions
         import_trades: Import trades
         import_transactions: Import transactions
         manage: Manage accounts
+        sharing: Sharing
         statements: Statements
     update:
       success: "%{type} account updated"
diff --git a/config/locales/views/admin/sso_providers/en.yml b/config/locales/views/admin/sso_providers/en.yml
index 9957e56b8..f563c38a7 100644
--- a/config/locales/views/admin/sso_providers/en.yml
+++ b/config/locales/views/admin/sso_providers/en.yml
@@ -4,12 +4,25 @@ en:
     unauthorized: "You are not authorized to access this area."
     sso_providers:
       index:
+        page_title: "SSO Providers"
         title: "SSO Providers"
-        description: "Manage single sign-on authentication providers for your instance"
+        description: "Manage single sign-on authentication providers for your instance."
+        restart_required: "Changes require a server restart to take effect."
+        configured_providers: "Configured Providers"
         add_provider: "Add Provider"
         no_providers_title: "No SSO Providers"
-        no_providers_message: "Get started by adding your first SSO provider."
+        no_providers_message: "No SSO providers configured yet."
         note: "Changes to SSO providers require a server restart to take effect. Alternatively, enable the AUTH_PROVIDERS_SOURCE=db feature flag to load providers from the database dynamically."
+        enabled: "Enabled"
+        disabled: "Disabled"
+        edit: "Edit"
+        enable: "Enable"
+        disable: "Disable"
+        delete: "Delete"
+        configuration_mode: "Configuration Mode"
+        db_backed_providers: "Database-backed providers"
+        db_backed_providers_description: "Load providers from database instead of YAML config"
+        db_backed_providers_help_html: "Set <code class=\"bg-surface px-1 py-0.5 rounded text-xs\">AUTH_PROVIDERS_SOURCE=db</code> to enable database-backed providers. This allows changes without server restarts."
         table:
           name: "Name"
           strategy: "Strategy"
@@ -44,34 +57,42 @@ en:
         oauth_configuration: "OAuth/OIDC Configuration"
         strategy_label: "Strategy"
         strategy_help: "The authentication strategy to use"
+        strategy_openid_connect: "OpenID Connect"
+        strategy_saml: "SAML 2.0"
+        strategy_google_oauth2: "Google OAuth2"
+        strategy_github: "GitHub"
         name_label: "Name"
-        name_placeholder: "e.g., openid_connect, keycloak, authentik"
+        name_placeholder: "e.g., keycloak, authentik"
         name_help: "Unique identifier (lowercase, numbers, underscores only)"
-        label_label: "Label"
+        label_label: "Button Label"
         label_placeholder: "e.g., Sign in with Keycloak"
         label_help: "Button text shown to users"
-        icon_label: "Icon"
-        icon_placeholder: "e.g., key, google, github"
-        icon_help: "Lucide icon name (optional)"
+        icon_label: "Icon (optional)"
+        icon_placeholder: "e.g., key, shield"
+        icon_help: "Lucide icon name for the login button"
         enabled_label: "Enable this provider"
         enabled_help: "Users can sign in with this provider when enabled"
-        issuer_label: "Issuer"
-        issuer_placeholder: "https://accounts.google.com"
-        issuer_help: "OIDC issuer URL (will validate .well-known/openid-configuration endpoint)"
+        issuer_label: "Issuer URL"
+        issuer_placeholder: "https://your-idp.example.com/realms/your-realm"
+        issuer_help: "OIDC issuer URL (validates .well-known/openid-configuration)"
         client_id_label: "Client ID"
         client_id_placeholder: "your-client-id"
         client_id_help: "OAuth client ID from your identity provider"
         client_secret_label: "Client Secret"
         client_secret_placeholder_new: "your-client-secret"
-        client_secret_placeholder_existing: "••••••••••••••••"
+        client_secret_placeholder_existing: "••••••••"
         client_secret_help: "OAuth client secret (encrypted in database)"
-        client_secret_help_existing: " - leave blank to keep existing"
-        redirect_uri_label: "Redirect URI"
+        client_secret_help_existing: "Leave blank to keep existing secret"
+        redirect_uri_label: "Callback URL"
         redirect_uri_placeholder: "https://yourdomain.com/auth/openid_connect/callback"
-        redirect_uri_help: "Callback URL to configure in your identity provider"
+        redirect_uri_help: "Configure this URL in your identity provider"
+        saml_sp_callback_url_label: "SP Callback URL (ACS URL)"
+        saml_sp_callback_url_help: "Configure this URL as the Assertion Consumer Service URL in your IdP"
         copy_button: "Copy"
         cancel: "Cancel"
         submit: "Save Provider"
+        create_provider: "Create Provider"
+        update_provider: "Update Provider"
         errors_title: "%{count} error prohibited this provider from being saved:"
         provisioning_title: "User Provisioning"
         default_role_label: "Default Role for New Users"
diff --git a/config/locales/views/budgets/en.yml b/config/locales/views/budgets/en.yml
index fb06af681..af53f4f2f 100644
--- a/config/locales/views/budgets/en.yml
+++ b/config/locales/views/budgets/en.yml
@@ -1,6 +1,34 @@
 ---
 en:
   budgets:
+    budget_donut:
+      spent: "Spent"
+      new_budget: "New budget"
+      of_budget: "of %{amount}"
+      unused: "Unused"
+    budget_header:
+      today: "Today"
+    over_allocation_warning:
+      over_allocated_message: "You have over-allocated your budget. Please fix your allocations."
+      fix_allocations: "Fix allocations"
+    actuals_summary:
+      income: "Income"
+      expenses: "Expenses"
+    budgeted_summary:
+      expected_income: "Expected income"
+      budgeted: "Budgeted"
+      earned: "%{amount} earned"
+      over: "%{amount} over"
+      left: "%{amount} left"
+      spent: "%{amount} spent"
+    edit:
+      setup_title: "Setup your budget"
+      setup_description: "Enter your monthly earnings and planned spending below to setup your budget."
+      budgeted_spending: "Budgeted spending"
+      expected_income: "Expected income"
+      autosuggest_title: "Autosuggest income & spending budget"
+      autosuggest_description: "This will be based on transaction history. AI can make mistakes, verify before continuing."
+      continue: "Continue"
     name:
       custom_range: "%{start} - %{end_date}"
       month_year: "%{month}"
@@ -31,3 +59,27 @@ en:
       success: "Budget copied from %{source_name}"
       no_source: "No previous budget found to copy from"
       already_initialized: "This budget has already been set up"
+  budget_categories:
+    confirm_button:
+      confirm: "Confirm"
+    no_categories:
+      oops: "Oops!"
+      no_categories_message: "You have not created or assigned any expense categories to your transactions yet."
+      use_defaults: "Use defaults (recommended)"
+      new_category: "New category"
+    index:
+      title: "Edit your category budgets"
+      description: "Adjust category budgets to set spending limits. Unallocated funds will be automatically assigned as uncategorized."
+    show:
+      category: "Category"
+      overview: "Overview"
+      spending: "%{date} spending"
+      status: "Status"
+      overspent: "overspent"
+      left: "left"
+      budgeted: "Budgeted"
+      monthly_average_spending: "Monthly average spending"
+      monthly_median_spending: "Monthly median spending"
+      recent_transactions: "Recent Transactions"
+      view_all_transactions: "View all category transactions"
+      no_transactions: "No transactions found for this budget period."
diff --git a/config/locales/views/categories/en.yml b/config/locales/views/categories/en.yml
index 9f089fb73..37c8c2568 100644
--- a/config/locales/views/categories/en.yml
+++ b/config/locales/views/categories/en.yml
@@ -14,11 +14,20 @@ en:
       edit: Edit category
     form:
       placeholder: Category name
+      name_label: Name
+      unassigned: "(unassigned)"
+      parent_category_label: "Parent category (optional)"
+      color: Color
+      icon: Icon
+      poor_contrast: "Poor contrast, choose darker color or"
+    destroy_all:
+      success: All categories deleted
     index:
       bootstrap: Use defaults (recommended)
       categories: Categories
       categories_expenses: Expense categories
       categories_incomes: Income categories
+      delete_all: Delete all
       empty: No categories found
       new: New category
     menu:
@@ -27,8 +36,16 @@ en:
       new_category: New category
     update:
       success: Category updated successfully
+    virtual:
+      transfer: Transfer
+      payment: Payment
+      trade: Trade
   category:
     dropdowns:
       show:
         bootstrap: Generate default categories
         empty: No categories found
+        match_transfer: "Match transfer/payment"
+        one_time: "One-time %{type}"
+        income: "income"
+        expense: "expense"
diff --git a/config/locales/views/chats/en.yml b/config/locales/views/chats/en.yml
index 2d2bede2e..df4fe0fde 100644
--- a/config/locales/views/chats/en.yml
+++ b/config/locales/views/chats/en.yml
@@ -4,3 +4,41 @@ en:
     demo_banner_title: "Demo Mode Active"
     demo_banner_message: "You are using LLMs via credits provided by Cloudflare Workers AI.  Results may vary since the codebase was tested on `gpt-4.1` but your tokens don't go anywhere else to be trained with! 🤖"
     thinking: "Thinking ..."
+    ai_greeting:
+      greeting: "Hey %{name}! I'm an AI/large-language-model that can help with your finances. I have access to the web and your account data."
+      there: "there"
+      commands_hint_html: "You can use <span class=\"bg-container border border-secondary px-1.5 py-0.5 rounded font-mono text-xs\">/</span> to access commands"
+      questions_intro: "Here's a few questions you can ask:"
+      evaluate_portfolio: "Evaluate investment portfolio"
+      spending_insights: "Show spending insights"
+      unusual_patterns: "Find unusual patterns"
+    chat:
+      edit_chat_title: "Edit chat title"
+      delete_chat: "Delete chat"
+    chat_nav:
+      all_chats: "All chats"
+      start_new_chat: "Start new chat"
+      edit_chat_title: "Edit chat title"
+      delete_chat: "Delete chat"
+    error:
+      retry: "Retry"
+    destroy:
+      notice: "Chat was successfully deleted"
+    index:
+      chats: "Chats"
+      new_chat: "New chat"
+    update:
+      success: "Chat updated"
+    ai_consent:
+      title: "Enable AI Chats"
+      available_description: "AI chat can answer financial questions and provide insights based on your data. To use this feature you'll need to explicitly enable it."
+      unavailable_description_html: "To use the AI assistant, you need to set the <code class=\"bg-surface-inset px-1 py-0.5 rounded font-mono text-xs\">OPENAI_ACCESS_TOKEN</code> environment variable or configure it in the Self-Hosting settings of your instance."
+      enable_button: "Enable AI Chats"
+      disable_note: "Disable anytime. All data sent to our LLM providers is anonymized."
+  assistant_messages:
+    assistant_message:
+      assistant_reasoning: "Assistant reasoning"
+    tool_calls:
+      tool_calls: "Tool Calls"
+      function: "Function:"
+      arguments: "Arguments:"
diff --git a/config/locales/views/components/en.yml b/config/locales/views/components/en.yml
index 785343aba..1f3bff829 100644
--- a/config/locales/views/components/en.yml
+++ b/config/locales/views/components/en.yml
@@ -1,5 +1,14 @@
 ---
 en:
+  UI:
+    account:
+      activity_feed:
+        toggle_selection_checkboxes: Toggle selection
+      chart:
+        no_data_available: "No data available"
+      activity_date:
+        balance_tooltip: "The end of day balance, after all transactions and adjustments"
+        no_balance_data: "No balance data available for this date"
   ds:
     alert:
       variants:
diff --git a/config/locales/views/credit_cards/en.yml b/config/locales/views/credit_cards/en.yml
index f0131d218..ac5871982 100644
--- a/config/locales/views/credit_cards/en.yml
+++ b/config/locales/views/credit_cards/en.yml
@@ -20,6 +20,7 @@ en:
       annual_fee: Annual Fee
       apr: APR
       available_credit: Available Credit
+      edit_account_details: Edit account details
       expiration_date: Expiration Date
       minimum_payment: Minimum Payment
       unknown: Unknown
diff --git a/config/locales/views/enable_banking_items/en.yml b/config/locales/views/enable_banking_items/en.yml
index 460e3a31e..ab6061433 100644
--- a/config/locales/views/enable_banking_items/en.yml
+++ b/config/locales/views/enable_banking_items/en.yml
@@ -39,8 +39,65 @@ en:
       errors:
         only_manual: Only manual accounts can be linked
         invalid_enable_banking_account: Invalid Enable Banking account selected
+    enable_banking_item:
+      deletion_in_progress: Deletion in progress
+      provider_name: Enable Banking
+      syncing: Syncing...
+      reconnect: Reconnect
+      last_synced: Last synced %{time} ago
+      never_synced: Never synced
+      update: Update
+      delete: Delete
+      setup_needed: Setup needed
+      setup_needed_description:
+        one: 1 account imported from Enable Banking needs to be set up
+        other: "%{count} accounts imported from Enable Banking need to be set up"
+      set_up_accounts: Set up accounts
+      no_accounts_found: No accounts found
+      no_accounts_found_description: No accounts were found from Enable Banking. Try syncing again.
+    select_existing_account:
+      title: Link Enable Banking account
+      all_linked: All Enable Banking accounts appear to be linked already.
+      try_after_sync: If you just connected or synced, try again after the sync completes.
+      unlink_to_move: To link a different account, first unlink it from the account's actions menu.
+      balance: Balance
+      link: Link
+      cancel: Cancel
+    setup_accounts:
+      title: Set Up Your Enable Banking Accounts
+      header_subtitle: Choose the correct account types for your imported accounts
+      choose_account_type: "Choose the correct account type for each Enable Banking account:"
+      historical_data_range: "Historical Data Range:"
+      sync_start_date_label: "Start syncing transactions from:"
+      sync_start_date_help: Select how far back you want to sync transaction history. Maximum 2 years of history available.
+      account_type_label: "Account Type:"
+      balance: Balance
+      create_accounts: Create Accounts
+      creating_accounts: Creating Accounts...
+      cancel: Cancel
     new:
       link_enable_banking_title: Link Enable Banking
+      session_expired: Session expired - re-authorization required
+      connected_bank: Connected Bank
+      session_expires: "Session expires"
+      unknown: Unknown
+      connection: Connection
+      configured: Configured
+      ready_to_connect: Ready to connect a bank
+      sync: Sync
+      reconnect: Reconnect
+      connect_bank: Connect Bank
+      remove_confirm: Are you sure you want to remove this connection?
+      remove: Remove
+      add_connection: Add Connection
+      not_configured: Enable Banking connection not configured
+      not_configured_description: Before you can link Enable Banking accounts, you need to configure your Enable Banking connection.
+      setup_steps_title: "Setup Steps:"
+      setup_step_1_html: "Go to <strong>Settings → Providers</strong>"
+      setup_step_2_html: "Find the <strong>Enable Banking</strong> section"
+      setup_step_3: Enter your Enable Banking credentials
+      setup_step_4: Return here to link your accounts
+      go_to_provider_settings: Go to Provider Settings
     reauthorize:
       invalid_redirect: The authorization URL received is invalid. Please try again.
       reauthorization_failed: Reauthorization failed
@@ -55,7 +112,5 @@ en:
       search_label: Search for your bank
       search_placeholder: Search for your bank...
       title: Select Your Bank
-    setup_accounts:
-      psd2_savings_notice: "Note: Some regulated French savings accounts (Livret A, PEL, LEP, LDDS) may have limited or no access via Open Banking (PSD2). If a savings account is missing, you can add it manually."
     update:
       success: Enable Banking configuration updated.
diff --git a/config/locales/views/family_exports/en.yml b/config/locales/views/family_exports/en.yml
index 7b0d8b08d..f81c29b49 100644
--- a/config/locales/views/family_exports/en.yml
+++ b/config/locales/views/family_exports/en.yml
@@ -10,6 +10,18 @@ en:
       success: Export deleted successfully
     export_not_ready: Export not ready for download
     exporting: Exporting...
+    new:
+      dialog_title: Export your data
+      dialog_subtitle: Download all your financial data
+      whats_included: "What's included:"
+      accounts_and_balances: All accounts and balances
+      transaction_history: Transaction history
+      investment_trades: Investment trades
+      categories_tags_rules: Categories, tags and rules
+      note_label: Note
+      note_description: This export includes all of your data, but only some of the data can be imported back via the CSV import feature. We support account, transaction (with category and tags), and trade imports. Other account data cannot be imported and is for your records only.
+      cancel: Cancel
+      export_data: Export data
     index:
       title: Exports
       new: New Export
diff --git a/config/locales/views/holdings/en.yml b/config/locales/views/holdings/en.yml
index c7f98b823..824619c0a 100644
--- a/config/locales/views/holdings/en.yml
+++ b/config/locales/views/holdings/en.yml
@@ -5,6 +5,7 @@ en:
       brokerage_cash: Brokerage cash
     destroy:
       success: Holding deleted
+      cannot_delete: You cannot delete this holding
     update:
       success: Cost basis saved.
       error: Invalid cost basis value.
@@ -27,6 +28,7 @@ en:
       provider: From provider
     cost_basis_cell:
       unknown: "--"
+      set: Set
       set_cost_basis_header: "Set cost basis for %{ticker} (%{qty} shares)"
       total_cost_basis_label: Total cost basis
       or_per_share_label: "Or enter per share:"
diff --git a/config/locales/views/ibkr_items/en.yml b/config/locales/views/ibkr_items/en.yml
index a5d3bae44..45666b2e4 100644
--- a/config/locales/views/ibkr_items/en.yml
+++ b/config/locales/views/ibkr_items/en.yml
@@ -62,6 +62,14 @@ en:
         one: 1 account linked
         other: "%{count} accounts linked"
       partial: "%{linked} linked, %{unlinked} need setup"
+    select_existing_account:
+      title: Link Interactive Brokers account
+      no_accounts_available: No unlinked Interactive Brokers accounts are available yet.
+      run_sync_hint: "Run a sync from Settings > Providers after updating your Flex query."
+      wait_for_sync: Wait for the account discovery sync to finish.
+      balance: Balance
+      link: Link
+      cancel: Cancel
     create:
       success: Successfully configured Interactive Brokers.
     update:
diff --git a/config/locales/views/impersonation_sessions/en.yml b/config/locales/views/impersonation_sessions/en.yml
index 202822bfe..8c3a030d9 100644
--- a/config/locales/views/impersonation_sessions/en.yml
+++ b/config/locales/views/impersonation_sessions/en.yml
@@ -13,3 +13,13 @@ en:
       success: Left session
     reject:
       success: Request rejected
+    super_admin_bar:
+      super_admin: Super Admin
+      jobs: Jobs
+      impersonating: Impersonating
+      leave: Leave
+      terminate: Terminate
+      join_a_session: Join a session
+      join: Join
+      uuid_placeholder: UUID
+      request_impersonation: Request Impersonation
diff --git a/config/locales/views/imports/en.yml b/config/locales/views/imports/en.yml
index 9f41ab712..a45792793 100644
--- a/config/locales/views/imports/en.yml
+++ b/config/locales/views/imports/en.yml
@@ -2,6 +2,8 @@
 en:
   import:
     qif_category_selections:
+      update:
+        success: "Categories and tags saved."
       show:
         title: "Configure & select"
         description: "Review the detected date format, then choose which categories and tags from your QIF file to bring into %{product_name}."
@@ -27,15 +29,82 @@ en:
         submit: Continue to review
     cleans:
       show:
+        not_configured: "Please configure your import before proceeding."
         description: Edit your data in the table below.  Red cells are invalid.
         errors_notice: You have errors in your data.  Hover over the error to see
           details.
         errors_notice_mobile: You have errors in your data.  Tap over the error tooltip to see
           details.
         title: Clean your data
+        data_cleaned: Your data has been cleaned
+        next_step: Next step
+        all_rows: All rows
+        error_rows: Error rows
     configurations:
       update:
         success: Import configured successfully.
+      account_import:
+        leave_empty: Leave empty
+        default: Default
+        entity_type: Entity Type
+        name: Name
+        balance: Balance
+        currency: Currency
+        balance_date: Balance Date
+        date_format: Date Format
+        select_format: Select format
+        apply_configuration: Apply configuration
+      transaction_import:
+        date_label: Date
+        select_column: Select column
+        select_format: Select format
+        amount_label: Amount
+        default: Default
+        currency_label: Currency
+        format_label: Format
+        amount_type_strategy_label: Amount type strategy
+        select_strategy: Select strategy
+        set: Set
+        as_amount_type_column: as amount type column
+        select_value: Select value
+        as_identifier_value: as identifier value
+        treat_as_html: "Treat \"<span class=\"font-medium\">%{value}</span>\" as"
+        income_inflow: Income (inflow)
+        expense_outflow: Expense (outflow)
+        select_type: Select type
+        leave_empty: Leave empty
+        account_label: Account
+        name_label: Name
+        category_label: Category
+        tags_label: Tags
+        notes_label: Notes
+        apply_configuration: Apply configuration
+        incomes_are_positive: Incomes are positive
+        incomes_are_negative: Incomes are negative
+        amount_type_label: Amount type
+        select_convention: Select convention
+        date_format_label: Date format
+        rows_to_skip_label: Skip first n rows
+      trade_import:
+        select_column: Select column
+        date_label: Date
+        quantity_label: Quantity
+        buys_are_positive: Buys are positive qty
+        buys_are_negative: Buys are negative qty
+        default: Default
+        currency_label: Currency
+        format_label: Format
+        select_format: Select format
+        ticker_label: Ticker
+        leave_empty: Leave empty
+        stock_exchange_code_label: Stock exchange code
+        price_label: Price
+        account_label: Account
+        name_label: Name
+        note_label: Note
+        no_security_provider_warning: The security prices provider is not configured.  Your trade imports will work, but Sure will not backfill price history.  Please go to your settings to configure this.
+        date_format_label: Date format
+        apply_configuration: Apply configuration
       category_import:
         button_label: Continue
         description: Upload a simple CSV file (like the one we generate when you
@@ -51,11 +120,6 @@ en:
       show:
         description: Select the columns that correspond to each field in your CSV.
         title: Configure your import
-      trade_import:
-        date_format_label: Date format
-      transaction_import:
-        date_format_label: Date format
-        rows_to_skip_label: Skip first n rows
     confirms:
       sure_import:
         title: Confirm your import
@@ -73,7 +137,9 @@ en:
           and provide an account name we can use.
         rows_label: Rows
         unassigned_account: Need to create a new account for unassigned rows?
+        next: Next
       show:
+        invalid_data: "You have invalid data, please edit until all errors are resolved"
         account_mapping_description: Assign all of your imported file's accounts to
           Maybe's existing accounts.  You can also add new accounts or leave them
           uncategorized.
@@ -89,7 +155,20 @@ en:
           existing tags.  You can also add new tags or leave them uncategorized.
         tag_mapping_title: Assign your tags
     uploads:
+      update:
+        qif_uploaded: "QIF file uploaded successfully."
       show:
+        csv_invalid: "Must be valid CSV with headers and at least one row of data"
+        drop_csv_title: Drop CSV to upload
+        drop_csv_subtitle: Your file will be uploaded automatically
+        upload_csv_tab: Upload CSV
+        copy_paste_tab: Copy & Paste
+        account_optional_label: Account (optional)
+        multi_account_import: Multi-account import
+        upload_csv_button: Upload CSV
+        paste_csv_placeholder: Paste your CSV file contents here
+        download_sample_csv: Download a sample CSV
+        to_see_format: to see the required CSV format
         qif_title: Upload QIF file
         qif_description: Select the account this QIF file belongs to, then upload your .qif export from Quicken.
         qif_account_label: Account
@@ -119,6 +198,58 @@ en:
         hint_html: Upload the <strong>all.ndjson</strong> file from your data export ZIP
         ndjson_invalid: Must be valid NDJSON with at least one record
   imports:
+    mapping_labels:
+      account_type: "Account Type"
+      account: "Account"
+      category: "Category"
+      tag: "Tag"
+    column_labels:
+      date: "Date"
+      amount: "Amount"
+      name: "Name"
+      currency: "Currency"
+      category: "Category"
+      tags: "Tags"
+      account: "Account"
+      notes: "Notes"
+      qty: "Quantity"
+      ticker: "Ticker"
+      exchange: "Exchange"
+      price: "Price"
+      entity_type: "Type"
+      category_parent: "Parent category"
+      category_color: "Color"
+      category_icon: "Lucide icon"
+    update:
+      account_saved: "Account saved."
+      invalid_account: "Account not found."
+    publish:
+      started: "Your import has started in the background."
+      max_rows_exceeded: "Your import exceeds the maximum row count of %{max}."
+    revert:
+      started: "Import is reverting in the background."
+    apply_template:
+      template_applied: "Template applied."
+      no_template_found: "No template found, please manually configure your import."
+    destroy:
+      deleted: "Your import has been deleted."
+    failure:
+      title: Import failed
+      description: Please check that your file format, for any errors and that all required fields are filled, then come back and try again.
+      try_again: Try again
+    success:
+      title: Import successful
+      description: Your imported data has been successfully added to the app and is now ready for use.
+      back_to_dashboard: Back to dashboard
+    importing:
+      title: Import in progress
+      description: "Your import is in progress. Check the imports menu for status updates or click 'Check Status' to refresh the page for updates. Feel free to continue using the app."
+      check_status: Check status
+      back_to_dashboard: Back to dashboard
+    revert_failure:
+      title: Reverting import failed
+      description: Please try again
+      try_again: Try again
     date_format:
       heading: Date format
       description: "The date format was auto-detected from your file. Change it if dates look incorrect."
@@ -143,6 +274,9 @@ en:
       map: Map
       confirm: Confirm
       select: Select
+      progress: "Step %{step} of %{total}"
+    empty:
+      message: No imports found.
     index:
       title: Imports
       new: New Import
@@ -255,3 +389,21 @@ en:
       unknown_state_description: This import is in an unexpected state. Please return to imports.
       processing_failed_with_message: "%{message}"
       processing_failed_generic: "Processing failed: %{error}"
+      ready_for_review_title: Ready for Review
+      ready_for_review_description: "We extracted %{count} transactions from your statement. Review and publish them to add to your account."
+      transactions_extracted: Transactions Extracted
+      transactions_extracted_count:
+        one: "%{count} transaction"
+        other: "%{count} transactions"
+      select_account: Import to Account
+      select_account_placeholder: Select an account...
+      select_account_hint: Choose which account to import these transactions into.
+      no_accounts: No accounts available. Please create an account first.
+      create_account: Create Account
+      save_account: Save
+      publish_transactions:
+        one: "Publish %{count} Transaction"
+        other: "Publish %{count} Transactions"
+      review_transactions: Review Transactions
+      select_account_to_continue: Please select an account above to continue.
+      unknown_document_type: Unknown
diff --git a/config/locales/views/invite_codes/en.yml b/config/locales/views/invite_codes/en.yml
index 8517ae827..a74e8e96f 100644
--- a/config/locales/views/invite_codes/en.yml
+++ b/config/locales/views/invite_codes/en.yml
@@ -1,6 +1,10 @@
 ---
 en:
   invite_codes:
+    create:
+      success: "Code generated"
+    destroy:
+      success: "Code deleted"
     index:
       invite_code_description: Generate a new code to see it displayed here. Generated
         codes that have been used will no longer be shown.
diff --git a/config/locales/views/layout/en.yml b/config/locales/views/layout/en.yml
index 52b0cf65d..e5702c5e7 100644
--- a/config/locales/views/layout/en.yml
+++ b/config/locales/views/layout/en.yml
@@ -19,6 +19,10 @@ en:
       footer:
         privacy_policy: Privacy Policy
         terms_of_service: Terms of Service
+      confirm_dialog:
+        are_you_sure: Are you sure?
+        cannot_be_undone: This action cannot be undone.
+        confirm: Confirm
     trial:
       open_demo: Open demo
       data_deleted_in_days: Data deleted in %{days} days
diff --git a/config/locales/views/loans/en.yml b/config/locales/views/loans/en.yml
index 157c01cf2..1c60d31d0 100644
--- a/config/locales/views/loans/en.yml
+++ b/config/locales/views/loans/en.yml
@@ -10,6 +10,7 @@ en:
       rate_type: Rate type
       term_months: Term (months)
       term_months_placeholder: '360'
+      none: None
       subtype_prompt: Select loan type
       subtype_none: None
     new:
@@ -23,3 +24,14 @@ en:
       term: Term
       type: Type
       unknown: Unknown
+    tabs:
+      overview:
+        interest_rate: Interest Rate
+        monthly_payment: Monthly Payment
+        not_applicable: N/A
+        original_principal: Original Principal
+        remaining_principal: Remaining Principal
+        term: Term
+        type: Type
+        unknown: Unknown
+        edit_loan_details: "Edit loan details"
diff --git a/config/locales/views/lunchflow_items/en.yml b/config/locales/views/lunchflow_items/en.yml
index df7534395..50ebe2ced 100644
--- a/config/locales/views/lunchflow_items/en.yml
+++ b/config/locales/views/lunchflow_items/en.yml
@@ -1,6 +1,29 @@
 ---
 en:
   lunchflow_items:
+    api_error:
+      title: Lunch Flow Connection Error
+      unable_to_connect: Unable to connect to Lunch Flow
+      common_issues: "Common Issues:"
+      invalid_api_key_label: Invalid API Key
+      invalid_api_key_desc: Check your API key in Provider Settings
+      expired_credentials_label: Expired Credentials
+      expired_credentials_desc: Generate a new API key from Lunch Flow
+      network_issue_label: Network Issue
+      network_issue_desc: Check your internet connection
+      service_down_label: Service Down
+      service_down_desc: Lunch Flow API may be temporarily unavailable
+      check_provider_settings: Check Provider Settings
+    setup_required:
+      title: Lunch Flow Setup Required
+      api_key_not_configured: API Key Not Configured
+      api_key_description: Before you can link Lunch Flow accounts, you need to configure your Lunch Flow API key.
+      setup_steps_title: "Setup Steps:"
+      setup_step_1_html: "Go to <strong>Settings → Providers</strong>"
+      setup_step_2_html: "Find the <strong>Lunch Flow</strong> section"
+      setup_step_3: Enter your Lunch Flow API key
+      setup_step_4: Return here to link your accounts
+      go_to_provider_settings: Go to Provider Settings
     create:
       success: Lunch Flow connection created successfully
     destroy:
diff --git a/config/locales/views/merchants/en.yml b/config/locales/views/merchants/en.yml
index d297fe049..7c99f3e68 100644
--- a/config/locales/views/merchants/en.yml
+++ b/config/locales/views/merchants/en.yml
@@ -34,6 +34,9 @@ en:
         merchant: Merchant
         actions: Actions
         source: Source
+    family_merchant:
+      edit: Edit
+      delete: Delete
     merchant:
       confirm_accept: Delete merchant
       confirm_body: Are you sure you want to delete this merchant? Removing this merchant
diff --git a/config/locales/views/mercury_items/en.yml b/config/locales/views/mercury_items/en.yml
index 2625bc40f..dd423be17 100644
--- a/config/locales/views/mercury_items/en.yml
+++ b/config/locales/views/mercury_items/en.yml
@@ -1,6 +1,31 @@
 ---
 en:
   mercury_items:
+    api_error:
+      title: Mercury Connection Error
+      unable_to_connect: Unable to connect to Mercury
+      common_issues: "Common Issues:"
+      invalid_api_token_label: Invalid API Token
+      invalid_api_token_desc: Check your API token in Provider Settings
+      expired_credentials_label: Expired Credentials
+      expired_credentials_desc: Generate a new API token from Mercury
+      insufficient_permissions_label: Insufficient Permissions
+      insufficient_permissions_desc: Ensure your token has read-only access
+      network_issue_label: Network Issue
+      network_issue_desc: Check your internet connection
+      service_down_label: Service Down
+      service_down_desc: Mercury API may be temporarily unavailable
+      check_provider_settings: Check Provider Settings
+    setup_required:
+      title: Mercury Setup Required
+      api_token_not_configured: API Token Not Configured
+      api_token_description: Before you can link Mercury accounts, you need to configure your Mercury API token.
+      setup_steps_title: "Setup Steps:"
+      setup_step_1_html: "Go to <strong>Settings > Providers</strong>"
+      setup_step_2_html: "Find the <strong>Mercury</strong> section"
+      setup_step_3: Enter your Mercury API token
+      setup_step_4: Return here to link your accounts
+      go_to_provider_settings: Go to Provider Settings
     create:
       success: Mercury connection created successfully
     destroy:
@@ -176,3 +201,8 @@ en:
       success: Sync started
     update:
       success: Mercury connection updated
+    mercury_item_selection_error_payload:
+      select_connection: Choose a Mercury connection before loading accounts.
+    render_mercury_item_selection_failure:
+      select_connection: Choose a Mercury connection in Provider Settings.
+      no_credentials_configured: Please configure your Mercury API token first in Provider Settings.
diff --git a/config/locales/views/messages/en.yml b/config/locales/views/messages/en.yml
new file mode 100644
index 000000000..dee376568
--- /dev/null
+++ b/config/locales/views/messages/en.yml
@@ -0,0 +1,6 @@
+---
+en:
+  messages:
+    chat_form:
+      placeholder: "Ask anything ..."
+      disclaimer: "AI responses are informational only. Not financial advice!"
diff --git a/config/locales/views/oidc_accounts/en.yml b/config/locales/views/oidc_accounts/en.yml
index e04729307..2e01ea323 100644
--- a/config/locales/views/oidc_accounts/en.yml
+++ b/config/locales/views/oidc_accounts/en.yml
@@ -2,6 +2,7 @@
 en:
   oidc_accounts:
     link:
+      no_pending_oidc: No pending OIDC authentication found
       title_link: Link OIDC Account
       title_create: Create Account
       verify_heading: Verify Your Identity
@@ -21,7 +22,10 @@ en:
       submit_accept_invitation: Accept Invitation
       account_creation_disabled: New account creation via single sign-on is disabled. Please contact an administrator to create your account.
       cancel: Cancel
+    create_link:
+      no_pending_oidc: No pending OIDC authentication found
     new_user:
+      no_pending_oidc: No pending OIDC authentication found
       title: Complete Your Account
       heading: Create Your Account
       description: Please confirm your details to complete account creation with your %{provider} identity.
@@ -32,3 +36,7 @@ en:
       last_name_placeholder: Enter your last name
       submit: Create Account
       cancel: Cancel
+    create_user:
+      no_pending_oidc: No pending OIDC authentication found
+      account_creation_disabled: SSO account creation is disabled. Please contact an administrator.
+      account_created: "Welcome! Your account has been created."
diff --git a/config/locales/views/pages/en.yml b/config/locales/views/pages/en.yml
index bded845ee..bd96938e5 100644
--- a/config/locales/views/pages/en.yml
+++ b/config/locales/views/pages/en.yml
@@ -1,6 +1,29 @@
 ---
 en:
   pages:
+    feedback:
+      title: Feedback
+      heading: Leave feedback
+      description: Let us know if you have any specific feedback. Feel free to include links to videos or screenshots.
+      feature_request: Write a feature request
+      bug_report: File a bug report
+      discuss: "Discuss %{product} with others"
+    intro:
+      not_authorized: "Intro is only available to guest users."
+      welcome: "Welcome!"
+      coming_soon: Intro experience coming soon
+      description: "We're building a richer onboarding journey to learn about your goals, milestones, and day-to-day needs. For now, head over to the chat sidebar to start a conversation with Sure and let us know where you are in your financial journey."
+      start_chatting: Start chatting
+    redis_configuration_error:
+      page_title: Redis Configuration Required - Sure
+      heading: Redis Configuration Required
+      subheading: Your self-hosted Sure installation needs Redis to be properly configured.
+      why_required_title: Why is Redis required?
+      why_required_body: Sure uses Redis to power Sidekiq background jobs for tasks like syncing account data, processing imports, and other background operations that keep your financial data up to date.
+      view_setup_guide: View Setup Guide
+      setup_guide_hint: Follow our complete Docker setup guide to configure Redis
+      refresh_hint: "Once you've configured Redis, refresh this page to continue."
+      refresh_page: Refresh Page
     changelog:
       title: What's new
     privacy:
@@ -28,6 +51,9 @@ en:
         title: "Balance Sheet"
         no_items: "No %{name} yet"
         add_accounts: "Add your %{name} accounts to see a full breakdown"
+        name: "Name"
+        weight: "Weight"
+        value: "Value"
       cashflow_sankey:
         title: "Cashflow"
         no_data_title: "No cash flow data for this time period"
diff --git a/config/locales/views/pending_duplicate_merges/en.yml b/config/locales/views/pending_duplicate_merges/en.yml
index c62c6e2b0..41d9d5865 100644
--- a/config/locales/views/pending_duplicate_merges/en.yml
+++ b/config/locales/views/pending_duplicate_merges/en.yml
@@ -1,6 +1,13 @@
 ---
 en:
   pending_duplicate_merges:
+    create:
+      no_posted_selected: Please select a posted transaction to merge with
+      invalid_transaction: Invalid transaction selected for merge
+      merge_success: Pending transaction merged with posted transaction
+      merge_failed: Could not merge transactions
+    set_transaction:
+      pending_only: This feature is only available for pending transactions
     new:
       title: Merge with Posted Transaction
       warning_title: Manual Duplicate Merging
diff --git a/config/locales/views/plaid_items/en.yml b/config/locales/views/plaid_items/en.yml
index fbb0a51d6..0dbe8ee51 100644
--- a/config/locales/views/plaid_items/en.yml
+++ b/config/locales/views/plaid_items/en.yml
@@ -25,7 +25,12 @@ en:
       syncing: Syncing...
       update: Update
     select_existing_account:
+      no_available_accounts: No available Plaid accounts to link. Please connect a new Plaid account first.
       title: "Link %{account_name} to Plaid"
       description: Select a Plaid account to link to your existing account
       cancel: Cancel
       link_account: Link account
+    link_existing_account:
+      invalid_account: Invalid Plaid account selected
+      already_linked: This Plaid account is already linked
+      success: Account successfully linked to Plaid
diff --git a/config/locales/views/properties/en.yml b/config/locales/views/properties/en.yml
index bf0dd8d87..fabe4d28a 100644
--- a/config/locales/views/properties/en.yml
+++ b/config/locales/views/properties/en.yml
@@ -22,7 +22,39 @@ en:
       year_built: Year built
       year_built_placeholder: '2000'
     new:
-      title: Enter property details
+      title: Enter property manually
+      next: "Next"
+    address:
+      title: "Enter property manually"
+      address_line1_label: "Address Line 1"
+      address_line1_placeholder: "123 Main Street"
+      city_label: "City"
+      city_placeholder: "San Francisco"
+      state_region_label: "State/Region"
+      state_region_placeholder: "CA"
+      postal_code_label: "Postal Code"
+      postal_code_placeholder: "12345"
+      country_label: "Country"
+      country_placeholder: "USA"
+      save: "Save"
+    balances:
+      title: "Enter property manually"
+      market_value_label: "Estimated market value"
+      market_value_tooltip: "The estimated market value of your property. This number can often be found on sites like Zillow or Redfin, and is never an exact number."
+      save: "Save"
+      next: "Next"
+    overview_fields:
+      name_label: "Name"
+      name_placeholder: "Vacation home"
+      subtype_prompt: "Select type"
+      property_type_label: "Property type"
+      year_built_label: "Year Built (optional)"
+      year_built_placeholder: "1990"
+      area_label: "Area (optional)"
+      area_placeholder: "1200"
+      square_feet: "Square Feet"
+      square_meters: "Square Meters"
+      area_unit_label: "Area Unit"
     overview:
       living_area: Living Area
       market_value: Market Value
@@ -30,6 +62,15 @@ en:
       trend: Trend
       unknown: Unknown
       year_built: Year Built
+    tabs:
+      overview:
+        living_area: Living Area
+        market_value: Market Value
+        purchase_price: Purchase Price
+        trend: Trend
+        unknown: Unknown
+        year_built: Year Built
+        edit_account_details: "Edit account details"
     subtypes:
       apartment:
         short: Apartment
diff --git a/config/locales/views/reports/en.yml b/config/locales/views/reports/en.yml
index 6ee05de94..be792678d 100644
--- a/config/locales/views/reports/en.yml
+++ b/config/locales/views/reports/en.yml
@@ -168,10 +168,13 @@ en:
       and_more: "+%{count} more"
     investment_flows:
       title: Investment Flows
-      description: Track money flowing into and out of your investment accounts
+      description: Track money flowing into and out of your investment accounts through contributions and withdrawals.
       contributions: Contributions
+      contributions_description: Money added to investments
       withdrawals: Withdrawals
+      withdrawals_description: Money withdrawn from investments
       net_flow: Net Flow
+      net_flow_description: Total net change
     google_sheets_instructions:
       title_with_key: "✅ Copy URL for Google Sheets"
       title_no_key: "⚠️ API Key Required"
diff --git a/config/locales/views/rules/en.yml b/config/locales/views/rules/en.yml
index 5c6fac3bf..3df2feda1 100644
--- a/config/locales/views/rules/en.yml
+++ b/config/locales/views/rules/en.yml
@@ -3,8 +3,61 @@ en:
   rules:
     no_action: No Action
     no_condition: No condition
+    rule:
+      edit: Edit
+      re_apply_rule: Re-apply rule
+      delete: Delete
+      then: THEN
+      and_more_conditions:
+        one: and 1 more condition
+        other: and %{count} more conditions
+      and_more_actions:
+        one: and 1 more action
+        other: and %{count} more actions
+      action_label_to: "%{label} to %{value}"
+      all_past_and_future: All past and future %{resource}
+      on_or_after: "%{resource} on or after %{date}"
+    form:
+      rule_name_label: Rule name (optional)
+      rule_name_placeholder: Enter a name for this rule
+      add_condition: Add condition
+      add_condition_group: Add condition group
+      add_action: Add action
+      all_past_and_future: All past and future %{resource}
+      starting_from: Starting from
+      then: THEN
+    index:
+      page_title: Rules
+      delete_all_rules: Delete all rules
+      new_rule: New rule
+      ai_cost_warning: AI-enabled rule actions will cost money.  Be sure to filter as narrowly as possible to avoid unnecessary costs.
+      rules_heading: Rules
+      sort_by: "Sort by:"
+      sort_name: Name
+      sort_updated_at: Updated At
+      toggle_sort_direction: Toggle sort direction
+      no_rules_title: No rules yet
+      no_rules_description: Set up rules to perform actions to your transactions and other data on every account sync.
+    confirm:
+      title: Confirm changes
+      title_with_name: "Confirm changes to \"%{name}\""
+      apply_notice_html: "You are about to apply this rule to <span class=\"text-primary font-medium\">%{count} %{resource}</span> that meet the specified rule criteria.  Please confirm if you wish to proceed with this change."
+      ai_cost_title: AI Cost Estimation
+      ai_cost_with_estimate_html: "This will use AI to categorize %{count} transaction(s). Estimated cost: <span class=\"font-semibold\">~$%{cost}</span>"
+      ai_cost_no_estimate_html: "This will use AI to categorize %{count} transaction(s)."
+      cost_unavailable_model: "Cost estimation unavailable for model \"%{model}\"."
+      cost_unavailable_no_provider: Cost estimation unavailable (no LLM provider configured).
+      cost_warning: You may incur costs, please check with the model provider for the most up-to-date prices.
+      view_usage_history: View usage history
+      confirm_changes: Confirm changes
     actions:
       value_placeholder: Enter a value
+    update:
+      success: Rule updated
+    destroy:
+      success: Rule deleted
+    destroy_all:
+      success: All rules deleted
     apply_all:
       button: Apply All
       confirm_title: Apply All Rules
@@ -51,3 +104,12 @@ en:
         expense: Expense
         transfer: Transfer
         equal_to: Equal to
+  rule:
+    conditions:
+      condition_group:
+        and_prefix: and
+        match: match
+        all: all
+        any: any
+        of_the_following_conditions: of the following conditions
+        add_condition: Add condition
diff --git a/config/locales/views/sessions/en.yml b/config/locales/views/sessions/en.yml
index ea49a80a0..bf331ca45 100644
--- a/config/locales/views/sessions/en.yml
+++ b/config/locales/views/sessions/en.yml
@@ -16,6 +16,8 @@ en:
       sso_provider_unavailable: "The SSO provider is currently unavailable. Please try again later or contact an administrator."
       sso_invalid_response: "Received an invalid response from the SSO provider. Please try again."
       sso_failed: "Single sign-on authentication failed. Please try again."
+    mobile_sso_start:
+      redirecting_html: "Redirecting to sign in... <a href=\"%{url}\">Click here</a> if not redirected."
     new:
       email: Email address
       email_placeholder: you@example.com
diff --git a/config/locales/views/settings/api_keys/en.yml b/config/locales/views/settings/api_keys/en.yml
index f6f3d4d46..ebc072b88 100644
--- a/config/locales/views/settings/api_keys/en.yml
+++ b/config/locales/views/settings/api_keys/en.yml
@@ -11,6 +11,13 @@ en:
         read_balances: "View Balances"
         write_transactions: "Create Transactions"
     api_keys:
+      create:
+        success: "Your API key has been created successfully"
+      destroy:
+        not_found: "API key not found"
+        cannot_revoke: "This API key cannot be revoked"
+        revoked_successfully: "API key has been revoked successfully"
+        revoke_failed: "Failed to revoke API key"
       show:
         title: "API Key Management"
         no_api_key:
@@ -24,18 +31,33 @@ en:
           security_note_title: "Security First"
           security_note: "Your API key will have restricted permissions based on the scopes you select. You can only have one active API key at a time."
           create_api_key: "Create API Key"
+        newly_created:
+          page_title: "API Key Created Successfully"
+          heading: "API Key Created Successfully!"
+          key_ready: "Your new API key \"%{name}\" has been created and is ready to use."
+          your_api_key: "Your API Key"
+          copy_store_securely: "Copy and store this key securely. You'll need it to authenticate your API requests."
+          copy_api_key: "Copy API Key"
+          how_to_use: "How to use your API key"
+          continue: "Continue to API Key Settings"
         current_api_key:
           title: "Your API Key"
           description: "Your active API key is ready to use. Keep it secure and never share it publicly."
           active: "Active"
           key_name: "Name"
           created_at: "Created"
+          created_ago: "Created %{time} ago"
           last_used: "Last Used"
+          last_used_ago: "Last used %{time} ago"
           expires: "Expires"
           ago: "ago"
           never_used: "Never used"
           never_expires: "Never expires"
           permissions: "Permissions"
+          scope_read_only: "Read Only"
+          scope_read_write: "Read/Write"
+          copy_api_key: "Copy API Key"
+          copy_store_securely: "Copy and store this key securely. You'll need it to authenticate your API requests."
           usage_instructions_title: "How to use your API key"
           usage_instructions: "Include your API key in the X-Api-Key header when making requests to the %{product_name} API:"
           regenerate_key: "Create New Key"
@@ -43,34 +65,51 @@ en:
           revoke_confirmation: "Are you sure you want to revoke this API key? This action cannot be undone and will immediately disable all applications using this key."
       new:
         title: "Create API Key"
-        create_new_key: "Create New API Key"
+        create_new_api_key: "Create New API Key"
+        subtitle: "Generate a new API key to access your Sure data programmatically."
         description: "Configure your new API key with a descriptive name and appropriate permissions."
         name_label: "API Key Name"
-        name_placeholder: "e.g., Production App, Analytics Dashboard"
+        name_placeholder: "e.g., My Budget App, Portfolio Tracker"
+        name_help_text: "Choose a descriptive name to help you identify this key later."
         name_help: "Choose a descriptive name to help you identify this key's purpose."
         permissions_label: "Permissions"
-        permissions_help: "Select the permissions your API key needs. You can always create a new key with different permissions."
+        permissions_help: "Select the permissions this API key should have:"
+        scope_read_only: "Read Only"
+        scope_read_only_description: "View your accounts, transactions, and balances"
+        scope_read_write: "Read/Write"
+        scope_read_write_description: "View your data and create new transactions"
         scope_details:
           read_accounts: "View account information, balances, and account-level data"
           read_transactions: "View transaction data, categories, and transaction details"
           read_balances: "View historical balance data and account value trends"
           write_transactions: "Create and update transaction records (coming soon)"
-        security_warning_title: "Important Security Notice"
+        security_warning_title: "Security Warning"
+        security_warning_body: "Your API key will be displayed only once after creation. Make sure to copy and store it securely. Anyone with access to this key can access your data according to the permissions you select."
         security_warning: "Your API key will be shown only once after creation. Store it securely and never share it publicly. If you lose it, you'll need to create a new one."
         create_key: "Create API Key"
         cancel: "Cancel"
+        save_api_key: "Save API Key"
       created:
+        page_title: "API Key Created"
         title: "API Key Created"
         success_title: "API Key Created Successfully"
-        success_description: "Your new API key is ready to use. Make sure to copy it now as you won't be able to see it again."
+        success_description: "Your new API key has been generated successfully."
+        key_ready: "Your new API key \"%{name}\" has been created and is ready to use."
         your_api_key: "Your API Key"
+        copy_store_securely: "Copy and store this key securely. You'll need it to authenticate your API requests."
+        key_details_title: "Key Details"
+        key_name_label: "Name:"
+        permissions_label: "Permissions:"
+        created_label: "Created:"
+        security_note_title: "Important Security Note"
+        security_note_body: "This is the only time your API key will be displayed. Make sure to copy it now and store it securely. If you lose this key, you'll need to generate a new one."
+        usage_instructions_title: "How to use your API key"
         key_name: "Name"
         permissions: "Permissions"
-        critical_warning_title: "⚠️ Critical: Save Your API Key Now"
+        critical_warning_title: "Critical: Save Your API Key Now"
         critical_warning_1: "This is the only time you'll see your API key in plain text."
         critical_warning_2: "Copy and store it securely in your password manager or application."
         critical_warning_3: "If you lose this key, you'll need to create a new one."
-        usage_instructions_title: "Quick Start"
         usage_instructions: "Use your API key by including it in the X-Api-Key header:"
         copy_key: "Copy API Key"
         continue: "Continue to API Key Settings"
\ No newline at end of file
diff --git a/config/locales/views/settings/en.yml b/config/locales/views/settings/en.yml
index 2904c9a99..590a4dd6a 100644
--- a/config/locales/views/settings/en.yml
+++ b/config/locales/views/settings/en.yml
@@ -6,6 +6,32 @@ en:
         renewal: "Your contribution continues on %{date}."
         cancellation: "Your contribution ends on %{date}."
   settings:
+    llm_usages:
+      show:
+        page_title: "LLM Usage & Costs"
+        subtitle: "Track your AI usage and estimated costs"
+        start_date: "Start Date"
+        end_date: "End Date"
+        filter: "Filter"
+        total_requests: "Total Requests"
+        total_tokens: "Total Tokens"
+        prompt: "prompt"
+        completion: "completion"
+        total_cost: "Total Cost"
+        avg_cost_per_request: "Avg Cost/Request"
+        based_on_requests: "Based on %{with_cost} of %{total} requests with cost data"
+        cost_by_operation: "Cost by Operation"
+        cost_by_model: "Cost by Model"
+        recent_usage: "Recent Usage"
+        col_date: "Date"
+        col_operation: "Operation"
+        col_model: "Model"
+        col_tokens: "Tokens"
+        col_cost: "Cost"
+        failed: "Failed"
+        no_usage_data: "No usage data found for the selected period"
+        cost_estimates_title: "About Cost Estimates"
+        cost_estimates_description: "Costs are estimated based on OpenAI's pricing as of 2025. Actual costs may vary. Pricing is per 1 million tokens and varies by model. Custom or self-hosted models will show \"N/A\" and are not included in cost totals."
     ai_prompts:
       show:
         page_title: AI Prompts
@@ -26,6 +52,17 @@ en:
         page_title: Payments
         subscription_subtitle: Update your credit card details
         subscription_title: Manage contributions
+        currently_on_plan: "Currently on the"
+        trialing: "Currently using the open demo of %{product_name}"
+        trial_days_left:
+          one: "Data will be deleted in %{count} day"
+          other: "Data will be deleted in %{count} days"
+        not_contributing_prefix: "You are currently"
+        not_contributing_emphasis: "not contributing"
+        contributions_note: "Contributions to %{product_name} will show here."
+        manage: "Manage"
+        choose_level: "Choose level"
+        payment_via_stripe: "Payment via Stripe"
     appearances:
       show:
         page_title: Appearance
@@ -173,9 +210,11 @@ en:
       rules_label: Rules
       security_label: Security
       self_hosting_label: Self-Hosting
+      sso_providers_label: SSO Providers
       statement_vault_label: Statement Vault
       tags_label: Tags
       transactions_section_title: Transactions
+      users_label: Users
       whats_new_label: What's new
       api_keys_label: API Key
       appearance_label: Appearance
@@ -189,6 +228,9 @@ en:
       choose_label: (optional)
       change: Change photo
     providers:
+      update:
+        updated_successfully: Provider settings updated successfully
+        no_changes: No changes were made
       not_authorized: Not authorized
       bank_sync:
         page_title: Bank sync
@@ -318,14 +360,48 @@ en:
         step_1_html: "Go to %{link} and grab your developer credentials."
         step_2: "Pick your country and paste the Application ID + Client Certificate below."
         step_3: "Save, then use Add Connection to link your bank."
+        config_locked_title: "Configuration locked"
+        config_locked_message: "Disconnect all linked banks before changing these credentials."
+        application_id_label: "Application ID"
+        application_id_placeholder_new: "Enter application ID"
+        application_id_placeholder_update: "Enter new ID to update"
+        client_certificate_label: "Client Certificate (with Private Key)"
+        save_and_connect: "Save and connect"
+        update_connection: "Update connection"
+        connected_bank: "Connected Bank"
+        session_expires: "Session expires: %{date}"
+        unknown: "Unknown"
+        connection: "Connection"
+        session_expired_reconnect: "Session expired - reconnect"
+        configured: "Configured"
+        ready_to_link: "Ready to link accounts"
+        sync: "Sync"
+        reconnect: "Reconnect"
+        connect_bank: "Connect bank"
+        remove: "Remove"
+        remove_confirm: "Are you sure you want to remove this connection?"
+        add_connection: "Add Connection"
+        syncing: "Syncing"
+        select_country: "Select country..."
+        country_label: "Country"
       lunchflow_panel:
         step_1_html: "Go to %{link} and create an API key."
         step_2: "Paste your key below and connect."
         step_3: "Then head to Accounts to link your synced accounts."
+        api_key_label: "API Key"
+        api_key_placeholder_new: "Paste API key here"
+        api_key_placeholder_update: "Enter new API key to update"
+        base_url_label: "Base URL (Optional)"
+        base_url_placeholder: "https://lunchflow.app/api/v1 (default)"
+        save_and_connect: "Save and connect"
+        update_connection: "Update connection"
       simplefin_panel:
         step_1_html: "Go to %{link} for a one-time setup token."
         step_2: "Paste the token below and connect."
         step_3: "Then head to Accounts to link your synced accounts."
+        setup_token_label: "Setup Token"
+        setup_token_placeholder: "Paste SimpleFIN setup token"
+        save_and_connect: "Save and connect"
       plaid_panel:
         step_1_html: "Open the %{link} and copy your Client ID and Secret Key."
         step_2: "Pick an environment. Use sandbox for testing and production for real accounts."
diff --git a/config/locales/views/settings/hostings/en.yml b/config/locales/views/settings/hostings/en.yml
index 0c3f8f7ab..a2f08e4e1 100644
--- a/config/locales/views/settings/hostings/en.yml
+++ b/config/locales/views/settings/hostings/en.yml
@@ -80,6 +80,11 @@ en:
           body: This will remove the saved URL, token, and agent ID, and switch to the builtin assistant. You can reconnect later by entering new credentials.
       brand_fetch_settings:
         description: Enter the Client ID provided by Brand Fetch
+        env_configured_message: You have successfully configured your Brand Fetch Client ID through the BRAND_FETCH_CLIENT_ID environment variable.
+        show_details: "(show details)"
+        setup_step_1_html: 'Visit <a href="https://brandfetch.com/developers" target="_blank" rel="noopener noreferrer" class="underline">brandfetch.com</a> and create a free Brand Fetch Developer account.'
+        setup_step_2_html: 'Go to the <a href="https://developers.brandfetch.com/dashboard/logo-api" target="_blank" rel="noopener noreferrer" class="underline">Logo API</a> page.'
+        setup_step_3: 'Tap the eye icon under the "Your Client ID" section to reveal your Client ID and paste it below.'
         label: Client ID
         placeholder: Enter your Client ID here
         title: Brand Fetch Settings
@@ -176,6 +181,10 @@ en:
       clear_cache:
         cache_cleared: Data cache has been cleared. This may take a few moments to complete.
       not_authorized: You are not authorized to perform this action
+      ensure_super_admin_for_onboarding:
+        not_authorized: You are not authorized to perform this action
+      sync_auto_sync_scheduler!:
+        scheduler_sync_failed: Settings saved, but failed to update the sync schedule. Please try again or check the server logs.
       sync_settings:
         auto_sync_label: Enable automatic sync
         auto_sync_description: When enabled, all accounts will be automatically synced daily at the specified time.
diff --git a/config/locales/views/shared/en.yml b/config/locales/views/shared/en.yml
index 98a6e479a..75d0dff32 100644
--- a/config/locales/views/shared/en.yml
+++ b/config/locales/views/shared/en.yml
@@ -1,5 +1,8 @@
 ---
 en:
+  concerns:
+    self_hostable:
+      redis_configured: "Redis is now configured properly! You can now setup your Sure application."
   shared:
     confirm_modal:
       accept: Confirm
@@ -17,5 +20,17 @@ en:
     syncing_notice:
       syncing: Syncing accounts data...
     require_admin: "Only admins can perform this action"
+    custom_confirm:
+      default_title: "Are you sure?"
+      default_body: "This is not reversible."
+      default_btn_text: "Confirm"
+    family_moniker:
+      singular: Family
+      plural: Families
     trend_change:
       no_change: "no change"
+    cancel: Cancel
+    transaction_tabs:
+      expense: Expense
+      income: Income
+      transfer: Transfer
diff --git a/config/locales/views/simplefin_items/en.yml b/config/locales/views/simplefin_items/en.yml
index 29c9cdde7..7c8407d9c 100644
--- a/config/locales/views/simplefin_items/en.yml
+++ b/config/locales/views/simplefin_items/en.yml
@@ -30,7 +30,34 @@ en:
         label: "SimpleFIN Setup Token:"
         placeholder: "Paste your SimpleFIN setup token here..."
         help_text: "The token should be a long string starting with letters and numbers"
+      title: Update SimpleFin Connection
+      header_subtitle: Get a new setup token to reconnect your SimpleFIN account
+      connection_needs_update: "Your SimpleFIN connection needs to be updated:"
+      step_1_html: "Visit <a href=\"https://bridge.simplefin.org/simplefin/create\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"text-link hover:text-link underline\">SimpleFIN Bridge</a> to create a new setup token"
+      step_2: Copy the token and paste it below
+      step_3: "Click \"Update\" to restore access"
+      update: Update
+      cancel: Cancel
     setup_accounts:
+      title: Set Up Your SimpleFin Accounts
+      header_subtitle: Choose the correct account types for your imported accounts
+      choose_account_type: "Choose the correct account type for each SimpleFin account:"
+      account_type_checking_savings: Checking or Savings
+      account_type_checking_savings_desc: Regular bank accounts
+      account_type_credit_card: Credit Card
+      account_type_credit_card_desc: Credit card accounts
+      account_type_investment: Investment
+      account_type_investment_desc: "Brokerage, 401(k), IRA accounts"
+      account_type_loan: Loan or Mortgage
+      account_type_loan_desc: Debt accounts
+      account_type_other_asset: Other Asset
+      account_type_other_asset_desc: Everything else
+      transaction_history_title: "Transaction History:"
+      transaction_history_description_html: "SimpleFin typically provides <strong>60-90 days</strong> of transaction history, depending on your bank. After initial setup, new transactions will sync automatically going forward. Historical data availability varies by institution and account type."
+      account_type_label: "Account Type:"
+      create_accounts: Create Accounts
+      creating_accounts: Creating Accounts...
+      cancel: Cancel
       account_card:
         balance: "Balance"
       activity:
diff --git a/config/locales/views/snaptrade_items/en.yml b/config/locales/views/snaptrade_items/en.yml
index 053978a4b..e601741cc 100644
--- a/config/locales/views/snaptrade_items/en.yml
+++ b/config/locales/views/snaptrade_items/en.yml
@@ -1,6 +1,8 @@
 en:
   snaptrade_items:
     default_name: "SnapTrade Connection"
+    link_accounts:
+      use_setup_flow: Use the account setup flow instead
     create:
       success: "Successfully configured SnapTrade."
     update:
@@ -73,6 +75,8 @@ en:
       available_accounts: "Available Accounts"
       balance_label: "Balance:"
       account_number: "Account:"
+      sync_start_date_label: "Import transactions from:"
+      sync_start_date_help: "Leave blank for all available history"
       create_button: "Create Selected Accounts"
       cancel_button: "Cancel"
       creating: "Creating Accounts..."
diff --git a/config/locales/views/sophtron_items/en.yml b/config/locales/views/sophtron_items/en.yml
index 5e52084bf..ab66fa0a7 100644
--- a/config/locales/views/sophtron_items/en.yml
+++ b/config/locales/views/sophtron_items/en.yml
@@ -155,6 +155,7 @@ en:
       no_institution_connected: Please connect a bank institution with Sophtron first.
       no_name_placeholder: "(No name)"
       title: "Link %{account_name} with Sophtron"
+      unexpected_error: "An unexpected error occurred"
     link_existing_account:
       account_already_linked: This account is already linked to a provider
       api_error: "API connection error"
@@ -289,3 +290,24 @@ en:
     sophtron_entry:
       processor:
         unknown_transaction: "Unknown transaction"
+    render_connection_timeout:
+      timeout: "Connection timed out. Please try again."
+    redirect_after_account_link:
+      invalid_account_names:
+        one: "Cannot link %{count} account with blank name"
+        other: "Cannot link %{count} accounts with blank names"
+      partial_invalid: "Linked %{created_count} account(s). %{already_linked_count} already linked, %{invalid_count} had invalid names."
+      partial_success: "Linked %{created_count} account(s). %{already_linked_count} account(s) were already linked."
+      success:
+        one: "Successfully linked %{count} account."
+        other: "Successfully linked %{count} accounts."
+      all_already_linked:
+        one: "The selected account is already linked"
+        other: "All %{count} selected accounts are already linked"
+      link_failed: "Failed to link accounts"
+    start_manual_sync:
+      already_running: "A sync is already in progress."
+      no_linked_accounts: "No linked accounts available to sync."
+      api_error: "API error: %{message}"
+    start_manual_sync_for_account:
+      failed: "Failed to sync account"
diff --git a/config/locales/views/subscriptions/en.yml b/config/locales/views/subscriptions/en.yml
index 1cd332897..d058df0e4 100644
--- a/config/locales/views/subscriptions/en.yml
+++ b/config/locales/views/subscriptions/en.yml
@@ -2,6 +2,10 @@ en:
   subscriptions:
     self_hosted_alert: "%{product_name} is not available in self-hosted mode."
     upgrade:
+      already_contributing: You are already contributing. Thank you!
+      page_title: "Upgrade"
+      account_settings: "Account Settings"
+      sign_out: "Sign out"
       contribute_and_support_sure: "Contribute and support Sure"
       cta: "Continue supporting the development of this codebase!"
       header:
@@ -10,4 +14,10 @@ en:
         today: "today"
       redirect_to_stripe: "In the next step, you'll be redirected to Stripe which handles credit cards for us."
       trialing: "Your data will be deleted in %{days} days"
-      trial_over: "Your trial is over"
\ No newline at end of file
+      trial_over: "Your trial is over"
+    create:
+      welcome: "Welcome to Sure!"
+      trial_already_used: "You have already started or completed a trial. Please upgrade to continue."
+    success:
+      welcome_with_contribution: "Welcome to Sure!  Your contribution is appreciated."
+      contribution_failed: "Something went wrong processing your contribution. Please try again."
diff --git a/config/locales/views/tag/deletions/en.yml b/config/locales/views/tag/deletions/en.yml
index c69ec8d5d..77f5f2473 100644
--- a/config/locales/views/tag/deletions/en.yml
+++ b/config/locales/views/tag/deletions/en.yml
@@ -7,6 +7,7 @@ en:
       new:
         delete_and_leave_uncategorized: Delete "%{tag_name}"
         delete_and_recategorize: Delete "%{tag_name}" and assign new tag
+        delete_and_reassign: Delete and reassign
         delete_tag: Delete tag?
         explanation: "%{tag_name} will be removed from transactions and other taggable
           entities.  Instead of leaving them untagged, you can also assign a new tag
diff --git a/config/locales/views/tags/en.yml b/config/locales/views/tags/en.yml
index a1f2ba329..076477859 100644
--- a/config/locales/views/tags/en.yml
+++ b/config/locales/views/tags/en.yml
@@ -6,6 +6,8 @@ en:
       error: 'Error creating tag: %{error}'
     destroy:
       deleted: Tag deleted
+    destroy_all:
+      all_deleted: All tags deleted
     edit:
       edit: Edit tag
     form:
@@ -14,6 +16,7 @@ en:
       empty: No tags yet
       new: New tag
       tags: Tags
+      delete_all: Delete all
     new:
       new: New tag
     tag:
diff --git a/config/locales/views/transactions/en.yml b/config/locales/views/transactions/en.yml
index 8336576ee..5cde05d72 100644
--- a/config/locales/views/transactions/en.yml
+++ b/config/locales/views/transactions/en.yml
@@ -10,10 +10,12 @@ en:
       duplicate: Duplicate
       edit: Edit
     form:
+      details: Details
       account: Account
       account_prompt: Select an Account
       amount: Amount
       category: Category
+      category_label: Category
       category_prompt: Select a Category
       date: Date
       description: Description
@@ -27,9 +29,22 @@ en:
       submit: Add transaction
       tags_label: Tags
       transfer: Transfer
+    create:
+      created: Transaction created
+    update:
+      updated: Transaction updated
     new:
       new_transaction: New transaction
     show:
+      keep_both: No, keep both
+      loan_payment: Loan Payment
+      mark_recurring: Mark as Recurring
+      mark_recurring_subtitle: Track this as a recurring transaction. Amount variance is automatically calculated from past 6 months of similar transactions.
+      mark_recurring_title: Recurring Transaction
+      merge_duplicate: Yes, merge them
+      potential_duplicate_description: This pending transaction may be the same as the posted transaction below. If so, merge them to avoid double-counting.
+      potential_duplicate_title: Possible duplicate detected
+      transfer: Transfer
       account_label: Account
       amount: Amount
       category_label: Category
@@ -65,6 +80,14 @@ en:
       tab_transactions: Transactions
       tab_upcoming: Upcoming
       uncategorized: "(uncategorized)"
+      additional_details: "Additional details"
+      payee: "Payee"
+      description: "Description"
+      memo: "Memo"
+      provider_extras: "Provider extras"
+      transfer_or_debt_payment: "Transfer or Debt Payment?"
+      open_matcher: "Open matcher"
+      convert: "Convert"
     activity_labels:
       buy: Buy
       sell: Sell
@@ -126,9 +149,17 @@ en:
       edit_tags: Edit tags
       import: Import
     index:
+      title: "Transactions"
       transaction: transaction
       transactions: transactions
       import: Import
+      new_rule: "New rule"
+      edit_rules: "Edit rules"
+      edit_categories: "Edit categories"
+      edit_tags: "Edit tags"
+      edit_merchants: "Edit merchants"
+      edit_imports: "Edit imports"
+      new_transaction: "New transaction"
       categorize_button:
         one: "Categorize (1)"
         other: "Categorize (%{count})"
@@ -225,6 +256,9 @@ en:
         unexpected_error: "Unexpected error during conversion: %{error}"
     searches:
       filters:
+        date_filter:
+          start_date: "Start date"
+          end_date: "End date"
         amount_filter:
           equal_to: Equal to
           greater_than: Greater than
@@ -263,6 +297,8 @@ en:
         less_than: less than
       form:
         toggle_selection_checkboxes: Toggle all checkboxes
+        search_placeholder: "Search transactions ..."
+        filter: "Filter"
     attachments:
       cannot_exceed: "Cannot exceed %{count} attachments per transaction"
       uploaded_one: "Attachment uploaded successfully"
diff --git a/config/locales/views/transfer_matches/en.yml b/config/locales/views/transfer_matches/en.yml
index c71247e47..9bc2abb95 100644
--- a/config/locales/views/transfer_matches/en.yml
+++ b/config/locales/views/transfer_matches/en.yml
@@ -1,7 +1,24 @@
 ---
 en:
   transfer_matches:
+    create:
+      success: Transfer created
     new:
       header:
         title: Match transfer or payment
         subtitle: Match the corresponding transaction in another account or create one if it doesn't exist.
+      from_account: From account
+      from_account_named: "From account: %{name}"
+      to_account: To account
+      to_account_named: "To account: %{name}"
+      outflow_transaction: Outflow transaction
+      inflow_transaction: Inflow transaction
+      create_transfer_match: Create transfer match
+    matching_fields:
+      select_method: Select a method for matching your transactions.
+      match_existing_recommended: Match existing transaction (recommended)
+      create_new_transaction: Create new transaction
+      matching_method: Matching method
+      matching_transaction: Matching transaction
+      target_account: Target account
+      no_matching_transactions: We couldn't find any transactions to match from your other accounts. Please select an account and we will create a new inflow transaction for you.
diff --git a/config/locales/views/transfers/en.yml b/config/locales/views/transfers/en.yml
index 2eda13585..aa9c40104 100644
--- a/config/locales/views/transfers/en.yml
+++ b/config/locales/views/transfers/en.yml
@@ -39,5 +39,11 @@ en:
       note_placeholder: Add a note to this transfer
       overview: Overview
       settings: Settings
+      from: From
+      to: To
+      date: Date
+      amount: Amount
+      category: Category
+      uncategorized: Uncategorized
     update:
       success: Transfer updated
diff --git a/config/locales/views/users/en.yml b/config/locales/views/users/en.yml
index 48528761c..a10da27c5 100644
--- a/config/locales/views/users/en.yml
+++ b/config/locales/views/users/en.yml
@@ -16,3 +16,10 @@ en:
       unauthorized: You are not authorized to perform this action
     reset_with_sample_data:
       success: Your account has been reset and sample data is being prepared. You’ll see demo data shortly.
+    user_menu:
+      version: Version
+      settings: Settings
+      changelog: Changelog
+      feedback: Feedback
+      contact: Contact
+      log_out: Log out
diff --git a/config/locales/views/valuations/en.yml b/config/locales/views/valuations/en.yml
index 6a8e964a2..afca72aaa 100644
--- a/config/locales/views/valuations/en.yml
+++ b/config/locales/views/valuations/en.yml
@@ -1,6 +1,31 @@
 ---
 en:
   valuations:
+    confirmation_contents:
+      this_will: "This will %{action_verb} the account value on"
+      to_colon: "to:"
+      total_account_value: Total account value
+      holdings_value: Holdings value
+      brokerage_cash: Brokerage cash
+      account_balance: account balance
+      credit_card_balance: credit card balance
+      loan_balance: loan balance
+      property_value: property value
+      vehicle_value: vehicle value
+      crypto_balance: crypto balance
+      asset_value: asset value
+      liability_balance: liability balance
+      balance: balance
+      "on": "on"
+      to: "to"
+      recalculate_notice: "All future transactions and balances will be recalculated based on this %{change_or_update}."
+      change: change
+      update: update
+    create:
+      account_updated: Account updated
+    update:
+      account_updated: Account updated
+      entry_updated: Entry updated
     errors:
       amount_required: Amount is required
     form:
@@ -19,6 +44,7 @@ en:
       title: New balance
     show:
       amount: Amount
+      amount_label: Account value on date
       date_label: Date
       delete: Delete
       delete_subtitle: This action cannot be undone
@@ -31,3 +57,4 @@ en:
       overview: Overview
       settings: Settings
       opening_balance: "Opening balance"
+      update_value: Update value
diff --git a/config/locales/views/vehicles/en.yml b/config/locales/views/vehicles/en.yml
index 03ed52252..c136fe57b 100644
--- a/config/locales/views/vehicles/en.yml
+++ b/config/locales/views/vehicles/en.yml
@@ -23,3 +23,13 @@ en:
       trend: Trend
       unknown: Unknown
       year: Year
+    tabs:
+      overview:
+        current_price: Current Price
+        make_model: Make & Model
+        mileage: Mileage
+        purchase_price: Purchase Price
+        trend: Trend
+        unknown: Unknown
+        year: Year
+        edit_account_details: "Edit account details"
diff --git a/test/controllers/settings/profiles_controller_test.rb b/test/controllers/settings/profiles_controller_test.rb
index 8a83923ef..9228a5ab5 100644
--- a/test/controllers/settings/profiles_controller_test.rb
+++ b/test/controllers/settings/profiles_controller_test.rb
@@ -33,7 +33,7 @@ class Settings::ProfilesControllerTest < ActionDispatch::IntegrationTest
     end
 
     assert_redirected_to settings_profile_path
-    assert_equal "Member removed successfully.", flash[:notice]
+    assert_equal I18n.t("settings.profiles.destroy.member_removed"), flash[:notice]
     assert_raises(ActiveRecord::RecordNotFound) { User.find(@member.id) }
   end
 
@@ -74,7 +74,7 @@ class Settings::ProfilesControllerTest < ActionDispatch::IntegrationTest
     end
 
     assert_redirected_to settings_profile_path
-    assert_equal "Member removed successfully.", flash[:notice]
+    assert_equal I18n.t("settings.profiles.destroy.member_removed"), flash[:notice]
     assert_raises(ActiveRecord::RecordNotFound) { User.find(@member.id) }
     assert_raises(ActiveRecord::RecordNotFound) { Invitation.find(invitation.id) }
   end
diff --git a/test/models/simplefin_account_test.rb b/test/models/simplefin_account_test.rb
index daa7347ac..53aa10405 100644
--- a/test/models/simplefin_account_test.rb
+++ b/test/models/simplefin_account_test.rb
@@ -41,7 +41,7 @@ class SimplefinAccountTest < ActiveSupport::TestCase
     )
 
     refute account.valid?
-    assert_includes account.errors[:base], "SimpleFin account must have either current or available balance"
+    assert_includes account.errors[:base], I18n.t("activerecord.errors.models.simplefin_account.no_balance")
   end
 
   test "can upsert snapshot data" do