diff --git a/app/components/settings/provider_card.html.erb b/app/components/settings/provider_card.html.erb
new file mode 100644
index 000000000..2a286a8bc
--- /dev/null
+++ b/app/components/settings/provider_card.html.erb
@@ -0,0 +1,29 @@
+<div class="bg-container shadow-border-xs rounded-xl p-4 flex flex-col gap-3 hover:shadow-border-sm transition-shadow">
+  <div class="flex items-start gap-3">
+    <div class="w-9 h-9 rounded-lg flex items-center justify-center shrink-0 <%= logo_bg %>">
+      <span class="text-xs font-bold text-white"><%= logo_text %></span>
+    </div>
+    <div class="flex-1 min-w-0">
+      <div class="flex items-center gap-2 flex-wrap">
+        <span class="font-medium text-primary"><%= name %></span>
+        <% if maturity_label %>
+          <span class="text-xs font-medium px-1.5 py-0.5 rounded-full bg-alpha-black-50 text-secondary"><%= maturity_label %></span>
+        <% end %>
+      </div>
+      <% if meta_line.present? %>
+        <p class="text-xs text-subdued mt-0.5"><%= meta_line %></p>
+      <% end %>
+    </div>
+  </div>
+  <% if tagline.present? %>
+    <p class="text-sm text-secondary grow"><%= tagline %></p>
+  <% end %>
+  <div class="flex justify-end">
+    <%= link_to connect_path,
+                class: "inline-flex items-center gap-1.5 text-sm font-medium text-primary hover:text-primary/70 transition-colors",
+                data: { turbo_frame: "drawer", turbo_prefetch: "false" } do %>
+      <%= t("settings.providers.connect") %>
+      <%= helpers.icon "arrow-right", class: "w-4 h-4" %>
+    <% end %>
+  </div>
+</div>
diff --git a/app/components/settings/provider_card.rb b/app/components/settings/provider_card.rb
new file mode 100644
index 000000000..2f9e2bc5e
--- /dev/null
+++ b/app/components/settings/provider_card.rb
@@ -0,0 +1,31 @@
+class Settings::ProviderCard < ApplicationComponent
+  MATURITY_LABELS = { beta: "Beta", alpha: "Alpha" }.freeze
+
+  def initialize(provider_key:, name:, tagline: nil, region: nil, kind: nil, tier: nil,
+                 maturity: :stable, logo_bg: "bg-gray-500", logo_text: nil)
+    @provider_key = provider_key
+    @name         = name
+    @tagline      = tagline
+    @region       = region
+    @kind         = kind
+    @tier         = tier
+    @maturity     = maturity.to_sym
+    @logo_bg      = logo_bg
+    @logo_text    = logo_text || name.first(2).upcase
+  end
+
+  def maturity_label
+    MATURITY_LABELS[@maturity]
+  end
+
+  def meta_line
+    [ @region, @kind, @tier ].compact.join(" · ")
+  end
+
+  def connect_path
+    helpers.connect_form_settings_providers_path(provider_key: @provider_key)
+  end
+
+  private
+    attr_reader :provider_key, :name, :tagline, :region, :kind, :tier, :maturity, :logo_bg, :logo_text
+end
diff --git a/app/controllers/settings/providers_controller.rb b/app/controllers/settings/providers_controller.rb
index ff017748a..3549f6321 100644
--- a/app/controllers/settings/providers_controller.rb
+++ b/app/controllers/settings/providers_controller.rb
@@ -1,12 +1,12 @@
 class Settings::ProvidersController < ApplicationController
-  layout "settings"
+  layout -> { turbo_frame_request? ? "turbo_rails/frame" : "settings" }
 
-  before_action :ensure_admin, only: [ :show, :update ]
+  before_action :ensure_admin, only: [ :show, :update, :sync_all, :sync, :connect_form ]
 
   def show
     @breadcrumbs = [
       [ "Home", root_path ],
-      [ "Bank Sync Providers", nil ]
+      [ "Bank sync", nil ]
     ]
 
     prepare_show_context
@@ -77,6 +77,54 @@ class Settings::ProvidersController < ApplicationController
     render :show, status: :unprocessable_entity
   end
 
+  def sync_all
+    family = Current.family
+
+    if family.last_sync_all_attempted_at.present? && family.last_sync_all_attempted_at > 30.seconds.ago
+      return redirect_to settings_providers_path, notice: t("settings.providers.sync_all_recently")
+    end
+
+    family.update!(last_sync_all_attempted_at: Time.current)
+    SyncAllProvidersJob.perform_later(family.id)
+    redirect_to settings_providers_path, notice: t("settings.providers.sync_all_in_progress")
+  end
+
+  def sync
+    provider_key  = params[:provider_key]
+    syncable_type = PANEL_SYNCABLE_TYPES[provider_key]
+    return redirect_to settings_providers_path unless syncable_type
+
+    items = syncable_type.constantize.where(family: Current.family).syncable
+    items.each { |item| item.sync_later unless item.syncing? }
+
+    redirect_to settings_providers_path, notice: t("settings.providers.sync_provider_in_progress")
+  end
+
+  def connect_form
+    provider_key = params[:provider_key]
+
+    panel = FAMILY_PANELS.find { |p| p[:key] == provider_key }
+    if panel
+      @panel_key     = panel[:key]
+      @panel_partial = panel[:partial]
+      @panel_title   = panel[:title]
+      load_provider_items(provider_key)
+      return render :connect_form
+    end
+
+    Provider::Factory.ensure_adapters_loaded
+    config = Provider::ConfigurationRegistry.all.find { |c| c.provider_key.to_s == provider_key }
+    if config
+      @panel_title           = provider_key.titleize
+      @provider_configuration = config
+      return render :connect_form
+    end
+
+    redirect_to settings_providers_path
+  rescue ActiveRecord::Encryption::Errors::Configuration
+    redirect_to settings_providers_path, alert: t("settings.providers.encryption_error.title")
+  end
+
   private
     def provider_params
       # Dynamically permit all provider configuration fields
@@ -125,16 +173,16 @@ class Settings::ProvidersController < ApplicationController
     # status display, and sync actions. The configuration registry excludes
     # them (see prepare_show_context).
     FAMILY_PANELS = [
-      { key: "lunchflow",      title: "Lunch Flow",             turbo_id: "lunchflow",      partial: "lunchflow_panel" },
-      { key: "simplefin",      title: "SimpleFIN",              turbo_id: "simplefin",      partial: "simplefin_panel" },
-      { key: "enable_banking", title: "Enable Banking (beta)",  turbo_id: "enable_banking", partial: "enable_banking_panel" },
-      { key: "coinstats",      title: "CoinStats (beta)",       turbo_id: "coinstats",      partial: "coinstats_panel" },
-      { key: "mercury",        title: "Mercury (beta)",         turbo_id: "mercury",        partial: "mercury_panel" },
-      { key: "coinbase",       title: "Coinbase (beta)",        turbo_id: "coinbase",       partial: "coinbase_panel" },
-      { key: "binance",        title: "Binance (beta)",         turbo_id: "binance",        partial: "binance_panel" },
-      { key: "snaptrade",      title: "SnapTrade (beta)",       turbo_id: "snaptrade",      partial: "snaptrade_panel", auto_open: "manage" },
-      { key: "indexa_capital", title: "Indexa Capital (alpha)", turbo_id: "indexa_capital", partial: "indexa_capital_panel" },
-      { key: "sophtron",       title: "Sophtron (alpha)",       turbo_id: "sophtron",       partial: "sophtron_panel" }
+      { key: "lunchflow",      title: "Lunch Flow",      turbo_id: "lunchflow",      partial: "lunchflow_panel" },
+      { key: "simplefin",      title: "SimpleFIN",       turbo_id: "simplefin",      partial: "simplefin_panel" },
+      { key: "enable_banking", title: "Enable Banking",  turbo_id: "enable_banking", partial: "enable_banking_panel" },
+      { key: "coinstats",      title: "CoinStats",       turbo_id: "coinstats",      partial: "coinstats_panel" },
+      { key: "mercury",        title: "Mercury",         turbo_id: "mercury",        partial: "mercury_panel" },
+      { key: "coinbase",       title: "Coinbase",        turbo_id: "coinbase",       partial: "coinbase_panel" },
+      { key: "binance",        title: "Binance",         turbo_id: "binance",        partial: "binance_panel" },
+      { key: "snaptrade",      title: "SnapTrade",       turbo_id: "snaptrade",      partial: "snaptrade_panel", auto_open: "manage" },
+      { key: "indexa_capital", title: "Indexa Capital",  turbo_id: "indexa_capital", partial: "indexa_capital_panel" },
+      { key: "sophtron",       title: "Sophtron",        turbo_id: "sophtron",       partial: "sophtron_panel" }
     ].freeze
 
     FAMILY_PANEL_KEYS = FAMILY_PANELS.map { |p| p[:key] }.freeze
@@ -153,6 +201,31 @@ class Settings::ProvidersController < ApplicationController
       "sophtron"       => "SophtronItem"
     }.freeze
 
+    def load_provider_items(provider_key)
+      case provider_key
+      when "simplefin"
+        @simplefin_items = Current.family.simplefin_items.ordered
+      when "lunchflow"
+        @lunchflow_items = Current.family.lunchflow_items.ordered
+      when "enable_banking"
+        @enable_banking_items = Current.family.enable_banking_items.ordered
+      when "coinstats"
+        @coinstats_items = Current.family.coinstats_items.ordered
+      when "mercury"
+        @mercury_items = Current.family.mercury_items.active.ordered.includes(:syncs, :mercury_accounts)
+      when "coinbase"
+        @coinbase_items = Current.family.coinbase_items.ordered
+      when "binance"
+        @binance_items = Current.family.binance_items.active.ordered
+      when "snaptrade"
+        @snaptrade_items = Current.family.snaptrade_items.includes(:snaptrade_accounts).ordered
+      when "indexa_capital"
+        @indexa_capital_items = Current.family.indexa_capital_items.ordered
+      when "sophtron"
+        @sophtron_items = Current.family.sophtron_items.ordered
+      end
+    end
+
     # Prepares instance vars needed by the show view and partials
     def prepare_show_context
       # Load all provider configurations (exclude family-scoped panels, which have their own UI below)
@@ -232,6 +305,7 @@ class Settings::ProvidersController < ApplicationController
           provider_key: config.provider_key.to_s,
           title: config.provider_key.to_s.titleize,
           configuration: config,
+          maturity: Provider::Metadata.for(config.provider_key)[:maturity],
           summary: view_context.provider_summary(config.provider_key)
         }
       end
@@ -243,6 +317,7 @@ class Settings::ProvidersController < ApplicationController
           turbo_id: panel[:turbo_id],
           partial: panel[:partial],
           auto_open_param: panel[:auto_open],
+          maturity: Provider::Metadata.for(panel[:key])[:maturity],
           summary: view_context.provider_summary(panel[:key])
         }
       end
diff --git a/app/helpers/settings_helper.rb b/app/helpers/settings_helper.rb
index fef350335..3e73933b9 100644
--- a/app/helpers/settings_helper.rb
+++ b/app/helpers/settings_helper.rb
@@ -2,7 +2,7 @@ module SettingsHelper
   SETTINGS_ORDER = [
     # General section
     { name: "Accounts", path: :accounts_path },
-    { name: "Bank Sync", path: :settings_bank_sync_path },
+    { name: "Bank Sync", path: :settings_providers_path },
     { name: "Preferences", path: :settings_preferences_path },
     { name: "Appearance", path: :settings_appearance_path },
     { name: "Profile Info", path: :settings_profile_path },
@@ -19,7 +19,6 @@ module SettingsHelper
     { name: "LLM Usage", path: :settings_llm_usage_path, condition: :admin_user? },
     { name: "API Key", path: :settings_api_key_path, condition: :admin_user? },
     { name: "Self-Hosting", path: :settings_hosting_path, condition: :self_hosted_and_admin? },
-    { name: "Providers", path: :settings_providers_path, condition: :admin_user? },
     { name: "Imports", path: :imports_path, condition: :admin_user? },
     { name: "Exports", path: :family_exports_path, condition: :admin_user? },
     # More section
@@ -45,9 +44,9 @@ module SettingsHelper
     }
   end
 
-  def settings_section(title:, subtitle: nil, collapsible: false, open: true, auto_open_param: nil, status: nil, meta: nil, &block)
+  def settings_section(title:, subtitle: nil, collapsible: false, open: true, auto_open_param: nil, status: nil, meta: nil, actions: nil, badge: nil, &block)
     content = capture(&block)
-    render partial: "settings/section", locals: { title: title, subtitle: subtitle, content: content, collapsible: collapsible, open: open, auto_open_param: auto_open_param, status: status, meta: meta }
+    render partial: "settings/section", locals: { title: title, subtitle: subtitle, content: content, collapsible: collapsible, open: open, auto_open_param: auto_open_param, status: status, meta: meta, actions: actions, badge: badge }
   end
 
   def provider_summary(provider_key)
@@ -64,7 +63,7 @@ module SettingsHelper
       return { status: :off } unless @lunchflow_items&.any?
       sync_based_summary(key)
     when "enable_banking"
-      return { status: :off } unless @enable_banking_items&.any?(&:session_valid?)
+      return { status: :off } unless @enable_banking_items&.any?
       enable_banking_summary
     when "coinstats"
       return { status: :off } unless @coinstats_items&.any?
@@ -119,39 +118,49 @@ module SettingsHelper
   private
     def sync_based_summary(provider_key)
       health = @provider_sync_health&.dig(provider_key) || {}
+      last_synced_at = health[:last_synced_at]
 
-      if health[:error]
+      base = if health[:error]
         { status: :err, meta: t("settings.providers.meta.sync_error") }
       elsif health[:stale]
         { status: :warn, meta: t("settings.providers.meta.no_recent_sync") }
-      elsif health[:last_synced_at].present?
-        { status: :ok, meta: t("settings.providers.meta.last_synced", time: time_ago_in_words(health[:last_synced_at])) }
+      elsif last_synced_at.present?
+        { status: :ok, meta: t("settings.providers.meta.last_synced", time: time_ago_in_words(last_synced_at)) }
       else
         { status: :ok }
       end
+
+      base.merge(last_synced_at: last_synced_at)
     end
 
     def enable_banking_summary
       health = @provider_sync_health&.dig("enable_banking") || {}
+      last_synced_at = health[:last_synced_at]
 
-      return { status: :err, meta: t("settings.providers.meta.sync_error") } if health[:error]
+      return { status: :err, meta: t("settings.providers.meta.sync_error"), last_synced_at: nil } if health[:error]
 
       valid_items = @enable_banking_items&.select(&:session_valid?) || []
+
+      # All items have expired/missing sessions — need re-authorization
+      if valid_items.empty?
+        return { status: :warn, meta: t("settings.providers.meta.reconsent_required"), last_synced_at: last_synced_at }
+      end
+
       expiring = valid_items.find do |item|
         item.session_expires_at.present? && item.session_expires_at < 7.days.from_now
       end
 
       if expiring
         days = [ ((expiring.session_expires_at - Time.current) / 1.day).ceil, 1 ].max
-        return { status: :warn, meta: t("settings.providers.meta.reconsent_needed", count: days) }
+        return { status: :warn, meta: t("settings.providers.meta.reconsent_needed", count: days), last_synced_at: last_synced_at }
       end
 
-      return { status: :warn, meta: t("settings.providers.meta.no_recent_sync") } if health[:stale]
+      return { status: :warn, meta: t("settings.providers.meta.no_recent_sync"), last_synced_at: last_synced_at } if health[:stale]
 
-      if health[:last_synced_at].present?
-        { status: :ok, meta: t("settings.providers.meta.last_synced", time: time_ago_in_words(health[:last_synced_at])) }
+      if last_synced_at.present?
+        { status: :ok, meta: t("settings.providers.meta.last_synced", time: time_ago_in_words(last_synced_at)), last_synced_at: last_synced_at }
       else
-        { status: :ok }
+        { status: :ok, last_synced_at: nil }
       end
     end
 
diff --git a/app/jobs/sync_all_providers_job.rb b/app/jobs/sync_all_providers_job.rb
new file mode 100644
index 000000000..c13e6c151
--- /dev/null
+++ b/app/jobs/sync_all_providers_job.rb
@@ -0,0 +1,9 @@
+class SyncAllProvidersJob < ApplicationJob
+  queue_as :high_priority
+  sidekiq_options lock: :until_executed, lock_args: ->(args) { [ args.first ] }, on_conflict: :log
+
+  def perform(family_id)
+    family = Family.find(family_id)
+    family.sync_later
+  end
+end
diff --git a/app/models/provider/metadata.rb b/app/models/provider/metadata.rb
new file mode 100644
index 000000000..378e133ed
--- /dev/null
+++ b/app/models/provider/metadata.rb
@@ -0,0 +1,98 @@
+class Provider
+  module Metadata
+    REGISTRY = {
+      simplefin: {
+        region: "US",
+        kind: "Bank",
+        tier: "Free",
+        maturity: :stable,
+        logo_bg: "bg-blue-600",
+        logo_text: "SF"
+      },
+      lunchflow: {
+        region: "US",
+        kind: "Lunch",
+        tier: "Free",
+        maturity: :stable,
+        logo_bg: "bg-orange-500",
+        logo_text: "LF"
+      },
+      enable_banking: {
+        region: "EU",
+        kind: "Bank",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-purple-600",
+        logo_text: "EB"
+      },
+      coinstats: {
+        region: "Global",
+        kind: "Crypto",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-yellow-500",
+        logo_text: "CS"
+      },
+      mercury: {
+        region: "US",
+        kind: "Bank",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-cyan-600",
+        logo_text: "ME"
+      },
+      coinbase: {
+        region: "Global",
+        kind: "Crypto",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-blue-500",
+        logo_text: "CB"
+      },
+      binance: {
+        region: "Global",
+        kind: "Crypto",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-yellow-400",
+        logo_text: "BI"
+      },
+      snaptrade: {
+        region: "US / CA",
+        kind: "Investment",
+        tier: "Free",
+        maturity: :beta,
+        logo_bg: "bg-green-600",
+        logo_text: "ST"
+      },
+      indexa_capital: {
+        region: "ES",
+        kind: "Investment",
+        tier: "Free",
+        maturity: :alpha,
+        logo_bg: "bg-red-600",
+        logo_text: "IC"
+      },
+      sophtron: {
+        region: "US",
+        kind: "Bank",
+        tier: "Free",
+        maturity: :alpha,
+        logo_bg: "bg-teal-600",
+        logo_text: "SO"
+      },
+      plaid: {
+        region: "US",
+        kind: "Bank",
+        tier: "Paid",
+        maturity: :stable,
+        logo_bg: "bg-indigo-600",
+        logo_text: "PL"
+      }
+    }.freeze
+
+    def self.for(provider_key)
+      REGISTRY[provider_key.to_sym] || { logo_text: provider_key.to_s.first(2).upcase, logo_bg: "bg-gray-500" }
+    end
+  end
+end
diff --git a/app/views/settings/_section.html.erb b/app/views/settings/_section.html.erb
index 0f32b3561..fcbe77f00 100644
--- a/app/views/settings/_section.html.erb
+++ b/app/views/settings/_section.html.erb
@@ -1,4 +1,4 @@
-<%# locals: (title:, subtitle: nil, content:, collapsible: false, open: true, auto_open_param: nil, status: nil, meta: nil) %>
+<%# locals: (title:, subtitle: nil, content:, collapsible: false, open: true, auto_open_param: nil, status: nil, meta: nil, actions: nil, badge: nil) %>
 <% if collapsible %>
   <details <%= "open" if open %>
            class="group bg-container shadow-border-xs rounded-xl p-4"
@@ -7,7 +7,10 @@
       <div class="flex items-center gap-2">
         <%= icon "chevron-right", class: "text-secondary group-open:transform group-open:rotate-90 transition-transform" %>
         <div>
-          <h2 class="text-lg font-medium text-primary"><%= title %></h2>
+          <div class="flex items-center gap-2 flex-wrap">
+            <h2 class="text-lg font-medium text-primary"><%= title %></h2>
+            <%= badge if badge.present? %>
+          </div>
           <% if subtitle.present? %>
             <p class="text-secondary text-sm"><%= subtitle %></p>
           <% end %>
@@ -19,6 +22,7 @@
             <span class="text-xs text-subdued"><%= meta %></span>
           <% end %>
           <%= render "settings/providers/status_pill", status: status %>
+          <%= actions if actions.present? %>
         </div>
       <% end %>
     </summary>
diff --git a/app/views/settings/providers/_add_provider_cta.html.erb b/app/views/settings/providers/_add_provider_cta.html.erb
new file mode 100644
index 000000000..4eef9dcac
--- /dev/null
+++ b/app/views/settings/providers/_add_provider_cta.html.erb
@@ -0,0 +1,10 @@
+<div class="bg-container shadow-border-xs rounded-xl p-4 flex items-center justify-between gap-4">
+  <div>
+    <p class="font-medium text-primary"><%= t("settings.providers.add_provider_cta.title") %></p>
+    <p class="text-sm text-secondary mt-0.5"><%= t("settings.providers.add_provider_cta.body") %></p>
+  </div>
+  <a href="#available" class="inline-flex items-center gap-2 shrink-0 px-3 py-1.5 text-sm font-medium text-secondary hover:text-primary border border-secondary rounded-lg hover:border-primary transition-colors">
+    <%= icon "plus", class: "w-4 h-4" %>
+    <%= t("settings.providers.add_provider_cta.cta") %>
+  </a>
+</div>
diff --git a/app/views/settings/providers/_group_heading.html.erb b/app/views/settings/providers/_group_heading.html.erb
index 42eb69764..5b234c4f2 100644
--- a/app/views/settings/providers/_group_heading.html.erb
+++ b/app/views/settings/providers/_group_heading.html.erb
@@ -1,5 +1,5 @@
-<%# locals: (title:, count: nil, description: nil) %>
-<div class="flex items-baseline justify-between gap-3 mt-2 mb-1 px-1">
+<%# locals: (title:, count: nil, description: nil, anchor: nil) %>
+<div id="<%= anchor %>" class="flex items-baseline justify-between gap-3 mt-2 mb-1 px-1">
   <h2 class="text-sm font-medium text-primary flex items-baseline gap-2">
     <%= title %>
     <% if count %>
diff --git a/app/views/settings/providers/_sync_button.html.erb b/app/views/settings/providers/_sync_button.html.erb
new file mode 100644
index 000000000..039fcb626
--- /dev/null
+++ b/app/views/settings/providers/_sync_button.html.erb
@@ -0,0 +1,10 @@
+<%# locals: (provider_key:, last_synced_at: nil) %>
+<% recently_synced = last_synced_at.present? && last_synced_at > 60.seconds.ago %>
+<%= button_to sync_provider_settings_providers_path(provider_key: provider_key),
+              method: :post,
+              disabled: recently_synced,
+              title: recently_synced ? t("settings.providers.recently_synced") : t("settings.providers.sync_provider"),
+              class: "inline-flex items-center p-1 rounded text-secondary hover:text-primary hover:bg-alpha-black-50 transition-colors disabled:opacity-40 disabled:cursor-not-allowed",
+              form: { onclick: "event.stopPropagation()", class: "inline-flex" } do %>
+  <%= icon "refresh-cw", class: "w-3.5 h-3.5" %>
+<% end %>
diff --git a/app/views/settings/providers/connect_form.html.erb b/app/views/settings/providers/connect_form.html.erb
new file mode 100644
index 000000000..340d584a7
--- /dev/null
+++ b/app/views/settings/providers/connect_form.html.erb
@@ -0,0 +1,14 @@
+<%= render DS::Dialog.new(frame: "drawer", responsive: true, auto_open: true) do |dialog| %>
+  <% dialog.with_header(title: @panel_title) %>
+  <% dialog.with_body do %>
+    <% if @panel_partial %>
+      <turbo-frame id="<%= @panel_key %>-connect-form" target="_top">
+        <%= render "settings/providers/#{@panel_partial}" %>
+      </turbo-frame>
+    <% else %>
+      <turbo-frame id="config-connect-form" target="_top">
+        <%= render "settings/providers/provider_form", configuration: @provider_configuration %>
+      </turbo-frame>
+    <% end %>
+  <% end %>
+<% end %>
diff --git a/app/views/settings/providers/show.html.erb b/app/views/settings/providers/show.html.erb
index cea4d7e89..b0a2e06e4 100644
--- a/app/views/settings/providers/show.html.erb
+++ b/app/views/settings/providers/show.html.erb
@@ -1,4 +1,4 @@
-<%= content_for :page_title, "Sync Providers" %>
+<%= content_for :page_title, "Bank Sync" %>
 
 <div class="space-y-4">
   <% if @encryption_error %>
@@ -12,31 +12,48 @@
       </div>
     </div>
   <% else %>
-    <div>
-      <p class="text-secondary mb-4">
-        Configure credentials for third-party sync providers. Settings configured here will override environment variables.
+    <div class="flex items-start justify-between gap-4">
+      <p class="text-secondary">
+        Connect external accounts so transactions, balances and holdings flow into Sure automatically.
       </p>
+      <% if @connected.any? || @needs_attention.any? %>
+        <% sync_all_disabled = Current.family.last_sync_all_attempted_at.present? && Current.family.last_sync_all_attempted_at > 30.seconds.ago %>
+        <%= button_to sync_all_settings_providers_path,
+                      method: :post,
+                      disabled: sync_all_disabled,
+                      title: sync_all_disabled ? t("settings.providers.sync_all_recently") : nil,
+                      class: "inline-flex items-center gap-2 shrink-0 px-3 py-1.5 text-sm font-medium text-secondary hover:text-primary border border-secondary rounded-lg hover:border-primary transition-colors disabled:opacity-50 disabled:cursor-not-allowed" do %>
+          <%= icon "refresh-cw", class: "w-4 h-4" %>
+          <%= t("settings.providers.sync_all") %>
+        <% end %>
+      <% end %>
     </div>
 
     <%= render Settings::HealthSummary.new(counts: @health_counts) %>
 
-    <%= render "settings/providers/group_heading",
-               title: t("settings.providers.groups.connected"),
-               count: @connected.size %>
+    <% all_connections = @needs_attention + @connected %>
 
-    <% if @connected.empty? && @needs_attention.empty? %>
+    <%= render "settings/providers/group_heading",
+               title: t("settings.providers.groups.your_connections"),
+               count: all_connections.size %>
+
+    <% if all_connections.empty? %>
       <p class="text-sm text-secondary px-1 py-2"><%= t("settings.providers.groups.empty_connected") %></p>
     <% end %>
 
-    <%# Auto-open when there is exactly one connected (and no action-needed) item. %>
-    <% auto_open_only = @connected.size == 1 && @needs_attention.empty? %>
-    <% @connected.each do |entry| %>
+    <% all_connections.each do |entry| %>
+      <% auto_open = [ :warn, :err ].include?(entry[:summary][:status]) || all_connections.size == 1 %>
+      <% sync_action = entry[:partial].present? ? render("settings/providers/sync_button", provider_key: entry[:provider_key], last_synced_at: entry[:summary][:last_synced_at]) : nil %>
+      <% maturity_label = Settings::ProviderCard::MATURITY_LABELS[entry[:maturity]] %>
+      <% maturity_badge = maturity_label ? content_tag(:span, maturity_label, class: "text-xs font-medium px-1.5 py-0.5 rounded-full bg-alpha-black-50 text-secondary") : nil %>
       <%= settings_section title: entry[:title],
                            collapsible: true,
-                           open: auto_open_only,
+                           open: auto_open,
                            auto_open_param: entry[:auto_open_param],
                            status: entry[:summary][:status],
-                           meta: entry[:summary][:meta] do %>
+                           meta: entry[:summary][:meta],
+                           actions: sync_action,
+                           badge: maturity_badge do %>
         <% if entry[:configuration] %>
           <%= render "settings/providers/provider_form", configuration: entry[:configuration] %>
         <% else %>
@@ -47,48 +64,34 @@
       <% end %>
     <% end %>
 
-    <% unless @needs_attention.empty? %>
-      <%= render "settings/providers/group_heading",
-                 title: t("settings.providers.groups.needs_attention"),
-                 count: @needs_attention.size %>
-
-      <% @needs_attention.each do |entry| %>
-        <%= settings_section title: entry[:title],
-                             collapsible: true,
-                             open: true,
-                             auto_open_param: entry[:auto_open_param],
-                             status: entry[:summary][:status],
-                             meta: entry[:summary][:meta] do %>
-          <% if entry[:configuration] %>
-            <%= render "settings/providers/provider_form", configuration: entry[:configuration] %>
-          <% else %>
-            <turbo-frame id="<%= entry[:turbo_id] %>-providers-panel">
-              <%= render "settings/providers/#{entry[:partial]}" %>
-            </turbo-frame>
-          <% end %>
-        <% end %>
-      <% end %>
+    <% unless @available.empty? %>
+      <%= render "settings/providers/add_provider_cta" %>
     <% end %>
 
     <%= render "settings/providers/group_heading",
                title: t("settings.providers.groups.available"),
-               count: @available.size %>
+               count: @available.size,
+               anchor: "available" %>
 
-    <% @available.each do |entry| %>
-      <%= settings_section title: entry[:title],
-                           collapsible: true,
-                           open: false,
-                           auto_open_param: entry[:auto_open_param],
-                           status: entry[:summary][:status],
-                           meta: entry[:summary][:meta] do %>
-        <% if entry[:configuration] %>
-          <%= render "settings/providers/provider_form", configuration: entry[:configuration] %>
-        <% else %>
-          <turbo-frame id="<%= entry[:turbo_id] %>-providers-panel">
-            <%= render "settings/providers/#{entry[:partial]}" %>
-          </turbo-frame>
+    <% if @available.empty? %>
+      <p class="text-sm text-secondary px-1 py-2"><%= t("settings.providers.groups.empty_available") %></p>
+    <% else %>
+      <div class="grid grid-cols-1 md:grid-cols-2 gap-3">
+        <% @available.each do |entry| %>
+          <% meta = Provider::Metadata.for(entry[:provider_key]) %>
+          <%= render Settings::ProviderCard.new(
+                provider_key: entry[:provider_key],
+                name:         entry[:title],
+                tagline:      t("settings.providers.taglines.#{entry[:provider_key]}", default: nil),
+                region:       meta[:region],
+                kind:         meta[:kind],
+                tier:         meta[:tier],
+                maturity:     meta[:maturity] || :stable,
+                logo_bg:      meta[:logo_bg],
+                logo_text:    meta[:logo_text]
+              ) %>
         <% end %>
-      <% end %>
+      </div>
     <% end %>
   <% end %>
 </div>
diff --git a/config/locales/views/settings/en.yml b/config/locales/views/settings/en.yml
index 176a2e839..8f1e51e83 100644
--- a/config/locales/views/settings/en.yml
+++ b/config/locales/views/settings/en.yml
@@ -191,11 +191,14 @@ en:
         warn: Action needed
         err: Error
         off: Not configured
+      connect: Connect
       groups:
+        your_connections: Your connections
         connected: Connected
         needs_attention: Action needed
         available: Available
         empty_connected: Nothing connected yet — pick a provider below to get started.
+        empty_available: All available providers are connected.
       health:
         connected: Connected
         needs_attention: Action needed
@@ -205,10 +208,33 @@ en:
         sync_error: Sync error
         no_recent_sync: Sync overdue
         registration_needed: Registration needed
+        reconsent_required: Re-consent required
         reconsent_needed:
           one: Re-consent needed in 1 day
           other: Re-consent needed in %{count} days
         last_synced: Synced %{time} ago
+      sync_all: Sync all
+      sync_all_in_progress: Syncing all connected providers…
+      sync_all_recently: Sync already in progress — try again in a moment.
+      sync_provider: Sync now
+      sync_provider_in_progress: Sync started.
+      recently_synced: Synced recently — try again in a moment.
+      taglines:
+        simplefin: Connect US bank accounts via the open SimpleFIN protocol.
+        lunchflow: Track school lunch account balances for your kids.
+        enable_banking: Sync European bank accounts via PSD2 open banking.
+        coinstats: Track your entire crypto portfolio across wallets and exchanges.
+        mercury: Sync your Mercury business banking accounts automatically.
+        coinbase: Import your Coinbase crypto holdings and track performance.
+        binance: Sync your Binance spot balances using a read-only API key.
+        snaptrade: Connect brokerage accounts via the SnapTrade aggregation network.
+        indexa_capital: Track your Indexa Capital automated investment portfolio.
+        sophtron: Connect US bank accounts via the Sophtron aggregation network.
+        plaid: Connect thousands of US financial institutions via Plaid.
+      add_provider_cta:
+        title: Add another provider
+        body: Connect a new bank or data source to start syncing accounts.
+        cta: Browse providers
       show:
         coinbase_title: Coinbase
       encryption_error:
diff --git a/config/routes.rb b/config/routes.rb
index 6bc6e2a2a..97898248d 100644
--- a/config/routes.rb
+++ b/config/routes.rb
@@ -205,8 +205,14 @@ Rails.application.routes.draw do
     resource :ai_prompts, only: :show
     resource :llm_usage, only: :show
     resource :guides, only: :show
-    resource :bank_sync, only: :show, controller: "bank_sync"
-    resource :providers, only: %i[show update]
+    get "bank_sync", to: redirect("/settings/providers", status: 301)
+    resource :providers, only: %i[show update] do
+      collection do
+        post :sync_all
+        post ":provider_key/sync", action: :sync, as: :sync_provider
+        get ":provider_key/connect_form", action: :connect_form, as: :connect_form
+      end
+    end
   end
 
   resource :subscription, only: %i[new show create] do
diff --git a/db/migrate/20260508120000_add_last_sync_all_attempted_at_to_families.rb b/db/migrate/20260508120000_add_last_sync_all_attempted_at_to_families.rb
new file mode 100644
index 000000000..2e3403de2
--- /dev/null
+++ b/db/migrate/20260508120000_add_last_sync_all_attempted_at_to_families.rb
@@ -0,0 +1,5 @@
+class AddLastSyncAllAttemptedAtToFamilies < ActiveRecord::Migration[8.0]
+  def change
+    add_column :families, :last_sync_all_attempted_at, :datetime
+  end
+end
diff --git a/db/schema.rb b/db/schema.rb
index 1c11eea00..3c58b76a4 100644
--- a/db/schema.rb
+++ b/db/schema.rb
@@ -10,7 +10,7 @@
 #
 # It's strongly recommended that you check this file into your version control system.
 
-ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
+ActiveRecord::Schema[7.2].define(version: 2026_05_08_120000) do
   # These are extensions that must be enabled in order to support this database
   enable_extension "pgcrypto"
   enable_extension "plpgsql"
@@ -40,7 +40,7 @@ ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
     t.index ["account_id"], name: "index_account_shares_on_account_id"
     t.index ["user_id", "include_in_finances"], name: "index_account_shares_on_user_id_and_include_in_finances"
     t.index ["user_id"], name: "index_account_shares_on_user_id"
-    t.check_constraint "permission::text = ANY (ARRAY['full_control'::character varying::text, 'read_write'::character varying::text, 'read_only'::character varying::text])", name: "chk_account_shares_permission"
+    t.check_constraint "permission::text = ANY (ARRAY['full_control'::character varying, 'read_write'::character varying, 'read_only'::character varying]::text[])", name: "chk_account_shares_permission"
   end
 
   create_table "accounts", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
@@ -595,7 +595,8 @@ ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
     t.string "assistant_type", default: "builtin", null: false
     t.string "default_account_sharing", default: "shared", null: false
     t.string "enabled_currencies", array: true
-    t.check_constraint "default_account_sharing::text = ANY (ARRAY['shared'::character varying::text, 'private'::character varying::text])", name: "chk_families_default_account_sharing"
+    t.datetime "last_sync_all_attempted_at"
+    t.check_constraint "default_account_sharing::text = ANY (ARRAY['shared'::character varying, 'private'::character varying]::text[])", name: "chk_families_default_account_sharing"
     t.check_constraint "month_start_day >= 1 AND month_start_day <= 28", name: "month_start_day_range"
   end
 
@@ -1400,13 +1401,14 @@ ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
     t.jsonb "institution_metadata"
     t.jsonb "raw_payload"
     t.jsonb "raw_transactions_payload"
-    t.string "customer_id", null: false
-    t.string "member_id", null: false
+    t.string "customer_id"
+    t.string "member_id"
     t.datetime "created_at", null: false
     t.datetime "updated_at", null: false
+    t.string "account_number_mask"
     t.index ["account_id"], name: "index_sophtron_accounts_on_account_id"
-    t.index ["sophtron_item_id"], name: "index_sophtron_accounts_on_sophtron_item_id"
     t.index ["sophtron_item_id", "account_id"], name: "idx_unique_sophtron_accounts_per_item", unique: true
+    t.index ["sophtron_item_id"], name: "index_sophtron_accounts_on_sophtron_item_id"
   end
 
   create_table "sophtron_items", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
@@ -1428,8 +1430,21 @@ ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
     t.string "base_url"
     t.datetime "created_at", null: false
     t.datetime "updated_at", null: false
+    t.string "customer_id"
+    t.string "customer_name"
+    t.jsonb "raw_customer_payload"
+    t.string "user_institution_id"
+    t.string "current_job_id"
+    t.string "job_status"
+    t.jsonb "raw_job_payload"
+    t.string "last_connection_error"
+    t.boolean "manual_sync", default: false, null: false
+    t.uuid "current_job_sophtron_account_id"
+    t.index ["current_job_sophtron_account_id"], name: "index_sophtron_items_on_current_job_sophtron_account_id"
+    t.index ["customer_id"], name: "index_sophtron_items_on_customer_id"
     t.index ["family_id"], name: "index_sophtron_items_on_family_id"
     t.index ["status"], name: "index_sophtron_items_on_status"
+    t.index ["user_institution_id"], name: "index_sophtron_items_on_user_institution_id"
   end
 
   create_table "sso_audit_logs", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
@@ -1648,9 +1663,9 @@ ActiveRecord::Schema[7.2].define(version: 2026_05_03_180000) do
     t.datetime "last_used_at"
     t.datetime "created_at", null: false
     t.datetime "updated_at", null: false
-    t.check_constraint "sign_count >= 0", name: "chk_webauthn_credentials_sign_count_non_negative"
     t.index ["credential_id"], name: "index_webauthn_credentials_on_credential_id", unique: true
     t.index ["user_id"], name: "index_webauthn_credentials_on_user_id"
+    t.check_constraint "sign_count >= 0", name: "chk_webauthn_credentials_sign_count_non_negative"
   end
 
   add_foreign_key "account_providers", "accounts", on_delete: :cascade
diff --git a/test/system/settings/providers_test.rb b/test/system/settings/providers_test.rb
index ede47edf2..256b6524c 100644
--- a/test/system/settings/providers_test.rb
+++ b/test/system/settings/providers_test.rb
@@ -49,22 +49,22 @@ class Settings::ProvidersTest < ApplicationSystemTestCase
     details.assert_text "Setup Token"
   end
 
-  test "groups providers into Connected and Available with counts" do
+  test "groups providers into Your connections and Available with counts" do
     SimplefinItem.create!(family: @family, name: "Test SimpleFIN", access_url: "https://bridge.simplefin.org/simplefin/access")
 
     visit settings_providers_path
 
-    connected_heading = find("h2", text: /\AConnected/)
-    assert_match(/· 1\z/, connected_heading.text)
+    connections_heading = find("h2", text: /\AYour connections/)
+    assert_match(/· 1\z/, connections_heading.text)
 
     available_heading = find("h2", text: /\AAvailable/)
 
-    connected_y = connected_heading.native.location.y
-    available_y = available_heading.native.location.y
-    simplefin_y = find("details", text: "SimpleFIN").native.location.y
-    binance_y   = find("details", text: "Binance").native.location.y
+    connections_y = connections_heading.native.location.y
+    available_y   = available_heading.native.location.y
+    simplefin_y   = find("details", text: "SimpleFIN").native.location.y
+    binance_y     = find("details", text: "Binance").native.location.y
 
-    assert connected_y < simplefin_y, "Connected heading should appear above SimpleFIN section"
+    assert connections_y < simplefin_y, "Your connections heading should appear above SimpleFIN section"
     assert simplefin_y < available_y, "SimpleFIN should appear above Available heading"
     assert available_y < binance_y,  "Available heading should appear above Binance section"
   end
@@ -85,10 +85,11 @@ class Settings::ProvidersTest < ApplicationSystemTestCase
 
     visit settings_providers_path
 
+    assert_selector "h2", text: /\AYour connections/
     assert_no_selector "h2", text: /\AAction needed/
   end
 
-  test "enable banking with expiring session lands in action needed and auto-opens" do
+  test "enable banking with expiring session appears in your connections and auto-opens" do
     item = EnableBankingItem.new(
       family: @family,
       name: "Test Bank",
@@ -102,11 +103,72 @@ class Settings::ProvidersTest < ApplicationSystemTestCase
 
     visit settings_providers_path
 
-    assert_selector "h2", text: /\AAction needed/
+    assert_selector "h2", text: /\AYour connections/
 
-    # The Enable Banking section should be in the action-needed group and auto-opened
+    # The Enable Banking section should be in the Your connections group and auto-opened
     within("details[open]", text: /Enable Banking/) do
       assert_text "Re-consent needed in 5 days"
     end
   end
+
+  test "sync all button enqueues SyncAllProvidersJob and shows flash" do
+    SimplefinItem.create!(family: @family, name: "Test SimpleFIN", access_url: "https://bridge.simplefin.org/simplefin/access")
+
+    visit settings_providers_path
+
+    assert_enqueued_with(job: SyncAllProvidersJob) do
+      click_on "Sync all"
+    end
+
+    assert_text "Syncing all connected providers"
+  end
+
+  test "per-row sync button enqueues sync for that provider and shows flash" do
+    SimplefinItem.create!(family: @family, name: "Test SimpleFIN", access_url: "https://bridge.simplefin.org/simplefin/access")
+
+    visit settings_providers_path
+
+    within("details", text: "SimpleFIN") do
+      find("button[title='Sync now']").click
+    end
+
+    assert_text "Sync started"
+  end
+
+  test "add provider CTA banner appears above available group when providers are connected" do
+    SimplefinItem.create!(family: @family, name: "Test SimpleFIN", access_url: "https://bridge.simplefin.org/simplefin/access")
+
+    visit settings_providers_path
+
+    cta = find("a", text: "Browse providers")
+    available_heading = find("h2", text: /\AAvailable/)
+
+    cta_y = cta.native.location.y
+    available_y = available_heading.native.location.y
+
+    assert cta_y < available_y, "Add-provider CTA should appear above the Available heading"
+  end
+
+  test "available providers render as a card grid" do
+    visit settings_providers_path
+
+    # SimpleFIN is not connected, so it should appear in the card grid
+    within "div.grid" do
+      assert_text "SimpleFIN"
+      assert_selector "a[data-turbo-frame='drawer']", minimum: 1
+    end
+  end
+
+  test "clicking a provider card connect link opens the connect drawer" do
+    visit settings_providers_path
+
+    # Find and click the SimpleFIN card's Connect link
+    within "div.grid" do
+      find("a[data-turbo-frame='drawer']", text: /Connect/, match: :first).click
+    end
+
+    # Drawer should open with the panel content
+    assert_selector "dialog[open]"
+    assert_text "Setup Token"
+  end
 end