diff --git a/app/models/enable_banking_account/processor.rb b/app/models/enable_banking_account/processor.rb
index 3b5741b17..ada55916f 100644
--- a/app/models/enable_banking_account/processor.rb
+++ b/app/models/enable_banking_account/processor.rb
@@ -38,8 +38,12 @@ class EnableBankingAccount::Processor
       account = enable_banking_account.current_account
       balance = enable_banking_account.current_balance || 0
 
+      # For credit cards, compute balance based on credit limit
+      if account.accountable_type == "CreditCard"
+        available_credit = account.accountable.available_credit || 0
+        balance = available_credit - balance
       # For liability accounts, ensure positive balances
-      if account.accountable_type == "CreditCard" || account.accountable_type == "Loan"
+      elsif account.accountable_type == "Loan"
         balance = -balance
       end
 
diff --git a/app/models/enable_banking_item/importer.rb b/app/models/enable_banking_item/importer.rb
index 60b1e4d04..178d146f2 100644
--- a/app/models/enable_banking_item/importer.rb
+++ b/app/models/enable_banking_item/importer.rb
@@ -134,9 +134,11 @@ class EnableBankingItem::Importer
       balances = balance_data[:balances] || []
       return if balances.empty?
 
-      # Find the most relevant balance (prefer "closingBooked" or "expected")
-      balance = balances.find { |b| b[:balance_type] == "closingBooked" } ||
-                balances.find { |b| b[:balance_type] == "expected" } ||
+      # Find the most relevant balance (prefer "ITAV" or "CLAV" types)
+      balance = balances.find { |b| b[:balance_type] == "ITAV" } ||
+                balances.find { |b| b[:balance_type] == "CLAV" } ||
+                balances.find { |b| b[:balance_type] == "ITBD" } ||
+                balances.find { |b| b[:balance_type] == "CLBD" } ||
                 balances.first
 
       if balance.present?