Providers sharing (#1273)

* third party provider scoping

* Simplify logic and allow only admins to mange providers

* Broadcast fixes

* FIX tests and build

* Fixes

* Reviews

* Scope merchants

* DRY fixes

test/fixtures/indexa_capital_items.yml

@@ -2,6 +2,7 @@
 
 configured_with_token:
   family: dylan_family
+
   name: "Indexa Capital Connection"
   api_token: "test_api_token_123"
   status: good
@@ -9,6 +10,7 @@ configured_with_token:
 
 configured_with_credentials:
   family: empty
+
   name: "Indexa Capital Credentials"
   username: "testuser@example.com"
   document: "12345678A"

test/fixtures/lunchflow_items.yml

@@ -1,5 +1,6 @@
 one:
   family: dylan_family
+
   name: "Test Lunchflow Connection"
   api_key: "test_api_key_123"
   status: good

test/fixtures/mercury_items.yml

@@ -1,5 +1,6 @@
 one:
   family: dylan_family
+
   name: "Test Mercury Connection"
   token: "test_mercury_token_123"
   base_url: "https://api-sandbox.mercury.com/api/v1"

test/fixtures/plaid_items.yml

@@ -1,5 +1,6 @@
 one:
   family: dylan_family
+
   plaid_id: "item_mock_1"
   access_token: encrypted_token_1
   name: "Test Bank"

test/fixtures/snaptrade_items.yml

@@ -3,6 +3,7 @@
 
 configured_item:
   family: dylan_family
+
   name: "SnapTrade Connection"
   client_id: "test_client_id"
   consumer_key: "test_consumer_key"
@@ -17,6 +18,7 @@ configured_item:
 # but before connecting to SnapTrade portal)
 pending_registration_item:
   family: empty
+
   name: "Pending Registration"
   client_id: "pending_client_id"
   consumer_key: "pending_consumer_key"

test/models/account_test.rb

@@ -267,6 +267,8 @@ class AccountTest < ActiveSupport::TestCase
   end
 
   test "auto_share_with_family creates shares for all non-owner members" do
+    @family.update!(default_account_sharing: "private")
+
     account = Account.create_and_sync({
       family: @family,
       owner: @admin,

test/models/income_statement_test.rb

@@ -536,6 +536,16 @@ class IncomeStatementTest < ActiveSupport::TestCase
     assert_nil net.net_expense_categories.find { |ct| ct.category.id == @food_category.id }
   end
 
+  test "empty account_ids returns no results for category stats" do
+    results = IncomeStatement::CategoryStats.new(@family, account_ids: []).call
+    assert_empty results
+  end
+
+  test "empty account_ids returns no results for family stats" do
+    results = IncomeStatement::FamilyStats.new(@family, account_ids: []).call
+    assert_empty results
+  end
+
   test "returns zero totals when family has only tax-advantaged accounts" do
     # Create a fresh family with ONLY tax-advantaged accounts
     family_only_retirement = Family.create!(