Providers sharing (#1273)

* third party provider scoping

* Simplify logic and allow only admins to mange providers

* Broadcast fixes

* FIX tests and build

* Fixes

* Reviews

* Scope merchants

* DRY fixes

test/models/account_test.rb

@@ -267,6 +267,8 @@ class AccountTest < ActiveSupport::TestCase
   end
 
   test "auto_share_with_family creates shares for all non-owner members" do
+    @family.update!(default_account_sharing: "private")
+
     account = Account.create_and_sync({
       family: @family,
       owner: @admin,

test/models/income_statement_test.rb

@@ -536,6 +536,16 @@ class IncomeStatementTest < ActiveSupport::TestCase
     assert_nil net.net_expense_categories.find { |ct| ct.category.id == @food_category.id }
   end
 
+  test "empty account_ids returns no results for category stats" do
+    results = IncomeStatement::CategoryStats.new(@family, account_ids: []).call
+    assert_empty results
+  end
+
+  test "empty account_ids returns no results for family stats" do
+    results = IncomeStatement::FamilyStats.new(@family, account_ids: []).call
+    assert_empty results
+  end
+
   test "returns zero totals when family has only tax-advantaged accounts" do
     # Create a fresh family with ONLY tax-advantaged accounts
     family_only_retirement = Family.create!(