diff --git a/app/controllers/settings/payments_controller.rb b/app/controllers/settings/payments_controller.rb
index 69a422d52..a5f014c3f 100644
--- a/app/controllers/settings/payments_controller.rb
+++ b/app/controllers/settings/payments_controller.rb
@@ -5,5 +5,11 @@ class Settings::PaymentsController < ApplicationController
 
   def show
     @family = Current.family
+    @one_time_contribution_url = stripe&.payment_link_url
   end
+
+  private
+    def stripe
+      @stripe ||= Provider::Registry.get_provider(:stripe)
+    end
 end
diff --git a/app/models/provider/stripe.rb b/app/models/provider/stripe.rb
index 3a75dd257..e0786bf83 100644
--- a/app/models/provider/stripe.rb
+++ b/app/models/provider/stripe.rb
@@ -67,6 +67,12 @@ class Provider::Stripe
     client.v1.customers.update(customer_id, metadata: metadata)
   end
 
+  def payment_link_url(payment_link_id: ENV["STRIPE_PAYMENT_LINK_ID"])
+    return nil if payment_link_id.blank?
+
+    client.v1.payment_links.retrieve(payment_link_id).url
+  end
+
   private
     attr_reader :client, :webhook_secret
 
diff --git a/app/views/settings/payments/show.html.erb b/app/views/settings/payments/show.html.erb
index 9967b9116..7836da5a5 100644
--- a/app/views/settings/payments/show.html.erb
+++ b/app/views/settings/payments/show.html.erb
@@ -60,18 +60,22 @@
     <div class="flex items-center gap-2">
       <%= image_tag "stripe-logo.svg", class: "w-5 h-5 shrink-0" %>
       <p class="text-secondary text-sm">
-        <% contribution_link = link_to(
-             t(".one_time_contribution_link_text"),
-             Rails.application.config.x.stripe.one_time_contribution_url,
-             class: "font-medium text-primary hover:underline transition",
-             target: "_blank",
-             rel: "noopener noreferrer"
-           ) %>
+        <% if @one_time_contribution_url.present? %>
+          <% contribution_link = link_to(
+               t(".one_time_contribution_link_text"),
+               @one_time_contribution_url,
+               class: "font-medium text-primary hover:underline transition",
+               target: "_blank",
+               rel: "noopener noreferrer"
+             ) %>
 
-        <%= t(
-          ".payment_via_stripe_html",
-          contribution_link: contribution_link
-        ) %>
+          <%= t(
+            ".payment_via_stripe_html",
+            contribution_link: contribution_link
+          ) %>
+        <% else %>
+          <%= t(".payment_via_stripe") %>
+        <% end %>
       </p>
     </div>
   </div>
diff --git a/config/initializers/stripe.rb b/config/initializers/stripe.rb
deleted file mode 100644
index 2ff289863..000000000
--- a/config/initializers/stripe.rb
+++ /dev/null
@@ -1,6 +0,0 @@
-Rails.application.configure do
-  config.x.stripe.one_time_contribution_url = ENV.fetch(
-    "STRIPE_ONE_TIME_CONTRIBUTION_URL",
-    "https://buy.stripe.com/3cIcN6euM23D7GQ3wT97G00"
-  )
-end
diff --git a/config/locales/views/settings/en.yml b/config/locales/views/settings/en.yml
index da8cc1bb8..4d394e9e1 100644
--- a/config/locales/views/settings/en.yml
+++ b/config/locales/views/settings/en.yml
@@ -24,6 +24,7 @@ en:
     payments:
       show:
         page_title: Payments
+        payment_via_stripe: Payment via Stripe
         payment_via_stripe_html: Payment via Stripe (%{contribution_link})
         one_time_contribution_link_text: one-time contribution here
         subscription_subtitle: Update your credit card details
diff --git a/test/controllers/settings/payments_controller_test.rb b/test/controllers/settings/payments_controller_test.rb
index 430a0eab7..fd87e4011 100644
--- a/test/controllers/settings/payments_controller_test.rb
+++ b/test/controllers/settings/payments_controller_test.rb
@@ -15,12 +15,15 @@ class Settings::PaymentsControllerTest < ActionDispatch::IntegrationTest
 
   test "shows payment settings when family has stripe_customer_id" do
     @family.update!(stripe_customer_id: "cus_test123")
+    stripe = mock
+    stripe.expects(:payment_link_url).returns("https://buy.stripe.com/test_payment_link")
+    Provider::Registry.stubs(:get_provider).with(:stripe).returns(stripe)
 
     get settings_payment_path
     assert_response :success
     assert_select(
       "a[href=?]",
-      Rails.application.config.x.stripe.one_time_contribution_url,
+      "https://buy.stripe.com/test_payment_link",
       text: I18n.t("views.settings.payments.show.one_time_contribution_link_text")
     )
   end
diff --git a/test/models/provider/stripe_test.rb b/test/models/provider/stripe_test.rb
index 68fb8ad8e..e4240a9bf 100644
--- a/test/models/provider/stripe_test.rb
+++ b/test/models/provider/stripe_test.rb
@@ -42,4 +42,22 @@ class Provider::StripeTest < ActiveSupport::TestCase
       assert_match /sub_.*/, result.subscription_id
     end
   end
+
+  test "retrieves payment link url from stripe" do
+    payment_links = mock
+    payment_links.expects(:retrieve)
+      .with("plink_test123")
+      .returns(OpenStruct.new(url: "https://buy.stripe.com/test_payment_link"))
+
+    client = mock
+    client.stubs(:v1).returns(OpenStruct.new(payment_links: payment_links))
+
+    Stripe::StripeClient.stubs(:new).returns(client)
+    stripe = Provider::Stripe.new(secret_key: "foo", webhook_secret: "bar")
+
+    assert_equal(
+      "https://buy.stripe.com/test_payment_link",
+      stripe.payment_link_url(payment_link_id: "plink_test123")
+    )
+  end
 end