diff --git a/app/javascript/controllers/savings_goal_stepper_controller.js b/app/javascript/controllers/savings_goal_stepper_controller.js
index 9c5c4b5f3..a3d6bac2b 100644
--- a/app/javascript/controllers/savings_goal_stepper_controller.js
+++ b/app/javascript/controllers/savings_goal_stepper_controller.js
@@ -49,6 +49,15 @@ export default class extends Controller {
     this.refreshSubmitState();
   }
 
+  blockEnter(event) {
+    if (this.currentStep !== 1) return;
+    // Allow Enter in the notes textarea so newlines work.
+    if (event.target.tagName === "TEXTAREA") return;
+    event.preventDefault();
+    // Mirror Continue: validate + advance instead of swallowing silently.
+    this.next();
+  }
+
   footerLeft(event) {
     event.preventDefault();
     this.back();
diff --git a/app/views/savings_goals/_form_stepper.html.erb b/app/views/savings_goals/_form_stepper.html.erb
index 97b61dbf1..5779f8ada 100644
--- a/app/views/savings_goals/_form_stepper.html.erb
+++ b/app/views/savings_goals/_form_stepper.html.erb
@@ -18,7 +18,7 @@
     </div>
   </div>
 
-  <%= styled_form_with model: savings_goal, url: savings_goals_path, class: "space-y-4" do |f| %>
+  <%= styled_form_with model: savings_goal, url: savings_goals_path, class: "space-y-4", data: { action: "keydown.enter->savings-goal-stepper#blockEnter" } do |f| %>
     <section data-savings-goal-stepper-target="step1Panel" class="space-y-5">
       <div>
         <h3 class="text-lg font-semibold text-primary mb-1"><%= t("savings_goals.form_stepper.step1.heading") %></h3>
@@ -53,7 +53,10 @@
       </div>
 
       <div>
-        <span class="block text-sm font-medium text-primary mb-2"><%= t("savings_goals.form_stepper.step1.fields.funding_accounts") %></span>
+        <div class="mb-2">
+          <span class="block text-sm font-medium text-primary"><%= t("savings_goals.form_stepper.step1.fields.funding_accounts") %></span>
+          <p class="text-xs text-secondary mt-0.5"><%= t("savings_goals.form_stepper.step1.fields.funding_accounts_hint") %></p>
+        </div>
         <div class="bg-container-inset rounded-lg p-1">
           <% grouped = linkable_accounts.group_by { |a| a.subtype.to_s.presence || "other" } %>
           <% grouped.each_with_index do |(subtype, accts), group_idx| %>
diff --git a/config/locales/views/savings_goals/en.yml b/config/locales/views/savings_goals/en.yml
index a2035c4c0..87a87113b 100644
--- a/config/locales/views/savings_goals/en.yml
+++ b/config/locales/views/savings_goals/en.yml
@@ -225,6 +225,7 @@ en:
           notes_summary: Add notes (optional)
           notes_placeholder: A reminder for future you…
           funding_accounts: Funding accounts
+          funding_accounts_hint: Balances in these accounts will count toward the goal.
         subtypes:
           checking: Checking
           savings: Savings