diff --git a/app/controllers/subscriptions_controller.rb b/app/controllers/subscriptions_controller.rb
index da02534bd..f1bd3a8cf 100644
--- a/app/controllers/subscriptions_controller.rb
+++ b/app/controllers/subscriptions_controller.rb
@@ -11,6 +11,7 @@ class SubscriptionsController < ApplicationController
       redirect_to root_path, notice: "You are already contributing. Thank you!"
     else
       @plan = params[:plan] || "annual"
+      @one_time_contribution_url = stripe&.one_time_contribution_url
       render layout: "onboardings"
     end
   end
diff --git a/app/helpers/application_helper.rb b/app/helpers/application_helper.rb
index 7f0aad0bd..88f128e08 100644
--- a/app/helpers/application_helper.rb
+++ b/app/helpers/application_helper.rb
@@ -144,6 +144,20 @@ module ApplicationHelper
     markdown.render(text).html_safe
   end
 
+  def stripe_one_time_contribution_text(url)
+    return t("settings.payments.show.payment_via_stripe") if url.blank?
+
+    contribution_link = link_to(
+      t("settings.payments.show.one_time_contribution_link_text"),
+      url,
+      class: "font-medium text-primary hover:underline transition",
+      target: "_blank",
+      rel: "noopener noreferrer"
+    )
+
+    t("settings.payments.show.payment_via_stripe_html", contribution_link: contribution_link)
+  end
+
   # Generate the callback URL for Enable Banking OAuth (used in views and controller).
   # In production, uses the standard Rails route.
   # In development, uses DEV_WEBHOOKS_URL if set (e.g., ngrok URL).
diff --git a/app/views/settings/payments/show.html.erb b/app/views/settings/payments/show.html.erb
index 7836da5a5..609c321b1 100644
--- a/app/views/settings/payments/show.html.erb
+++ b/app/views/settings/payments/show.html.erb
@@ -60,22 +60,7 @@
     <div class="flex items-center gap-2">
       <%= image_tag "stripe-logo.svg", class: "w-5 h-5 shrink-0" %>
       <p class="text-secondary text-sm">
-        <% if @one_time_contribution_url.present? %>
-          <% contribution_link = link_to(
-               t(".one_time_contribution_link_text"),
-               @one_time_contribution_url,
-               class: "font-medium text-primary hover:underline transition",
-               target: "_blank",
-               rel: "noopener noreferrer"
-             ) %>
-
-          <%= t(
-            ".payment_via_stripe_html",
-            contribution_link: contribution_link
-          ) %>
-        <% else %>
-          <%= t(".payment_via_stripe") %>
-        <% end %>
+        <%= stripe_one_time_contribution_text(@one_time_contribution_url) %>
       </p>
     </div>
   </div>
diff --git a/app/views/subscriptions/upgrade.html.erb b/app/views/subscriptions/upgrade.html.erb
index e0c86ec6b..747a68f14 100644
--- a/app/views/subscriptions/upgrade.html.erb
+++ b/app/views/subscriptions/upgrade.html.erb
@@ -45,6 +45,10 @@
       </div>
 
       <div class="text-center space-y-2">
+        <p class="text-sm text-secondary">
+          <%= stripe_one_time_contribution_text(@one_time_contribution_url) %>
+        </p>
+
         <%= render DS::Button.new(
           text: t("subscriptions.upgrade.contribute_and_support_sure"),
           variant: "primary",
diff --git a/test/controllers/subscriptions_controller_test.rb b/test/controllers/subscriptions_controller_test.rb
index c8076218a..2cb67ea08 100644
--- a/test/controllers/subscriptions_controller_test.rb
+++ b/test/controllers/subscriptions_controller_test.rb
@@ -61,6 +61,36 @@ class SubscriptionsControllerTest < ActionDispatch::IntegrationTest
     assert_equal "test-customer-id", @family.reload.stripe_customer_id
   end
 
+  test "upgrade shows one-time contribution link when available" do
+    @mock_stripe.expects(:one_time_contribution_url)
+      .returns("https://buy.stripe.com/test_payment_link")
+
+    get upgrade_subscription_path
+
+    assert_response :success
+    assert_select(
+      "a[href=?]",
+      "https://buy.stripe.com/test_payment_link",
+      text: I18n.t("settings.payments.show.one_time_contribution_link_text")
+    )
+    assert_select "button", text: I18n.t("subscriptions.upgrade.contribute_and_support_sure")
+  end
+
+  test "upgrade shows default stripe payment text when contribution link unavailable" do
+    @mock_stripe.expects(:one_time_contribution_url).returns(nil)
+
+    get upgrade_subscription_path
+
+    assert_response :success
+    assert_select(
+      "a",
+      text: I18n.t("settings.payments.show.one_time_contribution_link_text"),
+      count: 0
+    )
+    assert_select "p.text-sm.text-secondary", text: I18n.t("settings.payments.show.payment_via_stripe")
+    assert_select "button", text: I18n.t("subscriptions.upgrade.contribute_and_support_sure")
+  end
+
   test "creates active subscription on checkout success" do
     @mock_stripe.expects(:get_checkout_result).with("test-session-id").returns(
       OpenStruct.new(
diff --git a/test/helpers/application_helper_test.rb b/test/helpers/application_helper_test.rb
index e4c3bf361..0603b4de1 100644
--- a/test/helpers/application_helper_test.rb
+++ b/test/helpers/application_helper_test.rb
@@ -24,4 +24,23 @@ class ApplicationHelperTest < ActionView::TestCase
     assert_equal "$0.00", totals_by_currency(collection: [ Account.new(currency: "USD", balance: 0) ], money_method: :balance_money)
     assert_equal "-$3.00 | €7.00", totals_by_currency(collection: [ @account1, @account2, @account3 ], money_method: :balance_money, negate: true)
   end
+
+  test "#stripe_one_time_contribution_text(url) renders the contribution link when available" do
+    link_text = I18n.t("settings.payments.show.one_time_contribution_link_text")
+    payment_text = I18n.t("settings.payments.show.payment_via_stripe")
+
+    expected_html = <<~HTML
+      #{payment_text} (
+        <a class="font-medium text-primary hover:underline transition" target="_blank" rel="noopener noreferrer" href="https://buy.stripe.com/test_payment_link">#{link_text}</a>
+      )
+    HTML
+
+    actual_html = stripe_one_time_contribution_text("https://buy.stripe.com/test_payment_link")
+
+    assert_dom_equal expected_html, actual_html
+  end
+
+  test "#stripe_one_time_contribution_text(url) renders default stripe payment text when unavailable" do
+    assert_equal I18n.t("settings.payments.show.payment_via_stripe"), stripe_one_time_contribution_text(nil)
+  end
 end