* feat(sync): allow EnableBanking credit card balances to be parsed as available credit
* feat(ui): expose Enable Banking balance interpretation toggle on credit card form
Adds a toggle to the credit card edit dialog, shown only when the account
is linked to an Enable Banking provider account. Toggling persists
treat_balance_as_available_credit and enqueues an item sync so the balance
is reinterpreted immediately.
* fix(sync): keep existing balance when credit limit is missing for available-credit cards
When treat_balance_as_available_credit is on and the API omits credit_limit,
the reported balance is known to be available credit, so recording it as
debt fabricates a liability. Skip the balance write in that case and only
update the available credit metadata.
Also extract the credit card branching into a helper and include
provider_key, account_provider and metadata in the debug log entries so
support can filter /settings/debug by the affected connection.
* refactor(ui): move provider lookup to Account and label the toggle for assistive tech
Adds Account#provider_account_for so the view no longer queries
account_providers directly, and wires aria-labelledby from the toggle to
its visible label.
* fix(ui): apply Enable Banking setting only after a successful account update
Runs the provider flag update after super and only on the redirect path,
so a failed account save no longer persists the flag or enqueues a sync.
Also permits the enable_banking params so malformed input is filtered
instead of raising.
* test(sync): extract relink helper in Enable Banking processor test
* feat(sync): fall back to manually set available credit as the credit limit
When the toggle is on, the accountable's available_credit field now holds
the credit limit (API-provided, or user-entered when the API omits it) and
is never overwritten with the reported balance. This lets users whose bank
reports available credit without a credit limit compute the outstanding
debt by entering their limit in the Available credit field, while keeping
the field stable across syncs so a stale reported balance can never be
mistaken for a limit.
---------
Signed-off-by: Juan José Mata <juanjo.mata@gmail.com>
Co-authored-by: Juan José Mata <juanjo.mata@gmail.com>
* fix(enable-banking): handle overdraft balance sync
* fix(enable-banking): skip nil provider balances
* test(enable-banking): cover nil provider balance
* fix(enable-banking): avoid stale and unsafe balance logs
* fix(enable-banking): guard unavailable balance writes
* test(enable-banking): stub unsaved account api id
* style(enable-banking): remove extra test blank line
---------
Signed-off-by: Juan José Mata <juanjo.mata@gmail.com>
Co-authored-by: Juan José Mata <juanjo.mata@gmail.com>
* fix(sync): store EnableBanking credit card debt as balance instead of available credit
Previously, the EnableBanking processor forcibly overrode the primary account balance for credit cards to be the available credit (credit_limit - debt) rather than the actual outstanding debt. Since credit cards are modeled as Liability accounts, this caused the balance sheet (net worth) to treat available credit mathematically as a debt.
This PR aligns the EnableBanking processor with the Plaid and SimpleFIN processors by storing the absolute debt as the account balance, while tracking the available credit via accountable metadata.
Fixes#2458
* docs(sync): update EnableBanking credit card processor documentation
Updates the inline processor comments to reflect the new behavior introduced by the previous commit, clarifying that outstanding debt is stored sequentially as the primary balance rather than the UX available credit overriding it.
* refactor(sync): clarify balance and available credit calculations in EnableBanking processor
Refactors the debt polarity assignments to clarify why liability balances are strictly parsed as absolute positive numbers. Replaces the implicit ordering dependency between the '.abs' conversion and the 'available_credit' math with an explicit 'outstanding_debt' variable to prevent regression by future maintainers.
* style: remove trailing whitespace in EnableBanking processor
* fix: Restore legacy fallback for credit card balance calculation in Enable Banking
* test: update test following new behavior
* test: keep old test
* fix: use absolute value for balance computation
