`Goals::CardComponent#ring_color` and `goals/_status_callout` reached
into the Tailwind palette directly (`text-yellow-700`,
`var(--color-green-600)`, etc.) for status-coded colors. The
sure-design-system already exposes the matching semantic tokens
(`text-warning`, `text-success`, `--color-success`, `--color-warning`),
which theme-swap correctly in dark mode and survive palette renames
without view edits.
- `ring_color`: collapse `:reached` / `:on_track` to `--color-success`
(the status pill already differentiates them via icon — completed star
vs check) and `:behind` to `--color-warning`. The `:no_target_date`
fallback keeps `--color-gray-400` for now since there's no semantic
neutral token; that gets cleaned up alongside the DS::ProgressRing
extraction.
- `_status_callout`: drop `text-yellow-700 theme-dark:text-yellow-300`
and `text-green-700 theme-dark:text-green-300` for the equivalent
semantic `text-warning` / `text-success` utilities.
No visual regression in light mode (success collapses two adjacent
greens into one); dark mode now properly inverts via the design
system's theme variants instead of hand-rolled overrides.
The `stroke="var(--budget-unused-fill)"` track on the inline card ring
stays for now — that's a token-rename refactor that touches budget
code outside this PR's scope and lands cleanest with the DS::ProgressRing
primitive that consolidates the three ring implementations.
- Pending pledges surface in the card footer as '· N pending' tacked
on after the existing footer line (text-subdued). Quiet, semantic,
doesn't compete with the status pill or the avatar.
- The top-of-page 'You have pending pledges' callout was using the
amber DS::Alert warning variant. Pending isn't a warning — it's a
passive 'we're waiting on a sync' state. Switch to the info
variant so the visual weight matches the meaning.
Goals with open + unexpired pledges now carry a small amber DS::Pill
dot at the top-right of the avatar on the index card. Same primitive
+ position pattern as the beta gate dot on the sidebar nav, so the
'small marker' affordance reads consistently across the app.
Pledges are preloaded via the existing .includes(:open_pledges, ...) on
the index query, so the indicator is free at request time.
The earlier 'filter archived too' attempts kept toggling the archived
section based on chip state, which produced more confusion than value
(filter shows partial counts, archived hides on some chips, etc.).
Step back: archived stays in its own collapsed-by-default section,
always visible, never reacts to the chip / search filter. Render
the cards with filterable: false so they don't add a filter target
in the first place — no JS handling needed, and the active grid +
chips behave exactly like they did before this whole thread.
Tail of the redundancy + clarity pass:
- Goal card on the index drops ".00" cents from every Money.format
call (now `format(precision: 0)`). The card uses the same
visual rhythm as the show page; cents add zero info at this
scale.
- Card's "behind"-status footer now reads "Save $X/mo to catch
up" with X = `catch_up_delta_money` (the delta the user must
add), not the full `monthly_target_amount` (which read as a
total monthly burn). Same fix as the show-page banner.
- Pending-pledge banner title becomes pluralized: drops "0 days
left" / "1 days left" grammatical bugs. New locale tree:
title.zero → "Pending: $X into Y · expires today"
title.one → "Pending: $X into Y · 1 day left"
title.other → "Pending: $X into Y · N days left"
Also drops the "Watching for" phrasing (system-talk) for
"Pending:" (state-talk) and drops cents from the amount.
- `confirm_cancel_body` likewise renders amount without cents.
Cards and banner now read consistently with the show page; one
voice across the surfaces.
Reshape the goals feature to live on top of linked-account balances.
A goal's balance is now the live balance of every depository account
linked to it — no parallel ledger, no "log a contribution" step.
The "Add contribution" affordance is replaced by a 7-day GoalPledge
(kind: transfer | manual_save). GoalPledge::Reconciler matches incoming
Transactions (via Account::ProviderImportAdapter) and Valuations (via
Account::ReconciliationManager) against open pledges within ±5 days,
±$0.50, or ±1% — single hook covers every provider (Plaid, SimpleFIN,
Lunchflow, Enable Banking, Brex, IBKR, Kraken, SnapTrade) plus manual
balance edits. A 15-minute Sidekiq cron sweeps expired pledges.
Goal model: balance derived from linked_accounts.sum(&:balance), new
pace (90-day net non-transfer inflow), months_of_runway,
last_matched_pledge_*, pledge_action_label_key (the "I just
transferred…" vs "I just saved…" verb switch).
UI:
- Index gets a 3-card KPI strip (Contributed last 30d / Needs this
month / On track) plus a pending-pledges callout.
- Show page swaps the "Add contribution" CTA for the pledge modal,
replaces the contribution list with a pending-pledge banner, and
rebuilds the funding widget into per-account rows with a 12-bucket
weekly sparkline and last-30 inflow.
- Projection chart adds a required-line (dashed light from
today → target) and a translucent pending-pledge bump at today's X.
Schema (3 migrations):
1. goal_pledges table with PG enums (goal_pledge_kind, goal_pledge_status),
open-by-expiry index, and unique-when-not-null matched_transaction_id.
2. Drop goal_contributions.
3. Partial unique index on
transactions ((extra -> 'goal' ->> 'pledge_id')) built CONCURRENTLY
so it doesn't block prod.
After pulling: run bin/rails db:migrate, then commit the schema.rb sync
separately (or let CI regenerate).
Deferred to v1.1: allocation columns, contention/archived banners,
"why is this behind?" diagnostic, reallocate flow, refresh-sync +
Plaid throttle, unallocated-cash chip, joint-account approval,
goal_activities log, polymorphic matched_entry_id/type for manual
pledge audit.
Whole card was wrapped in <%= link_to ... %>, so screen readers
concatenated every nested text node into one accessible name (~60 words
on a typical card: avatar initial + name + status pill + percent +
balance + target + pace + accounts + footer).
- Outer wrapper now <div> carrying the filter-target + goal-name +
goal-status data attrs.
- Inner <a> wraps only the goal name. aria-label = "<name>, <status>,
<percent>% of <target>" — concise SR sentence.
- `before:absolute before:inset-0` makes the inner link's hit area span
the whole card so sighted users keep the existing click affordance.
- Ring SVG + percent overlay marked aria-hidden (decorative — same info
already in the aria-label).
- New locale key goals.goal_card.aria_progress.
