* feat(sync): allow EnableBanking credit card balances to be parsed as available credit
* feat(ui): expose Enable Banking balance interpretation toggle on credit card form
Adds a toggle to the credit card edit dialog, shown only when the account
is linked to an Enable Banking provider account. Toggling persists
treat_balance_as_available_credit and enqueues an item sync so the balance
is reinterpreted immediately.
* fix(sync): keep existing balance when credit limit is missing for available-credit cards
When treat_balance_as_available_credit is on and the API omits credit_limit,
the reported balance is known to be available credit, so recording it as
debt fabricates a liability. Skip the balance write in that case and only
update the available credit metadata.
Also extract the credit card branching into a helper and include
provider_key, account_provider and metadata in the debug log entries so
support can filter /settings/debug by the affected connection.
* refactor(ui): move provider lookup to Account and label the toggle for assistive tech
Adds Account#provider_account_for so the view no longer queries
account_providers directly, and wires aria-labelledby from the toggle to
its visible label.
* fix(ui): apply Enable Banking setting only after a successful account update
Runs the provider flag update after super and only on the redirect path,
so a failed account save no longer persists the flag or enqueues a sync.
Also permits the enable_banking params so malformed input is filtered
instead of raising.
* test(sync): extract relink helper in Enable Banking processor test
* feat(sync): fall back to manually set available credit as the credit limit
When the toggle is on, the accountable's available_credit field now holds
the credit limit (API-provided, or user-entered when the API omits it) and
is never overwritten with the reported balance. This lets users whose bank
reports available credit without a credit limit compute the outstanding
debt by entering their limit in the Available credit field, while keeping
the field stable across syncs so a stale reported balance can never be
mistaken for a limit.
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Signed-off-by: Juan José Mata <juanjo.mata@gmail.com>
Co-authored-by: Juan José Mata <juanjo.mata@gmail.com>
