class Money include Comparable, Arithmetic, Formatting include ActiveModel::Validations class ConversionError < StandardError attr_reader :from_currency, :to_currency, :date def initialize(from_currency:, to_currency:, date:) @from_currency = from_currency @to_currency = to_currency @date = date error_message = message || "Couldn't find exchange rate from #{from_currency} to #{to_currency} on #{date}" super(error_message) end end attr_reader :amount, :currency, :store validate :source_must_be_of_known_type class << self def default_currency @default ||= Money::Currency.new(:usd) end def default_currency=(object) @default = Money::Currency.new(object) end end def initialize(obj, currency = Money.default_currency, store: ExchangeRate) @source = obj @amount = obj.is_a?(Money) ? obj.amount : BigDecimal(obj.to_s) @currency = obj.is_a?(Money) ? obj.currency : Money::Currency.new(currency) @store = store validate! end # Exchange money to another currency # Params: # other_currency: target currency code (e.g. "USD") # date: date for historical rates (default: Date.current) # custom_rate: explicit exchange rate to use (skips lookup if provided, including nil check) # Priority: # 1. Use custom_rate if explicitly provided (not nil) # 2. Look up rate via store.find_or_fetch_rate # 3. Raise ConversionError if no valid rate available def exchange_to(other_currency, date: Date.current, custom_rate: nil) iso_code = currency.iso_code other_iso_code = Money::Currency.new(other_currency).iso_code if iso_code == other_iso_code self else # Use custom rate if provided, otherwise look it up if custom_rate.present? exchange_rate = custom_rate.to_d else exchange_rate = store.find_or_fetch_rate(from: iso_code, to: other_iso_code, date: date)&.rate end raise ConversionError.new(from_currency: iso_code, to_currency: other_iso_code, date: date) unless exchange_rate && exchange_rate > 0 Money.new(amount * exchange_rate, other_iso_code) end end def as_json { amount: amount, currency: currency.iso_code, formatted: format }.as_json end def <=>(other) raise TypeError, "Money can only be compared with other Money objects except for 0" unless other.is_a?(Money) || other.eql?(0) if other.is_a?(Numeric) amount <=> other else amount_comparison = amount <=> other.amount if amount_comparison == 0 currency <=> other.currency else amount_comparison end end end private def source_must_be_of_known_type unless @source.is_a?(Money) || @source.is_a?(Numeric) || @source.is_a?(BigDecimal) errors.add :source, "must be a Money, Numeric, or BigDecimal" end end end