class SavingsGoalsController < ApplicationController before_action :set_savings_goal, only: %i[show edit update destroy pause resume complete archive unarchive] STATE_FILTERS = %w[all active paused completed archived].freeze ACTIVE_STATUS_RANK = { behind: 0, on_track: 1, no_target_date: 2 }.freeze def index @counts = STATE_FILTERS.each_with_object({}) do |state, h| h[state] = state == "all" ? Current.family.savings_goals.count : Current.family.savings_goals.where(state: state).count end all_goals = Current.family.savings_goals.with_current_balance.alphabetically.includes(:savings_contributions, :linked_accounts).to_a @active_goals = all_goals.reject { |g| %w[completed archived].include?(g.state) } .sort_by { |g| [ g.paused? ? 3 : ACTIVE_STATUS_RANK.fetch(g.status, 4), g.name.downcase ] } @completed_goals = all_goals.select { |g| g.state == "completed" } @linkable_account_count = Current.family.accounts.where(accountable_type: "Depository").visible.count @kpi = kpi_payload(@active_goals) @show_search = @active_goals.size > 6 @breadcrumbs = [ [ t("breadcrumbs.home"), root_path ], [ t("savings_goals.index.title"), nil ] ] end def show @contributions = @savings_goal.savings_contributions.includes(:account).chronological @funding_breakdown = funding_breakdown_for(@savings_goal) @stats = stats_for(@savings_goal) @breadcrumbs = [ [ t("breadcrumbs.home"), root_path ], [ t("savings_goals.index.title"), savings_goals_path ], [ @savings_goal.name, nil ] ] end def new @savings_goal = Current.family.savings_goals.new( color: SavingsGoal::COLORS.sample, currency: Current.family.primary_currency_code ) @linkable_accounts = linkable_accounts_for_new end def create @savings_goal = Current.family.savings_goals.new(savings_goal_params) accounts = lookup_accounts(params.dig(:savings_goal, :account_ids)) @savings_goal.currency = accounts.first.currency if accounts.any? && @savings_goal.currency.blank? SavingsGoal.transaction do accounts.each { |a| @savings_goal.savings_goal_accounts.build(account: a) } @savings_goal.save! create_initial_contribution_if_provided!(@savings_goal, accounts) end flash[:notice] = t(".success") respond_to do |format| format.html { redirect_to savings_goal_path(@savings_goal) } format.turbo_stream do render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal)) end end rescue ActiveRecord::RecordInvalid @linkable_accounts = linkable_accounts_for_new render :new, status: :unprocessable_entity end def edit end def update if @savings_goal.update(savings_goal_update_params) flash[:notice] = t(".success") respond_to do |format| format.html { redirect_to savings_goal_path(@savings_goal) } format.turbo_stream do render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal)) end end else render :edit, status: :unprocessable_entity end end def destroy unless @savings_goal.archived? redirect_to savings_goal_path(@savings_goal), alert: t(".archive_first") return end @savings_goal.destroy! redirect_to savings_goals_path, notice: t(".success") end def pause perform_transition!(:pause) end def resume perform_transition!(:resume) end def complete perform_transition!(:complete) end def archive perform_transition!(:archive) end def unarchive perform_transition!(:unarchive) end private def set_savings_goal @savings_goal = Current.family.savings_goals.find(params[:id]) end def savings_goal_params params.require(:savings_goal).permit(:name, :target_amount, :target_date, :color, :notes) end def savings_goal_update_params params.require(:savings_goal).permit(:name, :target_amount, :target_date, :color, :notes) end def lookup_accounts(ids) return [] if ids.blank? ids = Array(ids).reject(&:blank?) Current.family.accounts.where(accountable_type: "Depository").visible.where(id: ids).to_a end def linkable_accounts_for_new Current.family.accounts.where(accountable_type: "Depository").visible.alphabetically.to_a end def create_initial_contribution_if_provided!(goal, accounts) amount = params.dig(:savings_goal, :initial_contribution_amount) account_id = params.dig(:savings_goal, :initial_contribution_account_id) return if amount.blank? || account_id.blank? return unless BigDecimal(amount.to_s) > 0 source = accounts.find { |a| a.id == account_id } raise ActiveRecord::RecordInvalid.new(goal) unless source goal.savings_contributions.create!( account: source, amount: amount, currency: goal.currency, source: "initial", contributed_at: Date.current ) end def funding_breakdown_for(goal) totals = goal.savings_contributions .group(:account_id) .sum(:amount) goal.linked_accounts.map do |account| amount = totals[account.id] || 0 { account: account, amount: amount, money: Money.new(amount, goal.currency) } end end def kpi_payload(active_goals) family = Current.family currency = family.primary_currency_code today = Date.current velocity_30d = family.contribution_velocity(range: (today - 30)..today) velocity_prior_30d = family.contribution_velocity(range: (today - 60)..(today - 31)) delta_amount = velocity_30d - velocity_prior_30d delta_percent = velocity_prior_30d.zero? ? nil : ((delta_amount / velocity_prior_30d) * 100).round(1) velocity_direction = if delta_amount.positive? then :up elsif delta_amount.negative? then :down else :flat end behind = active_goals.select { |g| g.status == :behind } on_track = active_goals.select { |g| g.status == :on_track } no_date = active_goals.select { |g| g.status == :no_target_date } paused = active_goals.select(&:paused?) needs = behind.sum { |g| g.monthly_target_amount.to_d } { currency: currency, velocity_30d: velocity_30d, velocity_30d_money: Money.new(velocity_30d.abs, currency), velocity_prior_30d_money: Money.new(velocity_prior_30d, currency), velocity_30d_sign: velocity_direction == :down ? "−" : (velocity_direction == :up ? "+" : ""), velocity_delta_amount_money: Money.new(delta_amount.abs, currency), velocity_delta_percent: delta_percent, velocity_direction: velocity_direction, needs_this_month_money: Money.new(needs, currency), behind_count: behind.size, on_track_count: on_track.size, no_date_count: no_date.size, paused_count: paused.size, active_total: active_goals.size } end def stats_for(goal) avg = goal.average_monthly_contribution.to_d sub_avg = if goal.monthly_target_amount && goal.monthly_target_amount.to_d > avg t("savings_goals.show.stats.needs_per_month", amount: Money.new(goal.monthly_target_amount, goal.currency).format) else t("savings_goals.show.stats.above_target_pace") end sub_target = if goal.monthly_target_amount t("savings_goals.show.stats.needs_per_month", amount: Money.new(goal.monthly_target_amount, goal.currency).format) else t("savings_goals.show.stats.no_required_pace") end summary = projection_summary(goal, avg) { avg_monthly: avg, avg_monthly_sub: sub_avg, contributions_count: goal.savings_contributions.count, monthly_target_sub: sub_target, projection_summary: summary } end def projection_summary(goal, avg_monthly) currency = goal.currency money = ->(amount) { Money.new(amount, currency).format } if goal.completed? || goal.progress_percent >= 100 t("savings_goals.show.projection.reached") elsif goal.target_date.nil? t("savings_goals.show.projection.no_target_date") elsif goal.monthly_target_amount && avg_monthly < goal.monthly_target_amount t("savings_goals.show.projection.behind", current: money.call(avg_monthly), required: money.call(goal.monthly_target_amount)) elsif avg_monthly.positive? months_to_target = (goal.remaining_amount.to_d / avg_monthly).ceil projected_date = Date.current >> months_to_target.to_i t("savings_goals.show.projection.on_track", date: projected_date.strftime("%b %Y")) else t("savings_goals.show.projection.no_pace") end end def perform_transition!(event) if @savings_goal.aasm.may_fire_event?(event) @savings_goal.public_send("#{event}!") respond_to do |format| format.html { redirect_to savings_goal_path(@savings_goal), notice: t(".success") } format.turbo_stream do render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal)) end end else redirect_to savings_goal_path(@savings_goal), alert: t(".invalid_transition") end end end