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* fix: Preserve transaction tags during rule application When rules set tags, they now ADD to existing tags instead of replacing them. This fixes issue #518 where tags were being removed during bank sync. The root cause was that SetTransactionTags called enrich_attribute with just the single tag from the rule, which replaced all existing tags. Now it merges the new tag with existing tags using .uniq to prevent duplicates. This preserves: - User-applied tags that shouldn't be overwritten by rules - Tags from other rules when multiple rules match the same transaction - Tags set during previous syncs * fix: Add nil guard for tag in SetTransactionTags Return early with 0 if the tag is not found, preventing NoMethodError when find_by_id returns nil. This matches the pattern used in SetTransactionMerchant. --------- Co-authored-by: Claude <noreply@anthropic.com>