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Introduces retirement and FIRE (Financial Independence, Retire Early) planning as a new top-level feature in the sidebar navigation. Key features: - RetirementConfig model: stores retirement planning parameters per family (birth year, retirement age, target income, pension system, etc.) - PensionEntry model: tracks pension statements (Renteninformation) over time with pension points, current/projected monthly pension - German GRV pension calculations: - Estimated monthly pension from Entgeltpunkte x Rentenwert - After-tax pension estimation - Monthly pension gap analysis - FIRE calculations: - FIRE number (capital needed via 4% rule, inflation-adjusted) - FIRE progress percentage from current portfolio value - Estimated FIRE date (iterative monthly projection) - Required monthly savings to close pension gap - Dashboard view with overview cards, FIRE progress bar, assumptions panel, and pension history table with add/delete entries - Setup and edit views for configuring retirement parameters - Full i18n support (English + German) - Minitest coverage for models and controller Database: 2 new tables (retirement_configs, pension_entries) with UUID PKs Routes: singular resource with setup, add/destroy pension entry actions This is an initial implementation focused on the German GRV pension system. The architecture supports extending to other pension systems (custom/other). Open to suggestions and improvements from the community - contributions for additional pension systems, visualization charts, or calculation refinements are very welcome.
50 lines
1.3 KiB
Ruby
50 lines
1.3 KiB
Ruby
require "test_helper"
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class PensionEntryTest < ActiveSupport::TestCase
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setup do
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@entry_2023 = pension_entries(:entry_2023)
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@entry_2024 = pension_entries(:entry_2024)
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end
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test "valid pension entry" do
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assert @entry_2024.valid?
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end
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test "requires recorded_at" do
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@entry_2024.recorded_at = nil
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assert_not @entry_2024.valid?
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end
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test "requires current_points" do
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@entry_2024.current_points = nil
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assert_not @entry_2024.valid?
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end
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test "current_points must be non-negative" do
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@entry_2024.current_points = -1
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assert_not @entry_2024.valid?
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end
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test "recorded_at must be unique per retirement_config" do
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duplicate = @entry_2024.retirement_config.pension_entries.build(
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recorded_at: @entry_2024.recorded_at,
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current_points: 10.0
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)
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assert_not duplicate.valid?
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end
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test "points_gained returns difference from previous entry" do
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assert_equal 1.0, @entry_2024.points_gained
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end
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test "points_gained returns current_points when no previous entry" do
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assert_equal 8.5, @entry_2023.points_gained
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end
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test "chronological scope orders by date ascending" do
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entries = @entry_2023.retirement_config.pension_entries.chronological
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assert_equal @entry_2023, entries.first
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assert_equal @entry_2024, entries.last
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end
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end
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