mirror of
https://github.com/we-promise/sure.git
synced 2026-05-30 15:59:02 +00:00
3e05ea8670
Each card now answers "what's my next move" without clicking into the detail page. Under the amount/target row, a pace line shows actual avg contributions vs the monthly target. The footer (previously "$X left") switches by status: - behind → "Save $Y/mo to catch up" - on_track → "Last contribution Nd ago" (or "today" / "No contributions yet") - reached / completed → "Goal reached" - no_target_date → "No deadline set" - paused → "Paused" Add SavingsGoal#last_contribution_at and #last_contribution_days_ago. Both these methods and average_monthly_contribution now respect a loaded :savings_contributions association so the index page doesn't N+1. Controller eager-loads :savings_contributions + :linked_accounts.
276 lines
9.8 KiB
Ruby
276 lines
9.8 KiB
Ruby
class SavingsGoalsController < ApplicationController
|
||
before_action :set_savings_goal, only: %i[show edit update destroy pause resume complete archive unarchive]
|
||
|
||
STATE_FILTERS = %w[all active paused completed archived].freeze
|
||
ACTIVE_STATUS_RANK = { behind: 0, on_track: 1, no_target_date: 2 }.freeze
|
||
|
||
def index
|
||
@counts = STATE_FILTERS.each_with_object({}) do |state, h|
|
||
h[state] = state == "all" ? Current.family.savings_goals.count : Current.family.savings_goals.where(state: state).count
|
||
end
|
||
|
||
all_goals = Current.family.savings_goals.with_current_balance.alphabetically.includes(:savings_contributions, :linked_accounts).to_a
|
||
@active_goals = all_goals.reject { |g| %w[completed archived].include?(g.state) }
|
||
.sort_by { |g| [ g.paused? ? 3 : ACTIVE_STATUS_RANK.fetch(g.status, 4), g.name.downcase ] }
|
||
@completed_goals = all_goals.select { |g| g.state == "completed" }
|
||
|
||
@linkable_account_count = Current.family.accounts.where(accountable_type: "Depository").visible.count
|
||
@savings_accounts = Current.family.savings_subtype_accounts
|
||
@account_goal_counts = goal_count_per_account(@savings_accounts)
|
||
@kpi = kpi_payload(@active_goals)
|
||
@show_search = @active_goals.size > 6
|
||
end
|
||
|
||
def show
|
||
@contributions = @savings_goal.savings_contributions.includes(:account).chronological.limit(50)
|
||
@funding_breakdown = funding_breakdown_for(@savings_goal)
|
||
@stats = stats_for(@savings_goal)
|
||
end
|
||
|
||
def new
|
||
@savings_goal = Current.family.savings_goals.new(
|
||
color: SavingsGoal::COLORS.sample,
|
||
currency: Current.family.primary_currency_code
|
||
)
|
||
@linkable_accounts = linkable_accounts_for_new
|
||
end
|
||
|
||
def create
|
||
@savings_goal = Current.family.savings_goals.new(savings_goal_params)
|
||
accounts = lookup_accounts(params.dig(:savings_goal, :account_ids))
|
||
@savings_goal.currency = accounts.first.currency if accounts.any? && @savings_goal.currency.blank?
|
||
|
||
SavingsGoal.transaction do
|
||
accounts.each { |a| @savings_goal.savings_goal_accounts.build(account: a) }
|
||
@savings_goal.save!
|
||
create_initial_contribution_if_provided!(@savings_goal, accounts)
|
||
end
|
||
|
||
flash[:notice] = t(".success")
|
||
respond_to do |format|
|
||
format.html { redirect_to savings_goal_path(@savings_goal) }
|
||
format.turbo_stream do
|
||
render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal))
|
||
end
|
||
end
|
||
rescue ActiveRecord::RecordInvalid
|
||
@linkable_accounts = linkable_accounts_for_new
|
||
render :new, status: :unprocessable_entity
|
||
end
|
||
|
||
def edit
|
||
end
|
||
|
||
def update
|
||
if @savings_goal.update(savings_goal_update_params)
|
||
flash[:notice] = t(".success")
|
||
respond_to do |format|
|
||
format.html { redirect_to savings_goal_path(@savings_goal) }
|
||
format.turbo_stream do
|
||
render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal))
|
||
end
|
||
end
|
||
else
|
||
render :edit, status: :unprocessable_entity
|
||
end
|
||
end
|
||
|
||
def destroy
|
||
unless @savings_goal.archived?
|
||
redirect_to savings_goal_path(@savings_goal), alert: t(".archive_first")
|
||
return
|
||
end
|
||
|
||
@savings_goal.destroy!
|
||
redirect_to savings_goals_path, notice: t(".success")
|
||
end
|
||
|
||
def pause
|
||
perform_transition!(:pause)
|
||
end
|
||
|
||
def resume
|
||
perform_transition!(:resume)
|
||
end
|
||
|
||
def complete
|
||
perform_transition!(:complete)
|
||
end
|
||
|
||
def archive
|
||
perform_transition!(:archive)
|
||
end
|
||
|
||
def unarchive
|
||
perform_transition!(:unarchive)
|
||
end
|
||
|
||
private
|
||
def set_savings_goal
|
||
@savings_goal = Current.family.savings_goals.find(params[:id])
|
||
end
|
||
|
||
def savings_goal_params
|
||
params.require(:savings_goal).permit(:name, :target_amount, :target_date, :color, :notes)
|
||
end
|
||
|
||
def savings_goal_update_params
|
||
params.require(:savings_goal).permit(:name, :target_amount, :target_date, :color, :notes)
|
||
end
|
||
|
||
def lookup_accounts(ids)
|
||
return [] if ids.blank?
|
||
|
||
ids = Array(ids).reject(&:blank?)
|
||
Current.family.accounts.where(accountable_type: "Depository").visible.where(id: ids).to_a
|
||
end
|
||
|
||
def linkable_accounts_for_new
|
||
Current.family.accounts.where(accountable_type: "Depository").visible.alphabetically.to_a
|
||
end
|
||
|
||
def create_initial_contribution_if_provided!(goal, accounts)
|
||
amount = params.dig(:savings_goal, :initial_contribution_amount)
|
||
account_id = params.dig(:savings_goal, :initial_contribution_account_id)
|
||
return if amount.blank? || account_id.blank?
|
||
return unless BigDecimal(amount.to_s) > 0
|
||
|
||
source = accounts.find { |a| a.id == account_id }
|
||
raise ActiveRecord::RecordInvalid.new(goal) unless source
|
||
|
||
goal.savings_contributions.create!(
|
||
account: source,
|
||
amount: amount,
|
||
currency: goal.currency,
|
||
source: "initial",
|
||
contributed_at: Date.current
|
||
)
|
||
end
|
||
|
||
def funding_breakdown_for(goal)
|
||
totals = goal.savings_contributions
|
||
.group(:account_id)
|
||
.sum(:amount)
|
||
goal.linked_accounts.map do |account|
|
||
amount = totals[account.id] || 0
|
||
{ account: account, amount: amount, money: Money.new(amount, goal.currency) }
|
||
end
|
||
end
|
||
|
||
def kpi_payload(active_goals)
|
||
family = Current.family
|
||
currency = family.primary_currency_code
|
||
today = Date.current
|
||
|
||
velocity_30d = family.contribution_velocity(range: (today - 30)..today)
|
||
velocity_prior_30d = family.contribution_velocity(range: (today - 60)..(today - 31))
|
||
delta_amount = velocity_30d - velocity_prior_30d
|
||
delta_percent = velocity_prior_30d.zero? ? nil : ((delta_amount / velocity_prior_30d) * 100).round(1)
|
||
velocity_direction = if delta_amount.positive? then :up
|
||
elsif delta_amount.negative? then :down
|
||
else :flat
|
||
end
|
||
|
||
behind = active_goals.select { |g| g.status == :behind }
|
||
on_track = active_goals.select { |g| g.status == :on_track }
|
||
no_date = active_goals.select { |g| g.status == :no_target_date }
|
||
paused = active_goals.select(&:paused?)
|
||
needs = behind.sum { |g| g.monthly_target_amount.to_d }
|
||
|
||
{
|
||
currency: currency,
|
||
velocity_30d: velocity_30d,
|
||
velocity_30d_money: Money.new(velocity_30d.abs, currency),
|
||
velocity_prior_30d_money: Money.new(velocity_prior_30d, currency),
|
||
velocity_30d_sign: velocity_direction == :down ? "−" : (velocity_direction == :up ? "+" : ""),
|
||
velocity_delta_amount_money: Money.new(delta_amount.abs, currency),
|
||
velocity_delta_percent: delta_percent,
|
||
velocity_direction: velocity_direction,
|
||
needs_this_month_money: Money.new(needs, currency),
|
||
behind_count: behind.size,
|
||
on_track_count: on_track.size,
|
||
no_date_count: no_date.size,
|
||
paused_count: paused.size,
|
||
active_total: active_goals.size
|
||
}
|
||
end
|
||
|
||
def goal_count_per_account(accounts)
|
||
return {} if accounts.empty?
|
||
|
||
SavingsGoalAccount
|
||
.where(account_id: accounts.map(&:id))
|
||
.joins(:savings_goal)
|
||
.where.not(savings_goals: { state: %w[archived] })
|
||
.group(:account_id)
|
||
.count
|
||
end
|
||
|
||
def stats_for(goal)
|
||
avg = goal.average_monthly_contribution.to_d
|
||
sub_avg = if goal.monthly_target_amount && goal.monthly_target_amount.to_d > avg
|
||
t("savings_goals.show.stats.needs_per_month", amount: Money.new(goal.monthly_target_amount, goal.currency).format)
|
||
else
|
||
t("savings_goals.show.stats.above_target_pace")
|
||
end
|
||
sub_target = if goal.monthly_target_amount
|
||
t("savings_goals.show.stats.needs_per_month", amount: Money.new(goal.monthly_target_amount, goal.currency).format)
|
||
else
|
||
t("savings_goals.show.stats.no_required_pace")
|
||
end
|
||
months_since_start = ((Date.current.year - goal.created_at.year) * 12 + (Date.current.month - goal.created_at.month)).clamp(0, 1200)
|
||
sub_started = t("savings_goals.show.stats.months_ago", count: months_since_start)
|
||
linked_balance = goal.linked_accounts.sum { |a| a.balance.to_d }
|
||
sub_linked = t("savings_goals.show.stats.n_accounts", count: goal.linked_accounts.size)
|
||
|
||
summary = projection_summary(goal, avg)
|
||
|
||
{
|
||
avg_monthly: avg,
|
||
avg_monthly_sub: sub_avg,
|
||
contributions_count: goal.savings_contributions.count,
|
||
monthly_target_sub: sub_target,
|
||
started_sub: sub_started,
|
||
linked_balance: linked_balance,
|
||
linked_balance_sub: sub_linked,
|
||
projection_summary: summary
|
||
}
|
||
end
|
||
|
||
def projection_summary(goal, avg_monthly)
|
||
currency = goal.currency
|
||
money = ->(amount) { Money.new(amount, currency).format }
|
||
|
||
if goal.completed? || goal.progress_percent >= 100
|
||
t("savings_goals.show.projection.reached")
|
||
elsif goal.target_date.nil?
|
||
t("savings_goals.show.projection.no_target_date")
|
||
elsif goal.monthly_target_amount && avg_monthly < goal.monthly_target_amount
|
||
t("savings_goals.show.projection.behind",
|
||
current: money.call(avg_monthly),
|
||
required: money.call(goal.monthly_target_amount))
|
||
elsif avg_monthly.positive?
|
||
months_to_target = (goal.remaining_amount.to_d / avg_monthly).ceil
|
||
projected_date = Date.current >> months_to_target.to_i
|
||
t("savings_goals.show.projection.on_track",
|
||
date: projected_date.strftime("%b %Y"))
|
||
else
|
||
t("savings_goals.show.projection.no_pace")
|
||
end
|
||
end
|
||
|
||
def perform_transition!(event)
|
||
if @savings_goal.aasm.may_fire_event?(event)
|
||
@savings_goal.public_send("#{event}!")
|
||
respond_to do |format|
|
||
format.html { redirect_to savings_goal_path(@savings_goal), notice: t(".success") }
|
||
format.turbo_stream do
|
||
render turbo_stream: turbo_stream.action(:redirect, savings_goal_path(@savings_goal))
|
||
end
|
||
end
|
||
else
|
||
redirect_to savings_goal_path(@savings_goal), alert: t(".invalid_transition")
|
||
end
|
||
end
|
||
end
|