- Add `Setting.insights_enabled` feature gate at top of GenerateInsightsJob#perform
- Fix race condition in upsert_insight with recursive retry on RecordNotUnique
- Use Provider::Openai.effective_model instead of hardcoded DEFAULT_MODEL
- Rescue Money::Currency::UnknownCurrency in currency_symbol fallback
- Fix budget dedup key to stable "budget_pacing:<date>" (prevents flip-flop between at_risk/on_track)
- Fix cash flow projection off-by-one: iterate (1..PROJECTION_DAYS) not (0..PROJECTION_DAYS)
- Eliminate N+1 in IdleCashGenerator by precomputing active_account_ids in one SQL query
- Rename all_time_high -> thirty_day_high (series is 30-day, not truly all-time)
- Update net_worth_milestone i18n: title_ath -> title_30d_high, "30-day high" language
- Anchor SpendingAnomalyGenerator baseline to current_period.start_date (not calendar months)
- Fix spending_anomaly dedup key to use current_period.start_date instead of Date.current
- Add .order(last_occurrence_date: :asc) to SubscriptionAuditGenerator for deterministic results
- Stub Setting.insights_enabled in job tests; add generated_at assertion to upsert test
https://claude.ai/code/session_014vY9xohpm3abSAxVxRF27a
d25bb6e2a3