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Adds a standalone Savings goals feature: a piggy-bank style tracker that lets a family set a target, link one or more Depository accounts as funding sources, and log manual contributions over time. Supersedes #1569 (closed) — same intent, redesigned per reviewer + Discord feedback. What this adds: - New `/savings_goals` sidebar entry (piggy-bank icon) with index, show, state-filtered tabs (all/active/paused/completed/archived), and a 2-step modal stepper for creation (Identity → Review). - Multi-account funding via a `SavingsGoalAccount` join: a goal requires ≥1 linked Depository account (checking/savings/HSA/CD/money-market), and all linked accounts must share the goal's currency. - Tracker balance model: goal balance = SUM(contributions.amount). No auto-flow from account balances. Contributions are pure logical records and don't move money between accounts. - Manual contributions modal scoped to the goal's linked accounts. Initial contributions seeded at creation can't be deleted; manual ones can. - AASM lifecycle: active / paused / completed / archived. Hard-delete only after archive. - Status pills (On track / Behind / Reached / No date) derived from pace vs target_date. - AI Assistant tool `create_savings_goal` lets the sidebar chat create a goal end-to-end from a natural-language prompt; soft errors carry the available-accounts list back to the LLM (mirrors the existing `import_bank_statement` pattern). - Family-scoped throughout (`Current.family`-only access, account family-scoping enforced both in controllers and the AI tool). - Demo data seed wires up 4 sample goals across the Depository accounts. Intentionally out of scope (separate PRs / v1.1): - Auto-fund from budget surplus + Sidekiq cron + budget-show card. - Dashboard "Savings goals" widget. - "Behind pace" projection chart on the detail page. - `evaluate_savings_goal_feasibility` LLM tool (level-setting before create_savings_goal). - Spend-less goals inside Budgets. - Family-member-private goals (deferred investigation).
147 lines
4.5 KiB
Ruby
147 lines
4.5 KiB
Ruby
require "test_helper"
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class SavingsGoalsControllerTest < ActionDispatch::IntegrationTest
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setup do
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sign_in users(:family_admin)
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@goal = savings_goals(:vacation_italy)
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@depository = accounts(:depository)
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@connected = accounts(:connected)
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ensure_tailwind_build
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end
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test "index renders with active filter by default" do
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get savings_goals_url
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assert_response :success
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assert_match(/Savings goals/i, response.body)
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end
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test "index honors state filter" do
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get savings_goals_url(state: "paused")
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assert_response :success
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end
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test "show renders the goal" do
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get savings_goal_url(@goal)
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assert_response :success
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assert_match(@goal.name, response.body)
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end
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test "new renders the modal form" do
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get new_savings_goal_url
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assert_response :success
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end
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test "create persists a goal with linked accounts" do
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assert_difference -> { SavingsGoal.count } => 1,
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-> { SavingsGoalAccount.count } => 2 do
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post savings_goals_url, params: {
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savings_goal: {
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name: "New goal",
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target_amount: "1000",
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target_date: 3.months.from_now.to_date.iso8601,
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color: "#4da568",
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account_ids: [ @depository.id, @connected.id ]
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}
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}
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end
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goal = SavingsGoal.order(created_at: :desc).first
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assert_redirected_to savings_goal_path(goal)
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end
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test "create with initial contribution writes the contribution" do
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assert_difference -> { SavingsContribution.count } => 1 do
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post savings_goals_url, params: {
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savings_goal: {
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name: "Goal with initial",
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target_amount: "1000",
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color: "#4da568",
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account_ids: [ @depository.id ],
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initial_contribution_amount: "50",
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initial_contribution_account_id: @depository.id
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}
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}
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end
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contribution = SavingsContribution.order(created_at: :desc).first
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assert_equal "initial", contribution.source
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assert_equal 50, contribution.amount.to_i
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end
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test "create rejects missing account_ids" do
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assert_no_difference "SavingsGoal.count" do
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post savings_goals_url, params: {
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savings_goal: {
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name: "Bad goal",
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target_amount: "1000",
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color: "#4da568"
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}
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}
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end
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assert_response :unprocessable_entity
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end
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test "create rejects foreign accounts" do
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other_family = Family.create!(name: "Other", currency: "USD", locale: "en", country: "US", timezone: "UTC")
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foreign = Account.create!(family: other_family, accountable: Depository.new, name: "Foreign", currency: "USD", balance: 100)
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assert_no_difference "SavingsGoal.count" do
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post savings_goals_url, params: {
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savings_goal: {
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name: "Foreign goal",
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target_amount: "1000",
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color: "#4da568",
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account_ids: [ foreign.id ]
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}
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}
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end
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assert_response :unprocessable_entity
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end
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test "update modifies identity fields" do
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patch savings_goal_url(@goal), params: { savings_goal: { name: "Renamed" } }
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assert_redirected_to savings_goal_path(@goal)
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assert_equal "Renamed", @goal.reload.name
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end
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test "pause/resume/complete/archive/unarchive flow" do
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fresh = savings_goals(:emergency_fund)
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patch pause_savings_goal_url(fresh)
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assert fresh.reload.paused?
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patch resume_savings_goal_url(fresh)
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assert fresh.reload.active?
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patch complete_savings_goal_url(fresh)
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assert fresh.reload.completed?
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patch archive_savings_goal_url(fresh)
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assert fresh.reload.archived?
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patch unarchive_savings_goal_url(fresh)
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assert fresh.reload.active?
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end
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test "destroy on non-archived is rejected" do
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assert_no_difference "SavingsGoal.count" do
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delete savings_goal_url(@goal)
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end
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assert_redirected_to savings_goal_path(@goal)
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end
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test "destroy on archived deletes" do
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@goal.archive!
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assert_difference "SavingsGoal.count", -1 do
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delete savings_goal_url(@goal)
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end
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assert_redirected_to savings_goals_path
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end
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test "another family's goal returns 404" do
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other_family = Family.create!(name: "Other", currency: "USD", locale: "en", country: "US", timezone: "UTC")
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other_account = Account.create!(family: other_family, accountable: Depository.new, name: "Foreign", currency: "USD", balance: 100)
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other_goal = other_family.savings_goals.new(name: "Foreign goal", target_amount: 100, currency: "USD")
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other_goal.savings_goal_accounts.build(account: other_account)
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other_goal.save!
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get savings_goal_url(other_goal)
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assert_response :not_found
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end
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end
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