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Reshape the goals feature to live on top of linked-account balances. A goal's balance is now the live balance of every depository account linked to it — no parallel ledger, no "log a contribution" step. The "Add contribution" affordance is replaced by a 7-day GoalPledge (kind: transfer | manual_save). GoalPledge::Reconciler matches incoming Transactions (via Account::ProviderImportAdapter) and Valuations (via Account::ReconciliationManager) against open pledges within ±5 days, ±$0.50, or ±1% — single hook covers every provider (Plaid, SimpleFIN, Lunchflow, Enable Banking, Brex, IBKR, Kraken, SnapTrade) plus manual balance edits. A 15-minute Sidekiq cron sweeps expired pledges. Goal model: balance derived from linked_accounts.sum(&:balance), new pace (90-day net non-transfer inflow), months_of_runway, last_matched_pledge_*, pledge_action_label_key (the "I just transferred…" vs "I just saved…" verb switch). UI: - Index gets a 3-card KPI strip (Contributed last 30d / Needs this month / On track) plus a pending-pledges callout. - Show page swaps the "Add contribution" CTA for the pledge modal, replaces the contribution list with a pending-pledge banner, and rebuilds the funding widget into per-account rows with a 12-bucket weekly sparkline and last-30 inflow. - Projection chart adds a required-line (dashed light from today → target) and a translucent pending-pledge bump at today's X. Schema (3 migrations): 1. goal_pledges table with PG enums (goal_pledge_kind, goal_pledge_status), open-by-expiry index, and unique-when-not-null matched_transaction_id. 2. Drop goal_contributions. 3. Partial unique index on transactions ((extra -> 'goal' ->> 'pledge_id')) built CONCURRENTLY so it doesn't block prod. After pulling: run bin/rails db:migrate, then commit the schema.rb sync separately (or let CI regenerate). Deferred to v1.1: allocation columns, contention/archived banners, "why is this behind?" diagnostic, reallocate flow, refresh-sync + Plaid throttle, unallocated-cash chip, joint-account approval, goal_activities log, polymorphic matched_entry_id/type for manual pledge audit.
148 lines
4.5 KiB
Ruby
148 lines
4.5 KiB
Ruby
require "test_helper"
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class GoalsControllerTest < ActionDispatch::IntegrationTest
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setup do
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sign_in users(:family_admin)
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@goal = goals(:vacation_italy)
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@depository = accounts(:depository)
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@connected = accounts(:connected)
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ensure_tailwind_build
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end
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test "index renders with active filter by default" do
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get goals_url
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assert_response :success
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assert_match(/Goals/i, response.body)
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end
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test "index honors state filter" do
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get goals_url(state: "paused")
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assert_response :success
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end
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test "show renders the goal" do
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get goal_url(@goal)
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assert_response :success
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assert_match(@goal.name, response.body)
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end
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test "new renders the modal form" do
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get new_goal_url
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assert_response :success
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end
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test "create persists a goal with linked accounts" do
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assert_difference -> { Goal.count } => 1,
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-> { GoalAccount.count } => 2 do
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post goals_url, params: {
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goal: {
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name: "New goal",
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target_amount: "1000",
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target_date: 3.months.from_now.to_date.iso8601,
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color: "#4da568",
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account_ids: [ @depository.id, @connected.id ]
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}
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}
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end
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goal = Goal.order(created_at: :desc).first
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assert_redirected_to goal_path(goal)
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end
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test "create rejects missing account_ids" do
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assert_no_difference "Goal.count" do
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post goals_url, params: {
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goal: {
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name: "Bad goal",
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target_amount: "1000",
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color: "#4da568"
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}
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}
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end
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assert_response :unprocessable_entity
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end
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test "create rejects foreign accounts" do
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other_family = Family.create!(name: "Other", currency: "USD", locale: "en", country: "US", timezone: "UTC")
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foreign = Account.create!(family: other_family, accountable: Depository.new, name: "Foreign", currency: "USD", balance: 100)
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assert_no_difference "Goal.count" do
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post goals_url, params: {
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goal: {
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name: "Foreign goal",
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target_amount: "1000",
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color: "#4da568",
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account_ids: [ foreign.id ]
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}
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}
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end
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assert_response :unprocessable_entity
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end
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test "update modifies identity fields" do
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patch goal_url(@goal), params: { goal: { name: "Renamed" } }
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assert_redirected_to goal_path(@goal)
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assert_equal "Renamed", @goal.reload.name
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end
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test "update without account_ids leaves linked accounts intact" do
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before = @goal.goal_accounts.pluck(:account_id).sort
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patch goal_url(@goal), params: { goal: { name: "Still here" } }
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assert_redirected_to goal_path(@goal)
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assert_equal before, @goal.reload.goal_accounts.pluck(:account_id).sort
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end
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test "update with account_ids syncs linked accounts (add + remove)" do
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patch goal_url(@goal), params: { goal: { account_ids: [ @connected.id ] } }
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assert_redirected_to goal_path(@goal)
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assert_equal [ @connected.id ], @goal.reload.goal_accounts.pluck(:account_id)
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end
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test "update with empty account_ids re-renders with error" do
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patch goal_url(@goal), params: { goal: { account_ids: [ "" ] } }
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assert_response :unprocessable_entity
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assert_not_empty @goal.reload.goal_accounts
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end
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test "pause/resume/complete/archive/unarchive flow" do
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fresh = goals(:emergency_fund)
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patch pause_goal_url(fresh)
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assert fresh.reload.paused?
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patch resume_goal_url(fresh)
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assert fresh.reload.active?
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patch complete_goal_url(fresh)
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assert fresh.reload.completed?
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patch archive_goal_url(fresh)
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assert fresh.reload.archived?
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patch unarchive_goal_url(fresh)
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assert fresh.reload.active?
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end
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test "destroy on non-archived is rejected" do
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assert_no_difference "Goal.count" do
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delete goal_url(@goal)
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end
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assert_redirected_to goal_path(@goal)
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end
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test "destroy on archived deletes" do
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@goal.archive!
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assert_difference "Goal.count", -1 do
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delete goal_url(@goal)
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end
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assert_redirected_to goals_path
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end
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test "another family's goal returns 404" do
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other_family = Family.create!(name: "Other", currency: "USD", locale: "en", country: "US", timezone: "UTC")
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other_account = Account.create!(family: other_family, accountable: Depository.new, name: "Foreign", currency: "USD", balance: 100)
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other_goal = other_family.goals.new(name: "Foreign goal", target_amount: 100, currency: "USD")
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other_goal.goal_accounts.build(account: other_account)
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other_goal.save!
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get goal_url(other_goal)
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assert_redirected_to goals_path
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assert_equal I18n.t("goals.errors.not_found"), flash[:alert]
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end
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end
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