Files
sure/app/models/wise_item.rb
xBlaz3kx 237146a914 feat(wise): add Wise integration with JAR savings account and activity support
- Add WiseItem/WiseAccount models with full sync pipeline (importer, syncer, processor)
- Detect income vs expense using targetAccount == recipientId from borderless accounts API
- Support JAR (SAVINGS) accounts with totalWorth balance and savings subtype
- Fetch JAR activity via profile activities API (INTERBALANCE, BALANCE_CASHBACK, BALANCE_ASSET_FEE)
- Route INTERBALANCE activities to both JAR and STANDARD accounts and link as Transfer records
- Add provider connection status registration, routes, views, and i18n
- Add migration for wise_items and wise_accounts tables
- Add tests for WiseAccount, WiseEntry::Processor, WiseActivity::Processor, WiseItem::Importer, and WiseItem#link_jar_transfers!
2026-07-09 22:58:15 +02:00

167 lines
5.2 KiB
Ruby

# frozen_string_literal: true
class WiseItem < ApplicationRecord
include Syncable, Provided, Unlinking, Encryptable
enum :status, { good: "good", requires_update: "requires_update" }, default: :good
enum :profile_type, { personal: "personal", business: "business" }
if encryption_ready?
encrypts :token, deterministic: true
encrypts :raw_payload
end
validates :name, :profile_id, :profile_type, presence: true
validates :token, presence: true, on: :create
validates :profile_id, uniqueness: { scope: :family_id }
before_validation :normalize_token
belongs_to :family
has_many :wise_accounts, dependent: :destroy
has_many :accounts, through: :wise_accounts
scope :active, -> { where(scheduled_for_deletion: false) }
scope :syncable, -> { active }
scope :ordered, -> { order(created_at: :desc) }
scope :needs_update, -> { where(status: :requires_update) }
def destroy_later
update!(scheduled_for_deletion: true)
DestroyJob.perform_later(self)
end
def import_latest_wise_data(sync_start_date: nil)
provider = wise_provider
unless provider
Rails.logger.error "WiseItem #{id} - Cannot import: provider not configured"
raise Provider::Wise::WiseError.new("Wise provider is not configured", :not_configured)
end
WiseItem::Importer.new(self, wise_provider: provider, sync_start_date: sync_start_date).import
rescue => e
Rails.logger.error "WiseItem #{id} - Failed to import data: #{e.message}"
raise
end
def process_accounts
return [] if wise_accounts.empty?
results = []
wise_accounts.joins(:account).merge(Account.visible).each do |wise_account|
begin
result = WiseAccount::Processor.new(wise_account).process
results << { wise_account_id: wise_account.id, success: true, result: result }
rescue => e
Rails.logger.error "WiseItem #{id} - Failed to process account #{wise_account.id}: #{e.message}"
results << { wise_account_id: wise_account.id, success: false, error: e.message }
end
end
results
end
# Finds interbalance entry pairs (JAR inflow ↔ STANDARD outflow) and links them as Transfers.
def link_jar_transfers!
account_ids = accounts.pluck(:id)
return if account_ids.empty?
inflow_entries = Entry.where(source: "wise", account_id: account_ids)
.where("external_id LIKE 'wise_interbalance_%_inflow'")
inflow_entries.each do |inflow_entry|
resource_id = inflow_entry.external_id.sub("wise_interbalance_", "").sub("_inflow", "")
outflow_entry = Entry.where(source: "wise", account_id: account_ids,
external_id: "wise_interbalance_#{resource_id}_outflow").first
next unless outflow_entry
next unless inflow_entry.entryable.is_a?(Transaction) && outflow_entry.entryable.is_a?(Transaction)
inflow_txn = inflow_entry.entryable
outflow_txn = outflow_entry.entryable
next if Transfer.exists?(inflow_transaction_id: inflow_txn.id)
next if Transfer.exists?(outflow_transaction_id: outflow_txn.id)
transfer = Transfer.new(inflow_transaction: inflow_txn, outflow_transaction: outflow_txn, status: "confirmed")
unless transfer.save
Rails.logger.warn "WiseItem #{id} - Could not link interbalance #{resource_id}: #{transfer.errors.full_messages.join(", ")}"
end
rescue => e
Rails.logger.error "WiseItem #{id} - Error linking interbalance #{resource_id}: #{e.message}"
end
end
def schedule_account_syncs(parent_sync: nil, window_start_date: nil, window_end_date: nil)
return [] if accounts.empty?
results = []
accounts.visible.each do |account|
begin
account.sync_later(
parent_sync: parent_sync,
window_start_date: window_start_date,
window_end_date: window_end_date
)
results << { account_id: account.id, success: true }
rescue => e
Rails.logger.error "WiseItem #{id} - Failed to schedule sync for account #{account.id}: #{e.message}"
results << { account_id: account.id, success: false, error: e.message }
end
end
results
end
def has_completed_initial_setup?
accounts.any?
end
def credentials_configured?
token.to_s.strip.present?
end
def sync_status_summary
total = total_accounts_count
linked = linked_accounts_count
unlinked = unlinked_accounts_count
if total == 0
I18n.t("wise_items.sync_status.no_accounts")
elsif unlinked == 0
I18n.t("wise_items.sync_status.all_synced", count: linked)
else
I18n.t("wise_items.sync_status.partial_setup", synced: linked, pending: unlinked)
end
end
def linked_accounts_count
wise_accounts.joins(:account_provider).count
end
def unlinked_accounts_count
wise_accounts.left_joins(:account_provider).where(account_providers: { id: nil }).count
end
def total_accounts_count
wise_accounts.count
end
def institution_display_name
"Wise"
end
def wise_provider
return nil unless credentials_configured?
Provider::Wise.new(token.to_s.strip, base_url: Rails.configuration.x.wise.base_url)
end
private
def normalize_token
self.token = token&.strip
end
end