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* Add tax-advantaged account exclusions and investment data warnings * Address PR review feedback: translations + cache key stability - Add proper translations for provider warnings in 8 locales (de, es, nb, pt-BR, ro, tr, zh-CN, zh-TW) - Fix cache key stability: use SHA256.hexdigest instead of Array#hash (randomized per process) --------- Co-authored-by: luckyPipewrench <luckypipewrench@proton.me>