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The subtype attribute was moved from Account to individual accountable models to enable users to select specific subtypes during SimpleFin account import. This change allows for better account categorization and more precise display of account types (e.g., "HSA" instead of generic "Cash"). However, tests and the PlaidAccount processor weren't updated to work with the new delegation pattern. This commit fixes: - PlaidAccount::Processor now sets subtype on accountable and uses enrichable pattern to respect user locks - PropertiesController updated to handle subtype via accountable_attributes - Test fixtures corrected to set subtype on accountable models not Account - Tests updated to work with the delegated subtype pattern All originally failing tests now pass: - PropertiesControllerTest#test_updates_property_overview - PlaidAccount::ProcessorTest (2 failing tests) - AccountTest#test_gets_short/long_subtype_label