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- IncomeStatement#trimmed_mean_expense(months:, trim_pct:) — trailing-N- month mean monthly expense with the top/bottom trim_pct% of months dropped, so one-off spikes don't skew the anchor. Family#retirement_ spending_baseline now uses it (was median). - Goal::Retirement#fi_number — 25× the annual target (4% rule). - "Why this target?" card on the show page: Last-12-months anchor → Target → FI number (25×), with a "Use my average" button that sets target_spend to the trimmed-mean baseline. Money is privacy-sensitive. - Header gains a green-dot "Active plan" DS::Pill badge when projectable. Tests: trimmed_mean returns non-negative; fi_number = 25× annual target; baseline returns Money. Rubocop + erb_lint clean.
43 lines
1.5 KiB
Ruby
43 lines
1.5 KiB
Ruby
class RetirementController < ApplicationController
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include RetirementScoped
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def show
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@glide = @plan.glide_payload
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@baseline = Current.family.retirement_spending_baseline(user: Current.user)
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@pension_sources = @plan.pension_sources.order(:start_age)
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@adjustments = @plan.adjustments.ordered
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@statements = @plan.statements.chronological.reverse
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@bucket_account_ids = @plan.retirement_bucket_entries.pluck(:account_id).to_set
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@bucket_candidates = Current.family.accounts.visible.alphabetically
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@breadcrumbs = [
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[ t("breadcrumbs.home"), root_path ],
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[ t("breadcrumbs.retirement"), nil ]
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]
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end
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def update
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if @plan.update(retirement_params: merged_plan_params)
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redirect_to retirement_path, notice: t(".updated")
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else
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redirect_to retirement_path, alert: @plan.errors.full_messages.to_sentence
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end
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end
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# Live what-if: recompute against transient inputs WITHOUT persisting, and
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# stream the KPI cards back. The plan is only saved via #update.
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def forecast
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@plan.assign_attributes(retirement_params: merged_plan_params)
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render turbo_stream: turbo_stream.replace(
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"retirement_kpis", partial: "retirement/kpis", locals: { plan: @plan }
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)
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end
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private
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def merged_plan_params
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raw = params.fetch(:retirement, {}).permit(
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:birth_year, :retire_age, :target_spend, :monthly_savings, :real_return_pct
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).to_h
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(@plan.retirement_params || {}).merge(raw.reject { |_, v| v.to_s.strip.empty? })
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end
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end
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