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Decoupled/MFA banks (e.g. VR Bank in Holstein) were hard-blocked because the authorize flow aborted whenever auth_methods[0] was DECOUPLED. Enable Banking's hosted /auth page actually coordinates decoupled SCA and redirects back with a code, so route these banks through it instead: - Provider#start_authorization accepts and forwards an auth_method param - EnableBankingItem#select_auth_method picks the best method (REDIRECT > DECOUPLED > EMBEDDED), filtering by psu_type and skipping hidden methods - Shared begin_authorization! re-fetches ASPSP metadata on each authorize and reauthorize, so the method is always re-derived (no persistence required) - Remove the DECOUPLED block in the controller Also stop the integration from constantly reporting "session expired": - Only a session-level GET /sessions 401/404 flips the connection to requires_update; per-account 401/404 are retried and no longer kill the whole connection - Reconcile session_expires_at from the API's access.valid_until on every sync - Treat an expired session as a graceful requires_update state instead of raising a bare error No schema changes. Adds covering tests.
108 lines
3.2 KiB
Ruby
108 lines
3.2 KiB
Ruby
require "test_helper"
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require "ostruct"
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require "openssl"
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class Provider::EnableBankingTest < ActiveSupport::TestCase
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setup do
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key = OpenSSL::PKey::RSA.new(2048)
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@provider = Provider::EnableBanking.new(application_id: "test_app_id", client_certificate: key.to_pem)
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end
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test "get_account_transactions retries with corrected date_from from WRONG_TRANSACTIONS_PERIOD" do
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requested_queries = []
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validation_response = OpenStruct.new(
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code: 422,
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body: {
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error: "WRONG_TRANSACTIONS_PERIOD",
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detail: {
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message: "Maximum days in the past allowed for transaction list is 120",
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date_from: "2026-01-17"
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}
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}.to_json
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)
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success_response = OpenStruct.new(
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code: 200,
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body: { transactions: [] }.to_json
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)
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Provider::EnableBanking.expects(:get).twice.with do |_url, options|
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requested_queries << options[:query].dup
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true
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end.returns(validation_response, success_response)
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result = @provider.get_account_transactions(
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account_id: "acct_123",
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date_from: Date.new(2025, 12, 1),
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transaction_status: "BOOK"
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)
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assert_equal [], result[:transactions]
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assert_equal "2025-12-01", requested_queries.first[:date_from]
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assert_equal "2026-01-17", requested_queries.second[:date_from]
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end
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test "validation errors expose parsed response data" do
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response = OpenStruct.new(
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code: 422,
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body: {
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error: "WRONG_TRANSACTIONS_PERIOD",
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detail: { date_from: "2026-01-17" }
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}.to_json
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)
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error = assert_raises Provider::EnableBanking::EnableBankingError do
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@provider.send(:handle_response, response)
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end
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assert_equal :validation_error, error.error_type
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assert_equal "WRONG_TRANSACTIONS_PERIOD", error.response_data[:error]
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assert_equal Date.new(2026, 1, 17), error.corrected_date_from
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assert error.wrong_transactions_period?
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end
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test "start_authorization includes auth_method in the request body when provided" do
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captured_body = nil
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response = OpenStruct.new(
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code: 200,
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body: { url: "https://api.enablebanking.com/auth/abc", authorization_id: "auth_1" }.to_json
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)
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Provider::EnableBanking.expects(:post).with do |_url, options|
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captured_body = JSON.parse(options[:body])
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true
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end.returns(response)
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@provider.start_authorization(
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aspsp_name: "VR Bank in Holstein",
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aspsp_country: "DE",
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redirect_url: "https://app.example.com/callback",
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auth_method: "decoupled_app"
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)
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assert_equal "decoupled_app", captured_body["auth_method"]
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end
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test "start_authorization omits auth_method when not provided" do
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captured_body = nil
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response = OpenStruct.new(
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code: 200,
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body: { url: "https://api.enablebanking.com/auth/abc", authorization_id: "auth_1" }.to_json
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)
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Provider::EnableBanking.expects(:post).with do |_url, options|
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captured_body = JSON.parse(options[:body])
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true
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end.returns(response)
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@provider.start_authorization(
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aspsp_name: "ING-DiBa AG",
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aspsp_country: "DE",
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redirect_url: "https://app.example.com/callback"
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)
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assert_not captured_body.key?("auth_method")
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end
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end
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