feat(savings_goals): drop Accounts section from index

The Accounts grid duplicated the sidebar account list. Removing it gives
the Goals section more breathing room and the page a tighter narrative:
header → KPIs → Goals.

Delete Savings::AccountCardComponent, Family#savings_subtype_accounts,
the @savings_accounts / @account_goal_counts controller refs, and the
related locale keys. Sidebar still shows the savings-subtype Depository
accounts under "Cash" — no information is lost.

app/components/savings/account_card_component.html.erb

@@ -1,16 +0,0 @@
-<div class="bg-container rounded-xl shadow-border-xs p-6">
-  <div class="flex items-center gap-3 mb-3">
-    <span class="inline-flex items-center justify-center w-9 h-9 rounded-full text-inverse text-sm font-semibold"
-          style="background-color: var(--color-blue-500);">
-      <%= initial %>
-    </span>
-    <div class="min-w-0 flex-1">
-      <p class="text-sm font-medium text-primary truncate"><%= account.name %></p>
-      <p class="text-xs text-secondary"><%= subtype_label %></p>
-    </div>
-  </div>
-  <p class="text-2xl font-medium text-primary tabular-nums privacy-sensitive">
-    <%= Money.new(account.balance, account.currency).format %>
-  </p>
-  <p class="text-xs text-subdued mt-1"><%= funds_label %></p>
-</div>

app/components/savings/account_card_component.rb

@@ -1,20 +0,0 @@
-class Savings::AccountCardComponent < ApplicationComponent
-  def initialize(account:, goals_count: 0)
-    @account = account
-    @goals_count = goals_count
-  end
-
-  attr_reader :account, :goals_count
-
-  def initial
-    account.name.to_s.strip.first&.upcase || "?"
-  end
-
-  def subtype_label
-    (account.subtype || "savings").to_s.titleize
-  end
-
-  def funds_label
-    I18n.t("savings_goals.index.account_card.funds", count: goals_count)
-  end
-end

app/controllers/savings_goals_controller.rb

@@ -15,8 +15,6 @@ class SavingsGoalsController < ApplicationController
     @completed_goals = all_goals.select { |g| g.state == "completed" }
 
     @linkable_account_count = Current.family.accounts.where(accountable_type: "Depository").visible.count
-    @savings_accounts = Current.family.savings_subtype_accounts
-    @account_goal_counts = goal_count_per_account(@savings_accounts)
     @kpi = kpi_payload(@active_goals)
     @show_search = @active_goals.size > 6
   end
@@ -195,17 +193,6 @@ class SavingsGoalsController < ApplicationController
       }
     end
 
-    def goal_count_per_account(accounts)
-      return {} if accounts.empty?
-
-      SavingsGoalAccount
-        .where(account_id: accounts.map(&:id))
-        .joins(:savings_goal)
-        .where.not(savings_goals: { state: %w[archived] })
-        .group(:account_id)
-        .count
-    end
-
     def stats_for(goal)
       avg = goal.average_monthly_contribution.to_d
       sub_avg = if goal.monthly_target_amount && goal.monthly_target_amount.to_d > avg

app/models/family.rb

@@ -45,15 +45,6 @@ class Family < ApplicationRecord
   has_many :savings_goals, dependent: :destroy
   has_many :savings_contributions, through: :savings_goals
 
-  # Depository accounts with subtype = "savings". The /savings_goals
-  # index hero shows the total + sparkline across just these accounts;
-  # checking / HSA / CD / money-market are intentionally excluded.
-  def savings_subtype_accounts
-    accounts.where(accountable_type: "Depository").visible.alphabetically.select do |account|
-      account.subtype == "savings"
-    end
-  end
-
   # Sum of contribution amounts within the given date range, returned as
   # a BigDecimal in the family's primary currency. Powers the savings
   # goals "Contributed · last 30d" KPI.

app/views/savings_goals/index.html.erb

@@ -4,7 +4,7 @@
     <p class="text-sm text-secondary mt-1"><%= t(".subtitle") %></p>
   </header>
 
-  <% if @counts["all"].zero? && @savings_accounts.empty? %>
+  <% if @counts["all"].zero? %>
     <%= render "empty_state", linkable_account_count: @linkable_account_count %>
   <% else %>
     <%# KPI strip %>
@@ -67,21 +67,6 @@
       </div>
     </section>
 
-    <%# Accounts section %>
-    <% if @savings_accounts.any? %>
-      <section>
-        <div class="mb-3">
-          <h2 class="text-base font-semibold text-primary"><%= t(".accounts_section.heading") %></h2>
-          <p class="text-sm text-secondary"><%= t(".accounts_section.subtitle") %></p>
-        </div>
-        <div class="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 gap-3">
-          <% @savings_accounts.each do |account| %>
-            <%= render Savings::AccountCardComponent.new(account: account, goals_count: @account_goal_counts[account.id] || 0) %>
-          <% end %>
-        </div>
-      </section>
-    <% end %>
-
     <%# Goals section %>
     <section data-controller="savings-goals-filter"
              data-savings-goals-filter-empty-query-value="<%= t(".search.empty_with_query", query: "__QUERY__") %>"

config/locales/views/savings_goals/en.yml

@@ -30,9 +30,6 @@ en:
             one: 1 paused
             other: "%{count} paused"
         on_track_sub_all_good: All active goals on pace
-      accounts_section:
-        heading: Accounts
-        subtitle: Your savings and emergency reserves
       goals_section:
         heading: Goals
         subtitle: Save toward what matters.
@@ -55,10 +52,6 @@ en:
         behind: Behind
         no_target_date: Open-ended
         paused: Paused
-      account_card:
-        funds:
-          one: Funds 1 goal
-          other: "Funds %{count} goals"
     new:
       heading: New savings goal
       step1_subtitle: Step 1 of 2 · Goal details