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* fix(accounts): honor stored return_to after subtype account creation Closes #1766. The savings-goals empty-state "Add an account" CTA passes ?return_to, which StoreLocation captures into session[:return_to], but account-creation flows didn't always consume it: - AccountableResource#create honored a form-carried return_to but not the session value, so if the param wasn't threaded through the multi-step new-account flow the user still landed on the account page. Added a session[:return_to] fallback (the form param still wins). - PropertiesController is a 3-step wizard (create → balances → address) that never threaded return_to as a form param, and its final redirect went straight to account_path. It now honors session[:return_to] on completion. Rails blocks external-host redirects, so return_to can't open-redirect. valuations#create uses redirect_back_or_to (referer-based) — different flow, left as-is. Tests: depository create prefers the form return_to and falls back to the session value; property wizard completion honors the stored return_to. * fix(accounts): block open-redirect via return_to; consume session value Two AI-review findings on #2109: - Open-redirect (codex): the property wizard's turbo_stream completion uses stream_redirect_to, which the client resolves with Turbo.visit — that full-navigates cross-origin, bypassing Rails' redirect host-guard. A crafted ?return_to=https://evil could walk the user off-site. Filter return_to at the StoreLocation choke point (store time) to internal absolute paths only, and sanitize the separate form-param channel, so an unsafe value can't reach redirect_to / stream_redirect_to. - Stale session (coderabbit): session[:return_to] was read but never consumed. Consume it with delete at redirect time so it can't leak into a later flow. Adds guard tests (external return_to falls back to the account page). * fix(security): guard safe_return_to against non-String return_to A crafted `?return_to[]=foo` makes params[:return_to] an Array, and Array#match? doesn't exist, so safe_return_to raised NoMethodError before the open-redirect hardening could reject it. Add an is_a?(String) check as the first gate. Other CodeRabbit/Codex return_to findings on this PR were already addressed (consume-side re-validation + session.delete).