* security: throttle every credential-guessing endpoint, fix duplicate Rack::Attack middleware Follow-up on #1087 (Findings H4, M7). PR 4 of the 6-PR series. Enumerated every endpoint that checks a password, TOTP code, or backup code (grepped for User.authenticate_by/#authenticate/#verify_otp? across app/controllers, not just the ones named in the issue) — six in total, none previously throttled: - POST /sessions (SessionsController#create) — web login - POST /mfa/verify (MfaController#verify_code) — TOTP + backup codes (#verify_otp? handles both internally, so no separate endpoint to add) - POST /password_reset (PasswordResetsController#create) — also M7 - POST /api/v1/auth/login (Api::V1::AuthController#login) — mobile/API - POST /oidc_account/create_link (OidcAccountsController#create_link) — password check gating SSO-identity linking, not sign-in; easy to miss grepping routes.rb for "session"/"login" - POST /api/v1/auth/sso_link (Api::V1::AuthController#sso_link) — same as above for the mobile app Each gets two throttles (ip AND normalized email, or ip AND the MFA step-up's session-bound user id where there's no email param) so an attacker can't bypass by rotating IPs against one target, nor by spraying many emails from one IP — Rack::Attack requires every matching throttle to pass. limit: 10/minute, matching the existing oauth/token and admin/ip throttles already in this file. Also fixed a latent, unrelated-but-adjacent bug found while confirming these throttles would actually enforce the limits documented in their own comments: config/application.rb had an explicit `config.middleware.use Rack::Attack` alongside the gem's own Railtie doing the same thing (`bin/rails middleware` listed it twice) — every throttle's counter was incrementing twice per request, so all of them, old and new, were silently firing at half their documented limit. Removed the redundant explicit registration. Race-condition check (per standing instruction): Rack::Attack's counter increments are atomic within its cache store, so concurrent requests at the threshold don't undercount. No new race introduced. New tests in test/integration/rack_attack_test.rb: - Registration checks for all 6 new throttle keys (existing convention in this file). - Direct block-level tests for the discriminator logic (right path matched, right value extracted, blank/missing input produces nil rather than a bogus key) — Rack::Attack's cache backs onto Rails.cache, which is :null_store in the test environment, so no amount of request volume in a normal integration test can ever actually trip a throttle here; calling the registered block directly against a constructed Rack::Attack::Request is what makes the assertions meaningful instead of just checking string keys exist. - Regression test asserting Rack::Attack appears exactly once in the middleware stack. Verified against the NAS sure_test_web container: full restart, bin/rails test (8/8 rack_attack tests green; ran the full test/integration suite plus sessions/mfa/password_resets/api-auth/oidc_accounts controller tests too — 6 pre-existing failures, confirmed identical on the unmodified baseline before concluding they're the known WebAuthn-RP-ID-mismatch and AI-disabled environmental categories, not a regression), bin/rubocop, bin/brakeman. Also did a live demonstration against the running container (which runs RAILS_ENV=production, where Rack::Attack is actually enabled): 12 rapid POSTs to /sessions with bad credentials — requests 1-10 got 422, 11 and 12 got 429, exactly matching limit: 10. Container restored to its original state and restarted afterward. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> * security: extract email from JSON bodies for credential-guess throttles Rack::Attack runs before Rails' JSON parameter parsing, so request.params only exposed query/form fields. The documented api/v1/auth/login and .../sso_link JSON format bypassed the per-email throttle entirely, letting an attacker rotate IPs against one target's account. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> * security: guard JSON email peek against non-rewindable input and non-object payloads Rack 3 no longer requires rack.input to be rewindable, and a bare JSON.parse(body)["email"] raises NoMethodError on valid non-Hash JSON (null, arrays, scalars) — either would 500 the request instead of just skipping the email throttle. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> * security: assert non-rewindable JSON bodies stay readable by the controller Only checking that the throttle discriminator returned nil left a gap: an implementation that read the body and then discarded the result on error would pass the same assertion while leaving the controller with an exhausted stream. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> * security: close credential-guessing throttle bypass via format-suffixed paths request.path == "/sessions" (etc.) never matched "/sessions.json", which Rails still routes to the same controller action since none of these routes are declared format: false. Match the optional format suffix explicitly instead, per jjmata's review on PR #3263. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> * security: match Rails' actual format-segment charset in credential_guess_path \w excludes hyphens, but Rails' default (.:format) segment matches [^./?]+, which does include them — e.g. "/api/v1/auth/login.rate-limit" still routed and bypassed the throttle. Match the real charset instead, per CodeRabbit's follow-up on PR #3263. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> --------- Co-authored-by: Gerald <248542187+gfr-free@users.noreply.github.com> Co-authored-by: Claude Sonnet 5 <noreply@anthropic.com>
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Sure: The personal finance app for everyone
Get involved: Discord • Website • Issues
Important
This repository is a community fork of the now-abandoned Maybe Finance project.
Learn more in their final release doc.
Backstory
The Maybe Finance (archived/abandoned repo) team spent most of 2021–2022 building a full-featured personal finance and wealth management app. It even included an “Ask an Advisor” feature that connected users with a real CFP/CFA — all included with your subscription.
The business end of things didn't work out, and so they stopped developing the app in mid-2023.
After spending nearly $1 million on development (employees, contractors, data providers, infra, etc.), the team open-sourced the app. Their goal was to let users self-host it for free — and eventually launch a hosted version for a small fee.
They actually did launch that hosted version … briefly.
That also didn’t work out — at least not as a sustainable B2C business — so now here we are: hosting a community-maintained fork to keep the codebase alive and see where this can go next.
Join us!
Hosting Sure
Sure is a fully working personal finance app that can be self hosted with Docker. Sure can be accessed from a browser, the macOS desktop app, the mobile app, API clients, and LLM agents. See Sure Clients for an overview.
Forking and Attribution
This repo is a community fork of the archived Maybe Finance repo. You’re free to fork it under the AGPLv3 license — but we’d love it if you stuck around and contributed here instead.
To stay compliant and avoid trademark issues:
- Be sure to include the original AGPLv3 license and clearly state in your README that your fork is based on Maybe Finance but is not affiliated with or endorsed by Maybe Finance Inc.
- "Maybe" is a trademark of Maybe Finance Inc. and therefore, use of it is NOT allowed in forked repositories (or the logo)
Performance Issues
With data-heavy apps, inevitably, there are performance issues. We've set up a public dashboard showing the problematic requests seen on the demo site, along with the stacktraces to help debug them.
https://www.skylight.io/app/applications/s6PEZSKwcklL/recent/6h/endpoints
Any contributions that help improve performance are very much welcome.
Local Development Setup
If you are trying to self-host the app, read this guide to get started.
The instructions below are for developers to get started with contributing to the app.
Requirements
- See
.ruby-versionfile for required Ruby version - PostgreSQL >9.3 (latest stable version recommended)
- Redis > 5.4 (latest stable version recommended)
Getting Started
cd sure
cp .env.local.example .env.local
bin/setup
bin/dev
# Optionally, load demo data
rake demo_data:default
Visit http://localhost:3000 to view the app.
If you loaded the optional demo data, log in with these credentials:
- Email:
user@example.com - Password:
Password1!
For further instructions, see guides below.
Setup Guides
- Mac dev setup
- Linux dev setup
- Windows dev setup
- Dev containers - visit this guide
One-click Install
Managed OpenClaw for Sure Finances
License and Trademarks
Maybe and Sure are both distributed under an AGPLv3 license.
- "Maybe" is a trademark of Maybe Finance, Inc.
- "Sure" is not, and refers to this community fork.
