78aa064bb0
* Add liability balance normalization logic with comprehensive tests - Updated `SimplefinAccount::Processor` to normalize liability balances based on observed values, ensuring correct handling of debts and overpayments. - Enhanced `SimplefinItem::Importer` to apply similar normalization rules during imports, improving consistency. - Added multiple test cases in `SimplefinAccountProcessorTest` to validate edge cases for liabilities and mixed-sign scenarios. - Introduced helper methods (`to_decimal`, `same_sign?`) to simplify numeric operations in normalization logic. * Add overpayment detection for liabilities with heuristic-based classification - Introduced `SimplefinAccount::Liabilities::OverpaymentAnalyzer` to classify liability balances as credit, debt, or unknown using transaction history. - Updated `SimplefinAccount::Processor` and `SimplefinItem::Importer` to integrate heuristic-based balance normalization with fallback logic for ambiguous cases. - Added comprehensive unit tests in `OverpaymentAnalyzerTest` to validate classification logic and edge cases. - Enhanced logging and observability around classification results and fallback scenarios. * Refactor liability handling for better fallback consistency - Updated `sticky_key` method in `OverpaymentAnalyzer` to handle missing `@sfa.id` with a default value. - Enhanced `SimplefinAccount::Processor` to use `with_indifferent_access` for `raw_payload` and `org_data`, improving robustness in liability type inference. * Extract numeric helper methods into `SimplefinNumericHelpers` concern and apply across models - Moved `to_decimal` and `same_sign?` methods into a new `SimplefinNumericHelpers` concern for reuse. - Updated `OverpaymentAnalyzer`, `Processor`, and `Importer` to include the concern and remove redundant method definitions. - Added empty fixtures for `simplefin_accounts` and `simplefin_items` to ensure test isolation. - Refactored `OverpaymentAnalyzerTest` to reduce fixture dependencies and ensure cleanup of created records. * Refactor overpayment detection logic for clarity and fallback consistency - Simplified `enabled?` method in `OverpaymentAnalyzer` for clearer precedence order (Setting > ENV > default). - Added `parse_bool` helper to streamline boolean parsing. - Enhanced error handling with detailed logging for transaction gathering failures. - Improved `sticky_key` method to use a temporary object ID fallback when `@sfa.id` is missing. --------- Co-authored-by: Josh Waldrep <joshua.waldrep5+github@gmail.com>
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Sure: The personal finance app for everyone
Get involved: Discord • Website • Issues
Important
This repository is a community fork of the now-abandoned Maybe Finance project.
Learn more in their final release doc.
Backstory
The Maybe Finance team spent most of 2021–2022 building a full-featured personal finance and wealth management app. It even included an “Ask an Advisor” feature that connected users with a real CFP/CFA — all included with your subscription.
The business end of things didn't work out, and so they stopped developing the app in mid-2023.
After spending nearly $1 million on development (employees, contractors, data providers, infra, etc.), the team open-sourced the app. Their goal was to let users self-host it for free — and eventually launch a hosted version for a small fee.
They actually did launch that hosted version … briefly.
That also didn’t work out — at least not as a sustainable B2C business — so now here we are: hosting a community-maintained fork to keep the codebase alive and see where this can go next.
Join us!
Hosting Sure
Sure is a fully working personal finance app that can be self hosted with Docker.
Forking and Attribution
This repo is a community fork of the archived Maybe Finance repo. You’re free to fork it under the AGPLv3 license — but we’d love it if you stuck around and contributed here instead.
To stay compliant and avoid trademark issues:
- Be sure to include the original AGPLv3 license and clearly state in your README that your fork is based on Maybe Finance but is not affiliated with or endorsed by Maybe Finance Inc.
- "Maybe" is a trademark of Maybe Finance Inc. and therefore, use of it is NOT allowed in forked repositories (or the logo)
Local Development Setup
If you are trying to self-host the app, read this guide to get started.
The instructions below are for developers to get started with contributing to the app.
Requirements
- See
.ruby-versionfile for required Ruby version - PostgreSQL >9.3 (latest stable version recommended)
- Redis > 5.4 (latest stable version recommended)
Getting Started
cd sure
cp .env.local.example .env.local
bin/setup
bin/dev
# Optionally, load demo data
rake demo_data:default
Visit http://localhost:3000 to view the app. You can log in with these demo credentials (from the DB seed):
- Email:
user@example.com - Password:
Password1!
For further instructions, see guides below.
Setup Guides
- Mac dev setup
- Linux dev setup
- Windows dev setup
- Dev containers - visit this guide
One-click
License and Trademarks
Maybe and Sure are both distributed under an AGPLv3 license.
- "Maybe" is a trademark of Maybe Finance, Inc.
- "Sure" is not, and refers to this community fork.