sure/app/controllers/sophtron_items_controller.rb

class SophtronItemsController < ApplicationController
  CONNECTION_STATUS_MAX_POLLS = 6
  LOGIN_PROGRESS_CONNECTION_STATUS_MAX_POLLS = 15
  POST_MFA_CONNECTION_STATUS_MAX_POLLS = 15
  CONNECTION_STATUS_POLL_INTERVAL_MS = 4_000
  MAX_SECURITY_ANSWERS = 10
  MAX_SECURITY_ANSWER_LENGTH = 256

  before_action :set_sophtron_item, only: [
    :show, :edit, :update, :destroy, :connect_institution, :sync,
    :connection_status, :submit_mfa,
    :setup_accounts, :complete_account_setup
  ]
  before_action :require_admin!, only: [
    :new, :create, :preload_accounts, :select_accounts, :link_accounts,
    :select_existing_account, :link_existing_account, :connect_institution,
    :edit, :update, :destroy, :sync, :connection_status, :submit_mfa,
    :setup_accounts, :complete_account_setup
  ]

  def index
    @sophtron_items = Current.family.sophtron_items.active.ordered
    render layout: "settings"
  end

  def show
  end

  def preload_accounts
    item = configured_sophtron_item
    unless item
      render json: { success: false, error: "no_credentials_configured", has_accounts: false }
      return
    end

    item.ensure_customer!

    unless item.connected_to_institution?
      render json: { success: false, error: "no_institution_connected", has_accounts: nil }
      return
    end

    accounts = item.fetch_remote_accounts
    render json: { success: true, has_accounts: accounts.any?, cached: true }
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron preload error: #{e.message}")
    render json: { success: false, error: "api_error", error_message: t(".api_error"), has_accounts: nil }
  rescue StandardError => e
    Rails.logger.error("Unexpected error preloading Sophtron accounts: #{e.class}: #{e.message}")
    render json: { success: false, error: "unexpected_error", error_message: t(".unexpected_error"), has_accounts: nil }
  end

  def select_accounts
    item = configured_sophtron_item
    unless item
      render_or_redirect_setup_required
      return
    end

    item.ensure_customer!

    if connect_new_institution_flow? || !item.connected_to_institution?
      prepare_connection_form(item)
      render :connect, layout: false
      return
    end

    @available_accounts = item.reject_already_linked(item.fetch_remote_accounts)
    @accountable_type = params[:accountable_type] || "Depository"
    @return_to = safe_return_to_path

    if @available_accounts.empty?
      redirect_to new_account_path, alert: t(".no_accounts_found")
      return
    end

    render layout: false
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron API error in select_accounts: #{e.message}")
    render_api_error(t(".api_error"), safe_return_to_path)
  rescue StandardError => e
    Rails.logger.error("Unexpected error in select_accounts: #{e.class}: #{e.message}")
    render_api_error(t(".unexpected_error"), safe_return_to_path)
  end

  def connect_institution
    if params[:institution_id].blank? || params[:bank_username].blank? || params[:bank_password].blank?
      redirect_to select_accounts_sophtron_items_path(connection_context_params), alert: t(".missing_parameters")
      return
    end

    item = item_for_institution_connection(@sophtron_item)
    item.ensure_customer!
    response = sophtron_response_data!(
      item.sophtron_provider.create_user_institution(
        institution_id: params[:institution_id],
        username: params[:bank_username],
        password: params[:bank_password],
        pin: ""
      )
    ).with_indifferent_access

    job_id = response[:JobID] || response[:job_id]
    user_institution_id = response[:UserInstitutionID] || response[:user_institution_id]

    if job_id.blank? || user_institution_id.blank?
      raise Provider::Sophtron::Error.new("Sophtron did not return JobID and UserInstitutionID", :invalid_response)
    end

    item.update!(
      name: item.name.presence || t("sophtron_items.defaults.name"),
      institution_id: params[:institution_id],
      institution_name: params[:institution_name],
      user_institution_id: user_institution_id,
      current_job_id: job_id,
      raw_job_payload: response,
      job_status: nil,
      last_connection_error: nil,
      status: :good
    )

    redirect_to connection_status_sophtron_item_path(item, connection_context_params)
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron connect institution error: #{e.message}")
    redirect_to select_accounts_sophtron_items_path(connection_context_params), alert: t(".api_error", message: e.message)
  end

  def connection_status
    if prefetch_request?
      head :no_content
      return
    end

    if @sophtron_item.current_job_id.blank?
      redirect_to select_accounts_sophtron_items_path(connection_context_params)
      return
    end

    @poll_attempt = requested_poll_attempt
    if @poll_attempt > connection_status_max_polls
      render_connection_timeout
      return
    end

    job = sophtron_response_data!(@sophtron_item.sophtron_provider.get_job_information(@sophtron_item.current_job_id))
    @sophtron_item.upsert_job_snapshot!(job)

    if Provider::Sophtron.job_success?(job)
      @sophtron_item.update!(
        current_job_id: nil,
        last_connection_error: nil,
        pending_account_setup: true,
        status: :good
      )
      render_account_selection(@sophtron_item, force_refresh: true)
    elsif Provider::Sophtron.job_requires_input?(job)
      @challenge = @sophtron_item.build_mfa_challenge(job)
      prepare_connection_status_context
      render :mfa, layout: false
    elsif post_mfa_polling? && Provider::Sophtron.job_completed?(job)
      return if render_account_selection_if_accounts_available(@sophtron_item)

      render_pending_connection_status
    elsif Provider::Sophtron.job_failed?(job)
      failure_message = sophtron_connection_failure_message(job)
      @sophtron_item.update!(
        current_job_id: nil,
        user_institution_id: nil,
        last_connection_error: failure_message,
        status: :requires_update
      )
      render_institution_connection_error(failure_message)
    else
      render_pending_connection_status
    end
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron job polling error: #{e.message}")
    render_api_error(t(".api_error", message: e.message), accounts_path)
  end

  def submit_mfa
    provider = @sophtron_item.sophtron_provider
    job_id = @sophtron_item.current_job_id

    case params[:mfa_type]
    when "security_answer"
      security_answers = normalized_security_answers
      unless security_answers
        redirect_to connection_status_sophtron_item_path(@sophtron_item, connection_context_params), alert: t(".invalid_security_answers")
        return
      end

      sophtron_response_data!(provider.update_job_security_answer(job_id, security_answers))
    when "token_choice"
      sophtron_response_data!(provider.update_job_token_input(job_id, token_choice: params[:token_choice]))
    when "token_input"
      sophtron_response_data!(provider.update_job_token_input(job_id, token_input: params[:token_input]))
    when "verify_phone"
      sophtron_response_data!(provider.update_job_token_input(job_id, verify_phone_flag: true))
    when "captcha"
      sophtron_response_data!(provider.update_job_captcha(job_id, params[:captcha_input]))
    else
      redirect_to connection_status_sophtron_item_path(@sophtron_item, connection_context_params), alert: t(".unknown_challenge")
      return
    end

    redirect_to connection_status_sophtron_item_path(@sophtron_item, connection_context_params.merge(post_mfa: true))
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron MFA submission error: #{e.message}")
    redirect_to connection_status_sophtron_item_path(@sophtron_item, connection_context_params), alert: t(".api_error", message: e.message)
  end

  def link_accounts
    selected_account_ids = params[:account_ids] || []
    accountable_type = params[:accountable_type] || "Depository"
    return_to = safe_return_to_path

    if selected_account_ids.empty?
      redirect_to new_account_path, alert: t(".no_accounts_selected")
      return
    end

    item = configured_sophtron_item
    unless item&.connected_to_institution?
      redirect_to select_accounts_sophtron_items_path(accountable_type: accountable_type, return_to: return_to), alert: t(".no_institution_connected")
      return
    end

    accounts_data = item.fetch_remote_accounts(force: true)

    created_accounts = []
    already_linked_accounts = []
    invalid_accounts = []

    selected_account_ids.each do |account_id|
      account_data = accounts_data.find { |account| SophtronItem.external_account_id(account).to_s == account_id.to_s }
      next unless account_data

      if account_data[:account_name].blank?
        invalid_accounts << account_id
        Rails.logger.warn "SophtronItemsController - Skipping account #{account_id} with blank name"
        next
      end

      sophtron_account = item.upsert_sophtron_account(account_data)

      if sophtron_account.account_provider.present?
        already_linked_accounts << account_data[:account_name]
        next
      end

      ActiveRecord::Base.transaction do
        account = Account.create_and_sync(
          {
            family: Current.family,
            name: account_data[:account_name],
            balance: 0,
            currency: account_data[:currency] || "USD",
            accountable_type: accountable_type,
            accountable_attributes: {}
          },
          skip_initial_sync: true
        )

        AccountProvider.create!(account: account, provider: sophtron_account)
        created_accounts << account
      end
    end

    item.start_initial_load_later if created_accounts.any?
    redirect_after_account_link(return_to, created_accounts, already_linked_accounts, invalid_accounts)
  rescue Provider::Sophtron::Error => e
    redirect_to new_account_path, alert: t(".api_error", message: e.message)
  end

  def select_existing_account
    unless params[:account_id].present?
      redirect_to accounts_path, alert: t(".no_account_specified")
      return
    end

    @account = Current.family.accounts.find(params[:account_id])

    if @account.account_providers.exists?
      redirect_to accounts_path, alert: t(".account_already_linked")
      return
    end

    item = configured_sophtron_item
    unless item
      render_or_redirect_setup_required
      return
    end

    item.ensure_customer!

    unless item.connected_to_institution?
      prepare_connection_form(item, account: @account)
      render :connect, layout: false
      return
    end

    @available_accounts = item.reject_already_linked(item.fetch_remote_accounts)
    @return_to = safe_return_to_path

    if @available_accounts.empty?
      redirect_to accounts_path, alert: t(".all_accounts_already_linked")
      return
    end

    render layout: false
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron API error in select_existing_account: #{e.message}")
    render_api_error(t(".api_error", message: e.message), accounts_path)
  rescue StandardError => e
    Rails.logger.error("Unexpected error in select_existing_account: #{e.class}: #{e.message}")
    render_api_error(t(".unexpected_error"), accounts_path)
  end

  def link_existing_account
    account_id = params[:account_id]
    sophtron_account_id = params[:sophtron_account_id]
    return_to = safe_return_to_path

    unless account_id.present? && sophtron_account_id.present?
      redirect_to accounts_path, alert: t(".missing_parameters")
      return
    end

    account = Current.family.accounts.find(account_id)

    if account.account_providers.exists?
      redirect_to accounts_path, alert: t(".account_already_linked")
      return
    end

    item = configured_sophtron_item
    unless item&.connected_to_institution?
      redirect_to accounts_path, alert: t(".no_institution_connected")
      return
    end

    account_data = item.fetch_remote_accounts(force: true).find { |remote_account| SophtronItem.external_account_id(remote_account).to_s == sophtron_account_id.to_s }
    unless account_data
      redirect_to accounts_path, alert: t(".sophtron_account_not_found")
      return
    end

    if account_data[:account_name].blank?
      redirect_to accounts_path, alert: t(".invalid_account_name")
      return
    end

    sophtron_account = item.upsert_sophtron_account(account_data)

    if sophtron_account.account_provider.present?
      redirect_to accounts_path, alert: t(".sophtron_account_already_linked")
      return
    end

    AccountProvider.create!(account: account, provider: sophtron_account)
    item.start_initial_load_later

    redirect_to return_to || accounts_path, notice: t(".success", account_name: account.name)
  rescue Provider::Sophtron::Error => e
    Rails.logger.error("Sophtron API error in link_existing_account: #{e.message}")
    redirect_to accounts_path, alert: t(".api_error", message: e.message)
  end

  def new
    @sophtron_item = Current.family.sophtron_items.build
  end

  def create
    @sophtron_item = Current.family.sophtron_items.build(sophtron_params)
    @sophtron_item.name ||= t("sophtron_items.defaults.name")

    if @sophtron_item.save
      unless verify_and_provision_customer(@sophtron_item)
        render_sophtron_panel_error(:new, @sophtron_item.last_connection_error)
        return
      end

      render_sophtron_panel_success(:create)
    else
      render_sophtron_panel_error(:new, @sophtron_item.errors.full_messages.join(", "))
    end
  end

  def edit
  end

  def update
    if @sophtron_item.update(sophtron_params)
      unless verify_and_provision_customer(@sophtron_item)
        render_sophtron_panel_error(:edit, @sophtron_item.last_connection_error)
        return
      end

      render_sophtron_panel_success(:update)
    else
      render_sophtron_panel_error(:edit, @sophtron_item.errors.full_messages.join(", "))
    end
  end

  def destroy
    begin
      @sophtron_item.unlink_all!(dry_run: false)
    rescue => e
      Rails.logger.warn("Sophtron unlink during destroy failed: #{e.class} - #{e.message}")
    end

    @sophtron_item.destroy_later
    redirect_to accounts_path, notice: t(".success")
  end

  def sync
    @sophtron_item.sync_later unless @sophtron_item.syncing?

    respond_to do |format|
      format.html { redirect_back_or_to accounts_path }
      format.json { head :ok }
    end
  end

  def setup_accounts
    @api_error = fetch_sophtron_accounts_from_api

    @sophtron_accounts = @sophtron_item.sophtron_accounts
      .left_joins(:account_provider)
      .where(account_providers: { id: nil })

    supported_types = Provider::SophtronAdapter.supported_account_types
    account_type_keys = {
      "depository" => "Depository",
      "credit_card" => "CreditCard",
      "investment" => "Investment",
      "loan" => "Loan",
      "other_asset" => "OtherAsset"
    }

    all_account_type_options = account_type_keys.filter_map do |key, type|
      next unless supported_types.include?(type)
      [ t(".account_types.#{key}"), type ]
    end

    @account_type_options = [ [ t(".account_types.skip"), "skip" ] ] + all_account_type_options
    @subtype_options = {
      "Depository" => {
        label: "Account Subtype:",
        options: Depository::SUBTYPES.map { |k, v| [ v[:long], k ] }
      },
      "CreditCard" => {
        label: "",
        options: [],
        message: "Credit cards will be automatically set up as credit card accounts."
      },
      "Investment" => {
        label: "Investment Type:",
        options: Investment::SUBTYPES.map { |k, v| [ v[:long], k ] }
      },
      "Loan" => {
        label: "Loan Type:",
        options: Loan::SUBTYPES.map { |k, v| [ v[:long], k ] }
      },
      "Crypto" => {
        label: nil,
        options: [],
        message: "Crypto accounts track cryptocurrency holdings."
      },
      "OtherAsset" => {
        label: nil,
        options: [],
        message: "No additional options needed for Other Assets."
      }
    }
  end

  def complete_account_setup
    account_types = params[:account_types] || {}
    account_subtypes = params[:account_subtypes] || {}
    valid_types = Provider::SophtronAdapter.supported_account_types
    created_accounts = []
    skipped_count = 0

    begin
      ActiveRecord::Base.transaction do
        account_types.each do |sophtron_account_id, selected_type|
          if selected_type == "skip" || selected_type.blank?
            skipped_count += 1
            next
          end

          unless valid_types.include?(selected_type)
            Rails.logger.warn("Invalid account type '#{selected_type}' submitted for Sophtron account #{sophtron_account_id}")
            next
          end

          sophtron_account = @sophtron_item.sophtron_accounts.find_by(id: sophtron_account_id)
          unless sophtron_account
            Rails.logger.warn("Sophtron account #{sophtron_account_id} not found for item #{@sophtron_item.id}")
            next
          end

          if sophtron_account.account_provider.present?
            Rails.logger.info("Sophtron account #{sophtron_account_id} already linked, skipping")
            next
          end

          selected_subtype = account_subtypes[sophtron_account_id]
          selected_subtype = "credit_card" if selected_type == "CreditCard" && selected_subtype.blank?

          account = Account.create_and_sync(
            {
              family: Current.family,
              name: sophtron_account.name,
              balance: sophtron_account.balance || 0,
              currency: sophtron_account.currency || "USD",
              accountable_type: selected_type,
              accountable_attributes: selected_subtype.present? ? { subtype: selected_subtype } : {}
            },
            skip_initial_sync: true
          )

          AccountProvider.create!(account: account, provider: sophtron_account)
          created_accounts << account
        end
      end
    rescue ActiveRecord::RecordInvalid, ActiveRecord::RecordNotSaved => e
      Rails.logger.error("Sophtron account setup failed: #{e.class} - #{e.message}")
      Rails.logger.error(e.backtrace.first(10).join("\n"))
      flash[:alert] = t(".creation_failed")
      redirect_to accounts_path, status: :see_other
      return
    rescue StandardError => e
      Rails.logger.error("Sophtron account setup failed unexpectedly: #{e.class} - #{e.message}")
      Rails.logger.error(e.backtrace.first(10).join("\n"))
      flash[:alert] = t(".unexpected_error")
      redirect_to accounts_path, status: :see_other
      return
    end

    @sophtron_item.start_initial_load_later if created_accounts.any?

    flash[:notice] = if created_accounts.any?
      t(".success", count: created_accounts.count)
    elsif skipped_count > 0
      t(".all_skipped")
    else
      t(".no_accounts")
    end

    if turbo_frame_request?
      @manual_accounts = Account.uncached {
        Current.family.accounts.visible_manual.order(:name).to_a
      }
      @sophtron_items = Current.family.sophtron_items.ordered
      manual_accounts_stream = if @manual_accounts.any?
        turbo_stream.update(
          "manual-accounts",
          partial: "accounts/index/manual_accounts",
          locals: { accounts: @manual_accounts }
        )
      else
        turbo_stream.replace("manual-accounts", view_context.tag.div(id: "manual-accounts"))
      end

      render turbo_stream: [
        manual_accounts_stream,
        turbo_stream.replace(
          ActionView::RecordIdentifier.dom_id(@sophtron_item),
          partial: "sophtron_items/sophtron_item",
          locals: { sophtron_item: @sophtron_item }
        )
      ] + Array(flash_notification_stream_items)
    else
      redirect_to accounts_path, status: :see_other
    end
  end

  private

    def configured_sophtron_item
      Current.family.configured_sophtron_item
    end

    def normalized_security_answers
      raw_answers = Array(params[:security_answers]).flatten
      return if raw_answers.size > MAX_SECURITY_ANSWERS
      return if raw_answers.any? { |answer| answer.to_s.length > MAX_SECURITY_ANSWER_LENGTH }

      answers = raw_answers.filter_map do |answer|
        answer.to_s.strip.presence
      end

      return if answers.empty?

      answers
    end

    def sophtron_response_data!(response)
      Provider::Sophtron.response_data!(response)
    end

    def verify_and_provision_customer(item)
      provider = item.sophtron_provider
      raise Provider::Sophtron::Error.new("Sophtron provider is not configured", :configuration_error) unless provider

      sophtron_response_data!(provider.health_check_auth)
      item.ensure_customer!(provider: provider)
      true
    rescue Provider::Sophtron::Error => e
      item.update(status: :requires_update, last_connection_error: e.message)
      Rails.logger.error("Sophtron customer provisioning failed: #{e.message}")
      false
    end

    def render_sophtron_panel_success(action_name)
      if turbo_frame_request?
        flash.now[:notice] = t("sophtron_items.#{action_name}.success")
        @sophtron_items = Current.family.sophtron_items.ordered
        render turbo_stream: [
          turbo_stream.replace(
            "sophtron-providers-panel",
            partial: "settings/providers/sophtron_panel",
            locals: { sophtron_items: @sophtron_items }
          ),
          *flash_notification_stream_items
        ]
      else
        redirect_to accounts_path, notice: t("sophtron_items.#{action_name}.success"), status: :see_other
      end
    end

    def render_sophtron_panel_error(view_name, message)
      @error_message = message
      if turbo_frame_request?
        render turbo_stream: turbo_stream.replace(
          "sophtron-providers-panel",
          partial: "settings/providers/sophtron_panel",
          locals: { error_message: @error_message }
        ), status: :unprocessable_entity
      else
        render view_name, status: :unprocessable_entity
      end
    end

    def render_or_redirect_setup_required
      if turbo_frame_request?
        render partial: "sophtron_items/setup_required", layout: false
      else
        redirect_to settings_providers_path, alert: t("sophtron_items.select_accounts.no_credentials_configured")
      end
    end

    def item_for_institution_connection(item)
      return item unless connect_new_institution_flow? && should_create_sophtron_item_for_new_institution?(item)

      Current.family.sophtron_items.create!(
        name: item.name.presence || t("sophtron_items.defaults.name"),
        user_id: item.user_id,
        access_key: item.access_key,
        base_url: item.base_url,
        customer_id: item.customer_id,
        customer_name: item.customer_name,
        raw_customer_payload: item.raw_customer_payload,
        sync_start_date: item.sync_start_date
      )
    end

    def should_create_sophtron_item_for_new_institution?(item)
      item.user_institution_id.present? ||
        item.current_job_id.present? ||
        item.institution_id.present? ||
        item.institution_name.present? ||
        item.sophtron_accounts.exists?
    end

    def prepare_connection_form(item, account: nil)
      @sophtron_item = item
      @account = account
      @accountable_type = params[:accountable_type] || "Depository"
      @return_to = safe_return_to_path
      @connect_new_institution = connect_new_institution_flow?
      @institution_search = params[:institution_name].to_s.strip
      @institutions = []

      if @institution_search.length >= 2
        @institutions = sophtron_response_data!(item.sophtron_provider.search_institutions(@institution_search))
      end
    end

    def render_account_selection(item, force_refresh: false)
      @available_accounts = item.reject_already_linked(item.fetch_remote_accounts(force: force_refresh))
      @accountable_type = params[:accountable_type] || "Depository"
      @return_to = safe_return_to_path

      if params[:account_id].present?
        @account = Current.family.accounts.find(params[:account_id])
        render :select_existing_account, layout: false
      else
        render :select_accounts, layout: false
      end
    end

    def render_account_selection_if_accounts_available(item)
      accounts = item.fetch_remote_accounts(force: true)
      return false if accounts.empty?

      item.update!(
        current_job_id: nil,
        last_connection_error: nil,
        pending_account_setup: true,
        status: :good
      )

      @available_accounts = item.reject_already_linked(accounts)
      @accountable_type = params[:accountable_type] || "Depository"
      @return_to = safe_return_to_path

      if params[:account_id].present?
        @account = Current.family.accounts.find(params[:account_id])
        render :select_existing_account, layout: false
      else
        render :select_accounts, layout: false
      end

      true
    rescue Provider::Sophtron::Error => e
      Rails.logger.info("Sophtron accounts are not available after completed job #{item.current_job_id}: #{e.message}")
      false
    end

    def render_pending_connection_status
      if @poll_attempt >= connection_status_max_polls
        render_connection_timeout
        return
      end

      prepare_connection_status_context
      @next_poll_attempt = @poll_attempt + 1
      render :connection_status, layout: false
    end

    def prepare_connection_status_context
      @accountable_type = params[:accountable_type] || "Depository"
      @account_id = params[:account_id]
      @return_to = safe_return_to_path
      @poll_interval_ms = CONNECTION_STATUS_POLL_INTERVAL_MS
      @post_mfa_polling = post_mfa_polling?
      @max_poll_attempts = connection_status_max_polls
    end

    def requested_poll_attempt
      poll_attempt = params[:poll_attempt].to_i
      poll_attempt.positive? ? poll_attempt : 1
    end

    def render_connection_timeout
      @poll_attempt = connection_status_max_polls if @poll_attempt.to_i > connection_status_max_polls
      @poll_attempt = 1 if @poll_attempt.to_i < 1
      @sophtron_item.update!(
        last_connection_error: t(".timeout"),
        status: :requires_update
      )
      prepare_connection_status_context
      @timed_out = true
      render :connection_status, layout: false
    end

    def connection_status_max_polls
      if post_mfa_polling?
        POST_MFA_CONNECTION_STATUS_MAX_POLLS
      elsif login_progress_polling?
        LOGIN_PROGRESS_CONNECTION_STATUS_MAX_POLLS
      else
        CONNECTION_STATUS_MAX_POLLS
      end
    end

    def post_mfa_polling?
      ActiveModel::Type::Boolean.new.cast(params[:post_mfa]) || post_mfa_job_payload?(@sophtron_item.raw_job_payload)
    end

    def post_mfa_job_payload?(job_payload)
      job = (job_payload || {}).with_indifferent_access
      job[:TokenInput].present? || %w[TokenInput TransactionTable].include?(job[:LastStep].to_s)
    end

    def login_progress_polling?
      login_progress_job_payload?(@sophtron_item.raw_job_payload)
    end

    def login_progress_job_payload?(job_payload)
      job = (job_payload || {}).with_indifferent_access
      last_status = job[:LastStatus] || job[:last_status]
      return false if Provider::Sophtron.failure_job_status?(last_status)

      job[:LastStep].present? || job[:last_step].present? || last_status.present?
    end

    def prefetch_request?
      [
        request.headers["X-Sec-Purpose"],
        request.headers["Sec-Purpose"],
        request.headers["Purpose"]
      ].any? { |value| value.to_s.include?("prefetch") }
    end

    def render_institution_connection_error(message)
      render_api_error(
        message,
        select_accounts_sophtron_items_path(connection_context_params.except(:post_mfa, "post_mfa")),
        heading: t("sophtron_items.api_error.institution_unable_to_connect"),
        issue_keys: %w[bank_credentials verification_code institution_timeout unsupported_mfa],
        action_label: t("sophtron_items.api_error.try_again")
      )
    end

    def sophtron_connection_failure_message(job)
      last_status = job.with_indifferent_access[:LastStatus].to_s
      return t("sophtron_items.connection_status.failed_timeout") if last_status.match?(/timeout/i)

      t("sophtron_items.connection_status.failed")
    end

    def render_api_error(message, return_path, heading: nil, issue_keys: nil, action_label: nil)
      render partial: "sophtron_items/api_error",
             locals: {
               error_message: message,
               return_path: return_path,
               heading: heading,
               issue_keys: issue_keys,
               action_label: action_label
             },
             layout: false
    end

    def redirect_after_account_link(return_to, created_accounts, already_linked_accounts, invalid_accounts)
      if invalid_accounts.any? && created_accounts.empty? && already_linked_accounts.empty?
        redirect_to new_account_path, alert: t(".invalid_account_names", count: invalid_accounts.count)
      elsif invalid_accounts.any? && (created_accounts.any? || already_linked_accounts.any?)
        redirect_to return_to || accounts_path,
                    alert: t(".partial_invalid",
                             created_count: created_accounts.count,
                             already_linked_count: already_linked_accounts.count,
                             invalid_count: invalid_accounts.count)
      elsif created_accounts.any? && already_linked_accounts.any?
        redirect_to return_to || accounts_path,
                    notice: t(".partial_success",
                             created_count: created_accounts.count,
                             already_linked_count: already_linked_accounts.count,
                             already_linked_names: already_linked_accounts.join(", "))
      elsif created_accounts.any?
        redirect_to return_to || accounts_path, notice: t(".success", count: created_accounts.count)
      elsif already_linked_accounts.any?
        redirect_to return_to || accounts_path,
                    alert: t(".all_already_linked",
                            count: already_linked_accounts.count,
                            names: already_linked_accounts.join(", "))
      else
        redirect_to new_account_path, alert: t(".link_failed")
      end
    end

    def fetch_sophtron_accounts_from_api
      return nil unless @sophtron_item.sophtron_accounts.empty?
      return t("sophtron_items.setup_accounts.no_access_key") unless @sophtron_item.credentials_configured?
      return t("sophtron_items.setup_accounts.no_institution_connected") unless @sophtron_item.connected_to_institution?

      @sophtron_item.fetch_remote_accounts(force: true)
      nil
    rescue Provider::Sophtron::Error => e
      Rails.logger.error("Sophtron API error: #{e.message}")
      t("sophtron_items.setup_accounts.api_error")
    rescue StandardError => e
      Rails.logger.error("Unexpected error fetching Sophtron accounts: #{e.class}: #{e.message}")
      Rails.logger.error(e.backtrace.first(10).join("\n"))
      t("sophtron_items.setup_accounts.api_error")
    end

    def set_sophtron_item
      @sophtron_item = Current.family.sophtron_items.find(params[:id])
    end

    def sophtron_params
      params.require(:sophtron_item).permit(:name, :user_id, :access_key, :base_url, :sync_start_date)
    end

    def connection_context_params
      params.permit(:accountable_type, :account_id, :return_to, :post_mfa, :connect_new_institution).to_h.compact
    end

    def connect_new_institution_flow?
      ActiveModel::Type::Boolean.new.cast(params[:connect_new_institution])
    end

    def safe_return_to_path
      return nil if params[:return_to].blank?

      return_to = params[:return_to].to_s

      begin
        uri = URI.parse(return_to)
        return nil if uri.scheme.present? || uri.host.present?
        return nil if return_to.start_with?("//")
        return nil unless return_to.start_with?("/")

        return_to
      rescue URI::InvalidURIError
        nil
      end
    end
end