ca73a2f389
Lays the foundation for Retirement v2 as a preview feature stacked on Goals v2. Math, lens UI, pension sources and bucket all defer to later PRs; this PR ships only the data-model spine and a placeholder landing. - STI on goals: add `type` (default "Goal") + `user_id` columns; partial index for `Goal::Retirement` rows; check constraint requiring an owner on retirement rows. Existing goals backfill to `type='Goal'`; base `Goal#editable_by?` stays family-scoped. - `Goal::Retirement` subclass with single-user owner and `editable_by?` narrowed to owner-only. Parent depository-only linked-account validations no-op'd; PR2 introduces `RetirementBucketEntry`. - `families.retirement_disabled` killswitch (default false) + `Family#retirement_enabled?(user)` helper as tier 2 of the gate. Tier 1 is the existing `PreviewGateable` flow. - `RetirementController#show`: `require_preview_features!` then `ensure_module_enabled!` then a placeholder body. Unknown to users without preview features; 404 when the family killswitch is on (the feature behaves as if it does not exist). - Sidebar: new `sun`-icon entry after Goals, hidden unless the user has preview features AND the family has retirement enabled, so the killswitch hides the nav rather than leaving a link that 404s. - Locales: EN copy for nav, breadcrumb, page header, placeholder body, and the new `owner.must_belong_to_family` validation message under the goal model. DE deferred to PR4. - Tests: STI roundtrip, owner presence + family-membership validations, `editable_by?` on both Goal and Goal::Retirement, gate matrix on the controller, nav-item visibility under both preview and family flags, base-row STI backfill. Stack ahead: PR2 ships the data plane (PensionSource, statements, adjustments, bucket entries); PR3 wires the `Retirement::Fire::*` forecast engine + WHAT-IF Turbo Stream slider loop; PR4 lands the single combined-page UI per Claude's 2026-05-29 design (glide chart with hover-tooltip income breakdown, no separate stacked-area chart).
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Sure: The personal finance app for everyone
Get involved: Discord • Website • Issues
Important
This repository is a community fork of the now-abandoned Maybe Finance project.
Learn more in their final release doc.
Backstory
The Maybe Finance (archived/abandoned repo) team spent most of 2021–2022 building a full-featured personal finance and wealth management app. It even included an “Ask an Advisor” feature that connected users with a real CFP/CFA — all included with your subscription.
The business end of things didn't work out, and so they stopped developing the app in mid-2023.
After spending nearly $1 million on development (employees, contractors, data providers, infra, etc.), the team open-sourced the app. Their goal was to let users self-host it for free — and eventually launch a hosted version for a small fee.
They actually did launch that hosted version … briefly.
That also didn’t work out — at least not as a sustainable B2C business — so now here we are: hosting a community-maintained fork to keep the codebase alive and see where this can go next.
Join us!
Hosting Sure
Sure is a fully working personal finance app that can be self hosted with Docker.
Forking and Attribution
This repo is a community fork of the archived Maybe Finance repo. You’re free to fork it under the AGPLv3 license — but we’d love it if you stuck around and contributed here instead.
To stay compliant and avoid trademark issues:
- Be sure to include the original AGPLv3 license and clearly state in your README that your fork is based on Maybe Finance but is not affiliated with or endorsed by Maybe Finance Inc.
- "Maybe" is a trademark of Maybe Finance Inc. and therefore, use of it is NOT allowed in forked repositories (or the logo)
Performance Issues
With data-heavy apps, inevitably, there are performance issues. We've set up a public dashboard showing the problematic requests seen on the demo site, along with the stacktraces to help debug them.
https://www.skylight.io/app/applications/s6PEZSKwcklL/recent/6h/endpoints
Any contributions that help improve performance are very much welcome.
Local Development Setup
If you are trying to self-host the app, read this guide to get started.
The instructions below are for developers to get started with contributing to the app.
Requirements
- See
.ruby-versionfile for required Ruby version - PostgreSQL >9.3 (latest stable version recommended)
- Redis > 5.4 (latest stable version recommended)
Getting Started
cd sure
cp .env.local.example .env.local
bin/setup
bin/dev
# Optionally, load demo data
rake demo_data:default
Visit http://localhost:3000 to view the app.
If you loaded the optional demo data, log in with these credentials:
- Email:
user@example.com - Password:
Password1!
For further instructions, see guides below.
Setup Guides
- Mac dev setup
- Linux dev setup
- Windows dev setup
- Dev containers - visit this guide
One-click Install
Managed OpenClaw for Sure Finances
License and Trademarks
Maybe and Sure are both distributed under an AGPLv3 license.
- "Maybe" is a trademark of Maybe Finance, Inc.
- "Sure" is not, and refers to this community fork.
