sure/app/views/simplefin_items/setup_accounts.html.erb

<% content_for :title, "Set Up SimpleFin Accounts" %>

<%= render DS::Dialog.new do |dialog| %>
  <% dialog.with_header(title: "Set Up Your SimpleFin Accounts") do %>
    <div class="flex items-center gap-2">
      <%= icon "building-2", class: "text-primary" %>
      <span class="text-primary">Choose the correct account types for your imported accounts</span>
    </div>
  <% end %>

  <% dialog.with_body do %>
    <%= form_with url: complete_account_setup_simplefin_item_path(@simplefin_item),
                  method: :post,
                  local: true,
                  data: {
                    controller: "loading-button",
                    action: "submit->loading-button#showLoading",
                    loading_button_loading_text_value: "Creating Accounts...",
                    turbo_frame: "_top"
                  },
                  class: "space-y-6" do |form| %>

      <div class="space-y-4">
        <div class="bg-surface border border-primary p-4 rounded-lg">
          <div class="flex items-start gap-3">
            <%= icon "info", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
            <div>
              <p class="text-sm text-primary mb-2">
                <strong>Choose the correct account type for each SimpleFin account:</strong>
              </p>
              <ul class="text-xs text-secondary space-y-1 list-disc list-inside">
                <li><strong>Checking or Savings</strong> - Regular bank accounts</li>
                <li><strong>Credit Card</strong> - Credit card accounts</li>
                <li><strong>Investment</strong> - Brokerage, 401(k), IRA accounts</li>
                <li><strong>Loan or Mortgage</strong> - Debt accounts</li>
                <li><strong>Other Asset</strong> - Everything else</li>
              </ul>
            </div>
          </div>
        </div>

        <!-- Sync Data Information -->
        <div class="bg-surface border border-primary p-4 rounded-lg">
          <div class="flex items-start gap-3">
            <%= icon "clock", size: "sm", class: "text-primary mt-0.5 flex-shrink-0" %>
            <div class="flex-1">
              <p class="text-sm text-primary mb-2">
                <strong>Transaction History:</strong>
              </p>
              <p class="text-xs text-secondary">
                SimpleFin typically provides <strong>60-90 days</strong> of transaction history, depending on your bank.
                After initial setup, new transactions will sync automatically going forward.
                Historical data availability varies by institution and account type.
              </p>
            </div>
          </div>
        </div>

        <% @simplefin_accounts.each do |simplefin_account| %>
          <% inferred = @inferred_map[simplefin_account.id] || {} %>
          <% activity = simplefin_account.activity_summary %>
          <% near_zero_balance = (simplefin_account.current_balance || 0).to_d.abs <= 1 %>
          <%# "Likely closed" requires evidence of prior activity that has since stopped.
             An empty payload carries no signal (could be a brand-new card) so it renders
             the neutral "no transactions imported yet" badge instead. %>
          <% likely_closed = activity.last_transacted_at.present? && activity.dormant? && near_zero_balance %>
          <%# Default likely-closed accounts (dormant AND near-zero balance) to "skip" so
             users don't accidentally create empty Sure accounts for closed/replaced cards. %>
          <% selected_type = if likely_closed
            "skip"
          else
            inferred[:confidence] == :high ? inferred[:type] : "skip"
          end %>
          <%# Check if this account needs user attention (type selected but subtype missing) %>
          <% types_with_subtypes = %w[Depository Investment Loan] %>
          <% needs_subtype_attention = selected_type != "skip" && types_with_subtypes.include?(selected_type) && inferred[:subtype].blank? %>

          <% card_class = if needs_subtype_attention
            "border-2 border-warning bg-warning/5"
          elsif likely_closed
            "border border-secondary/40 bg-surface-inset/30"
          else
            "border border-primary"
          end %>
          <div class="rounded-lg p-4 <%= card_class %>">
            <div class="flex items-center justify-between mb-3">
              <div class="flex-1">
                <h3 class="font-medium <%= likely_closed ? "text-secondary" : "text-primary" %>">
                  <%= simplefin_account.name %>
                  <% if simplefin_account.org_data.present? && simplefin_account.org_data['name'].present? %>
                    <span class="text-secondary">• <%= simplefin_account.org_data["name"] %></span>
                  <% end %>
                </h3>
                <p class="text-sm text-secondary">
                  <%= t(".account_card.balance") %>: <%= number_to_currency(simplefin_account.current_balance || 0, unit: simplefin_account.currency) %>
                </p>
                <%= render "activity_badge", activity: activity, likely_closed: likely_closed %>
              </div>
            </div>

            <div class="space-y-3" data-controller="account-type-selector" data-account-type-selector-account-id-value="<%= simplefin_account.id %>">
              <div>
                <%= label_tag "account_types[#{simplefin_account.id}]", "Account Type:",
                             class: "block text-sm font-medium text-primary mb-2" %>
                <%= select_tag "account_types[#{simplefin_account.id}]",
                              options_for_select(@account_type_options, selected_type),
                              { class: "appearance-none bg-container border border-primary rounded-md px-3 py-2 text-sm leading-6 text-primary focus:border-primary focus:ring-1 focus:ring-primary focus:outline-none w-full",
                                data: {
                                  action: "change->account-type-selector#updateSubtype"
                                } } %>
              </div>

              <!-- Subtype dropdowns (shown/hidden based on account type) -->
              <div data-account-type-selector-target="subtypeContainer">
                <% @subtype_options.each do |account_type, subtype_config| %>
                  <%= render "subtype_select", account_type: account_type, subtype_config: subtype_config, simplefin_account: simplefin_account %>
                <% end %>
              </div>
            </div>
          </div>
        <% end %>

        <% if @stale_simplefin_accounts&.any? %>
          <!-- Stale Accounts Section -->
          <div class="border-t border-primary mt-6 pt-6">
            <div class="bg-warning/10 border border-warning rounded-lg p-4 mb-4">
              <div class="flex items-start gap-3">
                <%= icon "alert-triangle", size: "sm", class: "text-warning mt-0.5 flex-shrink-0" %>
                <div>
                  <p class="text-sm text-primary font-medium mb-1">
                    <%= t("simplefin_items.setup_accounts.stale_accounts.title") %>
                  </p>
                  <p class="text-xs text-secondary">
                    <%= t("simplefin_items.setup_accounts.stale_accounts.description") %>
                  </p>
                </div>
              </div>
            </div>

            <% @stale_simplefin_accounts.each do |simplefin_account| %>
              <%= render "stale_account_row", simplefin_account: simplefin_account, target_accounts: @target_accounts %>
            <% end %>
          </div>
        <% end %>
      </div>

      <div class="flex gap-3">
        <%= render DS::Button.new(
          text: "Create Accounts",
          variant: "primary",
          icon: "plus",
          type: "submit",
          class: "flex-1",
          data: { loading_button_target: "button" }
        ) %>
        <%= render DS::Link.new(
          text: "Cancel",
          variant: "secondary",
          href: accounts_path
        ) %>
      </div>
    <% end %>
  <% end %>
<% end %>