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ae37c2495f
* Fix loan account subtype not persisting on create The LoansController was missing :subtype in permitted_accountable_attributes, causing form submissions with account[subtype] to be silently ignored. This is the same bug that was fixed for Investment accounts in PR #1039 and Crypto accounts in PR #1022. Fixes: loan account subtype not saving (v0.7.0-alpha.4) * Validate loan subtype values Agent-Logs-Url: https://github.com/we-promise/sure/sessions/54bc6874-2cc0-43aa-ac44-9acd50316be3 Co-authored-by: jjmata <187772+jjmata@users.noreply.github.com> --------- Co-authored-by: SureBot <sure-bot@we-promise.com> Co-authored-by: copilot-swe-agent[bot] <198982749+Copilot@users.noreply.github.com> Co-authored-by: jjmata <187772+jjmata@users.noreply.github.com>
47 lines
1.2 KiB
Ruby
47 lines
1.2 KiB
Ruby
class Loan < ApplicationRecord
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include Accountable
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SUBTYPES = {
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"mortgage" => { short: "Mortgage", long: "Mortgage" },
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"student" => { short: "Student Loan", long: "Student Loan" },
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"auto" => { short: "Auto Loan", long: "Auto Loan" },
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"other" => { short: "Other Loan", long: "Other Loan" }
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}.freeze
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validates :subtype, inclusion: { in: SUBTYPES.keys }, allow_blank: true
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def monthly_payment
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return nil if term_months.nil? || interest_rate.nil? || rate_type.nil? || rate_type != "fixed"
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return Money.new(0, account.currency) if account.loan.original_balance.amount.zero? || term_months.zero?
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annual_rate = interest_rate / 100.0
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monthly_rate = annual_rate / 12.0
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if monthly_rate.zero?
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payment = account.loan.original_balance.amount / term_months
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else
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payment = (account.loan.original_balance.amount * monthly_rate * (1 + monthly_rate)**term_months) / ((1 + monthly_rate)**term_months - 1)
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end
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Money.new(payment.round, account.currency)
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end
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def original_balance
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Money.new(account.first_valuation_amount, account.currency)
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end
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class << self
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def color
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"#D444F1"
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end
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def icon
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"hand-coins"
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end
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def classification
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"liability"
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end
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end
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end
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